Circle Pay — Send money free APK

Version 3.31.4 - com.circle.android
Last updated: 2019-09-24
circle,android,finance,send,money,free

Send money to friends. Cash out in an instant. Sorted. 💸

Circle Pay — Send money free apk

APP Information

Download Version 3.31.4 (320)
Apk Size34.25 MB
App DeveloperCircle Internet Financial
Malware CheckTRUSTED
Install on Android4.4.x and up
App Packagecom.circle.android.apk
MD5d9fd20236466a29dd431a6302af83099
Rate4.2
Website https://www.circle.com

Download Circle Pay — Send money free 3.31.4 APK

App Description

Circle Pay — Send money free is circle,android,finance,send,money,free, content rating is Everyone (PEGI-3). This app is rated 4.2 by 5 users who are using this app. To know more about the company/developer, visit Circle Internet Financial website who developed it. com.circle.android.apk apps can be downloaded and installed on Android 4.4.x and higher Android devices. The Latest Version of 3.31.4 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 5869+ times on store. You can also download com.circle.android APK and run it with the popular Android Emulators.

Send money like a text. Easy. Instant. Free. Split bills with your housemate, chip in for the group gift and send your friend abroad a drink on you. All without worry. Your account is protected by PIN, fingerprint ID, and customisable weekly spend limits. We were named as the 2017 Best Non-Bank Competitor at the Retail Banking International Awards, and received the 2016 Top Digital Innovation award at UK’s Banking Technology Awards.

FAST AND EASY
• Pay your friends and family instantly with a text 
• Set up in seconds
• Just as easy to request money (equally important)

FREE
• Free to download and free to use
• No fees, even when you transfer money abroad
• Cash out to your debit card for free

GLOBAL
• Send money between pounds (£ GBP), euro (€ EUR), and US dollars ($ USD)
• No fees
• More countries coming soon

SAFE
• Your information is encrypted, your data is private and we’re fully PCI-DSS compliant
• Plus, your account is protected by PIN, Touch ID, and customisable weekly spend limits

FUN
• Photos, GIFs and emoji
• Centered around conversations not transactions

HUMAN
• Live support from real human beings
• Call us, email us, or tweet us!

POPULAR
"If you feel cash is a bit old-hat but owe a friend some money, Circle Pay is a great way to cough up by way of an app..." — Stuff

"You can now use apps in both iMessage and WhatsApp. This can be used for a host of things, including… transferring money abroad for free with Circle." — The Telegraph

"Circle aims to make it easier for families to manage their money on the go. Circle lets you send money in a message, along with emojis and GIFs, just like any other messaging app. You can even earn £5 by referring a new joiner to Circle." — The Sun

"Circle is a 'social payments' app for Android, iOS and the web that aims to get you making payments more easily and cheaply than ever before." — Tech Radar

"You can send messages punctuated with GIFs and emoji when you request funds, which really takes the sting out of a "where's my money?" demand. Circle is free to use with no hidden charges." — Digital Spy
 

App ChangeLog

App Screens

Circle Pay — Send money free App Screen 1Circle Pay — Send money free App Screen 2Circle Pay — Send money free App Screen 3Circle Pay — Send money free App Screen 4Circle Pay — Send money free App Screen 5Circle Pay — Send money free App Screen 6

com.circle.android.apk
Name:D9FD20236466A29DD431A6302AF83099

Apk scan results


Apk Scaned By TotalVirus Antivirus,com.circle.android.apk Was Pure And Safe.

Scan Stats:failure:0|harmless:0|malicious:0|suspicious:0|timeout:1|type-unsupported:11|undetected:60|
Name:com.circle.android.apk
Name:D9FD20236466A29DD431A6302AF83099 SHA-1:d87343a20d8e0d34936b6e3a3ab5b05257b2494c SHA-256:4cb1db5b51d7f5fb8293b9ed9592f73dbe7ca5b36de0431bafa08d9e1f417679 SSDEEP:786432:ZC4axwB+kssx98b+y+nwBewacVufMCjfLYMiRtC+j2Fr1Czz4jLvnnshl6i+:ZRK4Fx9QJ+wB02OpzLKR8O2KELvnKl6J File type:Android Magic:Zip archive data, at least v2.0 to extract File size:35913257 Uncompressed Size:64910282 Contained Files :3796 Contained Files By Type:dex:2,gz:1,otf:7,so:23,txt:1,xml:50,

Permissions

requires following permissions on your android device.

android.permission.ACCESS_NETWORK_STATE: Allows an application to view the status of all networks.
android.permission.CAMERA: Allows application to take pictures and videos with the camera. This allows the application to collect images that the camera is seeing at any time.
android.permission.GET_ACCOUNTS: Allows an application to access the list of accounts known by the phone.
android.permission.INTERNET: Allows an application to create network sockets.
android.permission.READ_CONTACTS: Allows an application to read all of the contact (address) data stored on your phone. Malicious applications can use this to send your data to other people.
android.permission.READ_EXTERNAL_STORAGE: Allows an application to read from external storage
android.permission.READ_PROFILE: Allows an application to read the user's personal profile data.
android.permission.RECEIVE_BOOT_COMPLETED: Allows an application to start itself as soon as the system has finished booting. This can make it take longer to start the phone and allow the application to slow down the overall phone by always running.
android.permission.USE_FINGERPRINT: Unknown permission from android reference
android.permission.VIBRATE: Allows the application to control the vibrator.
android.permission.WAKE_LOCK: Allows an application to prevent the phone from going to sleep.
android.permission.WRITE_EXTERNAL_STORAGE: Allows an application to write to the SD card.
com.circle.android.permission.C2D_MESSAGE: C2DM permission.
com.google.android.c2dm.permission.RECEIVE: Unknown permission from android reference
com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE: Unknown permission from android reference
view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

find accounts on the device
Allows the app to get the list of accounts known by the phone. This may include any accounts created by applications you have installed.

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

read your contacts
Allows the app to read data about your contacts stored on your phone, including the frequency with which you've called, emailed, or communicated in other ways with specific individuals. This permission allows apps to save your contact data, and malicious apps may share contact data without your knowledge.

read the contents of your SD card
Allows the app to read the contents of your SD card.

read your own contact card
Allows the app to read personal profile information stored on your device, such as your name and contact information. This means the app can identify you and may send your profile information to others.

run at startup
Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.

control vibration
Allows the app to control the vibrator.

prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.

modify or delete the contents of your SD card
Allows the app to write to the SD card.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.

Certificate

Certificate Issuer:C:US, CN:com.circle.android, L:Boston, O:Circle Internet Financial, ST:MA, OU:Mobile Apps
Certificate Subject:C:US, CN:com.circle.android, L:Boston, O:Circle Internet Financial, ST:MA, OU:Mobile Apps

Activities

com.circle.android.ui.login.LoginActivity
com.circle.android.ui.login.LoginMfaActivity
com.circle.android.ui.register.RegisterActivity
com.circle.android.ui.register.RegisterEuroInterstitialActivity
com.circle.android.ui.qr.QRReceiveActivity
com.circle.android.ui.send.SendActivity
com.circle.android.ui.messaging.CreateGroupActivity
com.circle.android.ui.SplashActivity
com.circle.android.ui.send.SendScanActivity
com.circle.android.ui.send.ScanCodeActivity
com.circle.android.ui.gdpr.GdprInterstitialActivity
com.circle.android.ui.ReferralActivity
com.circle.android.ui.settings.SettingsActivity
com.circle.android.ui.settings.profile.ProfileActivity
com.circle.android.ui.settings.profile.ProfileEditActivity
com.circle.android.ui.settings.profile.CountryPickerActivity
com.circle.android.ui.settings.profile.EmailAddedInterstitial
com.circle.android.ui.settings.CrabActivity
com.circle.android.ui.settings.limits.LimitsSettingsActivity
com.circle.android.ui.pin.EnablePinActivity
com.circle.android.ui.pin.DisablePinActivity
com.circle.android.ui.settings.mfa.TwoFactorSettingsActivity
com.circle.android.ui.settings.mfa.ChangeMfaSettingActivity
com.circle.android.ui.pin.VerifyPinActivity
com.circle.android.ui.settings.password.UpdatePasswordActivity
com.circle.android.ui.settings.sessions.ActiveSessionsActivity
com.circle.android.ui.exchange.deposit.DepositActivity
com.circle.android.ui.WelcomeActivity
com.circle.android.ui.exchange.withdraw.WithdrawActivity
com.circle.android.ui.fiataccounts.NonVerifiedFiatAccountActivity
com.circle.android.ui.verification.VerificationActivity
com.circle.android.ui.verification.level1.L1Activity
com.circle.android.ui.verification.PhoneConfirmMfaActivity
com.circle.android.ui.verification.EmailVerificationActivity
com.circle.android.ui.messaging.TopLevelActivity
com.circle.android.ui.messaging.ConversationActivity
com.circle.android.ui.messaging.groups.detail.GroupDetailActivity
com.circle.android.ui.messaging.groups.detail.RenameGroupActivity
com.circle.android.ui.transactions.TransactionDetailActivity
com.circle.android.ui.fiataccounts.FiatAccountsActivity
com.circle.android.ui.fiataccounts.FiatAccountDetailActivity
com.circle.android.ui.fiataccounts.VerifyBankAccountActivity
com.circle.android.ui.fiataccounts.AddBankAccountActivity
com.circle.android.ui.fiataccounts.PlaidLinkActivity
com.circle.android.ui.fiataccounts.AddSepaAccountActivity
com.circle.android.ui.fiataccounts.AddUKBankActivity
com.circle.android.ui.fiataccounts.card.AddCardActivity
com.circle.android.ui.fiataccounts.ConnectableBankReauthActivity
com.circle.android.ui.fiataccounts.UpdateCardExpirationActivity
com.circle.android.ui.fiataccounts.UpdateCardNicknameActivity
com.circle.android.ui.MessagingActivity
com.circle.android.ui.idv.IdvActivity
com.circle.android.ui.friends.FriendsActivity
com.circle.android.ui.friends.Friends2Activity
com.circle.android.ui.friends.FriendsContactPermissionsActivity
com.circle.android.ui.help.HelpActivity
com.circle.android.ui.help.HelpCreateMessageActivity
com.circle.android.ui.promo.EnterPromoActivity
com.circle.android.ui.login.forgotpass.ForgotPasswordActivity
com.circle.android.ui.login.resetpass.ResetPasswordActivity
com.circle.android.ui.acl.AclDisplayMessageActivity
com.circle.android.ui.EmailVerificationRequiredActivity
com.jumio.bam.BamActivity
com.jumio.nv.NetverifyActivity
com.circle.android.ui.kyc.KycActivity
com.circle.android.ui.kyc.KycInterstitialActivity
com.circle.android.ui.postal.PostalCodeLookupActivity
com.circle.android.ui.settings.convert.ChangeBaseCurrencyActivity
com.circle.android.ui.pickup.PickupActivity
com.circle.android.ui.story.ImageActivity
com.circle.android.ui.giphy.GiphyPickerActivity
com.circle.android.ui.fiataccounts.ThreeDSecureInterstitialActivity
com.circle.android.ui.fiataccounts.ThreeDSecureActivity
com.circle.android.ui.qr.QrInterstitialActivity
com.circle.android.ui.exchange.ExchangeAddCardInterstitialActivity
com.circle.android.ui.GalapagosDisabledExchangeActivity
com.circle.android.ui.NoAccountActivity
com.circle.android.ui.friends.FriendDetailActivity
com.circle.android.ui.facebook.FacebookSettingsActivity
com.circle.android.ui.mfa.FingerprintInterstitialActivity
com.circle.android.ui.interstitial.FasterPaymentsInterstitialActivity
com.circle.android.ui.interstitial.MCSendInterstitialActivity
com.facebook.CustomTabActivity
com.facebook.FacebookActivity
com.facebook.CustomTabMainActivity
com.google.android.gms.common.api.GoogleApiActivity

Providers

android.support.v4.content.FileProvider
com.google.firebase.provider.FirebaseInitProvider
com.facebook.internal.FacebookInitProvider
com.crashlytics.android.CrashlyticsInitProvider

Services

com.circle.android.sync.SyncService
com.circle.android.sync.ContactUploadService
com.google.android.gms.analytics.CampaignTrackingService
com.google.android.gms.analytics.AnalyticsService
com.google.android.gms.analytics.AnalyticsJobService
com.google.firebase.components.ComponentDiscoveryService
com.google.android.gms.measurement.AppMeasurementService
com.google.android.gms.measurement.AppMeasurementJobService
com.google.firebase.iid.FirebaseInstanceIdService

Receivers

com.circle.android.GcmBroadcastReceiver
com.circle.android.CircleBootCompletedReceiver
com.circle.android.analytics.InstallReceiver
com.google.android.gms.analytics.AnalyticsReceiver
com.google.android.gms.measurement.AppMeasurementReceiver
com.google.android.gms.measurement.AppMeasurementInstallReferrerReceiver
com.google.firebase.iid.FirebaseInstanceIdReceiver

Interesting Strings

http://
http://hostname/?
http://pdf417.mobi
http://psdev.de/LicensesDialog
http://schemas.android.com/apk/res-auto
http://schemas.android.com/apk/res/android
http://www.google-analytics.com
http://xmlpull.org/v1/doc/features.html#process-namespaces
https://
https://.facebook.com
https://api.branch.io/
https://api.circle.com
https://api.circle.com/api/v2/
https://api.circle.com/api/v4/
https://api.circle.com/idv-callback
https://api.giphy.com/v1/
https://app-measurement.com/a
https://app.adjust.com
https://assets.circle.com/crabs/
https://avatars.slack-edge.com/2015-06-15/6428182528_6795c9ca1e1252712344_192.jpg
https://bitcoinj.github.io/
https://bnc.lt/a/
https://branch.io/
https://cdn.branch.io/sdk/uriskiplist_v#.json
https://cdn.plaid.com/link/v2/stable/link.html
https://chris.banes.me
https://code.google.com/p/google-gson/
https://code.google.com/p/libphonenumber/
https://commons.apache.org/
https://developer.android.com
https://e.crashlytics.com/spi/v2/events
https://facebook.com
https://facebook.com/device?user_code=%1$s&qr=1
https://github.com/JakeWharton/RxBinding
https://github.com/JorgeCastilloPrz/FABProgressCircle
https://github.com/ReactiveX/RxAndroid
https://github.com/ReactiveX/RxJava
https://github.com/bumptech/glide
https://github.com/chrisjenx/Calligraphy
https://github.com/evant/auto-parcel-gson
https://github.com/f2prateek/rx-preferences
https://github.com/mattprecious/swirl
https://github.com/ongakuer/CircleIndicator
https://github.com/vdurmont/emoji-java
https://github.com/xiaofeng-han/AndroidLibs/tree/master/flowlayoutmanager
https://github.com/zxing/zxing/
https://google.github.io/dagger/
https://graph-video.%s
https://graph.%s
https://idv.circle.com
https://jakewharton.github.io/butterknife/
https://pagead2.googlesyndication.com/pagead/gen_204?id=gmob-apps
https://pay.circle.com/u/
https://ping.microblink.com/ping
https://play.google.com/store/apps/details?id=
https://plus.google.com/
https://s.gravatar.com/avatar/721c287b8f935779a54c745ce98d43b9?size=80&default=mm
https://settings.crashlytics.com/spi/v2/platforms/android/apps/%s/settings
https://square.github.io/okhttp/
https://square.github.io/retrofit/
https://ssl.google-analytics.com
https://status.jumio.com
https://support.circle.com/hc/en-us/categories/360001796831-Circle-Pay-End-of-Life
https://www.google.com

Older Versions

More Android Apps to Consider

Google Play Reviews

  1. Elisa Sarkassaan-avatar

    Elisa Sarkassaan

    2019-06-12T19:13:24.910Z

    The only people who are rating 1 star are those with ID confirmation issues, and Im not sure what it is for them but it worked for me on 2 separate occassions AND for a friend of mine. There are no fees for transactions, it's secure from all I can see, and I'm happy with it everytime I use it. Even when I had to change my number, Jane from customer support was super helpful, got my ID verified quickly, and I even got to choose what gift the company gave her as a reward after I gave her 5 stars💕

  2. OutSpoken-avatar

    Hands Down one of the most ass-backwards money apps out there, not sure why I need to verify every f***ing step of the process but its cumbersome and annoying. No secondary "2Step Verifications," so not sure what you do when your phone has no f***ing service. In a word, shi**y. Deserves 0 stars, or negative if possible.

  3. A Google user-avatar

    Oh yeah this app will take your money and any information but when it comes to verification before taking the money the app doesn't do that. Then when it won't verify you it's hell getting your money back. Customer service can't read and do not help when this happens so if the person doesn't pick up the money you won't get it back and can't cancel if it doynt verify you which it won't do till after you try to send some money. Don't use this app their a scam.

  4. Kristin Ross-avatar

    I loved this app, until today. I tried to cash out, and they sent a text to my old phone number that I no longer have access to. So I went to change my number, and come to find out, I had to get on my laptop, go to the website, and submit ID documents. Just to change my number? Are you serious? No other company in the world makes changing a damn phone number this difficult.

  5. Marie Smith-avatar

    I would have given 5 stars until the new "Scan your Drivers License BS!!!" I couldn't even return the money sent to me with out first Scanning my drivers license! REALLY NOT HAPPY ATM! There should be an option or alternative. It should be made known WHY you all of a sudden need My Driver's License. And for proof of ID is invalid for so many reasons! I was able to login with out " proof of who I am." ( Just to start)

  6. James C-avatar

    So far, it sucks. I got it a few days ago and it's a pain in the ass to set up. The aesthetics certianly the most unappealing of any of these money apps, the support seems to be nonexistent, the feedback the app gives you when trying to do things like scan your ID is not there either. It's really bad. And I want to get my money out if it but it's having trouble even doing that

  7. Lydia Thompson-avatar

    Easy to send and receive money. The only thing that bother me is the verification , i don't have option or way to edit to use my email instead of phone number. I didn't put my phone number and now i need to have that in order to proceed my transaction more than $30. Trying to contact circle pay customer service but until now i didn't hear any reply on my email.

  8. Naw HH-avatar

    The app signed me off and when I try to sign in with my account it asks for a code that I have never received by text message. I click on the resend button but never received any text. Could you please check your servers and see what we (it seems like I am not the only one) are having this issue? Other than that it usually works perfectly.

  9. Preston Mortensen-avatar

    Preston Mortensen

    2019-06-01T00:42:55.766Z

    I've used this app now for a few weeks to receive money and had flawless transfers to my bank account. until today today the app has my account in review and I can't access the money that was sent to me what's upsetting me the most is I was really counting on that money. so my recommendation is before you have money sent to you on that account make sure you have access to your account other than this issue I would have given it five stars.

  10. A Google user-avatar

    Been using Circle for ages with only minimal problems, always been able to cash out without a problem but as of last night, they've stopped sending me verification text messages to cash out. Payments are still being accepted into my account but I can't move them to my bank. Contacted customer support last night and a few times today, no response whatsoever. Think I've been robbed!

  11. Mad Dog-avatar

    I made a mistake when signing up, I typoed the wrong email. Now I can't fix it because the website won't allow me to progress to fix it because it is saying I need to verify the wrong email. On top of that, they do not offer phone support so I have to wait which is extremely dangerous due to info leak. Highly frustrating and discouraging.

  12. Cole Dobrev-avatar

    Out of all the payment apps, this is by far the worst. Someone sent me money and before I could use it they had me verify identity, which I did. But a day after having money in my account waiting to use it, they close it and email me to say the funds have been returned to the sender. All for nothing. If I were you I'd stick to Venmo and Cash app. This app is 0/10.

  13. Evan Molloy-avatar

    So far I'm enjoying this app. Fact that it takes a couple of days to cash out is beneficial to rein in on my impulse spending, making me save for a change. Could do with a higher limit on the wallet but beggars can't be choosers.

  14. Lisa Ballard-avatar

    It has been our family's experience that Circle Pay is fast, reliable, and convenient to use in lieu of cash. The excuse of no cash no longer works when you owe your parents money! Our daughters introduced us to Circle Pay and they probably wish they hadn't by now lol. We have not experienced any problems whatsoever, and we've been using it for quite some time now. We highly recommend it.

  15. Sarah Blackwell-Hughes-avatar

    Sarah Blackwell-Hughes

    2019-01-06T08:52:43.208Z

    Awful, don't waste your time! Worked fine two times, now getting an error cashing out, and being fobbed off it is my banks fault (?!) even though I have confirmation from my bank it is not them. Support are useless and reply once or don't bother reading what you have told them so they just fob you off with more rubbish. Effectively I have money stuck in Circle which I will probably never get so if you want your money stolen, choose this app!!

  16. A Google user-avatar

    This app is terrible they made me create a new account just to hold my money for no reason and said 3-5 bussines days. I've been emailing for 4 days and no response. They Froze my account as soon as the money entered into it. I already tried at circle help email and nothing. i just wanted my money so I could get to work. I've missed so many days this app wasn't worth it. No help at all. The only reason I put a star is because I have to . I rate this app as bs.

  17. Kelsea Hoadley-avatar

    Been having issues with Circle Pay for about 4 days now. Everytime i try to cash out, the money just returns back to my account after 1 hour & i have emailed over 4 times now with no response still. Is this going to be sorted at all? I dont want to continue using an app that i cant even withdraw my money from, this is a very serious issue that needs to be resolved asap.

  18. Shaughnessy Chaney-avatar

    Shaughnessy Chaney

    2019-05-24T14:58:28.893Z

    I really like the app because it's fast from my debit card to the app and the other way around. My money takes a day into my other bank account from the app even though it's still pending. Just got my boyfriend and he had to send me money this morning before work and it came really fast.

  19. Mizztootie19-avatar

    beware scammers do not download this app if you have money in there longer than an hour or two they will lock you out of your account.you will never be able to get back in and they will tell you and an automated email that once a transaction is initiated it cannot be canceled calls back or anyting you or the person you sent the money to will never get your money. I've been going back and forth with them for the past few months about two transactions that I've made sending people money.

  20. Freddy cortes-avatar

    This is the best money transferring app I've had yet hands down! Not only can you pay your friends b but you can also move your money from one account to another ass needed for free.! BTW that I mention that i feel totally safe when i use this because of the obvious security you see with the log in and the sign up man i feel more comfortable leaving my extra chips in my circle account than i do with my bank!! when they start providing there own debit card they'll be getting 10 stars from me!

  21. Sasha-avatar

    Beware of this app. They do not verify your account quickly and when you want to close your account whether they have or haven't verified they still keep all copies of your government ID's for 5 years. It will not be erased from their system. Do not use this app for your own privacy and safety it's not a good idea.

  22. Albert Castañeda-avatar

    Albert Castañeda

    2019-06-04T17:04:35.150Z

    someone stole my phone and wallet, used this app to send funds out of ny card. I contacted support and received a generic response that "it must have been me because it asks for a sms text"... it was stolen... so yea they were able to verify my account using that feature. Now my account is closed out of nowhere because I reported this? what kind of service is that ..

  23. Alejandro Franchini-avatar

    Alejandro Franchini

    2019-01-03T21:21:03.898Z

    You can add money immediately for free when you link your debit card. No waiting sending or receiving. GIFs are available if you want to send money with a little visual for the transaction. It's widely used. Good for friends and services. Good luck.

  24. Yasmin Peralta-avatar

    Do not waste your time on this app. I've only had trouble with this. I've emailed them several times about my account and they do not respond!! I have money on my account that I need for bills that will soon get disconnected. I suggest you use PayPal or something else.

  25. Angelia Jackson-avatar

    Angelia Jackson

    2019-07-07T10:06:30.147Z

    I really loved Circle pay and willl really miss the benefits of having instant pay services at your fingers. I used Circle pay with my clients and family members alike and one sad when I heard about the end of the same day I receive services for instant pay. Circle Pay was an A-1 service, best of all free of charge. I surely wish processes didn't have to end but I do understand that in life somethings must end for the betterment of all. Good luck in the future

  26. Nina Figueroa-avatar

    I love this app. It's the only money sending app I use and its great. The actual app itself is really easy to use and very appealing to the eye. I also love that my money is in my account right away. I definitely trust this app and I always recommend it to my friends!

  27. Krista Zzzz-avatar

    Best app out there ! Extremely user friendly, simple, immediately transfers without a fee ! Can have it from their bank account to my circle account to my bank account in literally 2-3 minutes. Use it all the time ! Thanks for this, it was needed! Circle pay > PayPal all day .

  28. Porsha Brown-avatar

    their system log me out of my account I could not get back in they offered no way of assisting me with transferring or accessing my funds they kept giving me the runaround. the app is supposed to be free but so far it cost me $161. after filing several complaints and asking them if they could transfer my funds and they told me no they could not they finally sent a link to my phone but just before they sent that link I looked at transaction it said I had cashed out and I couldn't have cash out

  29. Jeremy Amos-avatar

    Downloaded app, quick setup, sent a friend $50.. She received a text message with a link, opened the link, typed in her debit card # and instantly received the funds. works great! I was using FB pay but I actually like this a lot better, plus its free.

  30. Cali-avatar

    Use it to transfer money to and from family between UK and US. It was so simple and fast to set up, works almost instantly and is completely free. Works smooth never had any problems, can't recommend this app enough.

  31. MrsSAHM Carla-avatar

    Everything was working fine til I left my wallet at home when I left out of town. I tried to transfer my money to my sister bank card but having issues and BLOCKED from my money. They want ALL my info again to verify it is me. I just need access to my account and my money...NOW! Not in another week. 👎👎

  32. Jaqueline Ponce-avatar

    Jaqueline Ponce

    2018-09-29T19:42:05.660Z

    I was thinking of downloading this app and using it but after what happened to my friend i wont you need to have customer service phone number where they can call to resolve their technical problems my friend cant log on to her own account or to take out money because it doesnt allow her to sense yesterday and she put to the resend button to change her password but never gets a code or message from you guys need to put more attention to the people who use this app if you give good customer service you will have more people using your app just saying

  33. D Burks-avatar

    It's typically instant from bank to bank and it allows me to not have to worry about the number of transfers per month. Convenient and seems safer than attaching your card to most sites.

  34. Ben Johnson-avatar

    Multiple pictures of my driver's license and face shouldn't be required to send and receive money. Way too much personal information to be sending out when plenty of other apps have the same features with less info required.

  35. Robert Pash-avatar

    Terrible app. You have to go through a long and annoying process just to change your number. and not only that but i cant withdraw any money now and its blaming my bank but really its just this app that isnt working. Completely annoyed me

  36. Johnnie Brooks-avatar

    My experience with Circle is awful. I requested my money over 8 days ago, all I get is we are working on it. This Circle mesh really hurt. It put me behind on my rent. Cause they still have not released my money. I email them and it's the same automated response. "we are working on it". So No they are not good and you cannot talk to person who can actually help you. I would not recommend circle ti any of my family nor friends, especially if they have to send more than 100 dollars. I

  37. Jacob Suters-avatar

    Pretty much got given the wrong email address given to send money to. when explaining to the customer support they pretty much said they can't do anything regarding a refund. what kind of a money transfer app has no safety net for the money transferred incase of errors made, only used it once and been a very poor experience

  38. David Stone-avatar

    One of the best apps for sending and recieving currency almost instantly. the hour or so transfer to your bankk can be a pain but the app makes up for it with a messaging service allowing you to talk to your family and friends while sending money to avoid any confusion

  39. Simon Collins-avatar

    Was working great! Suddenly it needs me to provide photo ID and selfies and freezes the account! There is no information given on how long this will take or why this is suddenly necessary!

  40. Marc Evans-avatar

    Complete joke!!! Transferred £100 in to pay for something important that needed paying at that time and it held the money once in and said my account is under review and it'll take 1-3 business days 😡 so at this moment in time I'm now £100 down!!!

  41. J Jang-avatar

    Circle was good for a while till it recently asked for my address, country off origin, and social security number. Asking way too much info for verification I will use a different application now.

  42. Grainne Power-avatar

    This app worked really way and was a much easier way to transfer and receive money from friends, but now it's asked for my ID and won't let me select what form of ID as it just freezes each time!

  43. Daniel Santiago-avatar

    Daniel Santiago

    2019-05-10T22:34:13.475Z

    I'm very disappointed on this app I cannot receive or send money. This will have you going around in circles they ask you to verify and valid address even though you have a valid address. Not worth the headache do not download this app!

  44. Julian Perez Alzueta-avatar

    Julian Perez Alzueta

    2018-09-27T21:39:08.505Z

    Really like this app. Very slick in terms of logib and money transfer. Only thing, they should fix the KYC and make it more seemless. Also, the referral code should not expire.

  45. Natalie Kirk-avatar

    I like the app but it's kind of confusing when you try to actually get the money into your bank account. The "cash out" button should pop up right when someone sends you money.

  46. Aji Khan-avatar

    Very annoyed with the verification process. I've sent in my Passport and a real time selfie imagin yesterday but "Daniel" in India is asking for me to take another selfie with my passport held next to my face. my account is frozen for 1 week with 200+ I cant cash out. really frustrating.

  47. Kiesha Osborne-avatar

    I got a new phone and downloaded the app entered all my information correctly and my account had gone up for review. Tried calling but for some reason they dont have any customer service via telephone and thats beyond me. I have no way to contact anyone personally and to sit around and wait for a computer generated email in order to access my account is unacceptable.

  48. Peter Jaško-avatar

    My only gripe is that withdrawal to debit isn't instant as advertised and the design is a little dated, not the new Material Design. Nevertheless, can't find a similar app that's better

  49. A Google user-avatar

    Great app have to say easy simole to use only down fall is it takes ages if account on hold to find out what's happening and then want photo I'd that wasn't mentioned at start linking your bank should be enough bills need paid but account still on hold

  50. joseph o toole-avatar

    it's was a very good app to use both for messaging and money transfers. as far as I know its closed now for money transfers a little surprised to see it still in the play store.

  51. Holly Brady-avatar

    Works great so far, only got stopped once for a conformation of my ID but was sorted and done with in a couple days so can't find much fault in this app it's quick and easy

  52. KK-avatar

    absolutely perfectic, stopped me from cashing out crucial funds(£75) to verify its me although I passed the verification prior signing up now i have to wait 3-5 for review, STAY AWAY FROM THIS APP not a place to keep funds in- dangerous app

  53. ž đ-avatar

    STAY AWAY from this CON-pany!!! They do constant reviews, that will tie your money up in their system for up to 5 business days. Which ruins the entire point of using this app!! 2nd rate customer service is useless!! The customer service is email only, with slow responses and minimal information, so by the time you've been helped the 5 business days are over. They respond to this post saying that they have to review periodically. Well 75% of the time is uncalled for, & NOT periodical whatsoever

  54. YC S-avatar

    Works perfectly. Fast convenient. Manual verification can take a few days if you get flagged but you shouldn't be worried if you're not doing anything shady.

  55. A Google user-avatar

    Most easy to use payments app I've come across! Process of sending and receiving money is seamless. Message / GIF functionality is a nice touch too!

  56. denise harbinson-avatar

    denise harbinson

    2019-05-17T08:27:54.269Z

    i have been locked out of my circle account for 2 days been trying to contact a circle with no reply to emails i cant reset my password as they are not sending the link to my email i cant phone them as phone number is not active on google i have money in my account and am getting no help what so ever to get it transfer to my main bank account

  57. Morgan Davis-avatar

    tells me I have money in my account when I never even used it but I have no way to access my account as I have a new number and cannot get past the sms code sign in. I do not have any kind of ID to send to them to confirm my identity. Guess that money is lost, thanks.

  58. Zeeshaan Ali-avatar

    Sent money to the app from my bank account was in there in seconds. Sent money to the person very easily. Amazing app. Highly recommend for the fastest transactions

  59. A Google user-avatar

    Needed money instantly (as this app claims is possible) for an urgent matter, ended up forced into photo and ID verification with a sneaky 1-3 business day wait to be sorted. Not so quick and instant as it claims. Wishing I used PayPal.

  60. Brandy Turner-avatar

    Awesome, super fast app. This is incredibly helpful around the office when we are ordering and picking up for each other.

  61. Scott-avatar

    Good app, you need ID to confirm who you are. Once set up, really simple, reliable app. I used it regularly I just don't need it anymore. I recommend it highly.

  62. A Google user-avatar

    I use it to receive money from survey websites. I like it better than paypal because there are no cash out fees and I always get my money sent to my bank account in seconds.

  63. Luke Garrison-avatar

    used it a single time and now my account has been 'under review' for a week with no reply from customer service despite multiple messages sent. Hope you don't depend on this app to send anything important because despite verifying my account it still screwed me.

  64. thomas webb-avatar

    Great app does what it says. Competitor for PayPal and a good one at that! Initially rocky after a recent update but all good again now.

  65. Ben Sime-avatar

    outstanding service! quick & easy to send & receive! I ran into a hiccup & the team sorted the problem before I had my morning coffee. couldn't recommend circle enough!

  66. Anthony Ferrara-avatar

    Anthony Ferrara

    2019-02-25T12:56:44.199Z

    Great and very easy app to use. Though changing your phone number could be an easier process.

  67. Maxci Puente-avatar

    Terrible!!! At first I was in love with the app. Then it closes my account with out my knowledge. This app closed my account with out allowing me to cash out my money.

  68. A Google user-avatar

    wont let me cash out i have £150 that i could do with using today circle has asked me to take pictures of passport and do face recognition as its veryfying my account really unhappy with this service as it was working when i joined a few weeks ago!!

  69. Anna Krantz-avatar

    People use these apps in order to get their money fast!! for me to have to wait 5 days for them to verify my account is absolutely ridiculous, and it's not the first time!!! now its Friday so i have to wait till the next business day! once i receive this money sent, I wont be using this app

  70. SphYkon-avatar

    And absolute life saver. Able to send, request and top up money at will. Made my life alot easier. You don't have to wat days for your bank to transfer the money 👍.

  71. ShockedOldDad truman-avatar

    ShockedOldDad truman

    2018-12-22T16:54:13.297Z

    nonfunctional if you forget your password, including attempts to create fresh account. have to change your phone number.

  72. Michelle Teague-avatar

    Michelle Teague

    2019-01-24T13:40:50.782Z

    Very useful and it's easy to send and receive money without waiting a few days for the bank to transfer it to another account. it has helped me tremendously

  73. nicole pruitt-avatar

    this is one of the easiest and fastest cash transfer app. with no hidden fees. i love this app.

  74. A Google user-avatar

    extremely easy to use and love that the money can be immediately transferred to your bank account without any fees.

  75. A Google user-avatar

    Great money transfer app, with zero fees. It makes transferring money between friends really easy.

  76. Chris Byrne-avatar

    excellent, easy to use user friendly efficient app. use for our local grassroots non profit football club for subs. Can't recommend enough

  77. Alicia Lynch-avatar

    So sad their closing down, I really enjoyed this app being handy sending money between my accounts instantly without having to wait days. Thanks Circle!

  78. Heather Rodrigues-avatar

    Heather Rodrigues

    2019-09-07T04:18:02.162Z

    NO STARS IF POSSIBLE I WOULD!!!! This WAS my go to account & had my money in there like my free savings. Was grateful for it MAJOR ISSUE I GOT A NEW NUMBER & HOLY COW IT WAS NOT EASY TO GET MY ALMOST $1,000!!!! I DID GET IT BUT WAY TOO LATE & IT LEFT ME & MY LITTLES OUT ON THE STREET BECAUSE I COULD NOT PAY MY RENT! So when they decided to shut down I honestly could care less! BUT I DID REACH OUT TO EVERYONE I KNEW TO WARN THEM & TELL MY HORROR NIGHTMARE. IT SET MY WHOLE LIFE BACK & UNFORGETTABLE

  79. A Google user-avatar

    Best app for sending and receiving money! Easy to use and the option to message and send gifs is awesome and makes it so fun!!

  80. A Google user-avatar

    It's amazing sending and cashing out is fast and easy. Thank you!!!

  81. Web Freeby-avatar

    wonderful app. easy payment. such a shame its closing down. now i have to find an alternative.

  82. Ricardo Bustillos-avatar

    Ricardo Bustillos

    2019-06-16T02:10:17.522Z

    literally unusable if you dont have an account. you're only 2 options are yo sign in with FB which never works or sign in with email to existing account. no where do I see a creat account.... lol genius job on forgetting that one. idiots....

  83. Monica Luna-avatar

    I think it would be better if it didnt take so long to put the money into ur card. But other than that it gets it done.very happy with it

  84. Nivedita Rahul-avatar

    Very easy and fast to transfer money... the received money is available in the bank immediately after cash out

  85. Tye Sarj-avatar

    love this app had problem once messaged circle they helped loads only thing i didnt do was link my mobile number did that got my code and money went straight into my bank i find this ever so easy than using bankinh app to transfer money especially when playing raffles lol

  86. A Google user-avatar

    Simple, easy, efficient way to transfer money, would definitely recommend to friends.

  87. max powers-avatar

    Just updated, still sucks, been trying to use this app for a year, wont verify cards, wont let you close account, uneusable.

  88. A Google user-avatar

    this is a wonderful app. thank you for making it. it's easy for me to send and receive cash between our family.

  89. Rebecca Dykas-avatar

    Love it! Easy to send and receive. Easy to transfer to bank account.

  90. Willa Williams-avatar

    I love it! This app save me a lot of less worries sending money to my family and friends.

  91. Leslie PATTERSON-avatar

    Leslie PATTERSON

    2018-09-13T20:45:10.920Z

    The ability to delete or archive transaction history would be useful.

  92. Tim Hoover-avatar

    I've used this app for 4 years now,and I straight up love it 100% super easy to use,and super fast on cashing out

  93. jenny Wakefield-avatar

    jenny Wakefield

    2018-11-27T20:52:29.577Z

    Been using it with no problems for almost a year now. And now today when I need to cash out the most my account is suddenly under review and holding my cash

  94. broheim-avatar

    Buggy and unscrupulous. forces web cam or phone cam to take "selfie" for id. website applet doesnt work and i get communication error trying app. support ignored my question with insulting auto reply feigned as personal response. Use another service!

  95. Bizzy Ketto-avatar

    had an issue and was extremely annoyed but once the issue was pinpointed it was fixed quickly and easily no hassle

  96. Aimee Evans-avatar

    tried to withdraw 3 times today and all 3 transactions have failed .. never had an issue before I've tried to transfer to 2 different accounts too

  97. Mr. End Times-avatar

    This service has allowed me to transfer money to my bank without the hassle of going to a ATM or go inside of my bank. it's quick its easy, and i can do it from anywhere in the country.

  98. A Google user-avatar

    I love this app, it provides quick easy, and efficient service for FREE!

  99. Hila Trevino-avatar

    super easy and convenient way to send or receive money fast!

  100. A Google user-avatar

    its easy to use and send cash, however i dont like tge fact it takes 4 days or so to cash out to your bank account, I think that is way to long.