Mi Credit - Instant Personal Loan, Cash Online APK

Version 1.1.0.703 - com.micredit.in.gp
micredit,finance,credit

App for instant loans up to Rs. 25 lac with interest rates as low as 10% P.A.

Mi Credit - Instant Personal Loan, Cash Online apk

APP Information

Download Version 1.1.0.703 (131206)
Apk Size19.92 MB
App DeveloperXiaomi Inc.
Malware CheckTRUSTED
Install on Android5.0 and up
App Packagecom.micredit.in.gp.apk
MD536ffc8ffb93b42457a34282e5c31f41b
Rate5

Download Mi Credit - Instant Personal Loan, Cash Online 1.1.0.703 APK

App Description

Mi Credit - Instant Personal Loan, Cash Online is micredit,finance,credit, content rating is Everyone (PEGI-3). This app is rated 5 by 1 users who are using this app. To know more about the company/developer, visit Xiaomi Inc. website who developed it. com.micredit.in.gp.apk apps can be downloaded and installed on Android 5.0 and higher Android devices. The Latest Version of 1.1.0.703 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 10128+ times on store. You can also download com.micredit.in.gp APK and run it with the popular Android Emulators.

Mi Credit is the official loan app from Xiaomi - India’s #1 Smartphone Brand, offering loans up to ₹25,00,000 at low interest rates in the most convenient and secure way. 
Loan amount: From ₹5,000 to ₹25,00,000
Interest rates: From 10% to 36% per annum
Tenure: 91 days to 24 months
It offers service to users over 21 years old and allows you to apply for a loan in four quick steps and get money within minutes. The application process is completely digital and hassle-free, and can be completed with the help of your mobile phone anywhere, even when you are sitting at your home, office or commuting. You may use the loan funds for any personal or business requirements. You have the flexibility to choose EMI tenure, so that it is convenient for you to pay the EMIs! 
Personal loan example:
Loan amount: ₹20,000
Tenure: 6 months
Interest rate: 16.2% per annum
Processing fee: ₹400 (2%)
GST on processing fee: ₹72
Total interest: ₹956
EMI: ₹3493
APR: 36%
Loan amount is ₹20,000. Disbursed amount is ₹19,528. Total loan repayment amount is ₹20,956.
Credit Report / Experian Score
In Mi Credit app, you can also check your credit report / Experian report worth ₹1,200 for free. You need to provide a few basic details and you can get a detailed analysis of your bureau report. You can use the tips to improve your credit score, which will be handy whenever you need a loan in future.
Product features
Xiaomi's official loan app
Best security practices to keep your information safe and secure.
 
Best loan offers just for you
Loan amount up to ₹25,00,000. Interest rates starting at 10% per annum.
 
Quick approval process
Instant approval and direct money transfer to your bank account.
Easy way to borrow
Simple documentation and 100% online process
How to apply for a loan?
Step 1: Install Mi Credit app from Google Play Store and register through Mi account or phone number
Step 2: Upload KYC documents (ID & Address Proof) & add personal details for online verification
Step 3: Add bank details to facilitate transactions
Step 4: Loan amount up to ₹25,00,000 is disbursed to your bank account quickly
Additional information
Customer Service Email: [email protected]
Customer Service Hotline: 1800-258-6286 (Monday- Sunday, 8 a.m. to 11 p.m.)
Bug Report Email: [email protected]
Address: Orchid Block E, Ground Floor to 4th Floor, Embasy Tech Village, Marathahalli,, SARJAPURA OUTER RING ROAD, Bangalore, Karnataka, India. 

App ChangeLog

  • Higher loan amount with lower interest rate.
  • Faster processing speed.

App Screens

Mi Credit - Instant Personal Loan, Cash Online App Screen 1Mi Credit - Instant Personal Loan, Cash Online App Screen 2Mi Credit - Instant Personal Loan, Cash Online App Screen 3Mi Credit - Instant Personal Loan, Cash Online App Screen 4

Older Versions

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Google Play Reviews

  1. Manohar B-avatar

    Manohar B

    Worst experience and worst service from this team. They have given the add as "get loan in 15mins" and it's been 15days I have applied for Loan. They are telling that the loan has been sanctioned only signature is pending. But app developers couldn't resolve the technical issue for 2 long weeks..

  2. Krishna Kumar-avatar

    Krishna Kumar

    Never take any loan from this app.. I have taken Rs 8000 from this app n I have paid all the EMI's but bit late but with extra charges too.. But these guys are charged me with Rs 5000 as late payment charges n bounce charges.. Actually this bloody app tied up with Early Salary.. So every month early salary trying to auto debit the amount from my account n making another Rs 1000 bounce charges from my bank.. I was so confused and called to early salary and came to know abt dis scam..

  3. Roshan Thakur-avatar

    Roshan Thakur

    Not able to connect customer care,number its taking to long time but eventhough it does not goes through. And if amt is due for payment and it gets delayed then people of their recovery department talk in bad way And customer care also gave me wrong info for which i have been charged from my bank for ecs presentation even after i hv paid it early. Just arrange a call back for me as early as possible

  4. CHOKKALlNGAM NAGALlNGAM-avatar

    CHOKKALlNGAM NAGALlNGAM

    Very useful app and genuine too. I applied for the loan got approved and disbursed same day, the document procedure was very easy. The best part was the repayment tenure in good months installment. One of the best app. Thanks for the team.

  5. Mukesh Satanker-avatar

    Mukesh Satanker

    Worst experience... after completion of all formalties... they told disbursement is on the way but the application is again asking for digital signature on loan aggreement and nothing is happening. No customer service desk and nobody reply on mail even auto generated mail for complaints received is missing.

  6. Zeeshan Khan-avatar

    Zeeshan Khan

    Worst app ever. 🤬 I paid my emi amount 5 days before due date but still they did not update it and I got charged overdue amount rs1180 from my bank too. Worst customer care : they even don't know how to speak to the customer, 1 lady called me from MI CREDIT & Blaming me for paying EMI amount 5 days prior 😡. Taking follow from last 4 days but I am Only getting calls from their customer care and everyone want to know why I paid EMI but they don't want to update it in APP🤬

  7. Sravan Kumar-avatar

    Sravan Kumar

    I have taken loan 2 times I have paid all my EMIS regularly the team called and said that your eligible for top-up loan 3 months back but still I didn't get any option like top-up in the app kindly resolve the issue I have sent email also with I'd and phone number. I have already shared through email

  8. prakhar Uniyal-avatar

    prakhar Uniyal

    Big bug of the app....from 20 days I am waiting for approval but they are giving false resolution of claim approval within 3 days ...I have mailed many times and called customer care, but till they did not resolve it ....worst app

  9. mitali mrmhk-avatar

    mitali mrmhk

    I have Paid my September EMI but it is not updated in the app.They are sending me reminders through messages,phone calls and Emails. I have contacted with Money view amd MI credit like 100 times but no one is willing to solve my issue. I have sent the All the proof documents to the both team They sending me threat on email that they will send recovery agent to my house It is the way you are harrasing people for no reason ? For which reason, you will send the recovery agent when I paid my EMI ?

  10. Summaiyya Khan Bari-avatar

    Summaiyya Khan Bari

    Though mi credit had helped me last time in my need this time when I urgently needed their help they are just not able to help me. I am caught up in a financial mess and their application is not working well niether their customer care team is responding well. I am so frustrated and it's been 4 days no solution... Pathetic.