Wise, ex TransferWise APK

Version 7.2.1 - com.transferwise.android
Last updated: Thu, 15 Apr 2021 19:54:26 UTC
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Wise, ex TransferWise apk

APP Information

Download Version 7.2.1 (573)
Apk Size46.11 MB
App DeveloperTransferWise
Malware CheckTRUSTED
Install on Android5.0 and up
App Packagecom.transferwise.android.apk
Website http://transferwise.com

Download Wise, ex TransferWise 7.2.1 APK

App Description

Wise, ex TransferWise is transferwise,android,finance,wise,(formerly,transferwise), content rating is Everyone (PEGI-3). This app is rated 4.36 by 11 users who are using this app. To know more about the company/developer, visit TransferWise website who developed it. com.transferwise.android.apk apps can be downloaded and installed on Android 5.0 and higher Android devices. The Latest Version of 7.2.1 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 44567+ times on store. You can also download com.transferwise.android APK and run it with the popular Android Emulators.

Join over 10 million people and businesses, in more than 170 countries, who use Wise to send, spend, convert, and receive money internationally. 

Wise is for anyone — travellers, immigrants, freelancers, organisations — whose money crosses borders. We’re 8x cheaper on average than leading UK banks. And a lot faster, too.

— Cheaper and faster money transfers —
• Send money to over 80 countries 
• For a super-low fee, you get the real exchange rate, like on Google, for every money transfer
• 50% of transfers are instant or arrive within an hour
• Secure your transfers with two-factor authentication

— A debit card to spend worldwide —
• Spend or withdraw money in more than 200 countries
• If you don’t have the local currency, we’ll auto-convert what you have with the lowest possible price
• Freeze and unfreeze your card, and update your virtual card whenever you like

— Get paid with real account details —
• Get your own UK account number and sort code, European IBAN, US routing and account numbers, and more. As if you had local bank accounts around the world.
• Use these account details to get paid in multiple currencies for free, and for direct debits
• Keep up-to-date with instant push notifications for every transaction

— Hold 50+ currencies and convert between them instantly —
• No monthly fee and no maintenance fee to keep money in your account, in most cases
• Convert between currencies instantly, at the real exchange rate, for a super-low fee

— A better business account for going global —
• Pay invoices and bills faster, at a better exchange rate
• Use account details to get paid by clients and customers around the world
• Connect to supported platforms like Amazon, Stripe, Xero, and more

Wise is regulated by the FCA in the UK, and by other authorities around the world. Your money’s safe with us.

Send from: GBP (British Pound), EUR (Euro), USD (US Dollar), AUD (Australian Dollar), BGN (Bulgarian Lev), BRL (Brazilian Real), CAD (Canadian Dollar), CHF (Swiss Franc), CZK (Czech Koruna), DKK (Danish Krone), HKD (Hong Kong Dollar), HRK (Croatian Kuna), HUF (Hungarian Forint), JPY (Japanese Yen), NOK (Norwegian Krone), NZD (New Zealand Dollar), PLN (Polish Zloty), RON (New Romanian Leu), SEK (Swedish Krona), SGD (Singapore Dollar)

Send to: EUR (Euro), USD (US Dollar), GBP (British Pound), AED (UAE Dirham), AUD (Australian Dollar), BDT (Bangladeshi Taka), BGN (Bulgarian Lev), BRL (Brazilian Real), CAD (Canadian Dollar), CHF (Swiss Franc), CLP (Chilean Peso), CNY (Chinese Yuan), CZK (Czech Koruna), DKK (Danish Krone), EGP (Egyptian Pound), GEL (Georgian Lari), HKD (Hong Kong Dollar), HRK (Croatian Kuna), HUF (Hungarian Forint), IDR (Indonesian Rupiah), ILS (Israeli Shekel), INR (Indian Rupee), JPY (Japanese Yen), KES (Kenyan Shilling), KRW (South Korean Won), LKR (Sri Lankan Rupee), MAD (Moroccan Dirham), MXN (Mexican Peso), MYR (Malaysian Ringgit), NOK (Norwegian Krone), NZD (New Zealand Dollar), PEN (Peruvian Nuevo Sol), PHP (Philippine Peso), PKR (Pakistan Rupee), PLN (Polish Zloty), RON (Romanian Leu), RUB (Russian Rouble), SEK (Swedish Krona), SGD (Singapore Dollar), THB (Thai Baht), TRY (Turkish Lira), UAH (Ukrainian Hryvnia), VND (Vietnamese Dong), ZAR (South African Rand)

App ChangeLog

  • We fixed some bugs and made improvements to make the app work better.

App Screens

Wise, ex TransferWise App Screen 1Wise, ex TransferWise App Screen 2Wise, ex TransferWise App Screen 3Wise, ex TransferWise App Screen 4Wise, ex TransferWise App Screen 5Wise, ex TransferWise App Screen 6Wise, ex TransferWise App Screen 7Wise, ex TransferWise App Screen 8Wise, ex TransferWise App Screen 9Wise, ex TransferWise App Screen 10Wise, ex TransferWise App Screen 11


requires following permissions on your android device.

view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

view Wi-Fi connections
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

Allows access to the list of accounts in the Accounts Service.

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

control Near Field Communication
Allows the app to communicate with Near Field Communication (NFC) tags, cards, and readers.

read your contacts
Allows the app to read data about your contacts stored on your phone, including the frequency with which you've called, emailed, or communicated in other ways with specific individuals. This permission allows apps to save your contact data, and malicious apps may share contact data without your knowledge.

read the contents of your SD card
Allows the app to read the contents of your SD card.

control vibration
Allows the app to control the vibrator.

prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.

modify or delete the contents of your SD card
Allows the app to write to the SD card.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.

Older Versions

More Android Apps to Consider

Google Play Reviews

  1. Keith Schaller-avatar

    Keith Schaller


    They have added more features like statements and the app has gotten better but there's a really bad bug where you want to add $300 or $500 to your account, it adds $3 or $50. This is really annoying and then you run out of daily transfers for the day from credit or debit cards. Your options are to wait or do a weekly ACH or wire transfer. $30 for a wire transfer or a week to deliver ACH funds just won't work. Occasionally the wait times and delivery estimates are terrible sending money.

  2. Viking nomad - daily life-avatar

    Viking nomad - daily life


    how much money i can send through transferwise Best thing I ever did for myself regarding to banking. First month I saved €126 in bank fees compared to my usual bank. I had some problems in the beginning using the app to my satisfaction, but a call to the friendly and helpful helpline got me up and running in a few minutes. Update October 2020. TransferWise has solved all the issues I had in the beginning, and I now transfer money to Asian banks in 30 min. I live almost next to one bank, but TransferWise is faster than going there!

  3. Adrian Wood-avatar

    Adrian Wood


    how to send money globally Decent app, sometimes difficult to use. However it could be more secure. It keeps you logged in for months unless you specifically log out (which isn't easy). If you login via Google, then even if you logout you can get back in without a password or second factor verification. You have to remove its connection to Google to secure the account. I decided to use a strong password login instead, but it keeps nagging me to use fingerprint login. It won't take no for an answer!

  4. Ariena Rienna-avatar

    Ariena Rienna


    how to accept money from transferwise Thank you so much. This service really help me a lot. It's very upfront, it shows the fee and exchange rate so clear and made me saves a lot too!!! Gosh if I ever need to send money abroad again, I'll choose Transferwise again. Very good first experience, Transferwise nailed it on first impression.

  5. Jacob Wall-avatar

    Jacob Wall


    how to receive money with transferwise Service works well, costs are low! Other services advertise no transfer fees, but they make up for that in the "spread" between buy and sell rates. I found for sending anything over about $1000, Transferwise is always the least expensive. Rates are locked once you start the transfer, so no surprises. The rates are locked 50 - 90 hrs, so you can cancel and send a new transfer if the rates get better.

  6. Chris Martin-avatar

    Chris Martin


    how to use transferwise to receive money It used to be really good, but some update happened, and now it can't be used in Iraq, which is no use to me. So when I tried to get MY money out, I keep getting messages saying that they are deciding if they can help! I've got 2000 GBP in there which they are holding to ransom whilst I am stuck in Iraq, and I cant get to it to send to my family. So much for progressive banking.

  7. Joy-avatar



    Very good app, have it only for a while now. Works fast and added credit card is super sufficient. Only one thing when i add money, it adds the money but still always gives me a messages that it failed. Is that a glitch with yalls?

  8. Dave Hill-avatar

    Dave Hill


    I have used transferwise for a few months now and been happy with the service, most happen in seconds but recently it's been taking longer sometimes up to 8 or 10 hours. (hence 4 stars) why the delay?

  9. Flame Rozario-avatar

    Flame Rozario


    This app used to be really good, but suddenly has a lot of issues. Seems that although Transferwise uses a DBS account, if I do my transfer via UOB, it's all good, but if use DBS it never goes through and I have to call and fix some issue EVERY time.. very annoying.

  10. Aly Vak-avatar

    Aly Vak


    Fastest app to transfer money. Rates are better than other competitors and Banks Well done transferwise. Super happy with their service funds gets transferred instantly blinking of an eye.

  11. Saad Qayyum-avatar

    Saad Qayyum


    While my mobile was in my pocket, the currency conversion screen opened and my PKR balanced got converted to EUR. I contacted the helpline twice but they refused to give back my original balance. Balance conversion should require a code to proceed. Terribly disappointed in the app as well as customer service :(

  12. Jonathan Nash-avatar

    Jonathan Nash


    I installed this app to write a review. They and everyone else boasts about quick transfer times but forget it over the weekend, or sometimes a Monday. It takes 3 DAYS to transfer. 3 DAYS for a digital transfer. Complete bollox. I will still use but I will never recommend.

  13. Dineshraj-avatar



    It's not friendly, when I am sending funds international to my recipient, it's asking to fill full name which is already existing and I couldn't transfer the money on time. Struggling with it and cannot edit the recipient details. Going crazy.

  14. Craig T-avatar

    Craig T


    Awesome app & service, I've been using the app a few years and it's only gotten better. Great way to send family b.day/ Xmas money be it to Oz or anywhere.

  15. Aleks Peneva-avatar

    Aleks Peneva


    Overall good but one major issue is that after you enter the password to confirm the transfer ,it doesn't show you the transfer details but does it in 1 step.

  16. jessieca guyo-avatar

    jessieca guyo


    I was expecting the rate will be thesame as it shows in the apps but they took charge and another charge by bank transfer..They took double charge which is too much!

  17. Ramkajee Thapa Chhetri-avatar

    Ramkajee Thapa Chhetri


    The rate is good but the fee is high for transferring money internationally.when transfer is made by using debit or credit card ,the charge is more expensive .

  18. Monika Dane-avatar

    Monika Dane


    I would recommend it if I knew how it works but I have no idea and it just goes around and around and there is nothing and nobody to help. It seems brilliant but with no instructions at all it's of no use to me. I will try again

  19. Petronald Green-avatar

    Petronald Green


    This app is beautiful, it does what it should and does it well. I find fewer and fewer apps these days 'just work' so id like to say kudos to the dev team for a job well done.

  20. Idris-avatar



    You guys deactivated my account for adding $20 to the account. Now I have to go through an appeal and wait 10 days to recieve a response. This is ridiculous. I'll be sure to spread the word to people to not use Transfer Wise because this can happen to anyone. Edit: They have reactivated my account and currently am going through the verification process again. I will monitor my account further once I have made a successful transfer for the first time and see how TransferWise performs.

  21. Adriana Chavez-avatar

    Adriana Chavez


    The app works so much better on comparison to the website, and I'm actually very mad about it because I spent days on the website, squandering my time trying to get a transfer done. It finally worked when I downloaded the app a few mimutes ago. If y'all didn't want to give me the fee free transfer I got via invite, it shouldn't be advertised. On the website it waived the fee but not on the app. I don't mind, it was just a couple dollars; I'm upset that I lost hours of my time, worth much more.

  22. Jessica-avatar



    Changed my review to 1 star. I tried to make a transfer since yesterday, from my IDR account but when I clicked the regular recipient it's loading forever. Could you please fix it ?

  23. rkk-avatar



    best app I ever used. I use them mainly for conversions and money transfers. Fairly priced, very, very transparent and easy to use, and regulated - so a safe place to keep at least part of your money there or receive your salary. I've never had any issues with them. Cant wait for other features to arrive in my home currency e.g. direct debit or investments.

  24. Andrew Bullock-avatar

    Andrew Bullock


    Excellent concept, some UI improvements needed though. Says "receiving money" when you send money, not obvious how to set the amount to send, it defaults to your total balance which is odd and easy to make a mistake on, and finally it requires your password to transfer money. Because youre a modern, secure software user you use a random password for TransferWise you have no idea what it is, so you have to swap to your manager, dig into the settings and copy (insecurely) your password and paste

  25. NAEEM AHMED-avatar



    Extremely satisfied with the service. Really wanted to transfer money urgently, this app did it.

  26. Yip y.-avatar

    Yip y.


    Very disappointed on the app, in the beginning I had been upload my ID, after 5 days system ask for my ID again, my transfer still on hold, no star🙄

  27. Jyoti Inder Natt-avatar

    Jyoti Inder Natt


    Too fast transaction and excellent exchange rate. So happy with this app.

  28. Ali Zia-avatar

    Ali Zia


    I'm using TransferWise more than a year now but when they launched TransferWise account, performance graph is going down continuously. Now every transaction got stuck at Sending status(due to technical issues) and I have to contact the TW team. If by mistake it's weekend than 1 - 2 days. They don't have any customer support in Switzerland and I have to call on a France number which is obviously not free.

  29. Lee Graham-avatar

    Lee Graham


    I have used this app many times over the last 2 years with no issues. I only ever move money from my Australian account to my UK and vice versa. However, this doesn't seem to work anymore. Recently, I waited two weeks and got a message to day it hadn't worked. Now a simple transfer refuses to work saying cannot transfer to this recipient. Very odd. Will be deleting the app and finding another.

  30. Ggdivhjkjl-avatar



    The service is very fast but there are a few issues. 1) When sending funds to an existing recipient, I should not have to enter their bank details in the app. Why can't I use their email? 2) The security is confusing for the older people I send funds to. Some things can only be done on the website. But to login to the website, you have to approve the login via the app. This means logging into the app first then the website. This is a pain if you're accessing the website on your phone anyway.

  31. Melinda-avatar



    It worked perfectly until the latest upgrade. I have an autolock that doesn't seem to be working anymore even though the status is 'on'. I added money to the account and it still hasn't shown up (it used to take about 2 seconds) - but I received an email confirming it's on the account. I've only had this thing for about a month but it went downhill really fast.

  32. idse-avatar



    TL;DR - hidden fees. When I downloaded the app a few months ago, TransferWise said in all their marketing materials that their mission is to allow no-fee international money transfer. They were also super enthusiastic about being transparent. Today I paid £13 for a £740 transfer. For me this is quite a lot of money. And it wasn't really clear why they are charging until after I completed the transaction. I guess it goes to show that shareholders interest will always trumps the consumers'.

  33. Ashish Dwivedi-avatar

    Ashish Dwivedi


    Best app for money transfer. They are very genuine with their exchange rates and time they take in transferring money. Overall excellent services. Kudos

  34. Alexander Corkhill-avatar

    Alexander Corkhill


    I've been using TW for years. The service gets better and better with each new update. The UX is clean and clear and, most importantly, transfers are fast and well priced. I also have the debit card, which makes it so easy to spend balances when travelling between different countries. The only thing that would make this app better is the ability to invest in stocks, but that's coming, as I understand. Great job, TW team. Keep it up! 🚀

  35. studio ss-avatar

    studio ss


    I've been using TransferWise for 3 years now. The timing between transfers is really fast. They show the charges upfront. I really like their transparency. Seriously, it's the best app for money transfers. Go check it out. The UX is great and keeps getting better with each update. For me, it's the best. My suggestion is to make the debit card available in Asian countries too. Other than that, perfect 10/10 🌟.

  36. Max Merthen-avatar

    Max Merthen


    Excellent App for international Money transfers! Especially holding money in currencies you need frequently on your borderless account is wonderful.

  37. bertie tozer-avatar

    bertie tozer


    I have been using this app for a good year, it helps keep track of transactions but is something goes wrong there is no way to get help from the App, and unless you have perfect mobile coverage forget about trying to call support, email support can take 48 hrs for a response so dont expect much support. No way to get support is the worst thing about this app.

  38. JakAttakz-avatar



    Used to be great. In the past you could transfer large amounts instantly, little waiting time for transfers... BUT now it's worse. 3+ days waiting with delays on transfers . Always given some excuse. Fees are higher, hidden fees now, the way you can transfer has been modified up to certain amounts now. If this company went back to the way it was I would give it 5 stars. Find another app. Update: just hours after I wrote my review they delayed my transfer for the third time. EXACTLY what I meant

  39. Tim Harrison-avatar

    Tim Harrison


    Exchanging currency at a time that's advantageous, rather than being at the mercy of the bank is just so helpful when travelling to Europe as frequently as I do. Beware though, the app persistently refuses to reveal your PIN and doesn't work as expected if Android's "Don't keep activities" is selected in the developer options. I learned this the hard way, but I've edited my review accordingly.

  40. clinton pj Hollier-avatar

    clinton pj Hollier


    Not happy at all. I had not logged into the account for over 2 week to find u was overdrawn???? Yes In a currency I've never used. Yet last week it was 90 odd euro overdrawn...I just look now as I was told it was going to be fixed to find the total amount is now 190 euro...and I have frozen my card after the first lot was withdrawn...fix this because in no way am I going to pay when I'm not even using the account and I've also frozen it yet the deductions still keep comin

  41. Jo Sprague-avatar

    Jo Sprague


    The UX needs some work. Sometimes when you try to send a payment to a saved recipient, they force you to re-enter all the bank details, which makes a payment that should take 30 seconds to send take half an hour because I have to go search for the address and bank account number again. And finding which external bank accounts I have connected and choosing which to draw funds from is hidden and hard to find too. Overall very frustrating.

  42. Barry Miles-avatar

    Barry Miles


    Couldn't even set up the system. I created an account, deposited funds and was then told to standby for an email about the verification process. No email arrived, my transfer was cancelled. When I asked what happened, I did get a prompt response with an offer to verify via email. At that point I decided it was too risky. If the system isn't working, how can it be trusted. I transfered the funds using my bank instead, which actually cost me nothing and offered a decent rate.

  43. Dennis R-avatar

    Dennis R


    This review is for the service too. TW is such a great service. So much cheaper than banks. The website works great on my Linux laptop. The app works well too. Tip: keep a small amount of money in the balances of the multi-currency account. It seems like that makes it easier to do transfers later. My only complaints are that the debit card doesn't work at some POS terminals in Europe (it still worked at the ATM I used), and that to logout of the app you have to click on the Account tab first.

  44. Andrea-avatar



    I started using this app to send money abroad to family. I confuse myself, however, the customer service help is spectacular and if I ever get stuck, they are always there to help me. I'm getting the hang of it now..great app!!!!

  45. Juan Cruz-avatar

    Juan Cruz


    One star because I cannot use it as much as I've heard good things about it. I CANT send money to the Dominican Republic! Hey, it IS a country. The reviews seem great, but I cant give a similar one on an app I CANNOT use. If it weren't for this, I think a good 5 star would have been given. Uninstalled!

  46. Peter Akwunne-avatar

    Peter Akwunne


    I have been using this app for long, but I found out now that the exchange rate is very low, please guys you need to upgrade your rate for you not to lose your customers please. I can't introduce this app to my friends again as I usually do. 😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭😭

  47. Dylan Pereira Silveira-avatar

    Dylan Pereira Silveira


    Edited review after calming down. The service and app works really well, most of the time. Just had an issue with support desk after I send the wrong ID document in verification process. Had to contact them many times to resolve the problem. If only the re-send link had worked you would have had a less frustrated customer. Also a shared account for couples would be nice. Edit 2: still having trouble with verification 3 days. Transfer still not cleared. - 1 star

  48. Moh Ghrad-avatar

    Moh Ghrad


    Deactivated with no reason! Not responding, never put your business at risk with them!! Find better online banking and never waste your time and money with them, the problem is that the policy is not that clear! Even with doing it may not be activated ! This is the experience I saw from many friends! I have received 2500 € funds from European commission for my startup and by mistake used TransferWise business account instead of my Portugal bank account! Yes it was my mistake to trust you!

  49. Mohammad Khodabandeh-avatar

    Mohammad Khodabandeh


    Great service, regardless of how the app work, it helped me a lot, getting rid of lazy & crazy bank operations, money was in the receiver account in Netherland from a sender in Turkey within half of a business day, amazing, really amazing, thanks guys, keep the good work Caution: dear users there might be extra fees in the destination & this is because of every country's banking & tax policies, and the amount will be deducted from original amount you sent, for my case it was 0.635%.

  50. Ah med 1-avatar

    Ah med 1


    I like this app, support material design, thanks for making this online Bank available, recommended.

  51. shiva khatri-avatar

    shiva khatri


    Is good app for transfer money but now we can send only in bank acc.is more better if we can send money also name for more easy take money .show id & take money

  52. Gürkan Hüray-avatar

    Gürkan Hüray


    gPay option that being used while adding money to your balance looks like removed. Really frustrated with it, now you need put cvv each time when you need to add money to your balances ://

  53. Hardikkumar Vaghasiya-avatar

    Hardikkumar Vaghasiya


    One of the best transfer money from abrod. I am really pleased the service provided by the transferwise team.

  54. Basil Joseph-avatar

    Basil Joseph


    The first transfer was fast and in seconds. The second transfer I have cancelled as it was taking 4 hours to process. Best rates so far. Will try one more time, then will decide to keep it or not. Thanks for the update. But the transfer was urgent. I mailed regarding the same. So I had to send money again via another provider as I didn wanted to take a risk. I will try next time and if that goes fast I will keep it. Update: tried again. Went well in seconds and you get the best rate.

  55. Jade Purdie-avatar

    Jade Purdie


    When it goes wrong, be prepared for A NIGHTMARE. Cannot change my Transferwise Debit card PIN. Cannot show my PIN. App just throws out errors. Tech support have NO IDEA WHATSOEVER what they are doing on the Android app. They will refer to iPhone menus and options and you'll spend days of your life achieving nothng at all. /EDIT: As predicted, Transferwise have replied by ignoring everything I said and repeating the same advice that DOES NOT WORK as the tech support staff did. They are making my point in real time!

  56. chiranjeevi abby-avatar

    chiranjeevi abby


    In my last 3 years of time, i never used another service. But i got to know that they won't clearly read or see what you requested for. I made a cancellation request and i have got email that "we process you cancellation request" and then next day. The money was sent to recipient and then i called the customer service, they saying that i have to reach out to the recipient and ask for money back. Means they made amistake and i have to solve it by my self. And they saying their team overlooked.🤷

  57. David Jimenez-avatar

    David Jimenez


    Despite I uploaded my documents several times and in PDF as the app suggests, I couldn't get my ID verified. All the documents were crystal clear but every time the verification process ended up without success. I was very excited to use the service but it was a shame that I faced such a hard time with the troublesome (not working?) ID verification.

  58. Mutahir Mehmood-avatar

    Mutahir Mehmood


    Worst app for you money.. You cannot trust this service because they can deactivate your account without giving any reason. And if you have funds in your account at the time of deactivation they are gone. I had account with them for at least more than a year and suddenly one day I tried to login to receive a message about deactivation. I had done all my verification and whatever procedure they required to open account but in the end this happened. VERY DISAPPOINTED!

  59. PandaVibes-avatar



    I just Started using the app then reached the section where I need to put my personal details. When I click SAVE, theres a message shows apiPersonalProfileUpdateCommandV3.occupation.mandatory. I can't proceed anymore. I open my email to confirm my registration, it keep asking me to confirm my email address repeatedly. Wasting my time, soo bad experience. Now, I Uninstalled.Tq

  60. Xin Ying-avatar

    Xin Ying


    After I transferred in the money, the verification step was most troublesome, which was a step required me to take photo of personal documents. After 4 days of switching between different devices, angles and different documents, it just rejects. CS respond was just a template simply asked me to retry. Finally decided to give up and cancel the transaction. They could've initiated verification process before money is transacted entirely. It has an app but mostly rely web based. Not recommending.

  61. Chris Hudson-avatar

    Chris Hudson


    I regularly use GBP and US$. This app means I get a great exchange rate, no hidden fees and any transfers happen in real time. Wish they had been around when I ran an international trading biz, we got ripped off by the main banks every week, and they're still at it. I'm setting up a new biz right now and TransferWise will be my first call.

  62. Barry Bryce-avatar

    Barry Bryce


    In theory the functionality of the app is good, however I twice tried to used it to split bills (once for around a fiver and the second time for around a tenner) and out of 8 payments received 2 were blocked for "sanctions reviews" (though the payees had common names that did not appear on the sanctions list). Whatever system failing is causing this makes the service unusable.

  63. John Q-avatar

    John Q


    Really expensive, really slow, no customer service contact options. After paying stupid high fees to link accounts then paying more stupid high fees to initiate a transfer, I watched the transfer money be debited out of my account only to have the transaction sit in limbo. We are at day 8 and the money has not reached the destination. There are cheaper options. Try worldremit.

  64. Alejandro Pérez-avatar

    Alejandro Pérez


    Great app, service and company. The 3 things that would make them ideal for me would be to allow USD transfers between transferwise users (we already have USD balance but not all of us can access USD details so receiving money in USD to our balance would be ideal), able to receive money in Macau (I know small market, but Asia seriously needs a disruption on banks, online banking and their fees). And lastly, making borderless debit card an option for more countries would be great.

  65. evelyn wardle-avatar

    evelyn wardle


    Used to work well when I transferred to Europe.. I had a recent transfer to US funds still not going thru, said delay 16 days. I followed up and sent everything, bank statement, copies of email instructions for etransfer. They wanted their account details which I dont have. Just the email address they told me to put in and their phone number. I have now canceled transfer thru my bank. Will NEVER use them again.

  66. Stefan Rosenow-avatar

    Stefan Rosenow


    Usually it works excellent, but today I paid 25 EUR to have the transfer within 5 minutes on the recipients card an the recipient got it only in 1 hour 5 minutes. That is not value for money! Or was I just spoiled by your formerly excellent performance?

  67. Christian HOFFMANN-avatar

    Christian HOFFMANN


    The best money transfer app that I could find: excellent exchange rates and very fast (with little charge) transfers! I used the web site as well... only one "issue", a friend of mine install the app on Android, but she's not comfortable with that English interface! Any option to switch it to French? Also other languages welcome!

  68. James Dalostdoldier-avatar

    James Dalostdoldier


    money disappeared. first time i sent more than $200 USD it disappeared. i used to use it all the time but not now. nobody can say what happened. transferwise shows transaction received bank shows statement not received. who is lying. ???????🤬. Issue update. they play games. link to upload doesnt work till i reset my password the log in again the paste link the the site closes then i have to log in again but then the password doesnt work again. 🧐😤🤬🤬🤬 now im locked out.

  69. Bill Poorman-avatar

    Bill Poorman


    Just getting started and waiting for my first transactions to clear, but this looks like it will be a good service. Earlier I posted a bad review because a drop-down menu issue was making it impossible to use the app, but support got back to me within an hour and cleared the issue up on their end. Excellent customer service!

  70. Anthony Ehimare-avatar

    Anthony Ehimare


    I was enjoying the service until one day I just realised my account was deactivated. I called the customer service to ask why but the adviser said they can't tell me why my account was deactivated and they sent me a link to appeal the decision made by them. I completed the appeal form with all the documents they requested but till today I've still not gotten any respond from them and I can't talk to anyone about it. The money in the account was never refunded also. Thinking about it hurt.

  71. Paulson-avatar



    I used to send money to an account through the app. But now I cannot send money to the same account. It gives an error saying 'Please enter recipient's first and last name. If you are sending to a business, please use ltd. inc. etc'. Even the website gives the same error. It was working perfect before.

  72. Peter Dodkins-avatar

    Peter Dodkins


    I set up account, put 10 bucks in it, no problems. I then put in 700 bucks and when I go to see if it's in, you cancel my account, without any notice to me at all ! Then your site says I can appeal your decision to cancel, but because its cancelled, I can't get into site to appeal it. So I will be telling everyone I know, to never ever use your site, period !

  73. Steve Telford-avatar

    Steve Telford


    A great app and card, i use it for spending money on holiday. You cant over spend. It works great with great exchange rates. one thing to improve the system is to make it so i can use it contactless off of my phone in google pay . They've done it, i can now use my phone to make payments !!!

  74. FPN Comedy-avatar

    FPN Comedy


    I hate to do this but I must. I have so much love this app due to adverts and recommendations. I decided to give it try with 10k BOOM! My account was Deactivated while trying to withdraw it back 🙄. I wrote appeal message, and i was replied NOT to message them again with a reference number. That's BAD. I called the Canadian Customer Care, and I was told that I can even open another account with another mail again. They don't want me anymore. CAN YOU IMAGINE? My Funds? No response. 👎👎👎👎👎

  75. Asim Riaz-avatar

    Asim Riaz


    When there is popup on screen, its not resizeable or responsive which stop further action.

  76. Muhammad Yusri-avatar

    Muhammad Yusri


    This app is amazing first time it suck because it took 3 days to received now it only took 1 day ...I will try using my debit card next time to test if it can transfer in 1-3, hours,the user interface also awesome easy to navigate & simple too ..plus we can track our money in the app...my complaint is the recipent already received the money but your update is late...tq..for now

  77. Eric Sentochnik-avatar

    Eric Sentochnik


    The best money transfer service, hands down, especially for international transfers. Blows the other so called "competitors" out of the water with better rates and user experience. It sometimes can take longer for their transfers but when I left a poor review, they immediately contacted me and refunded the fees. Unfortunately the web of financial regulations can mean unforseen delays but I respect the company for treating a frequent customer fairly. Keep it up!

  78. naveen gupta-avatar

    naveen gupta


    Too slow service. In the beginning service was ok but now their service is pathetic no response for mails. They will only reply once the transaction will be completed. They can't even meet their commited time for transaction. And now the rates are also too high compared to other services. Time to switch.

  79. Bidiboi Travels-avatar

    Bidiboi Travels


    A great app to send money. I usually send money from Brazil to Ghana and everything was perfect until this month, all of a sudden I try to send money I get a message that payments to GHANA from BRAZIL isn't supported. What is happening? I am now looking for other apps to transfer money from Brazil to Ghana.

  80. Michael-avatar



    Good app, i use it a lot. A few wishes. 1. Why can't i use my face biometric identification from my pixel 4. I don't have fingerprint scanner on pixel phones 2. when you open up a new account, if you choose receive money, you will need to deposit money, but not if you choose sent money. How do i reset that choice?

  81. Gustavo Bakit-avatar

    Gustavo Bakit


    Great! This is the best online banking service by far. And it is important to highlight this,BANKING service.Other applications are just digital wallets to manage money from your traditional bank systems.Today, there are many traditional banks powered, in fact, by Transferwise, such as Activo Banco in Portugal or Stanford Bank in US. So, if you are looking for an Online Bank, this is the way to go and the app to have. Even it's German rival, N26 use Transferwise network to perform transactions.

  82. Nicole Watkins-avatar

    Nicole Watkins


    App requires a lot of personal information, concerned about security. And when I inadvertently sent money to account (trying to understand how it works) I sent q request to help center to refund my debit card. I was charged a fee to get money back. Will not use this app!!

  83. A-avatar



    Despite claiming to "use the REAL exchange rate" and to have "no hidden fees", they DO have a hidden fee. I talked to customer service twice asking about fees before signing up and no one mentioned this: They charge you BOTH to transfer money from your bank of origin and then a SECOND time to convert it to another currency. So it's semantic BS about using the real exchange rate. "Sure we don't add a margin to the real exchange rate . . . we just add a percentage fee. Toootally different 💸🤑💸."

  84. Jerick Órdenes-avatar

    Jerick Órdenes


    I love TransferWise. The app is easy to use, service support is great, and the overall service is the best! I had a problem in the past, my account was deactivated without explanation, but TransferWise team solved everything and since then it has been amazing.

  85. Kes Wolfe-avatar

    Kes Wolfe


    App doesn't make phone approved device, despite saying it has done so. App is extremely insecure; it will allow access without fingerprint or pass code days after its last use. It is supposed to lock you out after 2 minutes' inactivity but does not. What a mess!

  86. Natalia Kniazeva-avatar

    Natalia Kniazeva


    Awful. I made a payment of semester fee. I needed to transfer 142.40 euro. At home page they counted the transferal fee - 1.22 euro. So I should have sent 143.62 with the fee. When I transfered I saw they took fee for something else and the amount transfered was 138.67. I couldn't cancel the payment, it was transfered immediately. And now I can't send the rest a few euro, because my bank doesn't allow payments of this size. Don't charge at the last minute. And show the sum that will be received

  87. Nick Kyparissas-avatar

    Nick Kyparissas


    Very handy and it doesn't rely only on your phone/app to work like other competitor apps. Your EUR account is in Europe, your GBP account is in the UK and everyone's happy. I have been struggling to change my address in other apps since I moved, and TransferWise saved me.

  88. Ric Yon-avatar

    Ric Yon


    Never could get it to work. There is no option to add an address when setting up a receiver. Then when I try to send money it asks for this information. This is followed by it stating that it can not change receiver information.

  89. sidney desouza-avatar

    sidney desouza


    I am trying to enter my account and the APP only tells me that I've already got an account then send me to log in again and again. I am not able to use the app cause this redundancy. Now the app is good for nothing and I don' t even have a customer service to complaint about it.

  90. Yong Khang Chi-avatar

    Yong Khang Chi


    Been using it for 2 years. No problems using their service so far. Money usually will be credited in 1 to 2 days. It follows the mid market rate, with charges on fees depending on the amount of remittance, overall still the cheapest cost to send money from JPY compare to others.

  91. The Legend-avatar

    The Legend


    TransferWise uses a dishonest method of conversion rates. It only samples and presented comparison with the lowest competitors. I lost money until I realise other better services.

  92. Mart Roldan-avatar

    Mart Roldan


    I'm glad I found this app 😍 I just made a seemless transaction and its so fast. Thank you so much to everyone who's part of this transfer app. I found an answer to transfer my money in cheapest way possible. Thanks again. Please remain low fees and awesome.

  93. Salman Shaikh-avatar

    Salman Shaikh


    Horrifying, they gave me 23 hours to complete the transfer to get Guaranteed rate. My bank confirmed that payment is processed to transferwise but after Guarantee period was over transferwise app showed that they have received the money.. So disappointed straight away loss of couple of bucks. Will close the account now. Thanks transferwise for wasting my hard earned money

  94. K Narayana-avatar

    K Narayana


    Don't use this app , for verification it's will take more than 3 days, your money also they will not refund to your account, Then ever you call they will say same reasons, well verify with in one day. I don't know how many days it will take. Please better don't use this app.

  95. Mukhamadjon Juraev-avatar

    Mukhamadjon Juraev


    I don't think thats globally, I wanted to use to send money from my European bank account to Uzbekistan(my country). Unfortunately its not possible, meanwhile with the help of others applications it is possible. So the problem is not in central Asia. I hope, close future you will fix that problem as well. Good luck guys

  96. Reginald Richardson-avatar

    Reginald Richardson


    Super good One of the best funds transfer apps I have came across. The exchange rates are the lowest that i have came across. Depending on where you're sending the funds they arrive the very next day. To some EU countries funds are sent within seconds I highly recommend this app

  97. Nesakkannan Palanisamy-avatar

    Nesakkannan Palanisamy


    I made 3 transfers with this application without facing any problems.. But today when im trying to made transfer it is showing "please enter your recipients first and last Name. If you are sending for bussiness use ltd. Inc. Etc." kindly help me in do transfer as today it looks better compares to last few days.

  98. Valentin Hellweg-avatar

    Valentin Hellweg


    What a joke this is. Sent money from my wife's overseas, account where I've got power of attorney into our joint account. Provided our IDs, transaction receipts and evidence of where the money came from. Basically everything they wanted and more. Transfer is still on hold (three days at time of writing), they don't reply to emails, don't pick up the phone and the chat function on their website won't work either. Needless to say that the exchange rate has changed substantially in the meantime.

  99. james washam-avatar

    james washam


    It is just not very dependable Sometimes the transfer takes hours and sometimes it takes 5 days.. and there is no way to easily get help when you have issues ..

  100. Leo Gerritsen-avatar

    Leo Gerritsen


    I will uninstall. I had a transfer cancelled because of ill behaviour of this app. In tesponse : 'Should work' yes but reality is different. Response of staff : user error. Gfy, i know when to admit i make a mistake, tw does not. Want to keep up appearances. No transparency, no log of events. So one more star gone.

  101. dan13lmalan-avatar



    Great transparent service and explanations. Easy to setup, use and very convenient. What I would still like to see in the near future - a ZAR account for easy payments into for later conversion; USD account for South Africans; access to the debit card. Then I would have to rate you a 6!

  102. Moaz Sadek-avatar

    Moaz Sadek


    Why do I have to verify my login with only my fingerprint? Why not give me the option of using PIN code?! Note: the app worth at least 4 stars, but I gave it 1 star to bring attention to this issue. If the issue got fixed I'll change it to 5 star.

  103. Ranjan K-avatar

    Ranjan K


    It takes endless time to transfer the money backed with some reasons. And this is the third time I am experiencing it. But the guaranteed rate changes very punctually without fail. I hope the transfer also occured with same punctuality!

  104. Jek Valenzuela-avatar

    Jek Valenzuela


    Not really helpful customer service especially if you are sending money for emergency purposes. It can take two weeks and more from the time the money is debited from your bank account. In my case, it got stuck somewhere and theyll just tell you to find the trace number. Not really a Covid 19 pandemic friendly banking app.

  105. Gurvinder Garcha-avatar

    Gurvinder Garcha


    The app is great. Nice and easy to use. No issues faced so far. I would love to see some insights about the money transferred and some automated actions based on the criteria defined. For example, if the rate is xx then transfer yy amount to this person.

  106. Philip Ejenarhome-avatar

    Philip Ejenarhome


    Worst experience so far. My account was deactivated without any reason. I was given an option to appeal. I had to appeal, despite not knowing what to appeal against. They responded by saying can't disclose reason. Please don't trust them with your money because they're highly unreliable.

  107. R W-avatar

    R W


    30 Sept 2020 - App STILL doesn't let you use more than 1 outside payment account; you STILL have to use the web interface to use a payment account other than the one the app allows. Nice service, frustrating app.

  108. M K-avatar

    M K


    I usually NEVER leave reviews but I'm so grateful! I was looking for ways to wire money to Korea and tried several other apps but nothing beats this one. I was amazed to see how fast the transfer was made. Thank you Transferwise!!!

  109. Adrián De Aguinaga Magaña-avatar

    Adrián De Aguinaga Magaña


    I'm trying to use it but the app says I have already spent my 15,000 daily limit for ACH payments so I need to pay with another method but I have not made any transfers so I couldn't have used my daily limit. The other payment methods have larger fees.

  110. Tom Cosserat-avatar

    Tom Cosserat


    Beware! Hundreds of £ have gone missing using transferwise business account! All details confirmed correctly and the money has left account but not been received, days later and nothing! Not trust worth for business transactions!

  111. Anjan Roy-avatar

    Anjan Roy


    I find this app easy and fun to use. Fun to be able to store money in multiple currencies. Great thing is it sends me notifications of transactions real time. I also like it's authentication features.

  112. Morph Morph-avatar

    Morph Morph


    It was working fine the first rime i download it. After a few times when i try to open the app it just hangs there and it freeze my whole phone and i have to restart. This is a very bad app.

  113. Andrey Baltyansky-avatar

    Andrey Baltyansky


    I can't repeat payment with another amount and unfortunly not excelent exchange rate. Upd. TW did not accept my requests to change address. I'm disapointed.

  114. Jinn Tao-avatar

    Jinn Tao


    Pretty good app all around. Havent had any issues. Was a little worried at first and transfers can take some time but my worry was security and have done plenty of transfers the past six months and not one issue. Would recommend.

  115. V-Man Sivapalan-avatar

    V-Man Sivapalan


    Found it overall pretty easy to use, although sometimes the explanations can be confusing. Also, there is a fee to put money into the account without any converting which I found surprising.

  116. naveen babu-avatar

    naveen babu


    I kind of liked the service. But now transfer from TransferWise to TransferWise is taking 4 hours (without considering overnight delay) instead of doing it within seconds. That is too much of an surprise considering it is safe bank transfer.

  117. Just Andrew-avatar

    Just Andrew


    They deactivate your account with no reason and make you wait for 60working days, in-order to recover your funds. Stay AWAY from this company! Cheers! EDIT: They "pretend" it's checks but all they do its to keep your funds frozen. They never gave a reason of "Why/What happened". Stay AWAY from this company!

  118. Ahmad Zulfadhli-avatar

    Ahmad Zulfadhli


    Highly recommended to do transfer as the rate follow the current value of transfer market. You can get even more than the current market. Even though it took time (about 4 days) it was trustworthy.

  119. Jozsef Frittmann-avatar

    Jozsef Frittmann


    Exceptionally good services. First time i sent money abroad (inside EEA) it has arrived in 2 hour. Second time it arrived instantly. Absolutely recommended. 100%! Can add diffent accounts, offers card (what im not using but...), can transfer easy and safe.

  120. oshada Vishvanuradha-avatar

    oshada Vishvanuradha


    No a genuine App..I wanted to send some money for an Urgent .when put the payment details on the app ,i said the money will be tranfered to my account immediately .Threfore i transfered the money to their account .As soon as i transfered the money ,the app says it will take more time that estimated..Then inrefunded my money as i wanted to send it urgently .then the app says, refund will take 3 to 5 days .This is the worst app i ever seen.Don't go for this cheaters .

  121. Francis-avatar



    I wish they would include the ability to schedule transfers ahead of time and possibly include limit orders on the FX transfer rate. Edit: revised to 5 stars - they let you schedule transfers now! (You have to keep a balance of funds with them to do it though)

  122. Someguy Anonymous-avatar

    Someguy Anonymous


    Pretty nice all in all. Much cheaper than credit or debit cards when abroad and it allows you to transfer credit card money to bank accounts, which is neat.

  123. Priyanka Singh-avatar

    Priyanka Singh


    Just awesome. Thanks for solving all the multiple currency payments and transfers. The app is flawless and debit card payments are hassle free and low cost.

  124. Gede Ardana-avatar

    Gede Ardana


    This application its really good and quick respond. Thank you TransferWise👍🙏

  125. J Fly-avatar

    J Fly


    Super efficient, great traceability , 24/24

  126. Nithin P J-avatar

    Nithin P J


    The app get strucked on the submit page.. It is not moving from there.

  127. Linda Latta-avatar

    Linda Latta


    I have just used this App for the third time to move money from the country where my bank is to the country I am currently living in. And oh my, do I love it! So speedy and the fee is very reasonable to me. Thanks, people.

  128. Fathur Rozi-avatar

    Fathur Rozi


    Very Expensive Fee, and it's not fix fee for different amount of money you send, example from SGD to IDR : if you send S$100 the fee is 1.64, for S$1000 the fee is 6.39, then For S$3000 the fee is 16.93. Then it's asking fee for several payment methods also. As for the exchanges rate is rather average for me. Sorry, gotta delete it.

  129. Shahan Shawkat-avatar

    Shahan Shawkat


    Hi I just started using the app then reached the section where I need to input my personal details once I complete all forms and press update it shows some message like api... occupation... mandatory I don't see a form where I can input my occupation details so how I can use this app???

  130. Guil P.-avatar

    Guil P.


    Best way to send money overseas. It has the best rates on the market! I've been using it for three years now.

  131. Ado Kay-avatar

    Ado Kay


    Just started using it. Far cheaper than previous service I was using( no names i dont like to knock unless the service was really bad). Well impressed I have no problem giving it 5 stars.

  132. 786lazy-avatar



    it's not a good app.first they take too much money to transfer immediately, but they take too much time and it's not credible. there is not contact number in sweden and so on..

  133. Rose Mark-avatar

    Rose Mark


    Transferwise is a great app I've been using it for years now is easy and convenient is fast also. Is just that I which they will be sending airtime also like MTN, Glo. Airter Etisalat

  134. Eucástila Dias-avatar

    Eucástila Dias


    Effective, easy to use! This company is really helpful ;-)

  135. Abed Basha-avatar

    Abed Basha


    Best app to transfer/convert money to many countries over the world with very easy steps , it's very fast and convenient. I've got their debit card which is very handy. Thanks TransferWise

  136. Alexander Han-avatar

    Alexander Han


    When i click login with Google Account it say my email address already registered and please login with email and password. However I can't login with it, it prompt message say my email and password didn't work.

  137. S W-avatar

    S W


    I successfully transferred the money in 30mins from my oversea account, Good rate and I had no problem of using it once I played around with the app first but some people says this app is confusing.

  138. Khara Pabriaga-avatar

    Khara Pabriaga


    Just pure awesomeness! My transfers arrive in just a few MINUTES after I processed. Even faster than most of the local banking apps here! LOL.

  139. Enrique Felix Agudo Veliz-avatar

    Enrique Felix Agudo Veliz


    Work fine for me, recommended! They're very transparent with all operations. The app is a little bit complicated for novies, I suggest to make like a tour or something like that. Thanks

  140. Dane W-avatar

    Dane W


    Revised to 2 stars. Unacceptable that this app still doesn't have Face unlock. Most developers once contacted added it to their next update. Transferwise's response was like was too hard. Simple API update for biometrics does the trick 🤷‍♂️

  141. Graf Tepesh-avatar

    Graf Tepesh


    Just 4 stars because its giving so late the information about the transfer which has done already hours ago. Otherwise great app, comfortable with less comission than a normal money transfer organisation. Recommended, not fake that's important

  142. Adil M-avatar

    Adil M


    Poor interface and hard to create accounts, it took me a day to create account and still not able to create one Also create appeal but no response of the appeal yet. Finally looking for alternative options

  143. Jim Magill-avatar

    Jim Magill


    Loved it on my old iPhone but the Android version needs me to reset my finger print every time the phone restarts Not secure if the finger print needs resetting every time I need to use it

  144. Tarek EL ATTAOUI-avatar

    Tarek EL ATTAOUI


    Simple interface and very good service.

  145. Robert Long-avatar

    Robert Long


    Wells fargo and Barclay's my good God, stay away! Their service is horrible. They closed my account for no reason one day after opening while waiting on a wire transfer. Have no idea when I'll get my refund and of course they offer no explanation why.

  146. arun bs-avatar

    arun bs


    Was working good. But could not make a single transfer since last week. Asks for the last name and first name of the recipient and refuses to go to next page. Very bad.

  147. Eren Erdal Aksoy-avatar

    Eren Erdal Aksoy


    Never and ever use TransferWise!!!! It is a very big lie that they claim that your transfer takes only some hours. For me, It took 19 days to transfer money inside Europe...They just keep your money and manipulate it...STAY AWAY!!!!

  148. Rohul Amin-avatar

    Rohul Amin


    I love TransferWise because of the currency exchange rate but the problem is Very poor customer service.I received credit from my friend and that is from UK local bank now it's on hold Transferwise ask me to provide the sender full name and date of birth, I don't know am I allow to share those details by the way customer service couldn't answer my question and also they cant transfer me to any manager or supervisor, they only advise me to contact by email.everything provided waiting for credit..

  149. Александр Собанцев-avatar

    Александр Собанцев


    100% SCAM. It's a shame that this app is still here. They take your money and that's all they can do. To know your bank account details (so-called bank account though they're not a real bank) they ask you money. Imagine that! They will write you some nonsense trying to persuade you that it was you who decided to cancel your transfer (yeah, sure, I can't remember anything). Don't make the same mistake I did. Don't trust them. Don't waste your time and money. The only thing you'll get is nothing.

  150. Alex Toms-avatar

    Alex Toms


    Just registered you have good reviews I dont understand why because after verifying my email address it says when I log in wrong email address or password dont match ????? Where is the explanation for this