HomeCredit–Personal Loan, Ujjwal Card EMI Solution APK

Version 4.9.2 - com.portal.hcin
Last updated: Wed, 04 Nov 2020 7:11:55 UTC
portal,hcin,finance,home,credit,india:, app, customer care, loan, moratorium, apk, finance gurugram haryana, news, finance private limited gurgaon, pay emi,

HomeCredit–Personal Loan, Ujjwal Card EMI Solution apk

APP Information

Download Version 4.9.2 (102)
Apk Size50.29 MB
App DeveloperHome Credit India
Malware CheckTRUSTED
Install on Android5.0 and up
App Packagecom.portal.hcin.apk

Download HomeCredit–Personal Loan, Ujjwal Card EMI Solution 4.9.2 APK

App Description

HomeCredit–Personal Loan, Ujjwal Card EMI Solution is portal,hcin,finance,home,credit,india, content rating is Everyone (PEGI-3). This app is rated 5 by 1 users who are using this app. To know more about the company/developer, visit Home Credit India website who developed it. com.portal.hcin.apk apps can be downloaded and installed on Android 5.0 and higher Android devices. The Latest Version of 4.9.2 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 21020+ times on store. You can also download com.portal.hcin APK and run it with the popular Android Emulators.

Get Personal Loan or Ujjwal Card EMI Solution with minimal documentation with Instant Online Approval.

Home Credit, the most trusted Personal Loan App in India

• Over 1 Crore satisfied customers
• More than 29,000 Partners Shops
• Presence across India in 300+ Cities 

Products for You: 

Personal Loan- Home Credit offers instant Personal Loan for your all needs such as Medical Emergency, Wedding, Small Business, Education, etc. Apply Online for a Personal Loan up to ₹2.4 Lakh with minimal documentation.

Home Appliance Loan- Get a Loan for Home Appliances like TV, Refrigerators, AC and many more on easy EMIs and flexible tenure. 

Ujjwal Card EMI Solution- Apply for an Ujjwal Card and enjoy the benefits of a pre-approved limit of ₹ 50,000. Use this limit to buy products of your choice at more than 31,000 partner shops across India. 

Add-on Features: 
1. Dedicated section to View and download all loan-related documents like Loan Summary, Repayment Schedule, Ujjwal Card Monthly Bill, No Due Certificate etc. 
2. Pay your EMIs Online through debit card, net banking or UPI
3. Check your Loan details like EMI, due date, loan tenure etc.
4. Daily Horoscope and Games

Eligibility & Documents Required

1. You should be an Indian 
2. Your Age requirements :
● Existing Home Credit Customers: 19 - 69 years
● New to Home Credit: 19 - 68 years
● Ujjwal Card EMI Solution: 18 - 65 years
3. Should have a PAN Card as valid ID Proof and Indian citizenship residential address proof
4. Should have an active bank account (for the amount disbursal)
5. Should be salaried, self-employed or pensioner

Why Choose Home Credit App for Personal Loan?

✔ Disbursal within 24 hours
✔ No Collateral or Guarantor Required
✔ Available in 300+ cities across India
✔ A seamless digital experience, from loan application to repayment 
✔ Easy and Flexible Repayment Options

How to Apply for Personal Loan?

Simple and hassle-free loan application process in a few easy steps:
1. Download the Home Credit App from Play Store
2. Register on the App 
3. Submit your personal loan details
4. Upload KYC Documents
5. After loan approval, receive money in your bank account

So, if you’re looking for an Instant Personal Loan in India, we’re here to help you with our easy application process, 5 mins approval and quick disbursal. 

Amount Tenure, Fees and Other Charges:
● Loan Range: ₹10,000 - ₹2,40,000
● Loan Tenure: 6 months - 51 months
● Annual Interest Rate: Varies from 24.0% - 56.5%
● Processing fee: Varies from 0% - 5%
● If customers opt for a Value-Added Service, fee for the same shall be levied additionally 

*The annual interest rates and processing fee will vary as per the risk profile of the customers.

Representative Example 
Principal Amount = ₹10000/-
Annual Interest Rate = 24 %
Loan Tenure = 12 months
Processing Fees = 0 % 
Payable Interest = ₹2400/-
Total Payable Amount = ₹12400/-

These numbers are indicative and subject to change from time to time. Further, the final interest rate or processing fee may vary from one user to another based on their credit assessment. 

We are India’s leading and most trusted NBFC in lending and finance.

Home Credit respects your Privacy
Data security & privacy is our top priority. All information requested from our personal loan app is only used to generate the best offers for you. 

Privacy Policy: https://www.homecredit.co.in/privacy-policy

Contact us
1. Email: [email protected] 
2. Website: https://www.homecredit.co.in/contact-us 
3. Address: Home Credit India Finance Private Limited, DLF Infinity Towers, Tower C, 3rd Floor, DLF Cyber City Phase II, Gurugram-122002, India

Download HomeCredit App Now!

App ChangeLog

  • Customers are now able to submit either Aadhaar or VirtualID number during the contract signing in mobile app

App Screens

HomeCredit–Personal Loan, Ujjwal Card EMI Solution App Screen 1HomeCredit–Personal Loan, Ujjwal Card EMI Solution App Screen 2HomeCredit–Personal Loan, Ujjwal Card EMI Solution App Screen 3HomeCredit–Personal Loan, Ujjwal Card EMI Solution App Screen 4HomeCredit–Personal Loan, Ujjwal Card EMI Solution App Screen 5


requires following permissions on your android device.

approximate location (network-based)
Allows the app to get your approximate location. This location is derived by location services using network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine approximately where you are.

precise location (GPS and network-based)
Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power.

view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

view Wi-Fi connections
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

Allows access to the list of accounts in the Accounts Service.

find accounts on the device
Allows the app to get the list of accounts known by the phone. This may include any accounts created by applications you have installed.

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

read Usage data
Provides access to device usage history and statistics. Usage data is aggregated into time intervals: days, weeks, months, and years.

read calendar events plus confidential information
Allows the app to read all calendar events stored on your phone, including those of friends or co-workers. This may allow the app to share or save your calendar data, regardless of confidentiality or sensitivity.

read your contacts
Allows the app to read data about your contacts stored on your phone, including the frequency with which you've called, emailed, or communicated in other ways with specific individuals. This permission allows apps to save your contact data, and malicious apps may share contact data without your knowledge.

read the contents of your SD card
Allows the app to read the contents of your SD card.

read phone state
Allows read only access to phone state, including the phone number of the device, current cellular network information, the status of any ongoing calls, and a list of any PhoneAccounts registered on the device.

read your text messages (SMS or MMS)
Allows the app to read SMS messages stored on your phone or SIM card. This allows the app to read all SMS messages, regardless of content or confidentiality.

run at startup
Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.

receive text messages (SMS)
Allows the app to receive and process SMS messages. This means the app could monitor or delete messages sent to your device without showing them to you.

prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.

add or modify calendar events and send email to guests without owners' knowledge
Allows the app to add, remove, change events that you can modify on your phone, including those of friends or co-workers. This may allow the app to send messages that appear to come from calendar owners, or modify events without the owners' knowledge.

modify your contacts
Allows the app to modify the data about your contacts stored on your phone, including the frequency with which you've called, emailed, or communicated in other ways with specific contacts. This permission allows apps to delete contact data.

modify or delete the contents of your SD card
Allows the app to write to the SD card.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.

Older Versions

More Android Apps to Consider

Google Play Reviews

  1. Shradha sharma-avatar

    Shradha sharma


    All is great. Best so far. I just wish to share that this app must show the actual balance pending after paying your loan installment. It becomes tiring for a user to calculate Balance after paying Almost 10 installment. It is convinient at the time of short term loan but it will be difficult when loan is long-term. I request team to work on the same. Rest, this app is perfect.

  2. ramesh bethapudi-avatar

    ramesh bethapudi


    app It's a worse experience with this app. It doesn't authentic and unable to login. I can't even make emi payment through this app. I'm updating it everytime when there is an update hoping it would work fine but no luck. It's the worst app I have ever seen for a financial institution.

  3. praveen gowda-avatar

    praveen gowda


    customer care After update, it's just generate opt to register however it's of no use. After entering opt "verify" doesnot take to nxt step. Is it a app bug!! Pls rectify it's soon. Homecredit loots people by highest interest rate. While applying for loan it shows different interest and after that it shows high intrest which is worst part.

  4. mangle nitesh-avatar

    mangle nitesh


    loan Dear home credit, please add the future of view contract no. To see loan statement because I lost my mobile number and the application need work to mobile number. So then I can't see my loan status without mobile number. Please add the future of see loan statement with contract number. I hope home credit full feel my wishes. Thank you.

  5. Avnish Kumar-avatar

    Avnish Kumar


    moratorium Bada hi ghatiya Application hai ye . Actually thish app are useful but after 1 month , always show in update popup here not in use old version without updates this apps, if you open thish application here show icons Home credit circles round rounds many time but not open thish application , firs deleted and after download new version home credit apps and install then use , and after 1 month again delete , download install why ????????

  6. Raju Patil-avatar

    Raju Patil


    apk Worst app not be bcoz it doesnt provide loan. I live in a rented house werin my adhar n DL has my permanent address..they r not accepting rent agreement with electricity bill, Wifi bill as well. So basically they r asking u to change address in adar pan and Dl fr this small emi option or else buy a house so dat my name is there on electricity..never had this issue with so many loans n emi options i took..worst app..

  7. Shouvik Sil-avatar

    Shouvik Sil


    finance gurugram haryana Useless app. I completed all requirements as instructed by them, but at the end they denied & said that I am not eligible. When you are not ready to give loan to the person who needs the most then, why are you advertising that you are giving loan to anyone without any hesitation. As I have completed all the requirements to take this loan instead of... What's going on...?? And even I ready to pay EMI then, what is the reason behind not to giving the loan. 3rd class app👎🏻👎🏻👎🏻😡😡😡

  8. Shabnamramzan Khan-avatar

    Shabnamramzan Khan


    news I have submitted all required documents all process is done now at last when I submitted net banking details from last 4 days it's showing need more time for the process what is this and no any customer care system is there to talk with agent only computer information. No any proper reply for email also.

  9. Rekha Soni-avatar

    Rekha Soni


    finance private limited gurgaon Worst app ever..I have tried from last 2 month but same issue here ... verification from net banking..I have report this issue many times in homecredit but they can't fix this problem. Worrrrrssst service and app

  10. Ashik K.S-avatar

    Ashik K.S


    pay emi The homecredit is a cheating finance company don't fall in this .I had a loan for 13 months and I have paid 10 months repayments correctly. In the Corona period ihave took Morotorium for 2 months while I'm taking that they said only a small interest will be deducted from your upcoming repayments (for taking Morotorium) And no other months will be added.Now they are asking me to pay for 1 more extra month .this is cheating.They can take their small interest as they said but no more month add

  11. Sunayana Dutta-avatar

    Sunayana Dutta


    Useless app Internet banking verification has been done not less than 20 times. In the app it showed verification sucessful but again it is showing net banking verification required. Just waste of time.

  12. Aarti Thapa-avatar

    Aarti Thapa


    Its quiet nice but not all time This application give me feature of Loan Extension Time during covid-19 i did but there was no mention any date time limit period so i didn't know tommorow not applicable extension date why this doing with me if you update loan date with mention time limit period

  13. surya pavan-avatar

    surya pavan


    My sincere advice to who are downloading this app dont waste your time and data they simply collecting data and no response me and my friend got same issue like for 1st time we got offer 92k and we are stucked at banking details they simply said uninstall and install app for every time we make call customer care finally they said loan was not approved for me they all are collecting finally sorry you are not eligible I have no loan from past 1.5 year dont waste your time and data

  14. S Mohanty-avatar

    S Mohanty


    uninstalled it after reading so many negative comments.you ll not be able to login once you filled in all the deatils..they will capture your finance details..which is ok..most of the company do this..But suddenly your app will not work means intention is not right here..

  15. Rail mail-avatar

    Rail mail


    After see them wrost comment wy I wanna download the app. Finally I downloaded the app after login and uploading all required documents it demands for verification via Internet Banking but when I go for Select a Bank it will automatically Restart now I'm fully frustrating To complete my file wt should I do .....

  16. VIKAS KUMAR-avatar



    Hello, HC! It does not show repayment schedule of loan in the app. I hope you will show it as soon as possible because of the customer satisfaction and transparency and accountability. Thank you.

  17. Amit Rao-avatar

    Amit Rao


    Thankfull for this amazing smart & Efficient service of Home Credit and its Team... Hats Off❤💯 Loyalty and patronage Customers are always served with privilege and excel. Fulfilled my purpose on single click via App only during the novel covid19 situation. Hats Off to this brilliant Initiative. Kind Reagrds, V.Rao #3602055

  18. Tasneem Shaikh-avatar

    Tasneem Shaikh


    Disgusting application I have make the payment but it's not reflected and the amount is debited from my account the customer support is worst they not even respond properly for any Query. For any issue thay easily say to contact our bank thay never gonna help you out from the problem.

  19. zakiruddin zakir-avatar

    zakiruddin zakir


    I have installed this app collect all my data Then show you are eligible for loan.. And next option is add net banking after net banking they show me we unable to provide Loan at this time I don't know why...

  20. Liji sabu-avatar

    Liji sabu


    Very bad application. Don't lose your data to download it. I applied for a loan and they were saying that now they can't approve my loan application and I can apply for a loan after December 2020

  21. Rohit Sharma-avatar

    Rohit Sharma


    It's my first relation with Home Credit and really it's awesome, all features are best. My Loan approved in a minute. It's reliable, unique and fair. Thanks to all team of Home Credit 👍👍

  22. Ankit Singh-avatar

    Ankit Singh


    When I installed the updates and try to register my number , it sends an otp but after filling the input field , the verify button is not working , seriously you guys don't event test your app properly before making it live

  23. Sanjay Vaghora-avatar

    Sanjay Vaghora


    All over good experience, but lots of time server issue,and app not available in IOS version, Pay installment after long time generate amount Thanks home credit team...

  24. Suraj Purakait-avatar

    Suraj Purakait


    Application not work smoothly .Afterall my home credit loan experience was horrible.I got a loan for 8 months based.I paid my EMI in time to time.On 15 th August 2020 i got a call from home credit they asked me to pay the EMI.But I already paid it.At the time of my 8th EMI they charged twice. When I asked executive they just said they can't laudge request before 72 hours.After that I also tried to contact the customer care but they blocked my number.I don't know how I get my money back?

  25. Dinu Nath-avatar

    Dinu Nath


    Worst app ever.. Always on the toes to charge extra money from the customer. Pathetic customer service.. Always provide wrong information. And they will call 10 times a day for the installment.

  26. Rishita Mukherjee-avatar

    Rishita Mukherjee


    The fact that I've already paid most of my installments and there are only 3 left yet the app shows that I'm overdue a very big amount, which is not true at all. This is a scam man I'm very disappointed.

  27. Sukanya Potle-avatar

    Sukanya Potle


    Very bad... Don't install this app.. I applied loan on date 30/09/2020 and its approved i submite my all documents as per required... Till the date 6/10/2020 i had not disburse the amount in my account... Very slow process... Totally dispointed...

  28. Indian train games-avatar

    Indian train games


    In order version I was able to see how many of my installment have been paid and how much are left but after updating my app on 16/09/2020, I'm unable to see something like this 😤😤😤

  29. Saroop S Kesav-avatar

    Saroop S Kesav


    Hi Team, After your new update I'm not able to log into my home credit account. I receives the OTP but after entering the OTP the verify button is not clickable. Could you please resolve the issue asap! Regards, Saroop S Kesav

  30. Neha Parveen-avatar

    Neha Parveen


    I have uninstalled and installed this app, many times I don't know what's the problem with this some time it'll not open even after updating this app so long. Irritated 😠😡

  31. priya santhakumar-avatar

    priya santhakumar


    Worst when I open this app every time has some error. I can't able to open . Kindly improve this app and fix this issue asap.

  32. vanishree hurakadli-avatar

    vanishree hurakadli


    Worst app. Even all documents are uploaded its not processing. Even though its mailed no proper response. Dont install this app and waste your time.

  33. Akanksha Kshirsagar-avatar

    Akanksha Kshirsagar


    Very poor app. When i dont need loan that time i receive mutiple calls from them and now when i required they are saying offer needs to generate. Means i should wait till their offer will get generate for me

  34. shivam mishra-avatar

    shivam mishra


    There is a problem in your app the app ask me to verify my number..my number is right i am able to get OTP but when i am verifying my number no action ... Plz sovle this problem ...i want to check my EMI s

  35. Harish Jhonke-avatar

    Harish Jhonke


    i can't see my both loans same time thats big problem for me if have to check my Persnal loan and leptop loan but they are not showing together because of my both loans no are different so ther no option to put for my second loan no if i have to check my leptop loan i have to uninstall the app and again need to put my leptop loan no.. plzz make it better your app so i can see my both loans same time......

  36. karanvir singh-avatar

    karanvir singh


    I have cleared all the installments , after 3 months it again shows the balance and due dates. what the problem is this ????

  37. Annu Mishra-avatar

    Annu Mishra


    it's awesome, all features are best...my lone approved in a minute...its unique and fair....thank you sooo much all team of home credit 👍👍

  38. Anit Kumar-avatar

    Anit Kumar


    Bad very bad it's a worst app only time waste. I have tried for Account verification I am trying for one week but I am not be able to do. Only time wasting. I don't want to give even one bit also. For posting I am giving only a star.

  39. Raj Mukherjee-avatar

    Raj Mukherjee


    Home credit is wrost app interest rate in too much high i'm very disappointed with this app. I need urgently loan but your app it's too much high interest rates.

  40. Rishabh Arya-avatar

    Rishabh Arya


    After the loan approval. At the time of disbursement it got rejected. Worst app.

  41. abraham jacob-avatar

    abraham jacob


    Trying to pay the emi but payment gateway shows error invalid amount. 1734 is not invalid amount. I won't pay any fine for delay of payment which caused by your application error.

  42. Krishnarjun P-avatar

    Krishnarjun P


    It takes 10min to open the app....even after updating...while comparing to other apps this is very slow and bakwas..

  43. John George-avatar

    John George


    This app is superb but from the Last update why iam not able to view my remaining month to pay is there any option to view my loan end month why did you take that option

  44. Rajendra Lokax-avatar

    Rajendra Lokax


    After this update I can't login my account because frist I enter my pin after that screen just showing verify mobile number on the top and other part of screen in going blank.

  45. rohit singh-avatar

    rohit singh


    Home credit app is the worst app of all times. It would just not work. I have installed-uninstalled- reinstalled atleast 50 times but it just doesn't work. And yes I downloaded it from an emai from home creditl in response to my earlier escalation. Mr. Developer are you listening????? You are really denting Home credit's image in the market. Do something. Fix the damm app.

  46. Sivadath Siva-avatar

    Sivadath Siva


    Really one of the worst app... am trying to take a loan from 2 days but yet it not submitted .i shared email and everything no any help from them.. just i checked my offer but it says try after 90 days loan means urgent money not after 90 days.. u people pleaee stop the service that giving loan

  47. Iqbal Hussain-avatar

    Iqbal Hussain


    Nice app but when I called to costomer care system asking me inter registered mobile number when I inter my registered mobile number system saying this no is not registerd

  48. Salman Sheikh-avatar

    Salman Sheikh


    This is a very useless application, even after paying at the time of loan, you earn money after tax.

  49. Priya Entertainment-avatar

    Priya Entertainment


    Hello, I have received an error 'LE-03-PO-1AP11-400-400' for Application id 'null'. Please help me with this issue. Please help us please update solve this problem.

  50. Prateek Ahluwalia-avatar

    Prateek Ahluwalia


    I am not verify my bank always shows give 3 more minutes then it says techical error and after emailing your team about thiss still they are not able to solve this

  51. kumar p kumar p-avatar

    kumar p kumar p


    I am not using this app next time because I take loan 3 times all Loan are clear as per EMI date no one pending but now I required loan but not approved loan ? Then how many times I take loan that time telling when you take next time loan interest will be reduce but not reduce he telling like so That's we I am not using this app now so many financial services will be there at India Totally waste time collected data no use

  52. Prajapati Shubham-avatar

    Prajapati Shubham


    Have to update every time. It has to be updated otherwise you cannot use the app. And even after the update, there is no new feature

  53. Jugal Bhatia-avatar

    Jugal Bhatia


    Home credit reject my loan without any issue I am govt servant and my credit score was good I am home credit customer from last 1 year. Bad experience with home credit and now installed this app bad bad bad

  54. Sagar Varma-avatar

    Sagar Varma


    I'm paying my EMI outside this Home credit app by using (Paytm) Because this app not opening my details from 3 months And I have tired to click on verify button but this got hang up. Totally disgusting App.

  55. Bhavna Dharvik-avatar

    Bhavna Dharvik


    Very very very bad. verification not working and more time and big updates .

  56. Arun Mohan-avatar

    Arun Mohan


    Worst ever private lender who knows only as follows. "Thank you for your interest. We are sorry to inform you that we can not process your loan application right now. You can re-apply after 90 days". Even my score is above 750. And dear team, don't need your reply as please write to us in detail and we will look into the issue.

  57. Farzan Ahmad-avatar

    Farzan Ahmad


    App not working properly, it crashing within 10 seconds.

  58. Hamid Khan-avatar

    Hamid Khan


    This is fake app...I am waiting for last 3 years..but still not servicing in J&K/Ladakh... They said we will service in your area... but it is 3 years still not servicing... Dont install the app....fraud app

  59. Ananya Narasimhan-avatar

    Ananya Narasimhan


    I had write the review in 2 bits because the word limitations. There was no help rendered when contacted via chat feature on App. The agent did not have any convincing answer to the question I had put forth. However she was in a real hurry to finish and wash off her hands of the chat. The highlight of the conversation was the question she asked- How do you want me to help you with this? Really disgusting...so not helpful when you are in an Emergency.

  60. Ravi Soni-avatar

    Ravi Soni


    New updates is not work, I have login But app not open at last 4 month. I hame many time of try to open but not open.

  61. sasi dharan-avatar

    sasi dharan


    I availed EMI moratorium for two months due to corona. So they added two months extra EMI, now for September month my loan due is more than twice the amount, reason was interest for moratorium. Worst app ever

  62. Euphoric Nik-avatar

    Euphoric Nik


    Earlier I was facing login issue, it used to throw me out of app whenever I tried to login with response"bad request" Now I'm facing verification issue! Every time when insert my customer ID it says"Verification failed"!! Just STAT AWAY FROM THESE SCAMMERS! I CANT EVEN SEE HOW MANY EMI ARE LEFT! I SELECTED AUTO-DEBIT WHEN I APPLIED BUT THEY DONT EVEN DO IT! I HAVE TO PAY IT THRU WEBSITE SINCE KY FIRST EMI!!

  63. Dr. mohit bairagi-avatar

    Dr. mohit bairagi


    There is always a new bug in app. inability to login. Not accept its own OTP

  64. New Nutrifresh-avatar

    New Nutrifresh


    Very nice, some times I have apply for loan but they have not given any loan. Thanks home credit.

  65. papu papu-avatar

    papu papu


    Bad experience,actually I am existing customer of home Credit I took two loans and it cleared,now I again applied a loan through app but it is showing please re apply after 3 months.

  66. srivishnu prakash nyshadham-avatar

    srivishnu prakash nyshadham


    Nice Option for monetary problem. The interest rate is too high. Still it is good. Thank you for helping

  67. Kalpana Singh-avatar

    Kalpana Singh


    I would say this app helped me in my low finential conditions ,but I will not recommend it to anyone because of its high rate intrest over your loan amount. Edit regarding your response to my review : I am not convinced what you are trying to say, because I have taken loan for my business purposes from international bank and that bank didn't charge me 4 times more money than what actually the real amount! Sorry to say your service is not suitable for someone who isn't well earning / privledged

  68. Sanjoy Chakraborty-avatar

    Sanjoy Chakraborty


    Very Very bad app in the Play store. Lockdown Periods Recovery Agents and Telly caller r uses slanging languages. Mostly thirds Classes. I hope and Requested all of u please don't uses this app . Recovery Agennts harrasement frequently also Included TELICALLER.

  69. sana samreen-avatar

    sana samreen


    I have been came through home credit by a friend, installed the app n applied for a loan all documents everything approved, but till now loan amount has not been disbursed even after repeated chat in working time .. Nothing helped me ,no calls and loan in emergency time of medical expenses I tried to get loan.. If any possibility plz care about the ppl who applies for medical..

  70. Dileep Singh-avatar

    Dileep Singh


    Too slow to use. After receiving OTP verify button not working

  71. Abhishek Chudekar-avatar

    Abhishek Chudekar


    New update freezing me on otp screen. Although I enter otp button gets enabled but not going to screen. How to use this app now.👎

  72. Nishant Kumar-avatar

    Nishant Kumar


    When I try it's say wrong user I'd and password but I provide right credentials so this app is very worst.

  73. Aitya raj-avatar

    Aitya raj


    All is good but Bank of India not available in list. I mailed many times but still bank name not add in list

  74. Aishu dharu-avatar

    Aishu dharu


    Very very worst app,Its a fake app,This app only show's error,Last one year I am trying to get Loan,but still I don't get loan

  75. asmit gupta-avatar

    asmit gupta


    So cheap app it's not working at all I have mailed so many time but no resolution at all i think they do not provide any kind of loan this time they just making fool to customers

  76. Ritesh Pawar-avatar

    Ritesh Pawar


    Hi, Whenever I am trying to log in the applicationi just receive aa there was an error. Kindly go through the attachment with the mail sent

  77. Rahul dhama Dhama-avatar

    Rahul dhama Dhama


    I try to login and otp is correct and fill right but not login , but submit not done , bcoz submit not work properly I try many time

  78. Kaushik Kapadiya-avatar

    Kaushik Kapadiya


    Not proper work this app. Every time apdation. Every time password apdate

  79. Kishan. Sahu-avatar

    Kishan. Sahu


    Earlier I was facing login issue, it used to throw me out of app whenever I tried to login with response"bad request" Now I'm facing verification issue! Every time when insert my customer ID it says"Verification failed"!! Just STAT AWAY FROM THESE SCAMMERS! I CANT EVEN SEE HOW MANY EMI ARE LEFT! I S

  80. Rupessh Sawant-avatar

    Rupessh Sawant


    Here is no any option for zero star rating. Because they only deserves zero. They don't have any call recording also as they claim when you call. My experience is worst with it. I had mailed and called them one month before for postponing my EMI with late fees and they agreed with it, still these people continued to call, every time one new member will call you and hampering you for payment, EVEN IF WE R READY TO PAY LATE FEES. I don't know why they do like this? Don't go for Home Credit...




    Useless service In covid-19 situation I had Skiped my. Loan only once but the. Rate of interest they have charged is. My 50% of monthly EMI and no one is taking responsibility Be careful guys

  82. Vivian Jonathan Edward-avatar

    Vivian Jonathan Edward


    I have twice uninstalled and installed ur app , i don't know what the hell is wrong with this app , some time it will not get open even after waiting for more than 20 mins and also after updating this app, VERY DISAPPOINTED BY SUCH EXPERIENCE I THINKING TO UNINSTALL THIS FOR PERMANENTLY , AFTER MY LOAN IS OVER, VERY IRRITATED 😡🤬👹👺🙏

  83. Smriti Mishra-avatar

    Smriti Mishra


    Good experience with all It's very very easy to know about my all loan details. I happy and thanks also to home credit for this opertunity..

  84. Nitesh Kumar-avatar

    Nitesh Kumar


    App doesn't open quickly these days. It is taking so much time. I waited for so much time to be opened but it doesn't happens. So sort out this problem as soon as possible, I am getting frustrated 😡

  85. Sonal P-avatar

    Sonal P


    I applied for loan through this app and got the approval of 65k , they said the amout is disbursed to your account however I didn't got the credit for the same. Even their send me all the contract documents , they ask. Me to send an email for which no proper reply was given and now all of sudden their is no loan on my name in the app, customer support us pathatic wasted by 5 day and now I am scared that they should not deduct my emi I m really terrified now

  86. Vipul Sawant-avatar

    Vipul Sawant


    Still i am getting good response from the homecredit team and with this app,even loan disburrsed was so quick in my account after completion of my docs process with hc representerive

  87. shiv kumar-avatar

    shiv kumar


    Worst experience nobody is ready to answer to customer after some time your online chating partner show tomi out. Without giving any solution your online chating partner shut down chating option and there are many problem with mobile app. Many times i write to you on mail from my personal id and mentioned all the stuff but nobody ready to respond.

  88. parmar arvind-avatar

    parmar arvind


    Very bad service. Can't solve issues in 48 hours.

  89. Bharpur Singh-avatar

    Bharpur Singh


    I have a login issud. Whenever I try to open the app... He send me OTP on my registered mobile number but when I enter 0TP and click on Verify button it's not respond and didn't open app. Tried many times but fail. Please resolve it

  90. RAJ RAJESH-avatar



    Worst app,company & service ever,Even they doesn't care about there existing customers,demanding documents every time you borrow and take too much time and very lengthy process so i suggest to chose other service provider at least they will understand your financial need and problems after one or two transactions...thank u...

  91. Ashish Chadha-avatar

    Ashish Chadha


    First of all , after installing the app it takes almost about more than 10 mins for just to receive an otp and after receiving it and doing all other formalities finally when we think that the app has opened But it just shown full blank white screen Ridiculous. Hope u should take care of it

  92. The Saurabh-avatar

    The Saurabh


    Well this app is pretty good but one thing it gets a lot of loading while getting started , and this makes me sick.

  93. susmitha bhanu-avatar

    susmitha bhanu


    I am very Thankfull to Home Credit for your service....I really very Happy but small suggestion for you sir...after the loan approval for the KYC details completing you are giving some address nd contact numbers but there is no response for some contact numbers properly. ....once again Thank U.

  94. savita kumari-avatar

    savita kumari


    Not good ujjwal card is not working last 1 year I have paid 2 year annual fee but it's not working

  95. Sahil Kumar-avatar

    Sahil Kumar


    Worst app ever . I have tried to log in the app but always show errors .It is totally worthless. I re installed it and try to log in 5 times but it is totally worthless.

  96. sitaarun computer education institute-avatar

    sitaarun computer education institute


    Its to show app....does not work proper This app repeatedly asks for mobile verification and even after inserting the otp, there is no verification, so the OTP has to be called again and again for 15-20 times. its a very irritating app, i hate this app

  97. ABHIRAM H-avatar



    Worst experience They take my whole banking details like username and passwords then suddenly the app was stopped working... Then I mailed to their customer care about this issue but til now I didn't get any reply from home credit side ..... I think purpose of this app is steeling customer data

  98. Anshul Thakur-avatar

    Anshul Thakur


    worst app.... every time homecredit deduct money from my bank account.. for unauthorize charges..... such aa worst app

  99. Dhiraj Pawar-avatar

    Dhiraj Pawar


    I m Home credit customer but his app can't login , only for time pass..... This app

  100. Maddy Jeeva Jeeva-avatar

    Maddy Jeeva Jeeva


    Worst App, i cleared all my loan dues and this company hold my account and freeze my Account money... Even worst customercare i call many many times to rectify my problem, even a small response not given from home credit side.... Don't trust this i face many problem since 5 months , my money did not come... And the truth is i got the F-Word... Thanks a lot to home credit to reveale your ideas

  101. Sandesh .kunju-avatar

    Sandesh .kunju


    After providing OTP app does not allow you to check your status and does not even open

  102. Rakesh Vagre-avatar

    Rakesh Vagre


    It is the worst app ever don't install it the rate of interest is very high and they apply day to day interest no one of customer care is supporting to you the don't have answers my experience is so bad don't use this app for loans and finance please that's my advice to you don't use this app

  103. Ranjet srivastav-avatar

    Ranjet srivastav


    Login Problem. I am facing some time login issue. I am again and again uninstall this App, and install again and again, But Always facing Login Issue, so Dear team please look this issue and resolve as per possible

  104. jaideep singh-avatar

    jaideep singh


    Whenever I apply for the loan offered,the app shows some error everytime.... PLZZ fixx it

  105. Kiran Yanpure-avatar

    Kiran Yanpure


    Very category less app Taking all information and said not meet our priority. category less less less

  106. Sandeep Singh Rautela-avatar

    Sandeep Singh Rautela


    The wrost app ever. You guys are making fools. Your app doesn't work properly after so many Insatallation. Login issue after too much time for verification and then net benking problem.

  107. Sukhjinder Bansal Johal-avatar

    Sukhjinder Bansal Johal


    Bad app ever , don't care about it old customers. Am applying for personal loan and have aa punjab gramin bank account which is not listed in home credit app and now am opened new account with other branch and they ask me for last six month entries . I don't know its my fault or HCs

  108. vineet arora-avatar

    vineet arora


    Never works properly!! Dont go for the home credit at all, never

  109. Praveen Jaiswal-avatar

    Praveen Jaiswal


    We are already April may June July every month this app select the moratorium but every month the home credit ECS in my account every month will the bank ka charge me

  110. piratpal singh-avatar

    piratpal singh


    How many times have I uninstalled and installed this app? I also talked to CustomCare but there is no solution. This app was running on my phone two days ago but now it is not working.

  111. sanjeev jha-avatar

    sanjeev jha


    Good app for those who paid their EMI regular...their customer support is awesome.

  112. SOHAL PRODUCTION-avatar



    New update worst I can't login it's stuck on OTP 👎 older one is to fast

  113. Talent Mama-avatar

    Talent Mama


    I'm not able to login after new update please check it out once ...I have to pay Emi




    I have a login issud. Whenever I try to open the app... He send me OTP on my registered mobile number but when I enter OTP and click on Verify button it's not respond and didn't open app. Tried many times but fail. Please resolve it

  115. raj sengar-avatar

    raj sengar


    Every time i open and facing logging probblem all time to reset pasword then open very bad

  116. yagnesh shukla-avatar

    yagnesh shukla


    After otp received i can't able to verify options i clicked on it 4 to 5 Times but no response. How can i log in ?

  117. Anil Soni-avatar

    Anil Soni


    Please add SBI internet banking in your verification link...my verification is still pending..no customer care response...how to complete ,please let me know

  118. Gaurav Kumar-avatar

    Gaurav Kumar


    Worst app.. I applied loan 3 days before but there is technical issues shows continuously. I already mailed to home credit but my problem is still not solved by them.. Now my problem was solved sry for the late review thanks to home credit 😊

  119. Kirthika jayasankar-avatar

    Kirthika jayasankar


    Though i have paid EMI through ECS debit the app is showing overdue and there are no details about the Principle re paid so far and total outstanding. No options of part payment also you need to improve these facilities. The chat assistance was unavailable most of times.

  120. Nancy Mahajan-avatar

    Nancy Mahajan


    I'm your Existing client and I have done complaints many times but there is no response and Totally Bad Service I'm not satisfied with your service. Kindly improve your service first. Then advice for download your app to everyone. Poor Service 0/10.

  121. banu mathy-avatar

    banu mathy


    Loan has been approved 3 days back and the app still shows we will disburse the amount in 2 working days.. I would like to know do you really know what is business days in number ? ...And your customer service pathetic to th core ..same answer each and every day ..money will be disbursed within 24 hours .. I got emi tenure msg from your end .How will I repay if I don't get the money. Please do not give false hope to the customers and please don't ask me send an email as I have already did.

  122. Prakash. Vaghela-avatar

    Prakash. Vaghela


    So happy applications home credit. Just. 2 minit. In Acaunt loan

  123. Gaurav Pareek-avatar

    Gaurav Pareek


    The app have bug i just download that app after successfull download its showing update of 46mb.

  124. Arun George-avatar

    Arun George


    Worst application ever. It always shows 'varification failed' every time i try to log in. I tried to reinstall many times,but no change. Now iam unable to pay my emi...😢

  125. Divya Raghuvanshi-avatar

    Divya Raghuvanshi


    Worst app.. Earlier it was good I was able to pay my emi.. I don't know what happened since last month every freaking time I'm facing verification issue.. I can't even uninstall it. Kindly tell me what should I do..

  126. Kavir k-avatar

    Kavir k


    Very bad experience to this app. Because of how much time I open this app that much time this app asking my contract no. And recover password

  127. Surya Solanki-avatar

    Surya Solanki


    Wasted app too slow & Not Working well & Its take too much time to load

  128. shoa usmani-avatar

    shoa usmani


    Not user friendly.You dont have option of State Bank of India as I dont have corporate bank account. Sir again there is one thing, you should add for reviewing the application before submitting it so one can change it there is any mistake.




    Why apps made of 40 MB make 100 MB And when there is no survey in the whole country, do not waste time by sending messages

  130. pooja pawar-avatar

    pooja pawar


    There is no other option in this application that you can login your account, totally disturb for user and using this aap

  131. ÃśHøK ŠåHü-avatar

    ÃśHøK ŠåHü


    Modify your application as it takes so much time for any process that's why I become angry 😡 . Solve this problem very fast. Otherwise I'll uninstall this application. Understand!!!

  132. Malkeet Singh-avatar

    Malkeet Singh


    Coming error Whenever i login. your updates doesn't work

  133. ADITYA PANDEY-avatar



    I want to have a personal loan but even after 6 months most of the areas including mine remain unservicable.kindly include 226028 as your service area. I have purchased 2 mobile phones using your service but for personal loans i am not getting it as area is not under service

  134. jameel Ahamad-avatar

    jameel Ahamad


    Worst app i have ever seen. There is nobody to pick up the phone and app is not working properly. I had paid for the April emi but app is still showing overdue.plz do the necessary things to do the app better. App is getting worse day by day. Really disappointed koi bhi mat lena loan ye logo ko bewkoof bana kar thagtey hain chor hain ye

  135. Athwaas India-avatar

    Athwaas India


    Option showing you are eligible for 2 lakh but clicking to apply now button it's not wirking.. Several time I tried same error occurred.

  136. vikash dixit-avatar

    vikash dixit


    Really disappointed this time, am not able to see any content on app,, it's all blank screen.. fix this issue, bcs I have to pay my emi..




    it's a surprise for me because most pf the borrowers become worried & tiered attending day after before the loan payers office sbmitting vatoous kinds of unnecessary & irrelevant papers which are not directly related to loan.thanks to the app who granted loan without any deed & guatantrr.

  138. Niharika Mishra-avatar

    Niharika Mishra


    Really worse after verification of all documents and bank details they cancelled my approval without any reason... And also they have nothing to explain why this happened..

  139. Aarti Yadu-avatar

    Aarti Yadu


    Amazing experience with home credit,also d team quick and fair response with customer.total team r excellent.

  140. Amit Chowdhary-avatar

    Amit Chowdhary


    Very poor app,don't west time, why again again my application rejected, I reqaed loan IMIDATLY, but it is very poor and useless.... Don't try this app,

  141. Mohamed Yaseen-avatar

    Mohamed Yaseen


    I was given a instant loan at a very useful time thro this application. I was really impressed with the customer care guidance. when I had a login process got stuck .

  142. prasant kumar nanda-avatar

    prasant kumar nanda


    Its a very bad and wrost apps,after all process complety ,the laon application rejected,but i don't known what is the reason of cancellection. They have not update /inform to me what is reason of cancellection.

  143. Ashwani Sharma-avatar

    Ashwani Sharma


    Home credit is awesome platform to serve you best at the time of need. Trust me, this is very quick and early loan process i have ever seen.

  144. learning for life-avatar

    learning for life


    This app is not working. I tried several times to open it but it shows blank. They should atleast give a customer care number to solve the query.

  145. Sunita Roy-avatar

    Sunita Roy


    Nice app, customer service is great,thanks, keep it up

  146. Vinaykumar Vadachhak-avatar

    Vinaykumar Vadachhak


    After enter pin why received otp, not issue with otp but otp can not submit after update app. What a developers. Are you guys test app or just update without checking on verious devices.

  147. Akmal Danish-avatar

    Akmal Danish


    I have dowloaded this app,but this app cant verified my bank account,and stoped the further process,i have tried many times to fill the bank account details,but error showed every time.

  148. devaraja m-avatar

    devaraja m


    The correct address is the PIN code incorrectly. Enter the Telling Pin. I'm not getting any help from you. I once asked for an email request. But you have no answer. No response from you..

  149. pravin krishna-avatar

    pravin krishna


    I have been using this app for more than a year. I don't open the app frequently but once a month and every time to open the app i have to uninstall then reinstall it.

  150. Sagar Bansode-avatar

    Sagar Bansode


    Its not working Showing verification failed So many time what i do