Instant Personal Loan App - PaySense APK

Version 3.5.9 -
Last updated: 2020-02-19

💰💰Get Personal Loan Up to ₹5 Lakhs. Best Instant Loan App in India.💰💰

Instant Personal Loan App - PaySense apk

APP Information

Download Version 3.5.9 (305090000)
Apk Size17.12 MB
App DeveloperPaySense Pte. Ltd.
Malware CheckTRUSTED
Install on Android4.4.x and up

Download Instant Personal Loan App - PaySense 3.5.9 APK

App Description

Instant Personal Loan App - PaySense is gopaysense,android,boost,finance,paysense, content rating is Everyone (PEGI-3). This app is rated 0 by 0 users who are using this app. To know more about the company/developer, visit PaySense Pte. Ltd. website who developed it. apps can be downloaded and installed on Android 4.4.x and higher Android devices. The Latest Version of 3.5.9 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 33639+ times on store. You can also download APK and run it with the popular Android Emulators.

App Features

PaySense provides instant personal loans from ₹5000 to ₹500,000, with an Annual Percentage Rate (APR) on the loans between 18% to 36% (on a reducing balance basis) + a maximum of 3.5% processing fee on the principal loan amount. These instant loans are given for a duration of 3 months to 60 months. The standard processing fee is 3.5% of the loan amount. For example, a loan of ₹1 Lakh (₹1,00,000) for 24 months will typically have an APR of 24% (on a reducing balance basis) and a processing fee of 3.5% (₹3,500). This loan would be paid back in 24 EMIs (equated monthly installments) of ₹5,377 each with the total interest amount being ₹29,048.

Additional Information

Prepayment charges on loan closure (allowed after 3 EMI payments) is 4% + 18% GST on the remaining principal amount and Late Payment Charges are ₹500 + 18% GST upon failure to pay the EMI on the fixed date.

🔝💰PaySense has been identified amongst the Top 100 Fintech innovators in the world by a KPMG and H2 Ventures report.🔝💰

The PaySense app allows you to apply for instant personal loans of up to ₹5 lakhs at attractive interest rates, with zero collateral and flexible EMIs.

5 Million+ users have already installed the PaySense app to get an urgent personal loan, to pay for:

👉Marriage Expenses
👉New Two-Wheeler
👉School and College Fees
👉Medical Emergencies
👉New Electronics
👉Credit Card Bills
👉Home Renovation and Decor, and so on.

PaySense has disbursed over 1 lakh personal loans in the past 12 months and is one of the best Indian personal loan apps in the market which offers easy & quick loans to both self-employed and salaried individuals.

🇮🇳The company’s presence now spans over 50 cities across India including Delhi, Mumbai, Bengaluru, Hyderabad, Kolkata, Chandigarh, Chennai, Coimbatore, and Delhi-NCR.
With quick money loans, PaySense offers the flexibility of getting an instant personal loan in just a few hours.🇮🇳

Why Choose PaySense for Instant Personal Loan

In addition to providing one of the fastest online loan approvals to Indians for personal loans, PaySense also lets its customers enjoy the following advantages:

👉Affordable interest rates
👉Convenient and affordable EMIs
👉2-minute loan application process
👉Paperless documentation
👉Loans available for those with low credit scores as well
👉Automated updates and EMI deduction


PaySense is the fastest and quickest way to get an instant personal loan online. Follow these four steps to get an instant personal loan:

👉Install the PaySense online loan app.
👉Register and check your personal loan eligibility.
👉Provide KYC documentation like identity proof (Aadhar/PAN/VoterID), address proof (Aadhar/Utility bills/Rental Agreement), income proof (bank statement) and a photograph (selfie).
👉Sign your application and get instant approval for your personal loans.

Once approved, the loan amount will be credited to your account within a few days.

The PaySense app also offers an EMI calculator that gives you the freedom to decide your own EMI amount and the loan tenure.


In order to apply for easy and quick personal loans, you should fulfill the following criteria:

👉You should be a resident of India
👉Your age should be between 21 years to 60 years
👉You must be a salaried employee or self-employed individual
👉You must have a minimum monthly income of ₹12,000 (salaried employees) or ₹15, 000 (self-employed)
👉You must be based at any one of the 50+ cities we serve across pan-India

Security and Privacy

The PaySense personal loan app has been developed using the best security and privacy standards to ensure absolute data security. Our app is safe & secure to use and we do not share customer information with third parties without consent.

☝️Apply and get a personal loan instantly with the safe, secure and easy to use PaySense app!☝

App ChangeLog

  • Bug fixes and performance improvements

App Screens

Instant Personal Loan App - PaySense App Screen 1Instant Personal Loan App - PaySense App Screen 2Instant Personal Loan App - PaySense App Screen 3Instant Personal Loan App - PaySense App Screen 4Instant Personal Loan App - PaySense App Screen 5Instant Personal Loan App - PaySense App Screen 6

Reviews From google play store

So far experience was good with regards to the Initial process. However its been more than a week since they said that amount will be credited within 48hrs. I sent an email asking for an update but no reply again. No contact number as well to connect. The misinformation really create a chaos with your planning. Rather you should just say it will take what ever time rather than saying 48hrs.

My experience with Paysense application has not been that great. It started off good as the docs were uploaded in no time, but after that each and every step is being delayed. My loan application has been sent to their banking partner 8-9 days ago, at the same time I got an update that I shall receive my loan amount in 48 working hours, it's been 8-9 days and no update yet. Their customer service is the worst part, only way to contact them is through mails, which they never revert back.

I have given all documents what they need. In app shows that "your application sent to bank you will receive the amount in 48 hours ". It's been more than 10 days. I have sent many mails to them but i have received only one response mail that application has been sent to our banking partner and will be reviewed and disbursed within 3-5 working days. Till now i didn't get any update from them. There is no customer care number to contact them.

This app is for data collection purposes alone. I left loan request almost last month with all documentation and was told that my loan was approved and needed to provide residence proof alone. I decided to take loan later. Then i got tons of calls from their support saying that my loan is approved and i only need to provide my residence proof. Yestarday, i got another call from someone saying the same and since i was in need, i decided to provide it. Now i am told my loan cannot be approved.

Till approval it was fast after approval the app showing loan amount has been credited, but no amount is credited in my account. From 4 days I'm facing this problem and I'm stuck with this app. Number of times I kept request to check the status of loan through mail but there is no response. Finally I received loan after 12 days. Thank you for paysense.

The process starts saying that amount ll be credited in 2 to 3 days... but for me it went all good, And awaiting for my loan disburse but it's more than 10 days and there is no single update or response from them. There is no direct contact number to reach them for customer support. Even after sending n number of emails I just get an automated reply and the response ends there.

The experience is not at all good till date... its being 10 days i have submitted my documents and the app continuously shows that your amount will be disbursed in 48 working hours. Its being very frustrating as you keep on waiting for the amount to be credited in your account and keep all your financial planning on hold. No customer support, no proper response on app also. Though the document processing was really fast but disbursement is dead slow.

My overall experience was good, I would rate it 5 star, however I would yet go with 4*, since the process of NACH to the final disbursement was a little lenghthy, I would still expect paysense to do better in terms of correspondence and altering the repeated tasks a customer is made to do, I'm certain feedback shall lead to improvisation and make it stand taller amidst the competitors of today's market. I shall recommend this app with dignity, pls do try it in need of the hour. Thanks paysense.

Very nice app. I had take loan of 47000/- in july 2019. Loan amount credit in my account within 5 days. Process is very smoothly. Customer care executive also very polite & humble. They give all information in brief & also update by mail & whatsup. Neha sharma is very helpful nature & very humble. I personally recomend for take loan from this app. Thanks to all paysense team. Good work. I really appreciate to all team for their efforts.

Tried to apply Top up loan. 2 times it has been shown you are eligible. But after tried to apply it is showing you are not eligible. Really very worst app. Also i am sending a mail to customer service. But there is no response from them. Very very worst customer service. Till now not able to apply TOP up loan. I have paid 9 months on time payment. But unable to apply TOP up loan. Really worst service


requires following permissions on your android device.

approximate location (network-based)
Allows the app to get your approximate location. This location is derived by location services using network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine approximately where you are.

precise location (GPS and network-based)
Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power.

view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

view Wi-Fi connections
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.

pair with Bluetooth devices
Allows the app to view the configuration of the Bluetooth on the phone, and to make and accept connections with paired devices.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

Allows access to the list of accounts in the Accounts Service.

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

read your contacts
Allows the app to read data about your contacts stored on your phone, including the frequency with which you've called, emailed, or communicated in other ways with specific individuals. This permission allows apps to save your contact data, and malicious apps may share contact data without your knowledge.

read the contents of your SD card
Allows the app to read the contents of your SD card.

read phone state
Allows read only access to phone state, including the phone number of the device, current cellular network information, the status of any ongoing calls, and a list of any PhoneAccounts registered on the device.

read your text messages (SMS or MMS)
Allows the app to read SMS messages stored on your phone or SIM card. This allows the app to read all SMS messages, regardless of content or confidentiality.

run at startup
Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.

receive text messages (SMS)
Allows the app to receive and process SMS messages. This means the app could monitor or delete messages sent to your device without showing them to you.

prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.

modify or delete the contents of your SD card
Allows the app to write to the SD card.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.

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