Klarna | Smoooth shopping online APK

Version 20.38.139 - com.myklarnamobile
Last updated: Wed, 23 Sep 2020 22:30:03 UTC

Klarna | Smoooth shopping online apk

APP Information

Download Version 20.38.139 (60342)
Apk Size88.78 MB
App DeveloperKlarna AB (publ)
Malware CheckTRUSTED
Install on Android5.0 and up
App Packagecom.myklarnamobile.apk
Website https://www.klarna.com

Download Klarna | Smoooth shopping online 20.38.139 APK

App Description

Klarna | Smoooth shopping online is myklarnamobile,finance,klarna, content rating is Everyone (PEGI-3). This app is rated 4 by 1 users who are using this app. To know more about the company/developer, visit Klarna AB (publ) website who developed it. com.myklarnamobile.apk apps can be downloaded and installed on Android 5.0 and higher Android devices. The Latest Version of 20.38.139 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 8772+ times on store. You can also download com.myklarnamobile APK and run it with the popular Android Emulators.

We make shopping smoooth. Experience a better way to shop with everything you need in one app. Get personalised inspiration, exclusive deals and drops and collect the things you like in wish lists with price drop notifications. You can easily manage everything – from snoozing a payment to returning an item – right in the app.

Select what you’re interested in to get shopping tips in curated wish lists from our experts. From the latest trends, to interior design and the hottest gadgets right now.

Don’t overpay for the stuff you love. In the Klarna app you can browse weekly deals and discounts from leading retailers.

Keep track of everything you want. Browse online stores, pin your favourites and share your saved items with friends.

Never pay full price again. Set up price drop alerts for your wish-listed items and be the first to know when they go on sale.

Shop on your own terms and pay as you like – now, later or in instalments. Get a complete overview of your purchases and pay them easily through the app. You can now pay a single instalment early for added convenience. 

If you need more time to make a payment, you can simply snooze any of your purchases directly in the app.

Never miss a payment and stay on top of your finances by activating push notification reminders.

Need to send something back? Report a return right in the app. We’ll pause your purchase so you don’t have to pay in the meantime.

Get instant information on your purchases and track them from store to door.

Love being organised? With the Klarna app you get a complete overview of all your purchases and payments.

Shopping is thrilling enough without security risks. Our login is as simple as it is secure – with Face ID, Touch ID or PIN.

Chat with our customer support whenever you need help. Or if you just want to give feedback. Everyone loves a compliment.  

App ChangeLog

  • All your shopping in one app. We have tweaked some details and made smoooth improvements on already smart features. Turn on automatic updates and you will never miss the latest and smooothest version.
  • Problems? No problems. Chat with us in the app and we'll help you!

App Screens

Klarna | Smoooth shopping online App Screen 1Klarna | Smoooth shopping online App Screen 2Klarna | Smoooth shopping online App Screen 3Klarna | Smoooth shopping online App Screen 4Klarna | Smoooth shopping online App Screen 5Klarna | Smoooth shopping online App Screen 6Klarna | Smoooth shopping online App Screen 7Klarna | Smoooth shopping online App Screen 8


requires following permissions on your android device.

view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

view Wi-Fi connections
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.

pair with Bluetooth devices
Allows the app to view the configuration of the Bluetooth on the phone, and to make and accept connections with paired devices.

access Bluetooth settings
Allows the app to configure the local Bluetooth phone, and to discover and pair with remote devices.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

control flashlight
Allows the app to control the flashlight.

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

change your audio settings
Allows the app to modify global audio settings such as volume and which speaker is used for output.

read the contents of your SD card
Allows the app to read the contents of your SD card.

read phone state
Allows read only access to phone state, including the phone number of the device, current cellular network information, the status of any ongoing calls, and a list of any PhoneAccounts registered on the device.

run at startup
Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.

record audio
Allows the app to record audio with the microphone. This permission allows the app to record audio at any time without your confirmation.

draw over other apps
Allows the app to draw on top of other applications or parts of the user interface. They may interfere with your use of the interface in any application, or change what you think you are seeing in other applications.

control vibration
Allows the app to control the vibrator.

prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.

modify or delete the contents of your SD card
Allows the app to write to the SD card.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.

Older Versions

More Android Apps to Consider

Google Play Reviews

  1. Frank Torres-avatar

    Frank Torres


    Worked for two purchases and then it just stopped working, mind you I payed off both purchases early, customer service is a joke, can never solve my issue. I literally just tried using the app again today after at least 4 months, I was told that it just be for the holidays but it's not. It just does not work anymore. Love the concept but I don't like how the company works it. If I could give a zero I would.

  2. R-avatar



    This app was great initially. Now my account no longer works. Cannot make a purchase for something as small as £5. Spoke to CS twice via phone and email and no real solution has been presented. It appears CS team have no real knowledge of the system, other than the app works via an algorithms which determines whether it wants to work or not. It's been about 3 weeks. Acc's clear - No pending payments for anything. Already told 2 friends who were interested in using it to not bother. Not worth it.

  3. Aimee-avatar



    I wish I could leave an accurate review of this app as a whole but it won't even let me create an account! No errors, no connection issues. The email come through, I click the link, it "logs me in" and... I'm back at the create an account/log in screen. I've tried this more than once with the same results. Edit: I've always gotten the emails just fine it won't let me log in after. It just keeps taking me back to the log in screen after I click the link, which I stated before....

  4. Shirez-avatar



    App has been down for 2 days nows. Doesn't even go to the log in screen. Just sits at the Klarna logo screen and fades to the pink background. Please, fix. I'm using a Pixel 4XL if that makes a difference. * Update: Uninstalled, reinstalled didn't work at first. Waited few hours. It allowed me to log in. So I guess it's fixed. Never contacted them on social media, because I don't understand why I would need to contact you from my personal account on any of those platforms for technical support.

  5. Adrian Estep-avatar

    Adrian Estep


    No clue what my spending limit is. No one has anyway of figuring it out, state that it's automatically generated by system. 1st week spend over $600 pay all back can't even spend $200. App has been crashing last 2 days, cust. serv. rep says there's nothing wrong with the app. Problem with the app is no one knows how the app works. What kind of idiots work for this company? You call and ask for feedback then sit there and make excuses as opposed to listening to the customer and finding a solution

  6. Nihilistic Tragedy-avatar

    Nihilistic Tragedy


    Don't like that you can't use a prepaid card. I understand that prepaid does not guarantee funds for distribution, but there are ways to put limitations on these cards so we may use them (especially if it's all we have) and guarantee payments will be rendered. Please fix this as this is the only app that allows you to shop any stores NOT allocated by developer and are actually places we've heard of. Also, the only app that does not require credit via only the app. And please allow PayPal!

  7. Tired Toasty-avatar

    Tired Toasty


    I have no problem when it comes to 50 buck purchases, however, I made my first purchase of 80 Thursday evening and it creates three different ghost cards without my knowledge. Of course it taking out 20 still, but it's so sporadic and unorganized, so when I see the notification 'you made a 39.07 payment to Klarna!' I freak out and think I gave you guys access to my bank account. I think after I finish paying off my purchases, I'm going to uninstall as I'm uncomfortable with what's going on.

  8. Jemi Miller-avatar

    Jemi Miller


    So far I'm happy. Made my 1st purchase last night & it was easy. This isn't something I'm going to use all the time, but occasionally. I didn't have enough in my bank account to get an outdoor dog kennel that I need for my new pup while I'm at work on nice days, and websites don't give the option of using two different forms of payment. Klarna came very helpful. I'm only like 50.00 short in my bank to get the kennel so I will have this payed off in a week.

  9. Demetria Hickson-avatar

    Demetria Hickson


    This app is a waste. Used it a few times with no problem. Always paid everything back on time because it was on autopay. Now it won't make allow me to make any more purchases and it's saying I made late payments in the past. Their system is trash and the customer service is too. No one helps you and no one even bothers to try and look into the problem with the system and why so many people have problems. Don't waste your time.

  10. someone special-avatar

    someone special


    I have been using klarna since August 2019. Ghost card amount was up to $800. I have spent $1000 in purchases without ever missing a payment. I even paid some off early. After the new update, unable to create ghost card. I have called customer service multiple times and they see no error om their side. They always say I'm a good customer and keep trying. The ghost card are auto generated. It was my go to app but now it sucks. I have about 10 friends that are having the same issue since update.

  11. Crystal Hegwood-avatar

    Crystal Hegwood


    Uninstalling app worked great to begin with and I actually recommended to several giving Klarna additional customers; however, even though I have made and paid for several purchases, all of a sudden I cannot make any for no known reason. Customer service cannot answer any questions on why etc. I am not comfortable using an app that has no answers, rhyme or reason.

  12. Mikael Johansson-avatar

    Mikael Johansson


    App is slow, slow to start up, slow to respond to actions, tabs are slow to switch to. App is rather disorganized, with several tabs that makes little sense (highlights, shopping), and the main feature which is to schedule payment are like hidden last and takes a lot of klicking. It's like Klarna tries to be more than just handling payments, but completely fails to provide anything more that is useful

  13. Justin Zirpoli-avatar

    Justin Zirpoli


    Used it ten times at least no problem. Last order I damaged my phone and had to reinstall the app. Instead of just doing the same thing it had 5 times before it decides to delete my credit card and charge my debit. A month later it's in collections. Only found out by reinstalling app. EVEN THOUGH IT FAILED TO GET THE MONEY NONE OF THE 30 KLARNA EMAILS I HAD GOTTEN WERE ABOUT ANY ISSUES AT ALL.Thanks for messing my good credit up!! Awesome.

  14. Saroj Panda-avatar

    Saroj Panda


    So far so good. Nice clean interface, in app support chat, clean transaction details. Only complaint is that option of hide image in the order is unclear and once clicked there is no way to get the item image back in the order. Would have appreciated the confirmation for the same or preferably an option of "show image".

  15. Brandon Encinas-avatar

    Brandon Encinas


    I downloaded this app recently and for some reason it just won't allow me to create a Ghost Card, even with the lowest possible amount of 35$. I've already paid off one purchase, which was 58$, so I don't understand why I'm not able to get approved for even the lowest possible amount. I was going to talk to support, bur after reading a bunch of reviews it seems like this is just happening for a ton of people for no real reason. Too bad, I was excited to use this app.

  16. Leigh Baines-avatar

    Leigh Baines


    I have been trying to sort out a purchase for over six weeks now your chat system is terrible all I get is "ooops something went wrong try again". it's been like this for ages now and as far as I can see no other form of contact. I am being charged interest on a purchase I payed off in December and it states in the app I have only made 2 payments yet I am making payments on other purchases. Not a very good shopping experience.

  17. Chrissy C-avatar

    Chrissy C


    RANDOM HARD CREDIT CHECKS. Will only tell you after it's happened. Requested to delete account still without response. It's a great business concept, but let people know before they try to purchase a ghost card that a hard credit check will happen before proceeding. Show people their spending limits. This app is not great in comparison to other BNPL apps. - Reply to Klarna - I didn't want to risk lowering my credit rating like others, so I didn't use your app. I want my personal info removed

  18. Emma Schuurman-avatar

    Emma Schuurman


    It was an excellent app at first. I used and paid off multiple ghost cards. Then it stopped working. Wouldn't let me create a new card of any amount. Customer service are no help. They just tell me to wait and try again later, it still doesn't work. Very frustrating. *EDIT* Did you not read my review at all Klarna?! It says I HAVE ALREADY WAITED AND TRIED AGAIN. IT DOESN'T WORK. YOUR COPIED AND PASTED REPLY ISN'T HELPFUL AND SOLVES NOTHING!!!!

  19. Murad Djurayev-avatar

    Murad Djurayev


    1. Tried to login on second device. Stuck in a send link - login loop. Had to copy screenshots between devices. 2. Can't pay from the phone, it asks a wire transfer. Eventhough before it worked fine. 3. Cancelled transaction more than two months back ended up in a dozen of messages and apologizing email from Klarna. Still unresolved. Now I would think twice whether to choose Klarna or just pay by card. I don't need expensive loans, the whole idea for me was smoothness. It's not SMOOTH, Klarna!

  20. Jacob Guajardo-avatar

    Jacob Guajardo


    Great app in the beginning maybe a purchase paid on time but recently I have not be able to purchase anything cause the system is glitching saying I failed to make a payment customer service is no help they keep saying wait it out it's been two months since my last purchase was paid off on time . Terrible customer service!!

  21. Mercedes Bianchi-avatar

    Mercedes Bianchi


    I Love that I have this alternative to buying things!! It's like using a credit card (but w/out the interest rate). Don't go crazy on it & always make sure you will be able to pay the 4 installments. Only thing I hate is not being able to pay it weekly to get it over with !!! They should add that option.

  22. Diane Ward-avatar

    Diane Ward


    This would have to be the worst app ever - won't allow me to perform a simple task - tried to update my new mobile number and where it states add new number - won't allow me to add. Spoke to live consultant - well that was a waste of 10 minutes she couldn't resolve the problem and said she will refer the matter on to a specialist and that they will get back to me within 2 business days. Needless to say still waiting.

  23. Liam Perry-avatar

    Liam Perry


    It would be great if it was easier to see how much I am able to spend/have already spent on the main screen of the app instead of being buried. Also the content on the app's home screen isnt targeted properly. As a man, i shouldn't have a homescreen filled with womens heels and bikinis as chances are pretty high that i probably wont be buying those items using Klarna.

  24. keith allison-avatar

    keith allison


    App works great. Only gripe I have is I made a payment in FEB. I made what I thought was MarCh Payment on feb 29 making it early as my due date is on 23rd. Then I get an email saying my March payment is due 23 march. Apparently the payment I °made was counted as an extra payment and was not credited for March payment. No biggie I'll just wait until due date to pay from. now on

  25. Felecia Henderson-avatar

    Felecia Henderson


    I have had the worst experience trying to use this app. I tried to create my ghost card on several occasions the no success. It would not approve me for any amount I put in. Thanks for wasting my time. I would do less than 1 star if it was possible. Customer service was no help.

  26. Lisa Lott-avatar

    Lisa Lott


    Klarna has been great and helped me afford the occasional purchase of something that i didn't want to spend the entire amount on at once. You pay a fourth down at the time of purchase then a fourth every 2 weeks. You can shop at most on line shopping sites through the app! Thanks Klarna and so far I've had good customer service!

  27. David Bridges-avatar

    David Bridges


    Worked great the first time I used it I even paid it ofc early. Now it will not let me make any purchases. Just tells me Im not approved. And Customer service is absolutly NO help what so ever. They just say to wait and try again later. Well I waited 3 weeks and tried again for less than I spent the first time when I was approved. Still doesnt work.

  28. Carnice L Franklin-avatar

    Carnice L Franklin


    I've only used it twice .It's great to know you can purchase something you need want or like , and you don't have the funds but can still make a purchase... And don't have to leave Klarna you can do your shopping all on one App !!! it's wonderful......

  29. Reza Zadahmad-avatar

    Reza Zadahmad


    I meet all the pre-conditions of the Klarna card stated before registration, however it is no more available to me. I have even received the verification payments but my account was not verified surprisingly. The customer service just answers that this is a new product! OK. But if it does not function, do not represent it in your App.

  30. Ant Mck-avatar

    Ant Mck


    I tried to get tickets from Ticketmaster through klarna. The app let me get to ticket delivery options then it wouldn't let me go any further. I tried multiple times before giving up. I check my account and klarna charged my card. I still have no tickets. Customer service told me that it's just a hold. It's been 24 hours and I still have no tickets. I asked if I could just cancel my order through them and was told no. So now im stuck. After pay is soo much easier. I'm done with Klarna.

  31. Bruna Kharunda-avatar

    Bruna Kharunda


    Great app but needs a few more features. ❤️ Does not charge for the installments. ❤️ Allows you to shop anywhere. ❤️ Easy to understand interface. 👎🏽Does not show you upfront spending limit which leaves you unsure if purchase will be approved or declined. 👎🏽Does not permit you to pay off next installment early. Instead gives option to pay full balance, not cool incase you just want to pay one extra. Otherwise, I recommend it. I'll be back to give it 5 stars once features are added.

  32. Dallas Parker-avatar

    Dallas Parker


    Terrible app, The first time I ever used klarna it was great and I had no problems, every time after was terrible it will not let me purchase anything with my card every time I try it takes the money out and takes forever to put it back and says sorry try a different payment method when I know there is nothing wrong with my card or bank account. Every other time it does nothing but freeze and glitch and make me prove im not a robot over and over again then it freezes and glitches all over again!

  33. Joslyn Pantophlet-avatar

    Joslyn Pantophlet


    This app is AMAZING!! You have the option to pay in 30 days or do an installments pay after you've paid some upfront but what I find even more wonderful about the app is that you can pause it while you do a return. how amazing is that! Highly highly recommended. I love you klarna :)

  34. Maria Mease-avatar

    Maria Mease


    Love this! Absolutely. Been using app for awhile now and never any issues, certainly helps when I need to make a purchase and dont have the full cost up front. Works with MANY sites outside the main app and they are wonderful about responding. Love love love this app!!!!!! Thank you Klarna!!!!!

  35. Luis Pérez-avatar

    Luis Pérez


    No longer approving ghost cards for any amount regardless of your history with them. Customer service only provides cut & paste responses to inquires and will do absolutely nothing beyond that to help. Go with Quadpay if you're looking for a ghost card feature. Case in point: (see reply below)

  36. Eli Phillips-avatar

    Eli Phillips


    Edit: Bumped to 2 stars because I respect them reading and responding to reviews. I understand that you'd need an account to purchase something but I don't see any reason to force account creation before browsing, other than data collection purposes. Making people create an account to browse is horrible for this industry. They'll sell your info to other companies so they can target predatory ads at you. Installed, opened, instantly deleted. More than just Klarna, an industry problem.

  37. Deandra Robinson-avatar

    Deandra Robinson


    Dont like the fact that you cant make your payment early, it only provides the option of paying the entire thing at once, which makes no sense since the point of the app is to split the payments! Prefer AfterPay for just that reason.

  38. N F-avatar

    N F


    So stupid! Made two purchases in November 2019, both for around $80. Paid them in full & on time. Have been trying since Nov to make another purchase. It tells me one of two things, first I'm only approved for $120, so then I go back and lower my cart to under $100 and then it tells me I'm not approved after all. Customer service always generated the same copy and paste response the automated system decides if you are approved or not and to try again later. *Eye roll* it is now March 2020..

  39. Irlyzz Tabora-avatar

    Irlyzz Tabora


    I downloaded the app with the hopes of being able to use it this week. I have a wedding that I'm supposed to be a bridesmaid for and there's a dress that works with this application. I was really hopeful that it would be able to work for me because I really don't have the money till next week fully to get the dress. When I download the app the app crashed on me seven times. Finally the last time I sent the log over. And when I tried to use it. I'm not approved this is a big waste of time.

  40. Kristian-avatar



    Not too hot on the whole "Ghost Card" thing. App payment process implies that making one is a requirement, instead of using one's own regular payment. I have seen one too many negative reviews around the Ghost Card and will use the regular desktop site instead.

  41. Andrew Pasillas-avatar

    Andrew Pasillas


    online shoppers dream come true! This app gives me piece of mind knowing that I can truly make sure i like something i viewed online before i paid for it. This app completes the online shopping experience. Before this app, i hated loving something online and then receiving product only to be disappointed with the way it fit or felt or built. Now i get to try it before i buy it hahaha.

  42. April Hubbard-avatar

    April Hubbard


    This app only allow me to order for target. All the other stores glitch.Adidas took the money out my account and put it back three times. Couldn't place the order. Forever 21 took the payment out my account and it kept starting over with payment. I never put the ghost card in and the first payment still came out. I really thought this was the best thing and it's not. I updated the app and it still only let me purchase from target. So I uninstalled it. Most stores has pay after and it do the same

  43. Des A Ray-avatar

    Des A Ray


    This app was cool, for my 1st purchase "which i paid off on time" but when i tried to make my second purchase the app tells me i am not approved. It doesnt make any sense! Customer service is no help! They cant do nothing! I will not be referring this app to anyone i know!

  44. Paul McGrath-avatar

    Paul McGrath


    Seems to close when looking for items in the browser, some kind of issue where I'm not approved for a "ghost card" and I don't even have a send button in the chat area. I love the idea, but the execution leaves a bit to be desired.

  45. Candy Cain-avatar

    Candy Cain


    Was a great app until it stopped working I've been trying it off and on for 2 weeks different sites it just doesn't work anymore...I even called they where NO help customer support sucks, I dont understand how this app is failing...poor customers support maybe..? Please dont hit me with a copy & paste answer

  46. Karen Visbal-avatar

    Karen Visbal


    I've been trying to buy concert tickets all day. It gets all the way to the end, then keeps on loading. I've lost tickets because time ran out before it ever stopped loading. It happens ever time I open the app

  47. TheKnight Show-avatar

    TheKnight Show


    App is ridiculously slow. Makes me not even want to shop. Every website I go on either doesn't load or it takes forever to load. When I'm trying to go through different clothing options it takes soooo long to go from option to option. Edit: I was using wi-fi. After I shopped at one place, it wouldn't let me shop at the 2nd store I was trying to buy from. So I used Afterpay 😊 also it broke up my payments just because my things shipped separately & it didn't do that the 1st time I used it. 👎🏽

  48. Jayme-avatar



    I have used this app for about a year now. Normally I love it. But recently I can't use the app because it fails to send my phone number a code. I have spoken to several via the chat on the website and nobody can help me. I don't know what to do now. Update as of 2/21: still can't use my app and I just get told to wait. Nobody is helping.

  49. Otinbenb Moreno-avatar

    Otinbenb Moreno


    Original purchase price: $108.24. I tried changing payment but their app sucks, be careful cause it doesn't confirm. Anyway, I contacted cust service immediately to cancel/update the pending transaction yet to be processed. They "couldn't" and said not to worry, I wouldn't be charged a fee. Well my bank charged me NSF fee $30 (understandable) then Klarna charged me $25 "chargeback" which they will not refund. I will return the product and show them what a chargeback looks like.

  50. lil chxrrpp-avatar

    lil chxrrpp


    Very easy. Does a soft credit check but worth it. I needed new clothes desperately and surprisingly they had Walmart, Hollister and PacSun as some of their merchants. They verify your credit/debit card and create a "ghost" card. You then use the card as a normal purchase. Happy I found out about this.

  51. Kia G.-avatar

    Kia G.


    This app is total garbage. It constantly freezes, it loads painfully slow and oftentimes, the ghost card doesn't work on certain retailers site. I literally tried for an hour to make a purchase, but after constantly refreshing, I quit in frustration.

  52. Shelley Perez-avatar

    Shelley Perez


    Horrible...I've tried using it twice now. It takes your bank info and gives payment plan amounts. Then the full amount of entire purchase is taken from your account. There customer service is terrible and has no explanation for issues. Deleting this app!

  53. Melody V-avatar

    Melody V


    I am trying to make a ghost card and it tells me I'm not approved for one. I have more than enough for the full payment but it won't work. I tried to click on "chat with us" for customer service help and it just tells me to login then takes me to my account as if I'm about to shop. There's no FAQ to help me with this and I have seen many other reviews that say they have the same issues as me. What's the point of this company?

  54. Azar Asgarov-avatar

    Azar Asgarov


    Email login is too cumbersome; why not have a typical email and password, like, you know, ANY other website / app? Furthermore, can't use the app if there's an update available. That's pure nonsense! Should've just gone with PayPal instead, was so much simpler.

  55. Kyra Max-avatar

    Kyra Max


    I've been trying to use this app to purchase something that i really want. But everytime i try to checkout and use klarna as my Mod, it always say "please update your current address" even though, everything was updated and matched with my card. I tried to reach out from the customer service and they said to wait a couple days, they said it might be due to multiple attempts. So i did. After few days, i tried checking out again and nothing changes. I was so disappointed :(

  56. Che S-avatar

    Che S


    I've been a member of this service since xmas 2019..So I am fairly new. However I havent had any of the below issues at all and I just made a purchase yesterday? To each is own..For now I say this app is a life saver and helps me with my spending habits lol

  57. Annette Saunders-avatar

    Annette Saunders


    Though in fairness I haven't yet looked at the updated version, one thing that I do find disappointing is the fact that, whilst you can pay off full amount early on the app, there is no facility to make a part payment

  58. Eva Freytes-avatar

    Eva Freytes


    Used it once for a 50 dollar purchase, which went smoothly and with no issues, even paid in advance. However Wish never gave me my product, so after 4 months i asked for a refund which wish did and Klarna notified me. Now i wanted to make a purchase for 60 dollars on Amazon with my Prime and Klarna rejected me. not even a 30 dollar purchase. They do penalized you if you request a refund to the store by denying you service. This is why i recommend you delete this app and get Afterpay.

  59. Jessica Jones-avatar

    Jessica Jones


    I would of gave this app a 5 star. I love it so much and i was on the way to restocking my closet. I made 2 purchases and paid them both off completely well before the time allowed... Went to make my third purchase and now i can not make a ghost card. Super disappointed.... If my issue is resolved ill change my rating

  60. Theresa Artrip-avatar

    Theresa Artrip


    Was great the first time I used it. Now it wont let me add anything to my cart. Cant check out on any store even though I'm approved for a purchase. Anyone else having this issue? Tried customer support they were no help at all.

  61. Eathon Lewis-avatar

    Eathon Lewis


    The only reason I am giving this app a 4-star rating is because I can't login to any site accounts that i might have to get discounts or to show any activity related to purchases. Let me login onto my accounts and I'll give you another star.

  62. Jada Ching-avatar

    Jada Ching


    Seemed like an interesting concept when the lady at the popup store described it. Like a more streamlined Tagr combined with AfterPay. But then I realised because I can't shop directly off my browsers I can't collect my cashbacks, pay with discounted giftcards or pay install with my cashback card. Pretty sure all cashbacks would be greater than interest saved. Also not sure if I can pay with my credit card and get points.

  63. Mike Bullock-avatar

    Mike Bullock


    Be very careful that you watch what you're signing up for. I picked one option of payment intervals and ended up with a less desirable one. Thanks for reaching out, but everyone should still avoid this unless desperate.

  64. Gökberk Nur-avatar

    Gökberk Nur


    Very interesting support "this method is not available, try other method" thats what a human being wrote to me, not AI. I cannot see any reason to use klarna rather than bank payment. I mean i still cannot use part payment method even i made a very large direct purchase via klarna. Anyways, my experience is not so positive or completely negative.

  65. Perci Buckley-avatar

    Perci Buckley


    I gave this app a 1 star review earlier, and now I'm updating. I wasn't getting approved for purchases after having several that I paid off early. It wasn't entirely the fact that I wasn't being approved, it was more the customer service reply that upset me. I really do think they should provide you with more insight as to why your purchase wasn't approved. That being said, this app is really helpful when you can get approved, and has the best store selection of any "buy now pay later" apps.

  66. Becky-avatar



    Very simple to navigate and make payments. Clear layout and always runs smoothly without any issues. Very convenient way of purchasing with various payment options.

  67. Pamela Kietzmann-avatar

    Pamela Kietzmann


    Klarna is GREAT! I'm able to buy the items I want because of Klarna's easy payment plan. I don't need all the money up front. The app is so easy to use. I use Klarna ALL the time!

  68. Ilisha M-avatar

    Ilisha M


    This app has so many good stores to chose from, the checkout process is easy and once I made 2 payments on my $200 pymt, i was approved for a purchase for $180. Makes life so much easier. Quadpay is horrible. Afterpay comes after Klarna

  69. Ronerria Howell-avatar

    Ronerria Howell


    Absolutely love this app. It's a great "pay as you go" option. I use this app so I don't have to commit to spending a big chunk of money at one time, and i can make small payments from each paycheck.

  70. Mrs. W3-avatar

    Mrs. W3


    Love this app! I was able to get the perfect swingset for my kids by using this. Allowing me to make quick, easy payments worked best. Will definitely be back.

  71. Michael Renville-avatar

    Michael Renville


    Fantastic app, convenient, reliable, very easy to use. The only problem that I can see is there's no way to push your payment out a day or two which would be very convenient for people living paycheck to paycheck. I would recommend this app though.

  72. Frank C-avatar

    Frank C


    app is useless as it redirects you online followed by a series of hoop jumping to verify this, confirm that... we understand security but this "app" takes it to another level. I cannot wait to pay off my balance

  73. Stephanie Eric-avatar

    Stephanie Eric


    A friend of mine told me about this app and j was excited to try it out, I did everything but they said I didn't meet the criteria, it's unfortunate because I don't understand why and they didn't say, so I'm going to delete it cause I use another app and it worked as my friend said, was able to buy and pay 4times but this app won't let me, it's a shame.

  74. Muhammad Alshahwan-avatar

    Muhammad Alshahwan


    The payment options that Klarna provides are just the best, but unfortunately the app takes really long time to open and hangs a lot and stops responding sometimes which makes me try to avoid paying with klarna to avoid dealing with the app

  75. Sanchez Potato-avatar

    Sanchez Potato


    Definitely not a first-time user friendly experience. Payment system doesnt make sense and felt overwhelmed by the learning curve and surplus of information.

  76. Katrina Hillard-avatar

    Katrina Hillard


    I absolutely love this app! it's so easy and it give you a 30 day option or a 4 week option on certain products. They also have a better selection than any of the other ones I've used

  77. Amy McGuffey-avatar

    Amy McGuffey


    I love the whole buy now pay later idea. And they have sooo many stores to shop from. Such an awesome selection of things from wild to mild to everything in between. Just love it!




    Go to join email works, but when I put mobile number in it doesn't work keeps on sayin failed to send the verification code to your phone number. Tried more then 20 times even rang them with no reply bak after 2 weeks.

  79. Elatt Spiller-avatar

    Elatt Spiller


    The only reason I'm not giving the app a 5 star is it doesn't let you choose your down payment. Ex: I want to pay half of my total balance. So if I want to pay $50 of my $100 balance.

  80. No_otha Smutha-avatar

    No_otha Smutha


    Love it straightforward, definitely think there NEEDS to be an option to pay installments separately not just a pay off everything early option. Ither than that great idea and great functionality.

  81. Kayla Hayworth-avatar

    Kayla Hayworth


    I love klarna and this app is awesome. You can literally shop anywhere and pay in 4 installments. I've been using it since it came out. Very awesome to have.

  82. Ashley Webb-avatar

    Ashley Webb


    Was great but after update suddenly it no longer works, creates ghost cards but you cannot use them. In response to the dev comments, incorrect, I tried using the ghost card on eBay and Lulu's sites that you do endorse directly on your site.

  83. Mikey Hutchinson-avatar

    Mikey Hutchinson


    very good service. only one issue you cant search for a specific item. you have to navigate through all the shops. overall a great app 5⭐

  84. Maritza Kitchens-avatar

    Maritza Kitchens


    I was originally approved for $400, I tired to make two different transactions that both resulted in errors. I recently tried to make another purchase and was not approved for a ghost card.. Thanks Klarna, but I'll stick with Afterpay

  85. Amanda Bolin-avatar

    Amanda Bolin


    The part about no money now is not true. They want your debit card info to hold x amount of money. So, don't go getting your Hope's up thinking " Yea I can get things I need with no money down, I can pay later" because you are paying a small amount now

  86. Jeannie Fitzgerald-avatar

    Jeannie Fitzgerald


    Klarna is quick and easy to use and makes shopping so much more fun since you can break up the costs of what you want to buy over 4 biweekly payments! Klarna where have you been all my life?!!

  87. Sean Piercy-avatar

    Sean Piercy


    Crappy new user account creation process. Every single app in this day in age should be required to use Google sign-in. It's totally inefficient not to.

  88. Amy Brown-avatar

    Amy Brown


    Great app definitely helps you in times of need especially in emergency and you have to make big purchases helped me pay for my washer through best buy I would highly recommend it.

  89. tonya mendoza-avatar

    tonya mendoza


    It's a great option for people that cant have or want credit cards, plus you can't spend lots at a time, no interest or finance charges great find....edited how do you use this in the store?

  90. Rachel Flesch-avatar

    Rachel Flesch


    Terrible app. Can't log in. Every time whether I click login or register it just emails a link that takes me back to the page asking me to input my email to get the same link again.

  91. Bradley S-avatar

    Bradley S


    Poor customer service. When you miss a payment there's no where to make a manual payment for a specific amount. When you contact customer service for help they tell you to wait a week for the payment to automatically retry.

  92. Angelina Ofosu Asante-avatar

    Angelina Ofosu Asante


    I love the concept of getting what you want and paying in 4 easy installments with NO added fees. No more loans for me!! Klarna is absolutely the best!!

  93. Marielle wheeler-avatar

    Marielle wheeler


    I'm not to happy about how the acceptance process works. I check through all terms and conditions and found no real criteria on being accepted for pay later. I saw age req soft credit hit but doesnt state if it predetermined your acceptance. And the reason for the denial wasnt given I feel if your gonna use a REAL loan i would unlike to know what I need to do before I agree and or get my Hope's up believing That my acceptance would be rather easy.

  94. Michael N-avatar

    Michael N


    Great competitor in a niche that's rapidly filling up with fintech start-ups securing partnerships with banks but unfortunately, although better than many others, the experience of shopping with Klarna is clunky at best and at times dangerous as some of the stores linked to within Klarna' s app are either no longer around, incorrectly linked & at times, incorrectly linked to malicious sites or small stores that have had their e-commerce compromised. Plus it looks like the limit is $1k 🤷🏽‍♂️

  95. Hannah Jenkins-avatar

    Hannah Jenkins


    Love this App!! Easy to use, straight forward, easy to pay and i live you can pay in different ways too. Great idea!

  96. Tiffany Morantes-avatar

    Tiffany Morantes


    Love when you return an item thru shipping, you can stop payment immediately. So far great. Been using this app for several months. And can Budget.

  97. Chadáe-avatar



    This app sucks. It approved an amount for $100 the 1st time no problem i go to add more money by making another ghost card for $150 and get denied. Waited 2 weeks tried again still got decliend.

  98. Kelley Reynolds-avatar

    Kelley Reynolds


    I just stumbled upon this app and it is extraordinary. You can shop literally anywhere and pay for your purchases in installments. I love this app!

  99. Nicole Albert-avatar

    Nicole Albert


    Just amazing! I can now get exactly the things I want with no strings attached. No more compromising, I can buy now and pay later! Love you Klarna!

  100. Sean Jones-avatar

    Sean Jones


    Was on the app trying to make a purchase and it asked me to log in when I was already logged in. Then didn't know they run a "soft" look at your credit just to use them. Never again!