Payday advance - Payday loans guide early paycheck APK

Version 31 - academehub.payday_advance_payday_loans_early_paycheck

Payday advance - Payday loans guide early paycheck apk

APP Information

Download Version 31 (31)
Apk Size5.12 MB
App DeveloperAcadeMe Hub
Malware CheckTRUSTED
Install on Android5.0 and up
App Packageacademehub.payday_advance_payday_loans_early_paycheck.apk

Download Payday advance - Payday loans guide early paycheck 31 APK

App Description

Payday advance - Payday loans guide early paycheck is academehub,payday_advance_payday_loans_early_paycheck,business,payday,advance,loans,guide,early,paycheck, content rating is Everyone (PEGI-3). This app is rated 5 by 1 users who are using this app. To know more about the company/developer, visit AcadeMe Hub website who developed it. academehub.payday_advance_payday_loans_early_paycheck.apk apps can be downloaded and installed on Android 5.0 and higher Android devices. The Latest Version of 31 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 87+ times on store. You can also download academehub.payday_advance_payday_loans_early_paycheck APK and run it with the popular Android Emulators.

Learn what is a payday advance, how to get an advance money using payday advance and get an early paycheck.

Payday loans or a payday advance (you may know it by different name as it is also called a salary loan, money advance, payroll loan, small dollar loan, short term, or cash advance loan) is a small, short-term unsecured loan, "regardless of whether repayment of loans is linked to a borrower's payday." The loans are also sometimes referred to as cash advances. Payday advance loans rely on the consumer having previous payroll and employment records.
To prevent usury (unreasonable and excessive rates of interest), some jurisdictions limit the annual percentage rate.
There are many different ways to calculate annual percentage rate of a payday loan. Depending on which method is used, the rate calculated may differ dramatically
Although some have noted that these loans appear to carry substantial risk to the lender, it has been shown that these loans carry no more long term risk for the lender than other forms of credit. These studies seem to be confirmed by the United States Securities and Exchange Commission filings of at least one lender, who notes a charge-off rate of 3.2%

💸 Payday loans process - The basic loan process involves a lender providing a short-term unsecured loan to be repaid on the borrower's next payday. Typically, some verification of employment or income is involved (via pay stubs and bank statements), although according to one source, some payday lenders do not verify income or run credit checks. Individual companies and franchises have their own underwriting criteria.

💸 Reasons for using payday advance loan - There are five groups that have higher odds of having used payday loans: those without a four-year college degree; home renters; African Americans; those earning below $40,000 annually; and those who are separated or divorced." Most borrowers use payday loans to cover ordinary living expenses over the course of months, not unexpected emergencies over the course of weeks. The average borrower is indebted about five months of the year.
💸 Payday loans Criticism: Draining money from low-income communities, Advertising practices, Unauthorized clone firms, Aggressive collection practices, Pricing structure of payday loans and more.

💸 Payday advance in specific countries – US, Australia, Canada, UK all have in depth guide

💸 Alternatives to payday loans - Other options are available to most payday loan customers. These include pawnbrokers, credit union loans with lower interest and more stringent terms which take longer to gain approval, employee access to earned but unpaid wages, credit payment plans, paycheck cash advances from employers ("advance on salary"), auto pawn loans, bank overdraft protection, cash advances from credit cards, emergency community assistance plans, small consumer loans, installment loans and direct loans from family or friends. 

💸 Comparisons payday lenders make - Payday lenders do not compare their interest rates to those of mainstream lenders. Instead, they compare their fees to the overdraft, late payment, penalty fees and other fees that will be incurred if the customer is unable to secure any credit whatsoever.

💸 Variations on payday lending - A minority of mainstream banks and TxtLoan companies lending short-term credit over mobile phone text messaging offer virtual credit advances for customers whose paychecks or other funds are deposited electronically into their accounts.

Want to get an early paycheck and get money advance?
Download now and learn today about payday advance and payday loans!

App ChangeLog

  • Knowledge = Money
  • Download now!

App Screens

Payday advance - Payday loans guide early paycheck App Screen 1Payday advance - Payday loans guide early paycheck App Screen 2Payday advance - Payday loans guide early paycheck App Screen 3

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Google Play Reviews

  1. Zahidul Islam-avatar

    Zahidul Islam

    This is a really a nice & workable app. you can get work this app information, loan pay & advance pay. I like this app because it is helpful, easy to use and it has great design. This is a sponsored review.

  2. K G-avatar

    K G

    nice app its easy to use! it teaches me to know more about loan, lending, and payday. i had great read on the course lessons hope you add more. more power!

  3. Monika Dimkovik-avatar

    Monika Dimkovik

    This is really great app about payday advance. I like this app because it is helpful, easy to use and it has great design. This is a sponsored review.

  4. Honestly Speaking-avatar

    Honestly Speaking

    (This is a sponsored review) A waste of time to download this app, just google how to best get a payday loan! In todays busy world nobody has time to go to play store search for this app THEN wait...To just get a few " tips" on how to get your paycheck a few days early!!! #GooglingTakesLessTime #GoogleHasAllTheAnswers

  5. Berkay Genç-avatar

    Berkay Genç

    I am really satisfied of this app, very helpful. If you have this opportunity you must use this app.

  6. Richard Smith-avatar

    Richard Smith

    Ok app if you are just needing to learn how payday loans work and how to keep from getting to far with then

  7. Luis Chua IV-avatar

    Luis Chua IV

    i dont know whats other req. do want more... just to reject my loan. i can pay you naman.. nothing wrong with my salary.

  8. Mark Pollycarp-avatar

    Mark Pollycarp

    This a helpful aplication

  9. Emma-jay Percy-avatar

    Emma-jay Percy

    Wont download saying fatal error

  10. Olajide Awoniyi-avatar

    Olajide Awoniyi

    not useful for me a waste of time