Lydia - Mobile Payment APK

Version 7.11.2 - com.lydia
Last updated: 2020-07-01
lydia,finance

The best solution to send money to your friends instantly, and pay a business

Lydia - Mobile Payment apk

APP Information

Download Version 7.11.2 (4667)
Apk Size31.52 MB
App DeveloperLYDIA Solutions
Malware CheckTRUSTED
Install on Android4.1.x and up
App Packagecom.lydia.apk
MD53fec9e20f0eb785ef72a2371c92a8355
Rate4
Website https://lydia-app.com/

Download Lydia - Mobile Payment 7.11.2 APK

App Description

Lydia - Mobile Payment is lydia,finance, content rating is Everyone (PEGI-3). This app is rated 4 by 2 users who are using this app. To know more about the company/developer, visit LYDIA Solutions website who developed it. com.lydia.apk apps can be downloaded and installed on Android 4.1.x and higher Android devices. The Latest Version of 7.11.2 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 3948+ times on store. You can also download com.lydia APK and run it with the popular Android Emulators.

Whether you need to pay back a friend for rent, make a purchase in your local coffee shop, or buy a concert ticket online, Lydia offers a simple interface so you can link your phone with your card and pay anyone with one app.

Cash is over. Cheques are over. Bank transfers are over. With Lydia, the only thing you need to make or receive a payment is already in your hands. From now on, you can use your smartphone to pay friends and businesses by card. Say hello to pain-free payments.

Simple, fast, and 100% secure
- Pay a friend back for dinner, a cinema ticket, rent, etc.
- Request money from a friend in one tap.
- Pay in-store with your phone.
Oh, and it’s completely free.
Lydia uses the most advanced security systems and data encryption to protect your financial and personal information.

The press recommends Lydia
- “Lydia is amongst Europe’s 100 hottest startups of 2015” - Wired
- “To pay with your phone, use Lydia” - Que Choisir
- “Let me tell you, Lydia is AWESOME!!” - BFM TV
- “The app that will change our habits and turn mobile payment into a real alternative” - Le Parisien

Try it out now!
 

App ChangeLog

  • Top contributors of an account.
  • We can now see the list of contributors to a shared account: how much each gave, or who gave the most. Convenient to do the accounts, or find out who is the most generous.

App Screens

Lydia - Mobile Payment App Screen 1Lydia - Mobile Payment App Screen 2Lydia - Mobile Payment App Screen 3Lydia - Mobile Payment App Screen 4Lydia - Mobile Payment App Screen 5Lydia - Mobile Payment App Screen 6Lydia - Mobile Payment App Screen 7

1572450044200.apk
Name:1568188368847.apk
Name:com-lydia-4667-46424107-3fec9e20f0eb785ef72a2371c92a8355.apk
Name:Y29tLWx5ZGlhLTQ2NjctNDY0MjQxMDctM2ZlYzllMjBmMGViNzg1ZWY3MmEyMzcxYzkyYTgzNTU.apk
Name:1562236132518.apk
Name:eASxvYoXEAiWNWwrGg-Q20190629-130261-1hpov38
Name:com.lydia

Apk scan results


Apk Scaned By TotalVirus Antivirus,com.lydia.apk Was Pure And Safe.

Scan Stats:confirmed-timeout:0|failure:0|harmless:0|malicious:0|suspicious:0|timeout:1|type-unsupported:11|undetected:59|
Name:1572450044200.apk
Name:1568188368847.apk
Name:com-lydia-4667-46424107-3fec9e20f0eb785ef72a2371c92a8355.apk
Name:Y29tLWx5ZGlhLTQ2NjctNDY0MjQxMDctM2ZlYzllMjBmMGViNzg1ZWY3MmEyMzcxYzkyYTgzNTU.apk
Name:1562236132518.apk
Name:eASxvYoXEAiWNWwrGg-Q20190629-130261-1hpov38
Name:com.lydia SHA-1:e3d60c8379ddcf95cb5524e891893d2bbcd7d60f SHA-256:ea4774578f12f56bb43f35ed58d1e059b6bfe00bb5cb5f36b18f60c8b2e0fd71 SSDEEP:786432:XePMpfq2BIw4IVPgW8uD/mVIr0eNE0/V7Bqbvj:PfQdIdh7mVY1/VQbvj File type:Android Magic:Zip archive data, at least v2.0 to extract File size:33049613 Uncompressed Size:43048581 Contained Files :4167 Contained Files By Type:MF:1,RSA:1,SF:1,axt:1,dex:2,dtd:1,gif:3,gz:1,js:1,otf:1,so:9,ttf:1,txt:2,xml:3,

Permissions

requires following permissions on your android device.

android.permission.ACCESS_COARSE_LOCATION: Access coarse location sources, such as the mobile network database, to determine an approximate phone location, where available. Malicious applications can use this to determine approximately where you are.
android.permission.ACCESS_FINE_LOCATION: Access fine location sources, such as the Global Positioning System on the phone, where available. Malicious applications can use this to determine where you are and may consume additional battery power.
android.permission.ACCESS_NETWORK_STATE: Allows an application to view the status of all networks.
android.permission.ACCESS_WIFI_STATE: Allows an application to view the information about the status of Wi-Fi.
android.permission.CAMERA: Allows application to take pictures and videos with the camera. This allows the application to collect images that the camera is seeing at any time.
android.permission.FLASHLIGHT: Allows the application to control the flashlight.
android.permission.GET_ACCOUNTS: Allows an application to access the list of accounts known by the phone.
android.permission.INTERNET: Allows an application to create network sockets.
android.permission.READ_CONTACTS: Allows an application to read all of the contact (address) data stored on your phone. Malicious applications can use this to send your data to other people.
android.permission.READ_EXTERNAL_STORAGE: Allows an application to read from external storage
android.permission.READ_PHONE_STATE: Allows the application to access the phone features of the device. An application with this permission can determine the phone number and serial number of this phone, whether a call is active, the number that call is connected to and so on.
android.permission.RECORD_AUDIO: Allows application to access the audio record path.
android.permission.USE_FINGERPRINT: Unknown permission from android reference
android.permission.VIBRATE: Allows the application to control the vibrator.
android.permission.WAKE_LOCK: Allows an application to prevent the phone from going to sleep.
android.permission.WRITE_EXTERNAL_STORAGE: Allows an application to write to the SD card.
com.google.android.c2dm.permission.RECEIVE: Unknown permission from android reference
com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE: Unknown permission from android reference
com.google.android.providers.gsf.permission.READ_GSERVICES: Unknown permission from android reference
com.lydia.batch.permission.INTERNAL_BROADCAST: Unknown permission from android reference
com.lydia.permission.ACCESS_SERVICE: Unknown permission from android reference
com.lydia.permission.C2D_MESSAGE: C2DM permission.
com.lydia.permission.MAPS_RECEIVE: Unknown permission from android reference
approximate location (network-based)
Allows the app to get your approximate location. This location is derived by location services using network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine approximately where you are.

precise location (GPS and network-based)
Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power.

view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

view Wi-Fi connections
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

control flashlight
Allows the app to control the flashlight.

find accounts on the device
Allows the app to get the list of accounts known by the phone. This may include any accounts created by applications you have installed.

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

read your contacts
Allows the app to read data about your contacts stored on your phone, including the frequency with which you've called, emailed, or communicated in other ways with specific individuals. This permission allows apps to save your contact data, and malicious apps may share contact data without your knowledge.

read the contents of your SD card
Allows the app to read the contents of your SD card.

read phone state
Allows read only access to phone state, including the phone number of the device, current cellular network information, the status of any ongoing calls, and a list of any PhoneAccounts registered on the device.

record audio
Allows the app to record audio with the microphone. This permission allows the app to record audio at any time without your confirmation.

control vibration
Allows the app to control the vibrator.

prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.

modify or delete the contents of your SD card
Allows the app to write to the SD card.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.

read Google service configuration
Allows this app to read Google service configuration data.

Certificate

Certificate Issuer:L:Paris, O:Drinkon Me, CN:Antoine Porte
Certificate Subject:L:Paris, O:Drinkon Me, CN:Antoine Porte

Activities

com.lydia.P2PMainActivity
com.lydia.view.OnBoardingActivity
com.lydia.view.OnBoardingLydiaFriendsActivity
com.lydia.common.pincode.PinCodeActivity
com.lydia.card3dsecure.Validate3DSecureActivity
com.lydia.view.HistoryReceiptActivity
com.lydia.view.PushInAppActivity
com.lydia.view.ConfirmationOverlayActivity
com.lydia.common.pincode.CreatePinCodeActivity
com.lydia.view.AddCreditCardActivity
com.lydia.view.EditCreditCardActivity
com.lydia.four.pin.FourPaymentPinConfirmationActivity
com.facebook.FacebookActivity
com.lydia.view.LoginActivity
com.lydia.view.ForgottenPasswordActivity
com.lydia.view.ForgottenPasswordShortCodeActivity
com.lydia.view.Login2FAShortCodeActivity
com.lydia.view.ForgottenPasswordCheckCreditCardActivity
com.lydia.common.about.SimpleWebView
com.lydia.view.CropImageActivity
com.lydia.view.ScanCardActivity
com.lydia.view.BamScanActivity
com.lydia.view.ShortCodeActivity
com.lydia.view.IBANActivity
com.lydia.view.IBANCreateActivity
com.lydia.view.TabActivity
com.lydia.view.QRCodePayActivity
com.lydia.view.WelcomingActivity
com.lydia.view.HistorySearchActivity
com.lydia.view.CreditCardsActivity
com.lydia.view.CardsActivity
com.lydia.view.AddCreditCardActivityScanOrManu
com.lydia.view.BankAccountsActivity
com.lydia.view.LydiaIbanActivity
com.lydia.view.LydiaIbanCreateActivity
com.lydia.view.ProfileActivity
com.lydia.view.ProfileChangeNameActivity
com.lydia.view.AliasesActivity
com.lydia.view.AliasShortCodeActivity
com.lydia.view.SubscribeLydiaCardActivity
com.lydia.view.LydiaCardActivity
com.lydia.view.LydiaCardSettingsActivity
com.lydia.view.LydiaCardLimitsActivity
com.lydia.view.LydiaCardPinCodeActivity
com.lydia.view.LydiaCardConnectActivity
com.lydia.view.LydiaCardShippingInfosActivity
com.lydia.view.LydiaCardReloadInfosActivity
com.lydia.view.LydiaCardAbroadActivity
com.lydia.view.LydiaCardOrderAddressActivity
com.lydia.view.PreferencesActivity
com.lydia.view.CompleteProfileActivity
com.lydia.view.CompleteProfileIDScanActivity
com.lydia.view.AddAliasActivity
com.lydia.view.AliasActivity
com.lydia.view.DealsToUseActivity
com.lydia.view.DealsViewPagerActivity
com.lydia.view.DealBusinessesViewPagerActivity
com.lydia.view.LoyaltiesActivity
com.lydia.view.AddLoyaltyCardActivity
com.lydia.view.TicketsActivity
com.lydia.view.MapActivity
com.lydia.view.AboutActivity
com.lydia.view.SecurityActivity
com.lydia.view.ChangePasswordActivity
com.lydia.view.FaceCheckingSelfieActivity
com.lydia.view.LoyaltyCardViewPagerActivity
com.lydia.view.InviteFriendsActivity
com.lydia.view.InviteFriendsSearchActivity
com.lydia.view.InviteFriendActivity
com.lydia.view.RegistrationActivityStepOne
com.lydia.view.RegistrationActivityStepTwo
com.lydia.view.SimpleWebView
com.lydia.view.AccountWebViewActivity
com.lydia.view.CompleteProfileSelfieActivity
com.lydia.view.CompleteProfileProofOfResidenceActivity
com.lydia.view.ProgramsActivity
com.lydia.view.RecurringTransactionsInitActivity
com.lydia.view.ProgramCreateActivity
com.lydia.view.RecurringTransactionsActivity
com.lydia.view.RecurringTransactionActivity
com.lydia.view.BudgetInsightInitActivity
com.lydia.view.BudgetInsightBanksActivity
com.lydia.view.BudgetInsightFieldsActivity
com.lydia.view.BudgetInsightAddBeneficiaryActivity
com.lydia.view.AccountActivity
com.lydia.view.AccountDisplaySettingsActivity
com.lydia.view.AccountCreateActivity
com.lydia.view.AccountInitActivity
com.lydia.view.AccountReloadAccountUnloadActivity
com.lydia.view.AccountContributorsActivity
com.lydia.view.SubscriptionsListActivity
com.lydia.view.SubscribePremiumActivity
com.lydia.view.SubscriptionPremiumActivity
com.lydia.view.SubscribeInsuranceActivity
com.lydia.feature.credit.activity.SubscribeCreditActivity
com.lydia.feature.credit.activity.ChooseCreditAmountActivity
com.lydia.feature.credit.activity.ChooseCreditDeliveryActivity
com.lydia.feature.credit.activity.SubscriptionCreditActivity
com.lydia.feature.credit.activity.CasinoPaymentCBCreditActivity
com.lydia.feature.credit.activity.CreditListActivity

Providers

androidx.core.content.FileProvider
com.google.firebase.provider.FirebaseInitProvider
com.crashlytics.android.CrashlyticsInitProvider
com.squareup.picasso.PicassoProvider

Services

com.lydia.service.P2PLydiaService
com.lydia.widget.WidgetService
com.lydia.service.FirebaseMessagingService
com.google.android.gms.auth.api.signin.RevocationBoundService
com.google.firebase.messaging.FirebaseMessagingService
com.google.firebase.components.ComponentDiscoveryService
com.google.firebase.iid.FirebaseInstanceIdService
com.google.android.gms.measurement.AppMeasurementService
com.google.android.gms.measurement.AppMeasurementJobService
com.batch.android.BatchActionService
com.batch.android.BatchPushService
com.batch.android.BatchPushJobService
com.firebase.jobdispatcher.GooglePlayReceiver

Receivers

com.appsflyer.MultipleInstallBroadcastReceiver
com.lydia.common.util.ReferrerTracker
com.lydia.widget.WidgetProvider
com.lydia.broadcast.SMSBroadcastReceiver
com.google.firebase.iid.FirebaseInstanceIdReceiver
com.google.android.gms.measurement.AppMeasurementReceiver
com.google.android.gms.measurement.AppMeasurementInstallReferrerReceiver
com.batch.android.BatchPushMessageReceiver
com.appboy.AppboyFcmReceiver
com.appboy.receivers.AppboyActionReceiver

Interesting Strings

http://localhost
http://play.google.com/store/apps/details?id=com.lydia
http://schemas.android.com/apk/res-auto
http://schemas.android.com/apk/res/android
https://%s/%s
https://.facebook.com
https://accounts.google.com
https://accounts.google.com/o/oauth2/revoke?token=
https://api.%s/install_data/v3/
https://api.amplitude.com/
https://app-measurement.com/a
https://app.%s
https://attr.%s/api/v
https://batch.com/
https://events.%s/api/v
https://facebook.com
https://graph-video.%s
https://graph.%s
https://impression.%s
https://login.live.com
https://login.yahoo.com
https://monitorsdk.%s/remote-debug?app_id=
https://onelink.%s/shortlink-sdk/v1
https://pagead2.googlesyndication.com/pagead/gen_204?id=gmob-apps
https://pay.cards
https://plus.google.com/
https://register.%s/api/v
https://sdk-services.%s/validate-android-signature
https://sdk.iad-01.braze.com/api/v3/
https://sondheim.appboy.com/api/v3/
https://stats.%s/stats
https://t.%s/api/v
https://twitter.com
https://validate.%s/api/v
https://ws.batch.com/a/1.13.0
https://ws.batch.com/a/1.13.0/atc/%s
https://ws.batch.com/a/1.13.0/ats/%s
https://ws.batch.com/a/1.13.0/inbox/%s/%s/%s
https://ws.batch.com/a/1.13.0/local/%s
https://ws.batch.com/a/1.13.0/st/%s
https://ws.batch.com/a/1.13.0/t/%s
https://ws.batch.com/a/1.13.0/tr/%s
https://www.facebook.com
https://www.google.com
https://www.googleapis.com/auth/appstate
https://www.googleapis.com/auth/datastoremobile
https://www.googleapis.com/auth/drive
https://www.googleapis.com/auth/drive.appdata
https://www.googleapis.com/auth/drive.apps
https://www.googleapis.com/auth/drive.file
https://www.googleapis.com/auth/fitness.activity.read
https://www.googleapis.com/auth/fitness.activity.write
https://www.googleapis.com/auth/fitness.blood_glucose.read
https://www.googleapis.com/auth/fitness.blood_glucose.write
https://www.googleapis.com/auth/fitness.blood_pressure.read
https://www.googleapis.com/auth/fitness.blood_pressure.write
https://www.googleapis.com/auth/fitness.body.read
https://www.googleapis.com/auth/fitness.body.write
https://www.googleapis.com/auth/fitness.body_temperature.read
https://www.googleapis.com/auth/fitness.body_temperature.write
https://www.googleapis.com/auth/fitness.location.read
https://www.googleapis.com/auth/fitness.location.write
https://www.googleapis.com/auth/fitness.nutrition.read
https://www.googleapis.com/auth/fitness.nutrition.write
https://www.googleapis.com/auth/fitness.oxygen_saturation.read
https://www.googleapis.com/auth/fitness.oxygen_saturation.write
https://www.googleapis.com/auth/fitness.reproductive_health.read
https://www.googleapis.com/auth/fitness.reproductive_health.write
https://www.googleapis.com/auth/games
https://www.googleapis.com/auth/games.firstparty
https://www.googleapis.com/auth/games_lite
https://www.googleapis.com/auth/plus.login
https://www.googleapis.com/auth/plus.me
https://www.linkedin.com
https://www.paypal.com

Older Versions

More Android Apps to Consider

Google Play Reviews

  1. Daniel Friedmann-avatar

    Daniel Friedmann

    2020-05-30T21:59:30.288Z

    I just downloaded the app. After the first start I can enter my mobile number, a password and a pass code. Then all I see is an error message "An error has occurred. Please try again later". No idea if their server is unavailable, my pw is too long at 19 characters, if it has unsupported special characters or what else could be the issue. VERY FRUSTRATING. Please fix ASAP or I'll delete the app soon.

  2. Inaho-avatar

    Won't open on my OPPO RX17 NE since December. Used to work perfectly. Tried to contact the support email and got no answer. I can't find a way to access my account since Lydia is not accessible via computer.

  3. Évi Pinglei He-avatar

    Évi Pinglei He

    2020-04-25T12:42:55.475Z

    They don't warn you until you're stuck. They allow transferring money until your account reach a certain amount limit, then they tell you : you've reached a certain amount of money and you have to send them legal documents, ID cards and stuff in order to get your money back. Then they tell you it's because of the regulations : they won't warn you about this until your money is basically stuck in the app.

  4. Docteur Sphère Nan-avatar

    Docteur Sphère Nan

    2020-04-08T11:57:21.385Z

    Careful they are legally supposed to verify your identity once you create your account. But of course they wait until you reach a certain amount - 250 - to do so. That way they make sure you create an account easily and once you reach that amount you are stuck. + they don't respect the GDPR law neither since they keep spamming you even when you have opted out from all communications. No way I trust a financial company with such practices.

  5. Achraf Amil-avatar

    Best banking experience. One of the best apps UX.

  6. Benate 17-avatar

    Lydia was a really good app only in the past. Now there are collecting a lot of data from you, and for no raison they can decide to close you account. Then you can ask them to reopen it or at least tell you why they did so and the only response from them you have is an automatic reply stating that you should send them some personal documents and a picture of you to "prove your id". The app seems good, but if you wish to use it quite often, pick another one, lydia is just not worth it.

  7. Benjamin Wan Nan Wo-avatar

    Benjamin Wan Nan Wo

    2020-02-07T12:50:01.709Z

    Excellent app that I use on a day to day basis to send/receive money to/from friends and family. Very useful virtual card, easy to use for contacless payments. Responsive support. I definitely recommend !

  8. Thomas Shahbaz-avatar

    Can't use as it sticks on the loading screen after I send a text

  9. Gabor Balazs-avatar

    got it for virtual cards but they dont work in the UK it doesnt mention it anywhere and has english descrption did full KYC for this...worthless app

  10. Phil Blackburn-avatar

    Doesn't load blue screen

  11. grégoire vialleton-avatar

    grégoire vialleton

    2020-01-28T21:34:55.184Z

    I live in the US, but I have a also a French bank account. I would like to use Lydia with this account to transfer money to family and friends in France. However, I don't have a French phone number and therefore can't register on the application. Is there any other way?

  12. Aurélie GINIOUX-avatar

    Aurélie GINIOUX

    2019-12-07T17:00:03.301Z

    Setup on my new phone did not work: after having successfully signed with email and password, I was supposed to send a code by SMS and be redirected to the app. The redirection never occurred so now I am stuck with my account blocked. I am supposed to make a weird video but the one I made wasn't good enough because my microphone does work well enough for their taste. At least it's secure: even I can't access my own account...

  13. Jad El Soufi-avatar

    My friend had to send a payment to me but he mistakenly sent it to the wrong number, the number in question wasn't yet subscribed to the application. Unfortunately Lydia doesn't enable you to cancel a payment (even if the receiver doesn't have an account!!). So the mistaken receiver could receive a kind invitation to subscribe and take my money!! I am very disappointed by that lack of security

  14. home land-avatar

    this app doesnt work like said by others person previously in comments, you cant connect to your account after they send the sms, it said password incorrect and block your account (with money), I suggest you to not install the app and if you already have it to remove it, (my password is correct because I use password manager)

  15. Aurel Buche-avatar

    You have to type a number passcode to use your account which is so easy to mistype and you have so few attempts before blocking your account Now my money is locked on an account I can't use when I need it This app is a pain in the ***

  16. Ingrid Cazala-avatar

    Such a nice handy app. Super easy to use and really practical to send money to friends and family. I used to take money out of an ATM so that I could pay friends back. Now I just send them money or request it through the app, even if they don't have it which makes it super handy. I don't have to go checking and asking each person if they have Lydia and if not to download the app. They just receive a text and it's up to them to do the rest! I would highly recommend!

  17. Benoit Findeis-avatar

    Worst pqiement qpp ever. full of bugs qnd unsecured. Lot's of people qre waiting for moiney transfers and apprently the customer support is unresponsive. If you want to lose money this is the perfect app !

  18. Richard Kritter-avatar

    Richard Kritter

    2019-05-18T15:00:35.799Z

    I use Lydia only once in a while so I usually I forgot my code, I click on "Forgot your code ?" and then it's the beginning of the nightmare. I'm auto logged off, I receive the sms with the code but I can't log in anymore, then I receive an SMS with a link but I can't log in anymore. My account is blocked and it is the same story each time I use this App !

  19. Mayeul de Benque-avatar

    Mayeul de Benque

    2019-10-02T10:28:48.100Z

    I forgot my password and had to : Reset it, with some verification of my knowledge But then my account was blocked, I had to do a really invasive audio and video check Then scan documents, which by chance I carried with me. This is complete overkill especially considering the small amount of transaction they handle.

  20. Josh Mathie-avatar

    Scam! Charges you to register a card which isn't refunded like usual. Has a confusing log in, which leads to you being locked out of your account and then it requires you enter card details to verify your ID which it then charges you again and doesn't refund! Otherwise a completely pointless app, it does nothing my mobile banking apl doesnt

  21. Elhanan Boragin-avatar

    Elhanan Boragin

    2019-11-08T16:02:23.723Z

    Just got the card by mail but cannot get past address verification. So I am voting 1 star until they react. I don't have a bill in my name since I am renting the appartment. Their own letter with address is rejected. Bank statement is rejected. They email saying that a bill with the landlord's name will do. But then they rejected that one too. Clearly, all those support agents have a very vague idea what they are supposed to do. It's like talking to a broken machine without brain.

  22. F T-avatar

    Worked until I switched to a new phone. Once you start identity verification to recover your account, nothing works. SMS doesn't work, uploading selfies and IDs always ends up in error. My money is stuck on the app and I can't access it anymore.

  23. Jack Frost-avatar

    Complete joke. Utterly incompetent. I honestly don't know how they're still in business. I don't think they could have handled my account setup and ID verification worse. Account closed! Edit: Thanks for the reply. I was already in touch with Support, but that didn't really help,

  24. Jonathan E-avatar

    Bad experience, I lost 10€, I think it works only with WiFi activated on my phone (Google Pixel). I would rather recommend Google Pay, more efficient and gorgeous design (and at least you don't lose money). Thanks.

  25. Thomas Andrieux-avatar

    Thomas Andrieux

    2019-06-16T10:12:52.313Z

    Awesome app until the top up function stopped working for an amount greater than 20€ : it asks me to enter my card CVV, and even if it's the right one, it keeps on looping to "enter your cvv".. Not quite sure if the trouble comes from my bank or the app..

  26. Hey demons It's me ya boi-avatar

    Hey demons It's me ya boi

    2018-09-20T20:36:11.177Z

    Well I can't access my account as I forgot my password and the "I forgot my password" button does not work. I now have no way of accessing any of the money I have put on there. Simply fantastic!

  27. Carl Vindevogel-avatar

    Carl Vindevogel

    2020-05-28T18:24:02.284Z

    Not able to pay via bankcontact ,and even with my visa it wouldn't approved, bah , erased

  28. Richard Mak-avatar

    Lydia app is very bad. It does not work efficiently and their service is very slow. They have not verified my ID or Address and I have submitted it at least 2 weeks ago. Don't use this app.

  29. Zl S-avatar

    I have used so many Fintech apps in Asia and this has to be the most painful one to use. I've trie authenticating my card with the OTP a few times and it keeps giving me an error message.

  30. Argha Sarkar-avatar

    The photos in the play store has a screenshot of the app heading "Biometric security" yet the image shows a 4 digit pin being entered. Since when is a pin biometric?! 😂😂😂 Would avoid personally

  31. Pierre Schildknecht-avatar

    Pierre Schildknecht

    2018-10-27T16:08:34.548Z

    Awesome app! Very useful in general but I wish there was a filter to see only the bank transfers, to see only one person,etc…

  32. Auguste Maillot-avatar

    Auguste Maillot

    2019-09-04T15:41:33.464Z

    Really good app, fluid and ergonomic. The premium account is free for people under 25 years old !

  33. Amaury Liet-avatar

    Big fan & user of the app Stop with the recurring ads for your service. Seeing one every 45 seconds is slightly too much don't you think?

  34. Vivin Arikkudil-avatar

    Vivin Arikkudil

    2019-01-16T20:27:54.357Z

    Card activation is being shown has not been initiated for over a month. It still shows pending verification without any info to update

  35. Kacper Trela-avatar

    Either band of complete incompetents or proper scam. Account blocked for no reason for over 2 months. I have submitted all the documents requested and nothing. They just stop replying to the emails despite multiple attempts to contact them. I will be raising complaint to their regulator and launch legal action to recover funds they have illegally withheld.

  36. João Dinis Ferreira-avatar

    João Dinis Ferreira

    2019-05-08T15:58:32.726Z

    Buggy, few features available outside of France, slow verification, slow bank transfers.

  37. Hugo Rochefort-avatar

    nothing happens when I click on the verification link sent by sms... cannot use the my account anymore, great! edit: rebooting the app worked

  38. A Google user-avatar

    Lydia is so easy and useful to use whether I'm making transactions with my mates or handling my finances, really love it

  39. A Google user-avatar

    Really easy to use. Clear and quick. I use it to send money to my friends all the time!

  40. Michael Forde-avatar

    signing up for the app was very glitchy, and then it blocked me out of my account

  41. Tom Brown-avatar

    Hi, keep getting this error "Lydia card is not available yet in your country" any advice thank you?

  42. Rem You-avatar

    Add feature to automatically remove trailing spaces in IBAN/BIC. Useful when copy paste

  43. Noé-avatar

    Couldnt add my credit card, even after 4 tries, the app would always crash

  44. So Ouch-avatar

    It doesnt work anymore on my tablet (galaxy tab 2), it used to...

  45. Julie Le Maire-avatar

    easy & quick to use, perfect !

  46. Alice Clement-avatar

    signing up was fine then I tried to enter my security code which was definitely correct and it blocked me?

  47. James Platt-avatar

    Easy to use and great features

  48. Anagbogu Anagbogu-avatar

    Anagbogu Anagbogu

    2018-10-27T11:22:40.420Z

    Easy to understand and use

  49. kiss sanyi-avatar

    Rejected my driving licence waste of time

  50. Ajay Saxsena-avatar

    Very useful. Just don't know whether the instant loan feautures work or not ??

  51. K M-avatar

    You can't request money from someone not in your contacts? E.g. By a url to share on a messenger app

  52. thibaut chamard-avatar

    thibaut chamard

    2019-08-21T09:37:59.963Z

    Stuck in a loop. Unusable.

  53. Jake Powell-avatar

    Bad. Setup didn't work.

  54. Danh Bui-avatar

    good customer experience overall

  55. Thibault Sinanian-avatar

    Thibault Sinanian

    2019-07-21T07:44:44.167Z

    Very useful app.

  56. Jean-Michel Vabres-avatar

    Jean-Michel Vabres

    2020-01-19T18:51:23.360Z

    Excellent. Everyone should switch on Lydia NOW!

  57. XQAOX IXXa-avatar

    ye good lucking verifying. upload a 1 days old bank statement no goodfull uk driving licence no good or passport no good okay then bye

  58. danni ghofiri-avatar

    it's an app, definitely has something negative but ill let you try, i am personally done with it. not a good one

  59. Anh Quan Pham Vu-avatar

    Anh Quan Pham Vu

    2019-03-31T19:27:22.380Z

    best user service imaginable

  60. Drashya Goel-avatar

    Unresponsive, arrogant and some of the most high-nosed people I have seen in the fintech industry. The whole subscription process felt more difficult and almost insulting than an actual brick-and-mortar bank in Paris, and nowhere compared to the successful brands like Revolut.

  61. Daniel Lopez-avatar

    DO NOT USE THIS APP, I HAVE LOST 85€ ON IT AND HAVE BEEN COMPLETELY IGNORED BY LYDIA. I have been emailing them for 2 weeks and have not received a single answer. This service disgusts me, I hope you won't make the same mistake I made.

  62. Alistair-avatar

    No live help. Money taken from my account. Nobody available to speak with me.

  63. LiL Access-avatar

    Dont waste your time, you cant do nothing on it useless app

  64. Thibault Sinanian-avatar

    Thibault Sinanian

    2019-07-18T09:00:26.466Z

    After some troubles the team helped me recover my account, thank you

  65. A Google user-avatar

    stole my money. avoid

  66. Clementine Fournier-avatar

    Clementine Fournier

    2019-02-10T19:45:50.719Z

    Doesn't recognize other users

  67. Apple Mint-avatar

    Love it so much hihi

  68. Baptiste Louedec-avatar

    Baptiste Louedec

    2019-11-29T11:37:16.999Z

    4 years pleased user

  69. Hugo RODRIGUEZ-avatar

    this is cheat

  70. Celine Schmidt-avatar

    I've downloaded the app, filled my details, it took me to my text and asked me to send a pre-done text. I've sent the text, nothing happened since. When I open the app, it takes me to my texts. Very confused!!!

  71. Arvi Lefevre-avatar

    Bonne application pour envoyer de l'argent facilement à ses amis et sa famille, et de faire des cagnottes sans frais aussi (en premium). Pratique d'avoir tous ses comptes au même endroit et de faire des virements avec juste un swipe !

  72. Basel Bulbul-avatar

    Très bien. Mais, vous devez ajouter un service d'extrait de compte.

  73. Mehdi Lkl-avatar

    Excellente application que j'utilise très régulièrement ! Un souci de MAJ a été vite réglé par le support Lydia. Bravo pour tout le travail accompli sur l'app, elle fait partie des must-have du quotidien :)

  74. Djoro Kla-avatar

    Parfait !

  75. Max Mistar-avatar

    Je n'aime pas du tout cette application, il font constamment de la pub en école de commerce, mais déjà il est difficile/impossible de rajouter un RIB français pour faire un virement vers sans compte sans être premium, et il n'y a aucun moyen de surprimer son compte soi même sur l'application, je vous conseille pumpkin si vous voulez vous payez entre amis.

  76. Coco 7-avatar

    N'arrive pas à la cheville de n26 ou revolut en terme de fonctionnalités. Appli très "radine" en passant qui vous demande d'envoyer un SMS alors que l'authentification est en général dans l'autre sens... Chez revolut, la carte est gratuite là il y a une limite de paiement ou un abonnement... Et très peu de fonctionnalités.

  77. Matthieu Geffard-avatar

    Matthieu Geffard

    2020-01-02T16:34:30.540Z

    Toujours aucune possibilité de protéger l'application par la reconnaissance faciale biométrique sécurisée de mon Pixel 4 (seule l'option empreinte digitale est reconnue). Je dois rentrer mon code à chaque fois, ce qui est pénible.

  78. Etienne Vial-avatar

    Application très instinctive et pratique

  79. George Lot-avatar

    Very disappointed

  80. Grégoire Leeuwerck-avatar

    Grégoire Leeuwerck

    2020-01-10T09:55:29.904Z

    Lydia m'empêche de récupérer près de 500 EUROS à cause de son process de vérification automatisé défectueux. L'argent est bloqué par Lydia, impossible de parler à un humain. Attention, n'utilisez cette application que si vous n'avez pas besoin de transférer vers un IBAN l'argent qui se trouve dessus. Edit : Quelques heures après que j'aie écrit cette évaluation, ma situation semble se débloquer. Edit2 : L'argent est arrivé sur mon compte dans les temps, service client par mail ok.

  81. alex dieulesaint-avatar

    alex dieulesaint

    2019-12-03T15:14:12.636Z

    Bonjour, Lydia a toujours très bien marché depuis des annés. Toutefois depuis quelques temps j'ai le pop up "invalid adress or email or pasword" qui s'affiche sans arrêt et je ne peux pas utiliser l'app. Pouvez-vous m'aider ?

  82. Soufiane MISSOUR-avatar

    Soufiane MISSOUR

    2019-12-02T21:14:06.595Z

    Pire qu'une banque. On vous réclame 30 euros si vous êtes inactifs. Pas moyen de supprimer son compte facilement comme il est d'usage chez les concurrents. Et quand ils clôturent votre compte, gardent vos données pendant 5 ans.

  83. Ludérik Massalve-avatar

    Ludérik Massalve

    2019-12-01T06:06:30.413Z

    Très énervant la reverification du compte lors d'un changement de téléphone. J'ai fait ce qu'ils m'ont demandé mais ça n'envoie pas la requête pour une raison inconnue. Donc je me retrouve sans pouvoir accéder à mon compte Merci de faire quelque chose rapidement, sans quoi vous allez me facturer 30€ parce que je n'ai pas utilisé l'application pendant 1 an... Sympa ça aussi.....

  84. Antoine Marteau-avatar

    Antoine Marteau

    2019-11-22T08:21:30.904Z

    Cela fait trois fois que je te'te de débloquer mon compte avec la vidéo et que je suis denied parce que "le téléchargement de la vidéo" a échouer. Rendez l'argent (et min compte) svp

  85. Callixte Girard-avatar

    Callixte Girard

    2019-10-30T19:25:05.136Z

    Lydia devient extrêmement intrusif dès que vous dépassez les 10 000 €. Ils n'hésiteront pas à bloquer l'intégralité de votre compte sans vous consulter. Si vous vouliez utiliser Lydia comme une banque à part entière, c'était une bonne idée mais franchement, ne le faites pas, ce n'en est pas une. N26 fera bien mieux l'affaire. Ah et j'oubliais les prélèvements automatiques sont systématiquement refusés. Même si vous avez la somme. Ne me demandez pas pourquoi. Fuyez.

  86. Victor Ducloux-avatar

    Un enfer. Plusieurs semaines pour valider mon profil...alors que c'est une étape nécessaire pour recevoir son argent. Maintenant que le profil est vérifié, l'application bloque au lancement ! Lydia offrait un service parfait, simple & rapide il y a encore quelques temps, quand elle ne faisait pas du crédit ou d'autres services. Très dommage, d'aller dans la voie des banques traditionnelles et leur niveau de service déplorable.

  87. Paul-avatar

    Application pratique pour les virements entre amis rapide. Mais malheureusement le contact client a été très mauvais, pas de possibilité de discuter, c'est très dommage.

  88. Tarik B.-avatar

    3 jours pour recevoir son virement, ils se moquent du monde. Même les banques traditionnelles sont plus rapides. Sinon ça reste plus pratique que donner un RIB mais seulement pour les petits montants.

  89. COCHARD FLOCMOINE-avatar

    COCHARD FLOCMOINE

    2019-09-10T08:21:30.907Z

    Impossible d'activer la carte de paiement. Zéro retour du support! C'est n'importe quoi. Edit du 10/09/19 Toujours pas de retour valable carte toujours bloquée! Une grosse (mauvaise) blague.

  90. Cedric Jobard-avatar

    Médiocre, le système de récupération de mdp ne marche pas sur mon S8 via l'envoie de messages "magique"...d'ailleurs je ne devrais même pas en avoir besoin car une connexion avec de bons identifiants devraient suffire, mais non, il faut en plus envoyer un code par SMS qd cela fait plusieurs mois que l'on ne s'est pas connecté. L'envoie de SMS ne mène nulle part et m'empêche à nouveau de me connecter. Bref, expérience désastreuse avec la page d'identification...le reste de l'application est ergo

  91. Charles Gosselin-avatar

    Charles Gosselin

    2019-07-27T11:09:33.193Z

    Tout fonctionne plutôt bien sauf le paiement sans contact, impossible de le faire fonctionner.

  92. Thomas Jullien-avatar

    l'application stoppé à chaque fois que j'essayais d'enregistrer mon compte en banque ... Maintenant l'appli m'empêche de faire une demande de prêt instantané car "aucun compte en banque n'est enregistré" or cela n'est plus le cas ... c'est très énervant ce genre de bug ..

  93. Ary Schlum-avatar

    absolument imblairable pour obtenir la validation bleue. particulièrement sur la justification de domicile. ne comprends pas (EDIT: ne permet pas) le fonctionnement d un Kbis ni comment contrôler online le siège d une société. (EDIT: apparement problème de "régulation, non lié à leur volonté"). EDIT: Toujours très ennuyant d'avoir à faire la dite vérfication rapidement dès qu'on atteint des sommes à 3 chiffres. Pas très flex non plus sur le fait de ne pas pouvoir mettre un paiement en attente le temps d'obtenir une vérif. Edit : merci d'avoir répondu.

  94. David Gear-avatar

    ca bugge

  95. Radwen Maazaoui-avatar

    Radwen Maazaoui

    2019-06-05T15:30:36.576Z

    Very useful ^_^

  96. Anton Nicholas-avatar

    Amazing app :-)

  97. Bruno Alves-avatar

    good

  98. Ronan Delerue-avatar

    Impossible d'ajouter une CB. Je déconseille fortement ce service. Cordialement Jean

  99. Nicolas-avatar

    worst app

  100. Bruno Inec-avatar

    mash