PhonePe – UPI Payments, Recharges & Money Transfer APK

Version 4.1.18 -

Secure UPI, Money Transfer, Recharge, Bill Payment, Mutual Fund, Gold, Insurance

PhonePe – UPI Payments, Recharges & Money Transfer apk

APP Information

Download Version 4.1.18 (400936)
Apk Size43.26 MB
App DeveloperFXMart Pvt Ltd
Malware CheckTRUSTED
Install on Android4.3.x and up

Download PhonePe – UPI Payments, Recharges & Money Transfer 4.1.18 APK

App Description

PhonePe – UPI Payments, Recharges & Money Transfer is phonepe,finance, content rating is Everyone (PEGI-3). This app is rated 4.62 by 55 users who are using this app. To know more about the company/developer, visit FXMart Pvt Ltd website who developed it. apps can be downloaded and installed on Android 4.3.x and higher Android devices. The Latest Version of 4.1.18 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 7089750+ times on store. You can also download APK and run it with the popular Android Emulators.

PhonePe is a revolutionary way to make mobile payments in India. From UPI payments to recharges, money transfers to online bill payments, you can do it all on PhonePe. PhonePe is way better than Internet Banking and offers you the safest and fastest online payment experience in India.

Things you can do on the PhonePe app -
- Send and request money from your contacts anytime, anywhere.
- Recharge prepaid Mobile for most major operators/Datacard/DTH connections across the country.
- Pay postpaid Landline, Datacard and Mobile Bills for all major operators.
- Pay for utilities such as electricity and gas bills.
- Check your account balance, save beneficiaries and manage multiple bank accounts.
- Get refunds and cashbacks to your bank account in an instant.
- Split bills with your friends and settle them right away.
- Shop on Flipkart, Myntra, Jabong, and other online shopping websites. 

PhonePe benefits -

- Transact up to Rs.1 lakh per transaction, 24*7.
- Get instant refunds and cashbacks from our partner merchants into your PhonePe wallet. -Check wallet balance that can be withdrawn to your bank account. Cashback cannot be withdrawn to any linked bank account and cannot be transferred to other users. Cashback can be redeemed for mobile recharges, bill payments, and used for merchant payments where PhonePe has been integrated as a payment option
- Top up your wallet using your UPI enabled bank account or a debit card to make instant payments to anyone.
- One-click payments using your PhonePe account at any of our merchant partner locations.
- Transact in the language of your choice. English, Hindi, Tamil, Bengali, Telugu, Kannada, Malyalam, Assamese, Gujarati, and Marathi are now live. More languages coming soon! 

The PhonePe app works over the Unified Payments Interface (UPI) platform developed by the National Payments Corporation of India (NPCI) and is powered by YES Bank. The PhonePe UPI app is safe and secure, meets all your payment and banking needs, and is much better than Internet banking. No need to remember IFSC codes, account numbers, or other inconvenient details. Make instant bank transfers by just using a mobile number or a unique payment identity – your Virtual Payment Address (VPA). 

PhonePe also provides you with a digital mobile wallet for faster refunds and cashbacks from our merchant partners. You can spend your wallet balance or withdraw it into your linked bank account(s) in one quick swipe. With over 70 billers live on the PhonePe App you can do quick and easy recharges for mobiles, DTH, datacards and also pay gas, electricity, landline and other utility bills.
Currently over 40 banks are UPI enabled, with more banks coming soon!
Banks currently on UPI: YES Bank (our UPI sponsor), Allahabad Bank, Andhra Bank, Axis Bank, Bank of Baroda (BOB), Bank of Maharashtra, Bank of India, Canara Bank, Catholic Syrian Bank, Central Bank of India, Citibank, City Union Bank, Corporation Bank, DCB Bank, Dena Bank, Federal Bank, HDFC Bank, HSBC Bank, ICICI Bank, IDBI Bank, IDFC Bank, Indusind Bank, Indian Bank, Indian Overseas Bank, Karur Vyasa Bank, Karnataka Bank, Kotak Mahindra Bank, Laxmi Vilas Bank, Oriental Bank of Commerce, Punjab National Bank (PNB), Punjab and Sindh Bank, Ratnakar Bank (RBL), State Bank of India (SBI), South Indian Bank (SIB), Standard Chartered Bank (SCB), TJSB Sahakari Bank, UCO Bank, United Bank of India, Union Bank of India, Vijaya Bank

For more details, please visit our website at

Permissions for App and reasons:
SMS - This is required to verify Phone no for registration
Location - This is a requirement by NPCI for UPI transactions
Contacts - We use this to for phone numbers to send money to and choose numbers to recharge.
Camera - We use this to scan QR code.
Storage - We use this to store scanned QR code.
Accounts- This is used to prepopulate email id while signing up.
Call - This is used to detect single/vs dual sim and let user choose

App ChangeLog

  • Know what’s been living in our heads rent-free?
  • This release and everything it brings with it.
  • Like the all-new ‘Rent’ option in the Recharges & Bill Payments section. Make monthly rent payments with your Debit or Credit card or through UPI and download rent receipts as and when you need them.
  • Or the ease with which you can now set up an Auto top-up instruction for your PhonePe wallet: just tap the ‘Top up’ button on the Homepage.
  • Here’s to happier landlords and fuller wallets :)

App Screens

PhonePe – UPI Payments, Recharges & Money Transfer App Screen 1PhonePe – UPI Payments, Recharges & Money Transfer App Screen 2PhonePe – UPI Payments, Recharges & Money Transfer App Screen 3PhonePe – UPI Payments, Recharges & Money Transfer App Screen 4PhonePe – UPI Payments, Recharges & Money Transfer App Screen 5PhonePe – UPI Payments, Recharges & Money Transfer App Screen 6PhonePe – UPI Payments, Recharges & Money Transfer App Screen 7PhonePe – UPI Payments, Recharges & Money Transfer App Screen 8

Apk scan results

Apk Scaned By TotalVirus Antivirus, Was Pure And Safe.

Scan Stats:harmless:0|type-unsupported:10|suspicious:0|confirmed-timeout:1|timeout:4|failure:0|malicious:0|undetected:59|
File type:Android
Magic:Zip archive data
File size:45366263
Uncompressed Size:55410519
Contained Files	:6951
Contained Files By Type:xml:2,dex:6,jsa:8,crt:6,lst:1,txt:3,ttf:3,

Older Versions

More Android Apps to Consider

Google Play Reviews

  1. Yogendra Vishwakarma-avatar

    Yogendra Vishwakarma

    Worst app when you intall first time it will give 4-6 ₹ cash back to make you greedy & once you become habitual of this app. It will stop giving any cash back, it will give so many unnecessary & useless coupans like for gambling, playing Rummy, so many offers where you lose or spend your hard work money. Please don't install this useless app I'm using from 3-4 years this app. Use other app which giving a lot of cash back in every transaction, bill payment & recharge. Not benefited by this.

  2. Md Saddam hussain-avatar

    Md Saddam hussain

    During payment sending time may be same bank issue payment delay and mesg show from phone pay sides I will update you after 30 minutes then I am checked prossing transaction but after 1 hours still payment status in prossing this is not good for us. I won't proper solution and explainetion from phone pay. Please if you think about customer pain then update me ......... thanks

  3. Mohana Reddy-avatar

    Mohana Reddy

    According to my experience, 98% of shops are not enabled wallet transactions. Always we need to pay money from bank using UPI option. Every transaction Phone pe give scratch card. That is 200% not useful.

  4. Amjad Bin Muhammed-avatar

    Amjad Bin Muhammed

    Yah using PhonePe for transactions are far way faster than many of its contemporary apps. Too userfriendly, wont leave us in cumbersome delays and stucks..

  5. Dr Uday Singh-avatar

    Dr Uday Singh

    Note down the UPI PIN correctly and even after typing it correctly, it tells that the UPI PIN is wrong! This has happened to me many times and I have to reset the PIN again and again!! Phone pe app is very forgetful app!! I am so fed up with this. Yes but this app is very good in barcode payment.👌

  6. Vinodh Vikky-avatar

    Vinodh Vikky

    Perviously app work good and transaction if failed amount return to sender with in mints, but nows-a-days transaction is failed and money will credit in 3-4 working days taken, in past me and my friends facing this issue in google pay so we uninstalled that app for that reason we use phonePe, but now we are facing same issue in now PhonePe so we need to do same this app also, and use other UPI app

  7. Sasikanth Ravipudi-avatar

    Sasikanth Ravipudi

    This most used app for digital payments is not responsible if something wrong with transaction.. they will ask us to reach bank for any wrong transaction and bank will.say we are not responsible. My case I've transferred money to my friend where his mobile number is wrongly linked to some other bank account the amount went to that account(14k). Even my friend also don't know how it got linked.. when we raised concern phonepe, sender bank, beneficiary bank no one helped to get back the money.

  8. Ayananta Chowdhury-avatar

    Ayananta Chowdhury

    Smooth experience with replacing an existing bank account with a new one--and creating a new UPI ID, to make payments and accept receipts from and to that new account, respectively. Couldn't be happier and more satisfied with the ease and comfort of getting the task done.

  9. Abhishek kumar Mishra-avatar

    Abhishek kumar Mishra

    Application are very good but only a single major disadvantage and that is the reason of this app includes in worth payment application and that disadvantage is when you are paying money any shop or other then money something goes under process and 48 hour after amount goes in receiver's bank and this is disadvantage of phone pay because when amount goes under process then receiver person are not compromise, receiver person pressured for second time payment.

  10. itz_ arman-avatar

    itz_ arman

    Take to much time to open anything.why it happens.please do this right.i am experienced frustrating from this app. This take a long time when I click on any features it says that please wait. And features are not opening.upi transaction is not occuring it say that technical issues.please set all of this problem make an update for these problems...... thankyou team phonepe ....