PhonePe – UPI Payments, Recharges & Money Transfer APK

Version 4.1.18 -
Last updated: Tue, 14 Sep 2021 14:12:48 UTC

Secure UPI, Money Transfer, Recharge, Bill Payment, Mutual Fund, Gold, Insurance

PhonePe – UPI Payments, Recharges & Money Transfer apk

APP Information

Download Version 4.1.18 (400936)
Apk Size43.26 MB
App DeveloperFXMart Pvt Ltd
Malware CheckTRUSTED
Install on Android4.3.x and up

Download PhonePe – UPI Payments, Recharges & Money Transfer 4.1.18 APK

App Description

PhonePe – UPI Payments, Recharges & Money Transfer is phonepe,finance, content rating is Everyone (PEGI-3). This app is rated 4.6 by 52 users who are using this app. To know more about the company/developer, visit FXMart Pvt Ltd website who developed it. apps can be downloaded and installed on Android 4.3.x and higher Android devices. The Latest Version of 4.1.18 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 7046519+ times on store. You can also download APK and run it with the popular Android Emulators.

PhonePe is a revolutionary way to make mobile payments in India. From UPI payments to recharges, money transfers to online bill payments, you can do it all on PhonePe. PhonePe is way better than Internet Banking and offers you the safest and fastest online payment experience in India.

Things you can do on the PhonePe app -
- Send and request money from your contacts anytime, anywhere.
- Recharge prepaid Mobile for most major operators/Datacard/DTH connections across the country.
- Pay postpaid Landline, Datacard and Mobile Bills for all major operators.
- Pay for utilities such as electricity and gas bills.
- Check your account balance, save beneficiaries and manage multiple bank accounts.
- Get refunds and cashbacks to your bank account in an instant.
- Split bills with your friends and settle them right away.
- Shop on Flipkart, Myntra, Jabong, and other online shopping websites. 

PhonePe benefits -

- Transact up to Rs.1 lakh per transaction, 24*7.
- Get instant refunds and cashbacks from our partner merchants into your PhonePe wallet. -Check wallet balance that can be withdrawn to your bank account. Cashback cannot be withdrawn to any linked bank account and cannot be transferred to other users. Cashback can be redeemed for mobile recharges, bill payments, and used for merchant payments where PhonePe has been integrated as a payment option
- Top up your wallet using your UPI enabled bank account or a debit card to make instant payments to anyone.
- One-click payments using your PhonePe account at any of our merchant partner locations.
- Transact in the language of your choice. English, Hindi, Tamil, Bengali, Telugu, Kannada, Malyalam, Assamese, Gujarati, and Marathi are now live. More languages coming soon! 

The PhonePe app works over the Unified Payments Interface (UPI) platform developed by the National Payments Corporation of India (NPCI) and is powered by YES Bank. The PhonePe UPI app is safe and secure, meets all your payment and banking needs, and is much better than Internet banking. No need to remember IFSC codes, account numbers, or other inconvenient details. Make instant bank transfers by just using a mobile number or a unique payment identity – your Virtual Payment Address (VPA). 

PhonePe also provides you with a digital mobile wallet for faster refunds and cashbacks from our merchant partners. You can spend your wallet balance or withdraw it into your linked bank account(s) in one quick swipe. With over 70 billers live on the PhonePe App you can do quick and easy recharges for mobiles, DTH, datacards and also pay gas, electricity, landline and other utility bills.
Currently over 40 banks are UPI enabled, with more banks coming soon!
Banks currently on UPI: YES Bank (our UPI sponsor), Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda (BOB), Bank of Maharashtra, Bank of India, Canara Bank, Catholic Syrian Bank, Central Bank of India, Citibank, City Union Bank, Corporation Bank, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, HSBC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indusind Bank, Indian Bank, Indian Overseas Bank, Karur Vyasa Bank, Karnataka Bank, Kotak Mahindra Bank, Laxmi Vilas Bank, Oriental Bank of Commerce, Punjab National Bank (PNB), Punjab and Sindh Bank, Ratnakar Bank (RBL), State Bank of India (SBI), South Indian Bank (SIB), Standard Chartered Bank (SCB), TJSB Sahakari Bank, UCO Bank, United Bank of India, Union Bank of India, Vijaya Bank

For more details, please visit our website at

Permissions for App and reasons:
SMS - This is required to verify Phone no for registration
Location - This is a requirement by NPCI for UPI transactions
Contacts - We use this to for phone numbers to send money to and choose numbers to recharge.
Camera - We use this to scan QR code.
Storage - We use this to store scanned QR code.
Accounts- This is used to prepopulate email id while signing up.
Call - This is used to detect single/vs dual sim and let user choose

App ChangeLog

  • Know what’s been living in our heads rent-free?
  • This release and everything it brings with it.
  • Like the all-new ‘Rent’ option in the Recharges & Bill Payments section. Make monthly rent payments with your Debit or Credit card or through UPI and download rent receipts as and when you need them.
  • Or the ease with which you can now set up an Auto top-up instruction for your PhonePe wallet: just tap the ‘Top up’ button on the Homepage.
  • Here’s to happier landlords and fuller wallets :)

App Screens

PhonePe – UPI Payments, Recharges & Money Transfer App Screen 1PhonePe – UPI Payments, Recharges & Money Transfer App Screen 2PhonePe – UPI Payments, Recharges & Money Transfer App Screen 3PhonePe – UPI Payments, Recharges & Money Transfer App Screen 4PhonePe – UPI Payments, Recharges & Money Transfer App Screen 5PhonePe – UPI Payments, Recharges & Money Transfer App Screen 6PhonePe – UPI Payments, Recharges & Money Transfer App Screen 7PhonePe – UPI Payments, Recharges & Money Transfer App Screen 8

Older Versions

More Android Apps to Consider

Google Play Reviews

  1. Aswani-avatar


    It used to be good until transactions started failing. It's funny that one odd day, the transfer failed for both GPay and PhonePe. Here's the irony. GPay immediately ensured to transfer the amount back to my account within a span of 4 hours while PhonePe didn't have that option. Essentially, I ended up losing money because of this. Now I understand that this happens but I didn't know it takes a month for the backend to verify and tell me at the end that I HAVE TO CONTACT THE MERCHANT. Great job.

  2. Anabiya Tehreem-avatar

    Anabiya Tehreem

    This app was all good at the beginning. It made transactions very rapidly and it was also very easy but now I'm facing a little bit of problem. Whenever I scan a QR code to pay and click on the pay button, the pay button doesn't works. It was all good at starting but now this problem had begun. Because of this problem I'm facing issues when I have to pay the payment online. I hope that the phone pe community check out my problem.

  3. Dilip Kumar-avatar

    Dilip Kumar

    Worst payment app, I am no technical person. I tried to pay 24k to a contact, payment got stuck. Whole interface becomes insensitive, it keeps showing connecting secure payment whenever u open this app even after an hour. I could not even cancel it. This is not the one incident earlier also I happened. It make payer and payee insecure and inconclusive about payment.Every app has been improved but this one still in primitive stage.

  4. Abdul Rahim-avatar

    Abdul Rahim

    Most rubbish app. I can't check account balance & unable to transfer money to any other account or nothing to do, it's happen last 7days.I try to check the account details but every times showing message"you have entered wrong code too many times",& suggest me to check the account after 24 hours or enter correct code.To overcome this problem,I have been changed the code successfully two times ,but nothing to happen &facing same problem with same pattern.If any possible solution, please inform..

  5. AjayJoseph Fdo-avatar

    AjayJoseph Fdo

    I'm using this app for long days, the transactions were very fast and secured. It was good. But 5 days back, I send a money to my friend. Sadly it was failed and even the money was debited from my bank account. I raised the complaint, your money will be refund within 5 days they said. Waited. But not refunded still waiting. Feel like why I chose phonephe to do this? Please do something. It's urgent. Tq team I got a money back.

  6. Manish Gupta-avatar

    Manish Gupta

    Hello PhonePe, I'd say it is the best app for the UPI payemnts, it is very quick and fast. But it really require some improvements it take alot size in the application manager (300mb) more than GPay. Also the PhonePe switch which is of no use for me always poop's in homepage. Rewards in returns of scratch cards of no use, Kindly improve it.

  7. Shweta Singh-avatar

    Shweta Singh

    Never ever buy gift cards from Phonepe!!!!! I bought a gift card from them but couldn't redeem become they gave the wrong information! And the customer service team keeps giving new dates, but no resolution. If you want to be buy a gift card, purchase for the minimum amount to check once, that way you won't lose a lot of money the way I did!

  8. Suman Ghosh-avatar

    Suman Ghosh

    Doing transaction is good. Faced no issues. But this app gives most useless coupons anyone can possibly give. All the coupons are useless. Not even a single one of the coupons are useful. The last cash back I won is on July, 2019. After that no cash back. Only reason I use this app, I transferred money to my friends. I have no other reason to use this app.

  9. Khushbu Jahan-avatar

    Khushbu Jahan

    This app worked smoothly when I installed, and it made my transactions very simple..but now m facing problem with this since 5months as whenever I try to open it, it automatically get closed & returned to the main menu.. I don't understand why this happening..pls look into this..I hope my problem can be solved by the team..

  10. Bhagwan Reddy-avatar

    Bhagwan Reddy

    Issue with notifications. When someone sends money, I'm getting notifications of previous Payments also. It shows 10-20 notifications at a time. Please fix this irritating bug, I'll update the review Reply to Developer: Suppose if A, B, C sent me money few days back and if D sent me money today, In push notification, I'm getting all the notifications of previous Payments also. ALL AT A TIME. I'm using Google pixel 3a, Android 11 version