PalmPay - Airtime, Bills, Earn Rewards APK

Version 3.1.1 - com.transsnet.palmpay

Money transfers, pay for airtime and bills, earn rewards.

PalmPay - Airtime, Bills, Earn Rewards apk

APP Information

Download Version 3.1.1 (402021356)
Apk Size32.63 MB
App DeveloperTranssnet-palmpay
Malware CheckTRUSTED
Install on Android4.4.x and up
App Packagecom.transsnet.palmpay.apk

Download PalmPay - Airtime, Bills, Earn Rewards 3.1.1 APK

PalmPay – Airtime, Bills, Earn Rewards Android App

PalmPay is an innovative payment app that allows users to buy & pay for airtime, bills and even earn rewards for every purchase made. The app also provides users with access to an extensive range of financial services and credit products. It's an incredibly convenient way for users to access their funds and make payments, no matter where they are.

The app lets users purchase airtime and pay bills from major providers such as MTN, Airtel, Glo, and others. With PalmPay, users have the freedom to make payments straight from their app with the touch of a button. It's super simple, efficient and secure.

Not only can users buy & pay for their airtime and bills, they can also earn rewards points with each purchase. The app has integrated with leading reward providers, so users receive an additional bonus every time they make a purchase. This is a great way for users to get more value out of their purchases every month.

With the PalmPay app, users can also access a range of financial services and credit products. They can apply for loans and pay for their purchases such as groceries, petrol and more with ease. It's an incredibly convenient way for users to take control of their finances.

PalmPay is a revolutionary payment app that lets users buy & pay for airtime and bills easily, as well as access a range of credit products and financial services. The app also helps users to earn rewards with each purchase, so they get more value out of their purchases every month.

If you're looking for an efficient way to access your funds and make payments, then PalmPay is the perfect app for you. Download it now and experience the convenience of having all your financial needs in one app.


PalmPay, Payment App, Airtime, Bill Payment, Financial Services, Credit Products, Rewards, Money Transfer, Mobile Payments, Purchase, Groceries, Petrol.

App Description

PalmPay - Airtime, Bills, Earn Rewards is transsnet,palmpay,finance, content rating is Everyone (PEGI-3). This app is rated 4.2 by 10 users who are using this app. To know more about the company/developer, visit Transsnet-palmpay website who developed it. com.transsnet.palmpay.apk apps can be downloaded and installed on Android 4.4.x and higher Android devices. The Latest Version of 3.1.1 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 42617+ times on store. You can also download com.transsnet.palmpay APK and run it with the popular Android Emulators.

An intuitive digital wallet with account opening, money transfer and bill payments in one. Earn as you spend.

A digital wallet is like a digitised version of your personal wallet, but is easier to use and more feature-rich. It enables you to transact flexibly at home for most daily scenarios, like recharging airtime and data, etc. This way, you don’t need to carry cash around to make and receive payments.  

With the PalmPay app, you can access most financial services smoothly with a few clicks. If you want to make your life easier, and cut down living expenses, then you’ll surely need it. 

Here’s what you can get from the PalmPay app: 

Open An Account for Free
1.With only a phone number needed, you get to access financial services easily and smoothly. 

Transfer money 
1.Unlimited free money transfers to any bank or financial institution for the first month
2.Zero charges for all money transfers every Tuesday

Pay bills 
1.Recharge airtime and data with up to 100% cashback and 100MB data bonus 
2.Pay for water, electricity, TV, trips and other 20+ scenarios at home
3.Pay 500+ billers and service providers with a few fingertips 

How Do We Keep Your Money Secure?
1.As a NDPR-compliant, CBN-licensed, and PCI DSS certified Mobile Money Operator, we strictly follow GDPR standards for data handling.
2.We adopt multi-layer money protection measures, including passwords, PINs, facial identity, fingerprint, and OTPSMS verification, etc. 
3.We offer round-the-clock customer support to help you troubleshoot 247. 
4.Fraud screening and real-time risk monitoring are put in place, integrated with law enforcement databases. 
Contact Us
We’re always excited to hear from you. For any feedback, questions or concerns, reach us via:
1.Helpline: 018886888
2.Email: [email protected]
To know more, find us on Facebook, Twitter, Instagram, Telegram.

Get your digital wallet now on PalmPay. Pay and transfer on the go! 

App ChangeLog

  • With our brand new "Scheduled Top-up" service, you never need to run out of airtime again with an automatic airtime top-up on scheduled dates. You can now also purchase WAEC PIN on the PalmPay app once sale kicks off on the 8th of February 2022. Update your app now to experience these and other performance improvements.

App Screens

PalmPay - Airtime, Bills, Earn Rewards App Screen 1PalmPay - Airtime, Bills, Earn Rewards App Screen 2PalmPay - Airtime, Bills, Earn Rewards App Screen 3PalmPay - Airtime, Bills, Earn Rewards App Screen 4PalmPay - Airtime, Bills, Earn Rewards App Screen 5PalmPay - Airtime, Bills, Earn Rewards App Screen 6


Apk scan results

Apk Scaned By TotalVirus Antivirus,com.transsnet.palmpay.apk Was Pure And Safe.

Scan Stats:harmless:0|type-unsupported:9|suspicious:0|confirmed-timeout:0|timeout:3|failure:0|malicious:0|undetected:61|
File type:Android
Magic:Zip archive data
File size:34220099
Uncompressed Size:51140544
Contained Files	:5281
Contained Files By Type:xml:607,bin:1,:2,db:1,gz:1,js:2,dex:1,so:6,css:1,ttf:1,png:26,

Older Versions

More Android Apps to Consider

Google Play Reviews

  1. Daisy Paul-avatar

    Daisy Paul

    This app has been wonderful until recently. What happened to the group discount options available to users?? It is really hard to believe but you guys might lose customers. Even the purchase doesn't work some times and you'd have to repeat it. Kindly return the full group discount options and work on your customer service support.

  2. Emmanuel Joy-avatar

    Emmanuel Joy

    I used to love Palmpay. Then, the app was really nice. The group discount, gemstone, cash spree and coupon redemption but now I don't even know what to say. It's becoming a useless app to me now. The group discount made everything worse. Why did you guys change the #150 #200 #100 group discount to only #100 ?? I know a lot of people won't like this either and the most annoying part is that you keep telling us to update. I prefer the old version of Palmpay to this new one. 🥺🥺🥺

  3. deborah joseph-avatar

    deborah joseph

    I have come to remove 4 stars bcos palmpay has became a nightmare.No #200 & #150 discounts anymore, #70 discounts now #80 and just for 3 times a week, Coupons is now difficult to get because of increase in gems required, coupons are limited to a particular number per day &month, No more palmpoints 4 electricity & TV bills after a few times in a month & to crown it all I have been unable to have a live chat with customer care for 2months despite the mails and calls to customer care. I give up

  4. OGO JUDE-avatar


    You guys are doing a great job. There is room for improvement though, especially in the customer care section. Sometimes complaints are neglected until someone starts to call you out on an over the air channel before you are forced to respond. Sometimes response does not tally with the complaint made, making one to keep repeating himself. Please improve.

  5. Samuel Akinkunmi-avatar

    Samuel Akinkunmi

    It is so frustrating that palm pay had devise means of extorting users illegeally. I grabbed a deal yesterday (22/7/2021) & won Power bank, but suprisingly someone was announced as the winner. When I noticed, I chatted customer service but all to no avail. In the evening of the same day, I noticed the actual number announced as winner in the morning was changed to another number in the evening. Finally, mail was sent to your company but no response till now. Hope this won't be deleted.

  6. Janet Oluwabunmi-avatar

    Janet Oluwabunmi

    You would have gotten a 5 star from me, but for your recent treacherous act. I bought a #1000 data and for the past three days it was processing. The data was not done neither was the money refund. This is highly unfair on your part because it's over 56 hours now and nothing has been done.



    Palmpay used to be the best before, but not now anymore. I dnt know why the app take too long to open, at times i will think its network but the same network will open browsers,another app, & work effectively, but will hang when its palmpay. Cant redeem higher value gems unless #5 or #10. Group discount also malfunction too at times I'm just sick of transacting with the app,cos of not loading & opening on time. Pls,find solution to it.

  8. Lincoln Appiah-avatar

    Lincoln Appiah

    I downloaded the app because of the positive reviews I've read and heard but unfortunately, I'm not getting the positive experience a lot of people are sharing. I tried to acquire a virtual card but it isn't on my app. I contacted customer service and was told they're working to upgrade it but as to when it will be ready, I wasn't told. Is been days and nothing yet. Because of that, I couldn't complete most of my transactions

  9. Samuel onowho-avatar

    Samuel onowho

    Its a really good app fact that you can make money on it makes it even better and the transferring of money is on point. Cheers to the palm pay team more sucess. The only problem i have is regarding the cash spree stuff omo the people we have to refer is becoming too high dont know if yall can reduce it tho. But in the mean time nice app ❤

  10. Saifullah Salisu Muhammad-avatar

    Saifullah Salisu Muhammad

    Nice! In the future update, I hope you'll look into fixing the delays with accessing local contacts and country code being included when adding number (removing the last digits of the numbers) from contact list. Plus, I like your previous receipt design than the one with this update. And indeed, I'd love to send an email.