TEO - Das neue Multibanking APK

Version 1.6.3 - com.comeco.teo

Safe and fast banking Use all multibanking functions with the free and secure finance app and benefit from contract managers, insurance managers and attractive TEO Plus offers. TEO finance app - free and secure online banking including multibanking, contract manager and attractive TEO Plus offers. • Secure and free multibanking for almost all banks in Germany • All common online banking functions such as sales overview, transfers, standing orders • Integration of MeinInvest, VermögenPlus and UnionDepotOnline portfolios • Cooperation with some Sparda banks for expanded online banking • Contract manager including insurance manager and termination alarm clock • Financial weather, virtual savings boxes, discounted and attractive partner offers • Excellent security and data protection standards ONLINE BANKING INCLUDING MULTIBANKING AND INTEGRATION OF DEPOTS • TEO offers the usual online banking functions in one place • Multibanking financial overview of all accounts • Transfers with the usual approval procedure • Photo and QR code transfers • Financial overview of integrated depots HOME PAGE WITH CUSTOMIZABLE TOTAL BALANCE The start page contains a totaled total balance of all integrated accounts selected by the user. Below you will find the individual balances of the integrated account types (current, investment, credit accounts and credit cards). COOPERATION WITH SPARDA BANKS AND ADDITIONAL FUNCTIONS The Sparda banks in Augsburg, Baden-Württemberg, Munich and Nuremberg cooperate with TEO. In this way, they can provide their customers with additional online banking functions and information such as contact center, direct debit return, appointments, push notifications for account movements. CONTRACT AND INSURANCE MANAGER The contract manager automatically recognizes ongoing contracts and lists them clearly. Further contracts and notice periods as well as a notice alarm clock can be added manually. The insurance manager helps to keep an overview of the insurance policies taken out and their monthly costs. These can be optimized with useful insurance offers and tips. FINANCIAL WEATHER With the TEO Finanzwetter you always have an overview of the future sales development of how much money is still available until the end of the month. Regularly recurring income and expenses as well as created savings boxes are taken into account. So you can always see whether the sun is still shining financially. SAVING BOXES The TEO savings boxes make saving for new wishes as uncomplicated and easy as never before. The number of savings boxes is unlimited and they can be named individually. In this way, savings are made in a targeted and automatic manner at the next request. And best of all: The money stays in the account all the time - because with TEO it is only put aside virtually. TEO PLUS With TEO Plus you can optimize finances and reduce everyday expenses. In the category “partner offers” you will find suitable savings and value-added offers. In addition to a large selection of partner offers, (value) vouchers can also be bought at a discount. The “Financial Products” category offers selected financial and insurance offers for different needs and life situations. In addition, editorial and informative articles invite you to read and discover. DATA SECURITY At TEO, the highest value is placed on the protection and security of data. TEO does not save any sensitive payment information on the end device - it is reloaded in encrypted form with every login. TEO is protected by security measures such as firewalls, SSL protection and authentication procedures. TEO can be used from the age of 7. Users under the age of 16 need the consent of a parent or legal guardian to create a TEO account.

TEO - Das neue Multibanking apk

APP Information

Download Version 1.6.3 (146)
Apk Size100.37 MB
App DeveloperCOMECO
Malware CheckTRUSTED
Install on Android6.0 and up
App Packagecom.comeco.teo.apk
Website https://www.goteo.de

Download TEO - Das neue Multibanking 1.6.3 APK

TEO: The All New Multibanking Android App

TEO, the all new multibanking android app, is a revolutionary development that is set to revolutionize the banking industry. With TEO, customers are able to manage their finances on the go and in a convenient, secure manner. This revolutionary app allows users to view their account balances, initiate payments, and receive notifications from all their banks in one secure place. And unlike other apps, TEO also enables users to control their spending, budget, and compare offerings from several banks at once. Accessibility TEO offers its customers the convenience of accessing their finances and accounts on the go. This revolutionary app operates on any android device, and is accessible through devices like smartphones and tablets. This improved accessibility ensures that customers are able to stay on top of their finances at all times, without ever having to sacrifice their time or convenience. With TEO, customers can send payments and check their finances from any location. Security TEO is the perfect example of security and convenience combined. This revolutionary banking application is highly secure and safeguards the customer’s confidential data with the latest encryption technology. When using TEO, customers can have peace of mind that their financial data is safe and secure. Budgeting & Comparison TEO also has powerful budgeting tools which allow customers to monitor their activity and expenses with ease. These tools allow customers to set a monthly budget, make adjustments, and cut back on expenses according to their needs and goals. TEO also has the ability to compare offerings from multiple banks at the same time. This allows customers to make an informed decision and choose the right bank and services for their needs. Conclusion TEO is an innovative application that has revolutionized the banking industry. It provides customers with increased convenience and security, as well as powerful budgeting and comparison tools. With all these benefits and more, customers can be sure that their finances are safe and secure, and that they’re able to manage their finances from anywhere in the world. TEO is the perfect solution for anyone looking for a comprehensive, secure, and convenient banking solution. With TEO, customers have access to all the benefits of managing their finances without ever having to sacrifice time and convenience.

App Description

TEO - Das neue Multibanking is comeco,finance, content rating is Everyone (PEGI-3). This app is rated 4 by 1 users who are using this app. To know more about the company/developer, visit COMECO website who developed it. com.comeco.teo.apk apps can be downloaded and installed on Android 6.0 and higher Android devices. The Latest Version of 1.6.3 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 463+ times on store. You can also download com.comeco.teo APK and run it with the popular Android Emulators.

Mit der kostenlosen und sicheren Finanz-App alle Multibanking-Funktionen nutzen sowie von Vertragsmanager, Versicherungsmanager, attraktiven TEO Plus Angeboten profitieren.
TEO Finanz-App - kostenloses und sicheres Online-Banking inklusive Multibanking, Vertragsmanager und attraktiven TEO Plus Angeboten.
• Sicheres und kostenloses Multibanking für nahezu alle Banken in Deutschland
• Alle gängigen Online-Banking Funktionen wie Umsatzübersicht, Überweisungen, Daueraufträge 
• Integration der Depots von MeinInvest, VermögenPlus und UnionDepotOnline
• Kooperation mit einigen Sparda-Banken für erweitertes Online-Banking
• Vertragsmanager inklusive Versicherungsmanager und Kündigungswecker
• Finanzwetter, virtuelle Sparboxen, vergünstigte und attraktive Partnerangebote
• Ausgezeichnete Sicherheits- und Datenschutzstandards
• TEO bietet gewohnte Online-Banking Funktionen an einem Ort
• Multibanking-Finanzübersicht über alle Konten
• Überweisungen mit gewohntem Freigabeverfahren
• Foto- und QR-Code-Überweisungen
• Finanzübersicht über eingebundene Depots 
Die Startseite enthält einen aufsummierten Gesamtsaldo aller eingebundenen und vom Nutzer ausgewählten Konten. Darunter finden sich die einzelnen Salden der eingebundenen Kontenarten (Giro-, Anlage-, Kreditkonten und Kreditkarten).
Die Sparda-Banken Augsburg, Baden-Württemberg, München und Nürnberg kooperieren mit TEO. So können sie ihren Kunden weitere Online-Banking Funktionen sowie Informationen zur Verfügung stellen wie z.B. Kontakt-Center, Lastschriftrückgabe, Terminvereinbarung, Push-Nachrichten für Kontobewegungen. 
Der Vertragsmanager erkennt automatisch laufende Verträge und listet diese übersichtlich auf. Manuell können weitere Verträge und Kündigungsfristen sowie ein Kündigungswecker hinzugefügt werden. Der Versicherungsmanager hilft dabei, einen Überblick über abgeschlossene Versicherungen und deren monatliche Kosten zu behalten. Diese können durch nützliche Versicherungsangebote und Tipps optimiert werden.
Mit dem TEO Finanzwetter hat man per zukünftiger Umsatzentwicklung immer eine Übersicht darüber, wie viel Geld noch bis Ende des Monats zur freien Verfügung steht. Dabei werden regelmäßig wiederkehrende Einnahmen und Ausgaben sowie angelegte Sparboxen berücksichtigt. So sieht man immer, ob finanziell noch die Sonne scheint.
Die TEO Sparboxen machen das Sparen für neue Wünsche so unkompliziert und einfach wie noch nie. Die Anzahl der Sparboxen ist unbegrenzt und sie können individuell benannt werden. So wird gezielt und automatisch auf den nächsten Wunsch hin gespart. Und das Beste: Das Geld bleibt die ganze Zeit auf dem Konto – denn mit TEO wird es nur virtuell zur Seite gelegt.
Mit TEO Plus kann man Finanzen optimieren und Alltagsausgaben reduzieren. In der Kategorie “Partnerangebote” findet man passende Spar- und Mehrwertangebote. Neben einer großen Auswahl an Partnerangeboten können auch (Wert-) Gutscheine vergünstigt gekauft werden. Die Kategorie “Finanzprodukte” bietet ausgewählte Finanz- und Versicherungsangebote für unterschiedliche Bedürfnisse und Lebenslagen. Zusätzlich laden redaktionelle und informative Beiträge zum Lesen und Entdecken ein.
Bei TEO wird höchsten Wert auf den Schutz und die Sicherheit der Daten gelegt. TEO speichert keine sensitiven Zahlungsinformationen auf dem Endgerät – diese werden bei jedem Login verschlüsselt neu geladen. Dabei ist TEO durch Sicherheitsmaßnahmen wie Firewalls, SSL-Schutz und Authentifizierungsverfahren geschützt. 
TEO kann ab dem Alter von 7 Jahren genutzt werden. Nutzer unter 16 Jahren benötigen für die Erstellung eines TEO Accounts das Einverständnis eines Erziehungsberechtigten. 

App ChangeLog

  • Neu mit dem neuen Update:
  • Verbesserung des Nutzererlebnisses
  • Neu seit dem letzten Update (1.6.2):
  • Optimierung des Finanzwetters
  •  Fragen oder Feedback zu TEO? Die Kontaktdaten des Supports befinden sich in TEO Einstellungen / Kommunikation oder unter goteo.de/hilfe

App Screens

TEO - Das neue Multibanking App Screen 1TEO - Das neue Multibanking App Screen 2TEO - Das neue Multibanking App Screen 3TEO - Das neue Multibanking App Screen 4TEO - Das neue Multibanking App Screen 5TEO - Das neue Multibanking App Screen 6TEO - Das neue Multibanking App Screen 7TEO - Das neue Multibanking App Screen 8

Older Versions

More Android Apps to Consider

Google Play Reviews

  1. Thomas Bernthaler-avatar

    Thomas Bernthaler

    It's ok APP, and it works fine for me so far. However, my bank forces me to use a 3rd party APP seems really bad for me. (I was told that I cant communicate with the bank anymore, and the "Postfach" will be deactivated. It will be seen what this COMECO company does with the data. All in all, I do not feel comfortable dealing with a 3rd Party on my bank info. It will be seen who is responsible now for hacked data or errors. Now there is the potential for the bank to accuse the app and visa versa, in the end the customer has the issues. I believe it's time to change to a bank that does take responsibility to make its own app.

  2. Rashele C-avatar

    Rashele C

    I tried to log on and my account was just not there anymore. The app told me to add it again so I did. Instead of then adding my account, the app repeatedly stated that there was an issue and that I should try again. 4 attempts later it's still not working. I pay for online banking and this is what I get for that money?

  3. Stephen Pilling-avatar

    Stephen Pilling

    Much worse than the old sparda app. Buggy I just spent 15 minutes resetting the password and resetting the app when it didn't work and blocked my online account although the correct password was used. Account information such as balances is harder to see on the ad cluttered screen and you cannot make international bank transfers using this app. Any clues how to do that Sparda or do we guess? thanks for the reply but none of the problems have been corrected. I still cannot do international bank transfers. Now the old online banking has been turned off I can no longer make transfers to the UK at all, I asked the bank and they said to use the old online banking (which no longer works). as far as I can see you can no longer get a simple pdf download of your account transactions for the year and can only take screen shots of transactions one at a time. I wish I could give zero stars and am looking into changing my account because this is not acceptable.

  4. Claire Thornewill-avatar

    Claire Thornewill

    This is by far the worst banking app I have ever come across. It is incredibly buggy and it never works when I need it, half the time I cannot even log in, which for a banking app is quite awful. I generally do not find it intuitive and I think the old Sparda online banking was more intuitive because it had less going on, less is more. Honestly, a really stupid move from Sparda to outsource their banking app.

  5. Old Shatterhand-avatar

    Old Shatterhand

    Bloated and for a banking account I pay money for unacceptable. I don't think it's too much to expect a clean and simple banking app without advertising for a paid account. I have accounts with other banks that are free and I have no ads in the app. Besides that the app is terrible slow, everything takes more taps than necessary. Will be switching banks.

  6. Claudio Salvatore-avatar

    Claudio Salvatore

    Slower and more dysfunctional than the previous Sparda app, but most of all it is so full of advertisement and useless information that it is annoying to use ! It would be so much better if they simply got rid of all the useless junk and concentrated on streamlining the user interface. Compared to other banking apps it is very poor.

  7. Rami Tounsi-avatar

    Rami Tounsi

    Very poor quality app. All it does is try to advertise you and give you coupons. Something must be up with the servers tonight, because I can't see my transactions right now. I'm seriously thinking of leaving this crumbling bank altogether, and this new car-crash of an app migration is the last nail in the coffin.

  8. MoH MM-avatar

    MoH MM

    This is the worst online banking ever. Infact SpardaBank sucks. The app always asks me to renew my password for no reason. And plus the useless ads just makes everything worse.

  9. Paul Garton-avatar

    Paul Garton

    This app is a disgrace. I want to view my accounts, not get ads for some vouchers.

  10. Stefan Mathijssen-avatar

    Stefan Mathijssen

    Not stable. Horrible user interface. Give me back my old Sparda Online Banking, please.