Home Loan EMI Calculator :EMI calculator Home Loan APK

Download Home Loan EMI Calculator :EMI calculator Home Loan 1.1 APK

App Description

Home Loan EMI Calculator :EMI calculator Home Loan is datyaltech,android,homeloanemi,finance,home,loan,calculator, content rating is Everyone (PEGI-3). This app is rated 5 by 1 users who are using this app. To know more about the company/developer, visit Mukesh Datyal website who developed it. datyaltech.android.homeloanemi.apk apps can be downloaded and installed on Android 4.4.x and higher Android devices. The Latest Version of 1.1 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 9+ times on store. You can also download datyaltech.android.homeloanemi APK and run it with the popular Android Emulators.

Home Loan EMI Calculator?
Home Loan EMI Calculator assists in the calculation of the loan instalment i.e. EMI towards your home loan. It an easy to use calculator and acts as a financial planning tool for a home buyer.
Method of interest calculation- select one of the methods used by the bank.
Loan Amount: Input the desired loan amount that you wish to avail.
Loan Tenure (In Years): Input the desired loan term for which you wish to avail the housing loan. A longer tenure helps in enhancing eligibility.
Interest Rate (% P.A.): The input interest rate.
Home Loan eligibility?
Home Loan eligibility is dependent on factors such as your monthly income, current age, credit score, fixed monthly financial obligations, credit history, retirement age etc. Get the peace of mind by knowing all the details about your loan using the Home Loan Eligibility Calculator
Home Loan Eligibility Criteria
Present Age and Remaining Working Years: The age of the applicant plays a major role in determining home loan eligibility. The maximum loan term is generally capped at 30 years.
Age Limit for Salaried Individuals: 21 to 65 years.
Age Limit for Self-Employed Individuals: 21 to 65 years.
Minimum Salary: ₹10,000 p.m.
Minimum business income: ₹2 lac p.a.
Maximum Loan Term: 30 years.
Financial Position: The present and the future income of the applicant(s) has a significant impact on determining the loan amount.
Past and Present Credit History and Credit Score: A clean repayment record is considered positive.
Other Financial Obligations: Existing liabilities such as a car loan, credit card debt, etc.
How to enhance Home Loan eligibility?
Adding an earning family member as co-applicant.
Availing a structured repayment plan.
Ensuring a steady income flow, regular savings and investments.
Furnishing details of your regular additional income sources.
Keeping a record of your variable salary components.
Taking actions to rectify errors (if any) in your credit score.
Repaying ongoing loans and short terms debts
What is Loan Refinancing?
Loan refinancing involves taking out a new loan, usually with more favourable terms, in order to pay off an old one. Terms and conditions of refinancing vary widely. Refinancing is more commonly associated with home mortgages, car loans, or student loans. In the case that old loans are tied to collateral (assets that guarantee loans), they can be transferred to new loans. If the replacement of debt occurs under financial distress, it is called debt restructuring instead, which is a process to reduce and renegotiate delinquent debts to improve or restore liquidity.
How to use the refinance calculator?
Existing Loan Principal Outstanding: Input the principal outstanding of your existing home loan with the other financial institution.
Tenure: Input the balance loan term of your existing home loan.
Interest Rate (%): Input the interest rate of your existing home loan.
The total cash outflow and your revised EMI of your outstanding home loan will be calculated to assist you to make a fair comparison, in case you make a balance transfer to a new bank. This will help you to get a clear understanding of the total savings on your home loan.
DISCLAIMER:
Kindly consider these calculators as guidance only. Investors are required to make their own assessment before taking Loans. 

App ChangeLog

• Calculate home loan EMI with fixed and reduce balance method
• Calculate home loan eligibility with salaried and self-employed
• Calculate home loan refinance calculation
• Reports for Monthly EMI with interest and amount
• Added Support Us page
• Fix some bugs

App Screens

datyaltech-android-homeloanemi-2-56626959-6c60af37af010a9f9d9db70d7bd06a4f.apk

Apk scan results

Apk Scaned By TotalVirus Antivirus,datyaltech.android.homeloanemi.apk Was Pure And Safe.

Scan Stats:harmless:0|type-unsupported:10|suspicious:0|confirmed-timeout:0|timeout:0|failure:0|malicious:0|undetected:61|
Name:datyaltech-android-homeloanemi-2-56626959-6c60af37af010a9f9d9db70d7bd06a4f.apk
SHA-1:1c1cfa8847f240f414c27fda63a3be5cafb99419
SHA-256:33da14c66872bbdb108d94c40bc7361d4b118b49aa7034fd30440742fa29bf96
SSDEEP:98304:wn8QQUeZmzUQyEq5DZC8LRalWTgr+4LOarg8ofrFT6:m3reZFQUC2scmFFk6
File type:Android
Magic:Zip archive data
File size:3641263
Uncompressed Size:6657359
Contained Files	:633
Contained Files By Type:xml:462,dex:1,MF:1,RSA:1,txt:1,SF:1,png:82,