Personal Loan App - KreditOne APK

Fast, easy, secure and 100% paperless loan for your financial needs

Download Personal Loan App - KreditOne 1.5.1 APK

App Description

Personal Loan App - KreditOne is szxfd,kredit,finance,kreditone, content rating is Everyone (PEGI-3). This app is rated 5 by 1 users who are using this app. To know more about the company/developer, visit KreditOne website who developed it. com.szxfd.kredit.uat.apk apps can be downloaded and installed on Android 6.0 and higher Android devices. The Latest Version of 1.5.1 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 2893+ times on store. You can also download com.szxfd.kredit.uat APK and run it with the popular Android Emulators.

KreditOne is an Online Loan App which offers salaried professionals and small business owners instant access to credit offered by RBI-approved NBFC Anand Property Finance Limited . By using AI technology, Mobile based platform, big data analysis, & real-time decision-making engine. Provide fast, easy, secure personal loans up to ₹2 lakhs. We trust you, we help you, We grow with you. One credit for all Indians.

Amount, Tenure, Fees & Charges

The Loan amount (₹3,000 to ₹200,000), and tenure (91 days to 180 days) will vary depending on the Risk & Credit investigation, repayment ability and behaviour of the user on the platform.
The maximum interest rate is 35.04 % per annum.

Example

If loan amount is ₹50,000 & interest is 35.04% per annum; and loan is to be repaid over 6 EMIs (180 days ), then overall interest payable is ₹8,640 only. The EMI per month would be ₹9,773 only.

Interest Calculation

loan amount is              ₹50,000, 
Loan term                   6 Months (180 days), 
ROI                         35.04% per annum, 
Interest Payable             = ₹ 50,000*35.04%/365*180 = ₹8,640,
Equated Monthly EMI	        ₹9,773.33 per month for 6 months,
Total amount repaid	        =₹50,000+ ₹8,640 = ₹58,640.

Fee:
Technology/Platform fee on the loan is:             ₹300
One Time on boarding fee:                           ₹120
Tax on the Technology/Platform fee (GST at 18%)     = ₹300 * 18% = ₹54
Tax on One Time On boarding fee (GST at 18%):       = ₹120 * 18% = ₹21.6

Cost of the Loan:
Total cost of the loan:         ₹8,640 + ₹300 + ₹120 + ₹54 + ₹21.6 = ₹9,135.60
APR %                    = 37.05% (=₹ 50,000/₹9,135.60*365/180)

Users will be charged a late payment penalty fees only when users delay their scheduled payment.

KreditOne, delivers the best customer experience, world-class product and services, Secure and safe engagement.

Which States does KreditOne service?
We provide Personal loan in PAN India

How much loan can I borrow from KreditOne?
You can borrow starting from ₹3,000 to ₹2 Lakhs.

Why choose KreditOne?
With us, you can be assured of best customer experience, world-class product and services, Secure and confidential engagement.
- Apply anytime from anywhere.
- All Indian citizens from anywhere across India are eligible.
- Customers with low or no credit history are eligible.
- Instant decision is made in most of the cases.
- When approved, your loan amount is credited to your bank account immediately.
- 24*7, process of loan, so that you can avail loans even on holidays
- No pre-payment penalty if loan is repaid before due date.

What kind of documents need to apply for KreditOne loan.
We don’t need a lot of documents from you all we need from you are:
- A Selfie
- Your PAN card details
- One government ID
- Address proof

Who can apply for a loan?
• All Indian nationals residing in India
• Anyone with an Android phone and a working internet connection
• Anyone above 18 years of age
• Valid bank account and PAN card
• Anyone with a steady monthly income of ₹15,000 and above
Data Security:
Our processes are highly compliant with industry standard security protocols. Data is transported over secured HTTPS connections. All transactions are secured via a 256-bit SSL encryption. We do not share your data without your consent.
Address::
No.250/1,1st Floor,btw 16th & 17th cross, Sampige Road, Malleshwaram, Bangalore, Bangalore, Karnataka, India, 560003
CS Number- +919089690897 

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