S-mobiili APK

Version 2.3.0 - fi.spankki
Last updated: 2019-12-03 19:40:09
spankki,finance,s-mobiili

Bonus and monetary affairs on your phone

S-mobiili apk

APP Information

Download Version 2.3.0 (84)
Apk Size50.01 MB
App DeveloperS-Pankki Oy
Malware CheckTRUSTED
Install on Android4.4.x and up
App Packagefi.spankki.apk
MD561aaa3c3e8983392aace4fd739a15ff5
Rate4
Website http://www.s-mobiili.fi

Download S-mobiili 2.3.0 APK

App Description

S-mobiili is spankki,finance,s-mobiili, content rating is Everyone (PEGI-3). This app is rated 4 by 1 users who are using this app. To know more about the company/developer, visit S-Pankki Oy website who developed it. fi.spankki.apk apps can be downloaded and installed on Android 4.4.x and higher Android devices. The Latest Version of 2.3.0 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than S-mobiili APK Mirror. This app APK has been downloaded 6593+ times on store. You can also download fi.spankki APK and run it with the popular Android Emulators.

Mikä S-mobiili on?

S-mobiili tuo yhteen sovellukseen kaupan, pankin ja varainhoidon palvelut sekä vakuutukset. Pysyt aina ajan tasalla bonustilanteestasi ja ostoistasi, saat juuri sinulle kohdennetut edut ja kuititkin ovat tallessa sähköisessä kuittiarkistossa. S-Pankin Säästäjä-palvelulla säästöjä karttuu miltei huomaamatta ja sähköinen tunnistaminen tekee verkkoasioinnistasi entistä sujuvampaa. 

S-mobiili kuuluu jokaisen asiakasomistajan puhelimeen siinä missä S-Etukortti lompakkoon.

Jos jokin S-mobiiliin käytössä tai käyttöönotossa mietityttää, kannattaa tutustua monipuolisiin usein kysyttyihin kysymyksiin. Löydät ne S-mobiilin oikean yläkulman puhekuplan kautta tai osoitteesta s-mobiili.fi/ukk.

Mitä S-mobiilissa voi tehdä? 

Kun otat S-mobiilin käyttöön S-Pankin tai FIMin verkkopankkitunnuksilla, saat käyttöösi kaikki sovelluksen palvelut. Jos otat S-mobiilin käyttöön jonkin muun pankin tunnuksilla, saat käyttöösi kaupan palvelut. 

Kaupan palvelut – S-Pankin, FIMin tai muiden pankkien verkkopankkitunnuksilla 

Saat käyttöösi muun muassa seuraavat: 

- Bonus – Katso paljonko Bonusta on tulossa ja kuinka paljon sitä on kertynyt. 
- Omat ostot – Tarkastele omia ostojasi tuoteryhmien, tuotteiden, ostopaikkojen ja ajankohdan mukaan. 
- Sinulle – Juuri sinulle kohdennetut edut ja etukupongit. 
- Kuitit ostoksistasi – Kassa- ja takuukuitit tallessa sähköisessä kuittiarkistossa. 
- Bonustoimipaikat – Aukioloajat, reittiohjeet ja mahdollisuuden antaa palautetta toimipaikasta tai tuotteesta. 

Pankin palvelut – S-Pankin tai FIMin verkkopankkitunnuksilla 

Saat käyttöösi kaupan palveluiden lisäksi myös nämä: 

- Tunnistaminen – Kirjaudu ja maksa valitsemallasi tunnusluvulla tai sormenjäljelläsi verkkopankkitunnuksien sijaan – myös verkkokaupoissa ja julkisissa palveluissa. 
- Säästäjä – Säästä upouudella palvelulla päivittäisen rahankäytön ohessa. Ohjaa euro säästöön jokaisesta korttimaksustasi tai S-ryhmän ostoksista kertyvä Bonus rahastoon. 
- Sijoitukset – Tarkastele sijoituksiasi ja tee lisäsijoituksia rahastoihin, joita jo omistat. 
- Lainat – Tarkastele lainojesi tietoja ja tapahtumia. 
- Tilit – Tarkastele tiliesi saldoja ja tilitapahtumia. 
- Maksaminen – Maksa laskuja tai siirrä rahaa omien tilien välillä helposti ja nopeasti. 
- FIM – Hyödynnä tarpeisiisi räätälöityjä sijoitus- ja varainhoitopalveluita. Näkyvissä vain FIMin asiakkaille.
- LähiTapiola – Osta vakuutuksia, ilmoita vahingosta puhelimitse, tarkastele omia vakuutuksiasi, näe vakuutusmaksuista kertynyt Bonus ja Omaetutasosi, näe vakuutuslaskut ja lähetä viesti asiakaspalveluun. 
- Ota yhteyttä – Soita tai lähetä meille viesti, anna palautetta palveluistamme tai katso usein kysytyt kysymykset. n 

Millä laitteilla S-mobiili toimii? 

Voit käyttää S-mobiilia puhelimella, jossa on vähintään Android 4.4 -käyttöjärjestelmä. Voit tarkistaa käyttöjärjestelmän tiedot puhelimesi asetuksista. 

Huomioithan, että S-mobiilin käyttöä varten sinun pitää olla asiakasomistaja tai kuulua asiakasomistajatalouteen. 

Mihin S-mobiili pyytää lupaa? 

- Sijaintitietoon, jotta voimme tarjota sinulle lähimmät palvelut ja osuvimmat edut. 
- Kameran käyttöön viivakoodin lukemiseksi, jotta voit maksaa laskuja kätevästi. 
- Ilmoituksien lähettämiseen, jotta saat tiedon esimerkiksi saapuneista e-laskuista ja sähköisistä kassakuiteista.
What is S-Mobile?

S-mobile brings retail, banking, asset management and insurance in one application. You will always be up to date on your bonus status and purchases, get the benefits that are right for you, and your receipts will be stored in the electronic receipt archive. With S-Bank's Saver service, you will almost miss out on savings and electronic identification will make your online business even smoother.

S-mobile is part of every customer owner's phone, just like the S-Etukortti wallet.

If you have any questions about using or deploying an S-mobile, it's a good idea to check out our many common questions. You can find them through the speech bubble in the upper right corner of S-mobile or at s-mobiili.fi/ukk.

What can I do with S-mobile?

When you enable S-mobile with S-Bank or FIM online banking codes, you will have access to all the services of the application. If you enable S-Mobile with a different bank account, you will have access to trade services.

Trade Services - with S-Bank, FIM or other banks online banking codes

Here are some things you can do:

- Bonus - See how much Bonus is coming and how much it has accumulated.
- My Purchases - View your purchases by product group, product, place of purchase, and date.
- For you - Benefits and coupons just for you.
- Receipts for your purchases - Cash receipts and warranty receipts are stored in an electronic receipt archive.
- Bonus locations - Opening hours, directions, and the ability to provide feedback on the location or product.

Bank Services - with S-Bank or FIM online banking codes

In addition to trade services, you also get these:

- Authentication - Log in and pay with your chosen PIN or fingerprint instead of your online banking credentials - including online shopping and public services.
- Saver - Save with a brand new service in addition to your daily money. Redirect the euro to the Bonus Fund accrued for each of your card payments or S Group purchases.
- Investments - View your investments and make additional investments in funds you already own.
- Loans - View information and transactions on your loans.
- Accounts - View your account balances and account transactions.
- Payments - Pay bills or transfer money between accounts easily and quickly.
- FIM - Take advantage of investment and asset management services tailored to your needs. Visible to FIM customers only.
- LocalTapiola - Buy insurance, report damage by phone, view your own insurance, see your Bonus and Personal Premiums accrued, see your insurance invoices and send a message to customer service.
- Contact Us - Call or send us a message, give us feedback on our services, or see our Frequently Asked Questions. of

What devices does S-mobile work on?

You can use S-mobile on a phone running Android 4.4 or higher. You can check the operating system information in your phone's settings.

Please note that in order to use S-Mobile you must be a customer owner or belong to a customer owner economy.

Where does the S-Mobile ask for permission?

- Location information so we can provide you with the closest services and relevant benefits.
- Use the camera to read a barcode so you can pay your bills conveniently.
- Sending notifications to inform you, for example, of incoming e-invoices and electronic cash receipts.
 

App ChangeLog

  • ABC-mobiilitankkauksen käyttöönotto on poistettu ja mobiilitankkaus poistuu kokonaan S-mobiilista ensi vuoden alussa. Mobiilitankkaus on jatkossa käytössäsi uudessa sovelluksessa ABC-mobiili.
  • Kehitämme sovellusta jatkuvasti tehdäksemme arjestasi sujuvampaa. Kiitos, että käytät S-mobiilia!

App Screens

S-mobiili Screenshot 1S-mobiili Screenshot 2S-mobiili Screenshot 3S-mobiili Screenshot 4S-mobiili Screenshot 5S-mobiili Screenshot 6S-mobiili Screenshot 7

Reviews From google play store

Cleared the data because I had difficulties authenticating during a payment verification. Now I'm stuck after having recieved the verification code through sms and the app will always tell me " Tapahtui virhe." I tried to go backwards and have the app send the verification code again but then the app will display that there are some errors within your system and I can't do anything else. Please fix this problem, thank you in advance.


The customers of your bank need English version too to this application! You have customers as students, immigrants, refugees and workers from different countries living in Finland and they've a little knowledge of Finnish language or they're still learning, they need in the main time to deal with their daily needs by using your app! You should know that they are struggling there, Even though it's a beautiful app. Thank you!


I really like the app. Easy to use and all the important things are easily found. Using it almost daily now. Nice bonus is that I'll get all cash receipts from certain shops directly to app.


Nice app but unfortunately unreliable. You'd wish that your banking and identidication app would be as foolproof as possible, but S-mobiili unfortunately does not deliver on this front. The app is really good when it works though.


I like S-Pankki and this app. English language support would be a great add-on. Also, sometimes it takes like 20 seconds to show the fingerprint input request after one opens the app. Otherwise works good.


I am International student so I can't learn Finnish or Swedish as soon as possible, but for language I can't use this application. As an International language I think you have to put English for all kind of people who can use this easily. Otherwise this application is time wasting for me.


The app crashed twice while onboarding. Tried to look up a new visa card's pin but ended up ordering a new pin that takes a week to get.


no support for English language, practically unusable as standalone (it requires to have translation app or a finn close by)


Great possibility to have authentication via different services.


Having a problem login in to the app, I use an android phone, and I get a blank green screen as I open the application, I also checked for updates , but there aren't any. Require urgent attention and assistance. I also uninstalled and reinstalled it several times and contacted the customer service in Valkea Oulu .Also it would be nice to have English include to the languages.


After update from older version there is only problems. Usually it takes couple of typing pin to log in. Some days I can't log in at all. Sometimes log's me out. Can't use anymore because it's just not trustworthy. EDIT : Ok. Maybe there is a light at the end of tunnel. Today app works flawlessly. I. give now 3 stars.


The new UI is very pleasent and easy to use. My biggest issues with the app are: * no support for English; * scard nfc support dropped in favor of mobile pay. Currenlty I don't accumulate bonus as mobile pay is awful to use for in shop payments and I don't want to carry another piece of plastic. It would be great if you could at build better integration into Google Pay passes.


I've got forced to update while walking to the cashier, and I was standing in the middle of the shop franatically trying to find my mobilebonus card in the new app... No NFC bonus card anymore?! That's a basic use case for me. Why do you think I would switch back to carry one more card?! Who was the idiot who decided that this basic functionality is no longer needed? There goes your analytics, because I will definitelly not carry that card with me. Animated splashscreen, now THAT was essential...


The app has improved tremendously. I like the fingerprint feature a lot and the user interface looks much better. My only lacking feature is English language support. I bet you have many customers who are not as proficient in Finnish or Swedish, plus most other major banks have English in their interfaces. Please consider adding this support.


The app is well designed and works well. Only BIG minus for me it only supports Finnish and Swedish language. When are you planning an English release of the App? Thank you so much!


I like the app and it is really a good design but unfortunately it does not support my inscreen fingerprint scanner to log in. I have a Xiaomi Mi 9 and when i try to enable fingerprint login, it just says it failed and to try again. Hoping to see this fixed.


S panki was very good before they changed everything now it's difficult and complicated hard to us I'm going to uninstall it because it's on point having it in my phone whenever I need it I can always us laptop or my phone but this app is useless for me before it was easy I love it now I hate it on still it back like before i don't want to us it any more sorry 😏


The design refresh looks great and the app runs very smoothly (although its a little slow to start).


May be the app is good... Maybe the bank is good too... I just input wrong pin and here we go, without English menu this app is worthless English please?


Doesnt work on android anymore. many people have same issues.....reinstalling does not help also


Cannot log in to the app, tried reinstalling.


It feels like not supporting English language is just a way to show middle finger to foreigners using this app.


Would have been much better if it was available in English


App stops when launching it


i got lastet update then wrote all of my details normaly and has option to pay 100 euro or 20euro monthly i didn't understnand f or what 🤑🤑


So far, i haven't come across with an app that would be as impossible to download as this one. it is something like 48 MB in size, but i have now tried to download it for some 8 hours without succeeding yet. The best i have reached so far is 66%. But every time i lose internet connection, i have to start downloading from the beginning. This is driving me insane.


Very bad experiment as after installing asking 2nd time to login with key list code which app does not accept. Now after 5th correct try bank account got locked. Feels so much fraud app as it does not accept your correct key list code. Please develope app authentication service.


can't login. was told by the customer service that i could use the old version, well can't find it. since they haven't been able to fix it in over a month despite the feed back, i won't bother to tell them about the problem more sending a message via web version. this suck's. basic software that is essential to customers. don't save in wrong places.


omg i am so tired of having to set it up with fingerprint, over and over again. i set it up three times in the last month. then, i even recently got a new phone, set it up, and three days later, I'm setting it up AGAIN. WHY. This so so inconvenient and unreliable, what's the point of fingerprint if im always just setting it up to use fingerprint, instead of actually using it? :(


This app has many problems especially when tunnistaudu is taken use. In one Andriod pad, when i tried to take tunnistaudu into use, it crashes. Bank functions work fine. Recently i installed it to another Android pad. Tunnistaudu and bank work few times. Now when i tried to open bank, always error messages come, not able to use bank. In the same pads, Nordea apps work perfectly for years. This app is also slow. Overall very poor user experience.


Nicely done. "Tap and pay" for bonus from lock-screen is gone. I was looking forward to the app differentiating between bonus card request and payment card request. But no, you had to destroy UX for everyone because of Apple. FYI MobilePay was the worst app to partner with. They have no clue as to how tap and pay works. You should've gone with Google Pay like Nordea.


Jeesus man, it is an banking app not a Pokemon game. I am annoyed that i cannot login anymore into the app after the last update. I need to make some payments and check my account and the fact that I cannot login for 3 days now it pisses me off. To the development team, this is a serious thing, since cash isn't an option anymore we all have money on our accounts and we all want to be connected to what is happening in there and to make payments. Please get this app going!


Used to be a great app, and still is, but I had to change my 4 star review down to a 2 star review. NFC mobile bonus was removed from the app, that was my main reason for using it. If the bonus system ids brought back, I will change my review back to a 4 star.


For the second time in two weeks I need to re-register to be able to use the app. before that it had worked well for many months.


Terrible app. It's a security theater. Many of the options for sure sound so intelligent and secure to the naive developers of this app but they only make it non-user-friendly WHILE making it easy for hackers to break in. Oh and still no English after 5 years of being their customer.


Please let us subscribe to the beta versions. What's not working: Activation of the fingerprint, english language. I prefer having everything in english. And I use the fingerprint "when" it's working.


UI update looks good but this version removed mobile bonus (NFC) which was my most used feature of this app. Google Pay works so fast that I don't bother with physical cards anymore so this means no more bonus to me.


It was a great app before the stupid update. Now everything is a mess and QR-code login part is not working. Terrible job. Improvements? How about fixing QR-code login for bank identification? It is not working at all.


Can't login after the update. Error message: "Error encountered." Tried reinstalling. Tried installing on another phone, same issue. Guess I'll change to a bank that has a working mobile app.


New app is overall very pleasant to use for most purposes. New expenses and purchases analysis tool is really interesting. BIG minus for removing Siirto service. Also forces portrait mode, which really annoys me as a tablet user.


Why break a perfectly working app so that it doesn't let the user to login at all. I used to rely on this application quite a lot. Back to the desktop web version now. 😐


really easy-to-use app. Makes browsing the bank super easy on both on the go (phone) and at home (on a pc).


Since they removed siirto from s-bank and didn't replace its functionality with anything comparable, this became more useless than ever. The only reason (beside getting coupon spam) to keep this app is to check your saldo.


I updated. Now it doesn't let me login. I press the login button and nothing happens. Never had problems before.


Latest update forces you to input a phone number but does not accept international numbers. Also still doesn't support English.


Nice app when it works. Has been down for at least some time on most days since the relaunch, though..


After solving serious issues with the last update release related with the step by step setup. Works good and is simple to use. With nice improvements. Updating my review


New updated version is very slowly and took long while to logn in


completely broken. unable to make basic database connections or go through a linear setup of the bank account.


App updates to completely new UI, removing some functionalities with no warning and proceeds to have their service "shortly interrupted" for some long hours.


Latest update doesnt work. Gives out error 120 after inputting sms security code. So assuming no more mobile use for me then.


I dont want to login using Table code every time. I am not able to do so. What is latest version available ?


App stopped working. I already reloaded it and restarted my phone but still it opens really slow and shows only black screen.


I agree with the feedback given by previous people. Why is the updated app now only for co-op members?


I give you zero because of such irritating application. It has been over months that you can not fix the problem. It is hanging all the time. perkele


Needs a lot of work compared to Nordea apps. Also lacks basic customer support and/or FAQ documentation. Big reason not to choose S-pankki.


Do not instal on Android 4.4.4 or later. Do not work and conflict with camera & other mobile apps.


Black screen..that's all I got...app crashed previously and I tried reinstalling it and all that came was a black screen 🤔


useless after update. and no English language still. constant errors.


No problems, quick to use and reliable. I use it in Finnish.


Amazing, fast and great app i have been using it for several years its easy to use


Update lower end-user experience, too messy UX and difficult logic.


No English support


Can't open the app during the last week. Even re-installment didn't help :(


After recent update I am not able to login.


I can not use the app because there is no English option. It's an emergency !! If I knew, I wouldn't be a member.


Downgrading review to a 1-star. App keeps logging me out randomly after using the back button. Switching banks next month as well. If a bank can't produce a working app, how am I supposed to trust them with any money?


Best bank in finland has app is so easy and helpfully and smooth.. recommending


no english language. cant use app anymore says i am not asiaomistaja ,no problems before.


Only black screen appears after last update


it should support English, very outdated


After update nothing but problems.


Without English language this app is pretty much useless.


wow congratulations to new futures in this up if you can pay and switch to English language in upcoming future than you made it. thanks for making beautiful app.more grateful to use it :)


No English version.


App does not open, does not work


Not working since update


Please add English!


S Pankki is the Best Finnish Bank 👍 Good App 👌


Put english option too already ffs


best,handy and multitasking


Need a English version


very poor. app not even starts..


Have an option to change to english, pleaseee


can't eaven login


is this app in English if so which one and can I convert current app in English?


It doesn't open at all.


i make update and i can't use app after that !!! it tell me i'm not a customer !!!!


Thanks for every think


Slow as f***


Is all good


ihana paska upgrade


Thanks S ryhmä...


Aika surkea tekele. Hidas avautumaan ja välillä jumiutuu kirjautumisvaiheeseen. Sovelluksen on joutunut aktivoimaan uudelleen käyttöön useamman kerran, tietenkin juuri silloin kun on muutenkin kiire ja asiat pitäisi saada hoidettua.


Voisko asetuksissa olla mahdollisuus ilmoitukseen: kaikista tilitapahtumista, korttiostoista debit ja credit puolelta (katevarauksetkin). Ilmoitusten avulla korttitapahtumien seuraaminen olisi helpompaa, jos esim rikollisille on päätynyt luottokortin tiedot.


Kätevä sovellus, tilin saldon ja bonukset sekä kuitit ja ostotapahtumat näkee helposti. Vielä kun lisäisitte mahdollisuuden bongata bonukset puhelimen nfc:llä kuten keskon mobiiliplussakortti, tai erillisen s-etukorttisovelluksen niin pääsisi muoviläpysköistä eroon 👍


The app gives error code 109. I've not been able to use it for the past few days. One star for that. The other star goes off because it is not also available in English. Got solved; I had to clean data and enter my credentials again. Thanks for following up!


Tyrkyttää vain asiakasomistajuutta. En pääse sitä yli eikä ympäri. Mutta kun omistaja osakkaaksi liittyminen puhelimesta ei onnistu, tämä sovellus on yksinkertaisesti viallinen.


Sovelluksen joutuu ottamaan uudelleen käyttöön monta kertaa viikossa, kun se ilmoittaa, että tunnistaminen otettu pois käytöstä tai että laitetta ei ole rekisteröity. Joudun tunnuslukujakin pitämään mukana ihan turhaan, kun ei tiedä milloin sovellus päättää, että se pitää rekisteröidä uudelleen ja joudun antamaan uuden luvun listasta ihan vain sisään kirjautumista varten, vaikka sormenjälkitunnistus olisi otettu käyttöön jo sata kertaa.


Lakkasi toimimasta viimeisimmän päivityksen yhteydessä! Olen käyttänyt tätä sovellusta pääasiallisena pankkiasioiden- ja henkilöllisyydentodistamisasioidenhoitokanavanani viimeiset kolme vuotta. Nykyään ruutu muuttuu hetkeksi vihreäksi, kun yritän avata sovellusta, ja työpöytä palaa takaisin näyttöön.


Apk scan results


Apk Scaned By TotalVirus Antivirus,fi.spankki.apk Was Pure And Safe.

Scan Stats:confirmed-timeout:0|failure:0|harmless:0|malicious:0|suspicious:0|timeout:0|type-unsupported:10|undetected:62|
Name:61AAA3C3E8983392AACE4FD739A15FF5
SHA-1:82babdb01cd3062abf603cc74a28c71791fc9f6d
SHA-256:9475335d743acf51f51ed95fd4868a8ce0661da400c95cfebca87453c38d6d05
SSDEEP:1572864:2xijpRvk09K4uSEYqMAK7wbDoUe11dwCczFY2sFu:/fs09Tu7rlBDREc2Du
File type:Android
Magic:Zip archive data, at least v1.0 to extract
File size:52434234
Uncompressed Size:29534349
Contained Files	:2484
Contained Files By Type:PNG:2,dex:4,png:494,xml:499,

Permissions

requires following permissions on your android device.

android.permission.ACCESS_COARSE_LOCATION
android.permission.ACCESS_FINE_LOCATION
android.permission.ACCESS_NETWORK_STATE
android.permission.ACCESS_WIFI_STATE
android.permission.CALL_PHONE
android.permission.CAMERA
android.permission.FLASHLIGHT
android.permission.INTERNET
android.permission.READ_EXTERNAL_STORAGE
android.permission.REQUEST_INSTALL_PACKAGES
android.permission.USE_FINGERPRINT
android.permission.WAKE_LOCK
com.google.android.c2dm.permission.RECEIVE
com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
com.samsung.android.providers.context.permission.WRITE_USE_APP_FEATURE_SURVEY
android.hardware.camera
android.hardware.location
android.hardware.wifi
approximate location (network-based)
Allows the app to get your approximate location. This location is derived by location services using network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine approximately where you are.

precise location (GPS and network-based)
Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power.

view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

view Wi-Fi connections
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.

directly call phone numbers
Allows the app to call phone numbers without your intervention. This may result in unexpected charges or calls. Note that this doesn't allow the app to call emergency numbers. Malicious apps may cost you money by making calls without your confirmation.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

control flashlight
Allows the app to control the flashlight.

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

read the contents of your SD card
Allows the app to read the contents of your SD card.

prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.

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