Chime - Mobile Banking APK

Version 5.18.0 - com.onedebit.chime
Last updated: Sat, 28 Nov 2020 5:46:44 UTC
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Banking with no hidden fees, fee-free overdraft, and early direct deposit.

Chime - Mobile Banking apk

APP Information

Download Version 5.18.0 (224)
Apk Size33.54 MB
App Developer1debit, Inc.
Malware CheckTRUSTED
Install on Android5.0 and up
App Packagecom.onedebit.chime.apk
MD581bae155ffc8b07c77cb1a0361eb0942
Rate4.2
Website http://chimebank.com/

Download Chime - Mobile Banking 5.18.0 APK

App Description

Chime - Mobile Banking is onedebit,chime,finance, content rating is Everyone (PEGI-3). This app is rated 4.2 by 5 users who are using this app. To know more about the company/developer, visit 1debit, Inc. website who developed it. com.onedebit.chime.apk apps can be downloaded and installed on Android 5.0 and higher Android devices. The Latest Version of 5.18.0 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than APK Mirror. This app APK has been downloaded 32861+ times on store. You can also download com.onedebit.chime APK and run it with the popular Android Emulators.

Chime is one of the fastest-growing bank accounts in the U.S. Stop paying unnecessary bank fees, get your paycheck 2 days early* with direct deposit, save money automatically, and manage your finances from anywhere using the Chime mobile banking app. 

When you bank with Chime, you get a Visa? Debit Card, a Spending Account, and an optional Savings Account to help you save money. Signing up is free and takes less than 2 minutes. Welcome to a better way to bank. 

Its a bank account and debit card built for the digital age. - TechCrunch 

Best alternative bank [account]. Unlike other savings apps, Chime doesnt just want to help save you money  it wants to be your new bank [account]. - Nerdwallet 

Heres what our members love most about Chime: 
"?Get your paycheck up to 2 days early with direct deposit*
"?No unnecessary fees (no service fees, no foreign transaction fees)
"?Over 38,000 fee-free Moneypass ATMs
"?No minimum balance requirements
"?No overdraft
"?Real time transaction notifications
"?Daily balance alerts
"?Block your card instantly in-app
"?Grow your savings automatically with our Savings Account
"?Send money to family & friends instantly with Pay Friends
"?Deposit checks using Mobile Check Deposit
"?Google Pay and Samsung Pay for when you forget your wallet
"?Move money between your other bank accounts
"?EMV chip card security
"?Friendly and responsive customer support

With the Chime mobile banking app, you can stay in control of your money. Track your spending, link your other bank accounts, and save money. 

How to switch banks: 
"?Step 1: Open Your Account: Download the app and sign up. Once approved, well send you your Chime card within two weeks!
"?Step 2: Fund Your Account: Set up direct deposit with your employer to have funds deposited to your Chime account every payday. You can also connect other bank accounts and transfer funds from your existing bank account.
"?Step 3: Update Bill Payments: Activate your card when it arrives, add it to Google Pay or Samsung Pay, and then set up recurring bill payments with your Chime card number or with your Chime account and routing numbers.

Opening a Chime bank account wont impact your credit score. (For more information please visit www.chimebank.com.

Note: Continued use of GPS running in the background can dramatically decrease battery life.

Banking Services provided by The Bancorp Bank, Member FDIC. The Chime Visa? Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted.

* Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payers support of the feature and timing of payers funding. 

App ChangeLog

  • - Deposit checks without needing to write "For deposit at Chime only" on them πŸ’°
  • - Improved instructions for transferring money between your Chime accounts πŸ’±
  • - Plus lots of other bug fixes πŸ›

App Screens

Chime - Mobile Banking App Screen 1Chime - Mobile Banking App Screen 2Chime - Mobile Banking App Screen 3Chime - Mobile Banking App Screen 4Chime - Mobile Banking App Screen 5Chime - Mobile Banking App Screen 6Chime - Mobile Banking App Screen 7Chime - Mobile Banking App Screen 8

81BAE155FFC8B07C77CB1A0361EB0942

Apk scan results


Apk Scaned By TotalVirus Antivirus,com.onedebit.chime.apk Was Pure And Safe.

Scan Stats:confirmed-timeout:0|failure:0|harmless:0|malicious:0|suspicious:0|timeout:2|type-unsupported:9|undetected:63|
Name:81BAE155FFC8B07C77CB1A0361EB0942
SHA-1:17c621b8c76b069ab97fa79d1ccd678a624c66a2
SHA-256:2a00c632274d2333853d269bb76a7c4cd7f3f84eb7cd8ef3196addc388f5496a
SSDEEP:786432:ltEpV4qwEpgUMrB4trdFwS3vVVx/pMVzK8LS+/DUZ9uAMkz4OtkdJ:ltEr4qwog4d/vfx/pSzH/G95FzQ
File type:Android
Magic:Zip archive data
File size:35172035
Uncompressed Size:71115643
Contained Files	:1608
Contained Files By Type:MF:1,RSA:1,SF:1,dex:2,pdf:1,png:486,sh:1,so:34,ttf:24,xml:131,

Permissions

requires following permissions on your android device.

android.permission.ACCESS_COARSE_LOCATION
android.permission.ACCESS_FINE_LOCATION
android.permission.ACCESS_NETWORK_STATE
android.permission.ACCESS_WIFI_STATE
android.permission.CAMERA
android.permission.INTERNET
android.permission.READ_CONTACTS
android.permission.READ_EXTERNAL_STORAGE
android.permission.READ_PROFILE
android.permission.USE_FINGERPRINT
android.permission.VIBRATE
android.permission.WRITE_EXTERNAL_STORAGE
com.android.vending.CHECK_LICENSE
com.google.android.c2dm.permission.RECEIVE
com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
android.hardware.camera
android.hardware.camera.autofocus
android.hardware.faketouch
android.hardware.location
android.hardware.screen.portrait
android.hardware.wifi
approximate location (network-based)
Allows the app to get your approximate location. This location is derived by location services using network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine approximately where you are.

precise location (GPS and network-based)
Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power.

view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

view Wi-Fi connections
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

read your contacts
Allows the app to read data about your contacts stored on your phone, including the frequency with which you've called, emailed, or communicated in other ways with specific individuals. This permission allows apps to save your contact data, and malicious apps may share contact data without your knowledge.

read the contents of your SD card
Allows the app to read the contents of your SD card.

read your own contact card
Allows the app to read personal profile information stored on your device, such as your name and contact information. This means the app can identify you and may send your profile information to others.

control vibration
Allows the app to control the vibrator.

modify or delete the contents of your SD card
Allows the app to write to the SD card.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.

Certificate

Certificate Issuer:C:US, CN:onedebit, O:onedebit, OU:onedebit
Certificate Subject:C:US, CN:onedebit, O:onedebit, OU:onedebit

Activities

com.onedebit.chime.MainActivity
com.reactnativenavigation.controllers.NavigationActivity
com.facebook.react.devsupport.DevSettingsActivity
com.yalantis.ucrop.UCropActivity
com.urbanairship.reactnative.CustomMessageCenterActivity
com.urbanairship.reactnative.CustomMessageActivity
com.urbanairship.reactnative.CustomLandingPageActivity
com.google.android.gms.common.api.GoogleApiActivity
com.google.android.gms.ads.AdActivity
com.urbanairship.iam.html.HtmlActivity
com.urbanairship.iam.fullscreen.FullScreenActivity
com.urbanairship.iam.modal.ModalActivity
com.urbanairship.CoreActivity
com.urbanairship.messagecenter.MessageActivity
com.urbanairship.messagecenter.MessageCenterActivity
com.urbanairship.util.HelperActivity
com.urbanairship.google.PlayServicesErrorActivity
com.urbanairship.actions.RateAppActivity
com.urbanairship.ChannelCaptureActivity

Providers

com.facebook.react.modules.blob.BlobProvider
com.onedebit.chime.ChimeFileProvider
android.support.v4.content.FileProvider
com.reactnativecommunity.webview.RNCWebViewFileProvider
com.google.firebase.provider.FirebaseInitProvider
com.urbanairship.UrbanAirshipProvider

Services

com.onedebit.chime.NotificationJobService
com.onedebit.chime.widget.WidgetUpdater
com.onedebit.chime.widget.TodayWidgetRemoteViewsService
com.mapbox.services.android.telemetry.service.TelemetryService
com.urbanairship.push.fcm.AirshipFirebaseMessagingService
com.urbanairship.push.fcm.AirshipFirebaseInstanceIdService
com.google.firebase.messaging.FirebaseMessagingService
com.google.firebase.components.ComponentDiscoveryService
com.google.android.gms.measurement.AppMeasurementService
com.google.android.gms.measurement.AppMeasurementJobService
com.google.firebase.iid.FirebaseInstanceIdService
com.mapzen.android.lost.internal.FusedLocationProviderService
com.mapzen.android.lost.internal.GeofencingIntentService
com.mapzen.android.lost.internal.DwellIntentService
com.urbanairship.job.AirshipService
com.urbanairship.actions.ActionService
com.urbanairship.location.LocationService
com.urbanairship.push.PushService
com.urbanairship.job.AndroidJobService

Receivers

com.onedebit.chime.NotificationReceiver
com.appsflyer.SingleInstallBroadcastReceiver
com.onedebit.chime.widget.TodayWidget
com.urbanairship.reactnative.ReactAirshipReceiver
com.google.android.gms.measurement.AppMeasurementReceiver
com.google.android.gms.measurement.AppMeasurementInstallReferrerReceiver
com.google.firebase.iid.FirebaseInstanceIdReceiver
com.urbanairship.CoreReceiver

Interesting Strings

http://
http://cipa.jp/exif/1.0/
http://iptc.org/std/Iptc4xmpCore/1.0/xmlns/
http://iptc.org/std/Iptc4xmpExt/2008-02-29/
http://javax.xml.XMLConstants/feature/secure-processing
http://ns.adobe.com/DICOM/
http://ns.adobe.com/StockPhoto/1.0/
http://ns.adobe.com/TransformXMP/
http://ns.adobe.com/album/1.0/
http://ns.adobe.com/asf/1.0/
http://ns.adobe.com/bwf/bext/1.0/
http://ns.adobe.com/camera-raw-settings/1.0/
http://ns.adobe.com/creatorAtom/1.0/
http://ns.adobe.com/exif/1.0/
http://ns.adobe.com/exif/1.0/aux/
http://ns.adobe.com/iX/1.0/
http://ns.adobe.com/jp2k/1.0/
http://ns.adobe.com/jpeg/1.0/
http://ns.adobe.com/pdf/1.3/
http://ns.adobe.com/pdfx/1.3/
http://ns.adobe.com/photoshop/1.0/
http://ns.adobe.com/png/1.0/
http://ns.adobe.com/riff/info/
http://ns.adobe.com/swf/1.0/
http://ns.adobe.com/tiff/1.0/
http://ns.adobe.com/xap/1.0/
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http://ns.adobe.com/xap/1.0/bj/
http://ns.adobe.com/xap/1.0/g/
http://ns.adobe.com/xap/1.0/g/img/
http://ns.adobe.com/xap/1.0/mm/
http://ns.adobe.com/xap/1.0/rights/
http://ns.adobe.com/xap/1.0/sType/Dimensions#
http://ns.adobe.com/xap/1.0/sType/Font#
http://ns.adobe.com/xap/1.0/sType/Job#
http://ns.adobe.com/xap/1.0/sType/ManifestItem#
http://ns.adobe.com/xap/1.0/sType/ResourceEvent#
http://ns.adobe.com/xap/1.0/sType/ResourceRef#
http://ns.adobe.com/xap/1.0/sType/Version#
http://ns.adobe.com/xap/1.0/t/
http://ns.adobe.com/xap/1.0/t/pg/
http://ns.adobe.com/xmp/1.0/DynamicMedia/
http://ns.adobe.com/xmp/1.0/Script/
http://ns.adobe.com/xmp/Identifier/qual/1.0/
http://ns.adobe.com/xmp/note/
http://ns.adobe.com/xmp/transient/1.0/
http://ns.adobe.com/xmp/wav/1.0/
http://ns.useplus.org/ldf/xmp/1.0/
http://purl.org/dc/1.1/
http://purl.org/dc/elements/1.1/
http://schemas.android.com/apk/res/android
http://www.aiim.org/pdfa/ns/extension/
http://www.aiim.org/pdfa/ns/field#
http://www.aiim.org/pdfa/ns/id/
http://www.aiim.org/pdfa/ns/property#
http://www.aiim.org/pdfa/ns/schema#
http://www.aiim.org/pdfa/ns/type#
http://www.android.com/
http://www.example.com
http://www.google.com
http://www.npes.org/pdfx/ns/id/
http://www.w3.org/1999/02/22-rdf-syntax-ns#
http://www.w3.org/XML/1998/namespace
https://
https://%s/%s
https://%sapi.%s/install_data/v3/
https://%sapp.%s
https://%sattr.%s/api/v
https://%sevents.%s/api/v
https://%simpression.%s
https://%smonitorsdk.%s/remote-debug?app_id=
https://%sonelink.%s/shortlink-sdk/v1
https://%sregister.%s/api/v
https://%sstats.%s/stats
https://%st.%s/api/v
https://app-measurement.com/a
https://b2-us.simility.com/b
https://bugsnag.com
https://client.chimebank.com/
https://csi.gstatic.com/csi
https://events.mapbox.cn
https://events.mapbox.com
https://github.com/bugsnag/bugsnag-react-native
https://googleads.g.doubleclick.net/mads/static/mad/sdk/native/mraid/v2/mraid_app_banner.js
https://googleads.g.doubleclick.net/mads/static/mad/sdk/native/mraid/v2/mraid_app_expanded_banner.js
https://googleads.g.doubleclick.net/mads/static/mad/sdk/native/mraid/v2/mraid_app_interstitial.js
https://googleads.g.doubleclick.net/mads/static/mad/sdk/native/native_ads.html
https://googleads.g.doubleclick.net/mads/static/mad/sdk/native/production/native_ads.js
https://googleads.g.doubleclick.net/mads/static/mad/sdk/native/production/sdk-core-v40-impl.js
https://googleads.g.doubleclick.net/mads/static/mad/sdk/native/sdk-core-v40.html
https://imasdk.googleapis.com/admob/sdkloader/native_video.html
https://notify.bugsnag.com
https://pagead2.googlesyndication.com/pagead/gen_204
https://pagead2.googlesyndication.com/pagead/gen_204?id=gmob-apps
https://pinterest.com/pin/create/button/?url={url}&media=$media&description={message}
https://plus.google.com/
https://plus.google.com/share?url={url}
https://sessions.bugsnag.com
https://stage.chimebank.com/
https://support.google.com/dfp_premium/answer/7160685#push

Older Versions

More Android Apps to Consider

Google Play Reviews

  1. Shea' Kiera Smith-avatar

    Shea' Kiera Smith

    2020-10-10T21:04:30.653Z

    Just recently got it and finally putting it to use. Convenient, reliable, easy to use, and self explanatory. Very secured. I was iffy on getting it at first, until I took 2 hours to read and research the app and clarified how strong their security control was on lockdown. So, I love the app and I highly, highly recommend on getting this wonderful, easy to use mobile banking app. You're missing out a lot if you don't download it. Hope you choose wisely, peace, love, & happiness y'all ❀️

  2. Kaitlynn Urick-avatar

    Kaitlynn Urick

    2020-10-10T19:52:33.150Z

    apk I'm happy with chime. I originally signed up because I was broke with no money waiting on my first check to come in. I called around banks and they all wanted this crazy deposit to open an account. Also another thing I was couch hopping and didn't have the proof of address the banks needed from me. Then I found chime. Only thing I hate is that the camera will not focus when taking a pic of the back of the checks. It takes a long time to get a good picture that isn't blurry.

  3. Meghan Schweitzer-avatar

    Meghan Schweitzer

    2020-10-10T18:07:13.415Z

    chime mobile banking login I'm giving Chime 4 stars. I love the spot me feature, not being charged over draft fees, transferring money is easy, not having to keep a minimum balance, and being able to deposit checks. What I dislike is having to pay a fee to deposit cash into my account. I wish I was able to deposit cash at an atm.

  4. Peter Okello-avatar

    Peter Okello

    2020-10-09T03:30:46.853Z

    chime mobile banking reviews This app has one of the best user experiences, not only for a finance app but any android app on the play store. The features are fantastic. It's easy to tell that the user experience is front and center of their design. I'm happy I ran into the app as I organically was looking for an online bank with no fees and ease to use

  5. Matthew McDonald-avatar

    Matthew McDonald

    2020-10-12T00:11:48.745Z

    chime mobile banking apk download I was so happy with this bank account. I even got signed up with their credit builder account and things were going great. Then all of a sudden one day it says my account has been frozen. For literally no reason they froze my account and took over $2,000 from me. I have a personal business and make cash deposits and they said the cash deposits were too large (all were under $1000) I provided documentation and they still won't give me my money.

  6. Ana Bautista-avatar

    Ana Bautista

    2020-09-25T10:20:30.856Z

    chime mobile banking customer service number Its been months now and I love Chime! Their new credit builder program is genius. In just 1 month there's a noticeable difference in my score. Not having a card for 3 weeks was a blessing in disguise (I sign up almost 3 weeks ago and I'm still waiting for the debit card. I had to order a replacement to a different address and I feel they asked for to much to change mailing info. I guess the only good thing is that now I have 2 checks in my account that I cant touch until i get my debit card.)

  7. Libra Baby-avatar

    Libra Baby

    2020-09-29T18:35:01.292Z

    chime mobile banking customer service The only thing I don't like is that if you transfer money out of another account to your chime account, It takes FOREVER! to process!! I've been waiting days for money to transfer from the same damn bank! Smfh DON'T TRANSFER MONEY TO YOUR CHIME ACCOUNT, YOU'RE BE WAITING FOR IT FOR DAYS!!! And the direct deposit takes FOREVER AS WELL! TO POST TO YOUR ACCOUNT

  8. Angie Ro-avatar

    Angie Ro

    2020-09-26T19:36:08.150Z

    chime mobile banking apkpure I've had a good month to make sure and I love it! I don't have a single complaint.. One suggestion though... I would love to have the option to hide the savings account amount that's rounded up from my change. Just to have it in the background on a separate page would be great. A savings usually stays in savings longer if I don't see it.

  9. Kaze Taplin-avatar

    Kaze Taplin

    2020-10-07T13:06:54.734Z

    chime mobile banking stock Honestly it's been alright so far they should stop saying they let you overdraft 100 dollars. They have a system called spot me so that's how it works and you build it over time. Starting as at 20 building up. Otherwise it's a great way to keep up your with your budget and seemingly pretty safe.

  10. DeAnn Trotter-avatar

    DeAnn Trotter

    2020-10-10T14:10:23.226Z

    chime mobile banking sign up I really like chime. I love no fees and being able to get my money as soon as they get it. My other account with a traditional bank will hold my money. The only problems that I have with chime are that you cant make a deposit like with my traditional bank and the overdraft is only $45.00 and not 100 dollars like they advertized. And also the overdraft does not cover ach withdrawals but im still glad there are no fees.

  11. kimona williams-avatar

    kimona williams

    2020-10-08T12:37:06.720Z

    I don't like getting charged to load money on my card star plus it has issues with getting hacked/fraud charges. Spot me is a cool feature though but they will take that feature back in a minute if your deposits aren't to their liking . I Still haven't forgotten when their system had issues and I couldn't get money or make purchases, no roundups. I'm trying to figure how to close my account and get my money in my account. Yeah you do get paid 1-2 days early.

  12. Fawn Stamey-avatar

    Fawn Stamey

    2020-10-01T12:49:07.705Z

    I've been using chime now for about a year and a half. I love it. No hidden fees. No overdraft. Let's me go $100 over and its optional to pay them for it. Most times I do but if im low that week I dont have to. Love it. No complaints at all. Just started the credit builder. So I'm anxious to see how that works!

  13. Casey Albanito-avatar

    Casey Albanito

    2020-09-24T14:02:30.991Z

    I've never had an easier time with a banking app than I've had with Chime. Everything is clear, concise, and user friendly. Not to mention the stellar service. You can use a temporary card for purchases while you wait for your new card to come in, they give you a breakdown of your balance every day, and they make saving easy with automatic transfers or rounding up. I had a more difficult time closing my old bank account to switch to Chime than I had creating my new account. Never going back!

  14. Jason Holley-avatar

    Jason Holley

    2020-09-25T00:34:05.597Z

    Annoying To Use. Each time I attempt to log in using my fingerprint it says Oops! and I have to enter my email and password, which defeats the purpose of the the fingerprint option. I then have to enter and reenter a four digit PIN each time I log in. It then kicks me out of the app and I have to do it all over again just to check my balance. This happens each time I open the app. I've never had so much trouble logging into an app before and it is major annoyance.

  15. BRangerBot-avatar

    BRangerBot

    2020-10-02T14:14:48.811Z

    It's the best literally. No issues in the almost 3 years I've had this card. I was skeptical about it at first but then all my worries went away when I got my first paycheck on Wednesday instead of Friday. They don't take days to take a payment out of my account their no fee over draft is definitely a lifesaver. I hope they continue to be great because the minute they start acting like wellsfargo I'm out.

  16. Robert Morgenstern-avatar

    Robert Morgenstern

    2020-10-06T13:37:44.327Z

    In less than a month, the account stopped external transfer to my broker, ceased to allow me to transfer funds to an external bank from the Chime app, and best of all now is locked from moving funds from Savings to Spending account. If there were a negative star option I would give it. The phone reps are terribly uneducated about basic bank terminology such as accrued interest. DO NOT BE FOOLED BY A PRETTY UI, KEEP YOUR FUNDS AWAY FROM THIS GARBAGE OF A SO CALLED BANK.

  17. Jessica Cho-avatar

    Jessica Cho

    2020-10-08T02:49:40.822Z

    Chime is amazing, I love it. The only reason why I rated it a 4 star instead of a 5 star is because you cannot deposit money into the account at an atm, you can only withdraw which is a little inconvenient. That is why I still have my Chase account open. If I could deposit money into my Chime account at the ATM then I'd cancel my Chase card and solely use Chime.

  18. Charity Moore-avatar

    Charity Moore

    2020-10-08T16:58:13.990Z

    If you are looking for a place to put your direct deposit and to just store money it's fine. However, other than that I have not successfully deposited a mobile check. These are not personal checks either, for example one was from my insurance company.. They say the feature is available but they will always kick it out. I have this account as my personal account but If I have to always cash checks in the family account or transfer money I will just find a different bank.

  19. Pierre Ward-avatar

    Pierre Ward

    2020-10-10T01:11:04.923Z

    One of the best banking apps I have ever came across. If you like to have your money secured without worries and be able to not have to pay for monthly fees, with also being able to overdraft and only pay back what you used with no interest. Plus when you invite someone to join Chime with you and they get a direct deposit of 500$ or more dollars you get 50$ just for them joining with direct deposit!!! You can't net it! Everyone needs a Chime Acct.

  20. Brian T.-avatar

    Brian T.

    2020-10-09T13:31:54.386Z

    Aside from not paying a single fee for any ATM withdraws or transfers, this bank card isn't just some prepaid card, its a real banking experience and not just that, Chime also being considered as a real bank institution inside most of online banking industry and all those banking apps, you will not find same experience with any other prepaid cards since they all considered as prepaid banks and will not be working with any of the banking related apps or institutions online. Chime rules!!!

  21. Samuel Mason-Pollard-avatar

    Samuel Mason-Pollard

    2020-09-27T02:25:17.489Z

    No hassle. I get my direct deposit early. Replacement cards are shipped in a timely fashion even during COVID19. I can manage my card and account easily from the app or online and when you replace a card you immediately receive a digital temporary card that can be used for google pay, apple pay, samsung pay and tap pay. Replacement cards are always Free! There are countless convenient locations to withdrawl from the atm for free and no overdraft fees so Perfect! KUDOS CHIME!⭐⭐⭐⭐⭐

  22. Rian Frailey-avatar

    Rian Frailey

    2020-09-25T01:15:11.300Z

    After hopping from one bank to the next, for several years. Chime has been the best decision I've ever made. Never once has a random fee shown up on any of my accounts. I've got 3 with chime now, credit, checking and savings. Chime has made it possible for me to save money. Every time I get paid. They've even reimbursed atm fees, charged due to my oversight, of it being outside of network. They did this with out me even asking. I recommend this bank to everyone!! I'm finally happy with my bank.

  23. Annie Wilson-avatar

    Annie Wilson

    2020-10-09T02:49:02.514Z

    I was just reading some of the reviews on here and have to say, i totally disagree with the negative ones. My direct deposit goes on WAY before any of my co-workers do, i love the option to save, the credit builder option is gangster and i can overdraft my account and not get charged out the u know what for it, what?!?! I have recommended it to a lot of people (which u get $50 bucks for doing if they sign up and get direct deposit) and they all love it too!

  24. Leanna B-avatar

    Leanna B

    2020-10-10T17:22:41.733Z

    I absolutely love chime, I have only had to call for one dispute and they were on it like white on rice. I use to be a chase bank member but I will never leave chime! Easy. And the referral program is amazing! Got my BF signed but and deposit ready and we both got $50! All in all absolutely recommend chime bank! Cant wait for the future works for this bank company. πŸ’š

  25. Michelle Harvell-avatar

    Michelle Harvell

    2020-10-09T12:38:17.400Z

    I absolutely love it! I've been using Chime for 2 years now and it's like clockwork..Get paid 2 days faster...always able to get help by text or phone if needed! Better than traditional banks. No fees! If I add money I go to Walgreens and use green dot. I am hoping they start the photo checks though...

  26. Johnathan Kamuda-avatar

    Johnathan Kamuda

    2020-09-25T20:22:56.276Z

    Great no frills no fee banking. Just accounts. Checking, savings, and their credit builder account which is a secure credit card essentially with no obligation for deposit which is amazing. I'm pretty sure they have a few other great features too that I may not use, I know you can send money and pay bills and things like that and also receive direct deposit early and the best feature is the spot me feature where they give you free overdraft to a certain amount. Love Chime!

  27. MrJCena-avatar

    MrJCena

    2020-09-27T00:25:17.355Z

    I can't even sign up for it because it won't focus to take a picture of my ID. Chime sends you some link to a website to take a picture and whatever software they use on that page will not at all let my camera autofocus. With this being a mobile based banking app you would thing that minor things like allowing your camera to focus would have been thought up, apparently not and it makes me wonder what else may be broken. Maybe there is another way to submit it, until then it's 1 star.

  28. Shawn Harden-avatar

    Shawn Harden

    2020-09-28T18:12:57.730Z

    Overall fantastic as it pertains to usability and ease for the customer. There are some great benefits to being a chime member. Should chime ever decide to become fee--free, like many of their modern day counterparts, then I would have to call them, "pretty much the best bank choice out there. Period." Refund Out of network atm fees. Axos and Venmo do. And I don't want an excuse as to WHY they can and you can't. Figure out what you need to do to MAKE that happen.

  29. Aaron Gallegos-avatar

    Aaron Gallegos

    2020-09-28T23:56:05.570Z

    One of the best checking accounts i have opened in the last 5 years. Even though it is online banking only, they still offer most of convenient options of a traditional bank. You get timely alerts regarding transactions, deposits and if your balance is low and need to use spot me which is a great tool by Chime and it covers your overdrafts up to $100 at no extra charge or fee. No problems to address so far.

  30. Haley Sterling-avatar

    Haley Sterling

    2020-10-02T12:07:17.137Z

    I've only had chime for about a month but I really like it so far! I get my paycheck a little early which is awesome! And I can send money to my friends who also have chime with no fee and its in the account almost instantly! I can find ATMs around me and there's a few different features on the app I haven't tried yet,Such as the savings and spot me but everything seems pretty great! All I need and more!

  31. Zanetta May-avatar

    Zanetta May

    2020-09-21T23:02:52.959Z

    I initially began using this app because of all the positive things that I have heard about it such as no hidden fees, and no fees to hold the account open. However I rate this app a one star because I find it to be one of fine tiny writing. It would seem easier to receive money from friends, (though I'm basing that off of prior reviews) then it would be to receive money from my own linked account which took 3 to 5 business days just to verify. Account transfer not so timely either.

  32. X1BROOKLYN3X-avatar

    X1BROOKLYN3X

    2020-09-25T00:34:07.110Z

    So far so good. Direct deposit of 500 or more allows you to get "spot me" of 20 bucks and can go higher the more you use it and pay it back. Also with the direct deposit I was able to get a credit card, I put money on the card and only spend that amount and every month chime tells the credit bureau how good I'm doing. Now I can finally start building my credit after being denied for credit cards my while life! Thank you CHIME!

  33. Superior chief TM-avatar

    Superior chief TM

    2020-10-09T02:33:48.397Z

    This app is ass!!! When I try to set up my account I went through the motions of putting my personal information through the system all to find out at the end that apparently I'm not qualified to even have an account, now I'm trying to start the process all over again but I can't get past putting in my email. I'M LITERALY LOCK OUT OF THE SYSTEM AFTER PUTTING IN MY PERSONAL INFOMATION!!!!!!!!!!!!!! MAY THIS APP BURN IN HELLLLL!!!!!!!!!!!!!!!!!!!!!

  34. Olyvia Chairez-avatar

    Olyvia Chairez

    2020-10-08T17:49:55.462Z

    I love my chime card! The round up savings feature is amazing! I also love that you can save $50 automatically on your paychecks over $500. Its really helping me to keep some money in my pocket. Its also really great that you AND a friend can earn $50 each just by them signing up with chime through you.

  35. Arnoldo Ferreira-avatar

    Arnoldo Ferreira

    2020-10-10T22:29:01.526Z

    While it's an inconvenience that there are no branches to make deposits I understand why they do it, no brick and mortar buildings to upkeep or rent, no employees at said buildings therefore less overhead and administration expenses. AND it's difficult to get money or a new card right away (as I learned a couple of weeks ago when my wallet got stolen) but I got a new card with in 2 business days. I reported it lost on Saturday and got a new one on Tuesday via express mail without any charges.

  36. CLVR-avatar

    CLVR

    2020-10-03T03:55:16.137Z

    This is by far my favorite go to for my direct deposit. I have been using chime for almost 3 years, and I've never had a problem. There customer service was not the best the last time I called them 2 years ago, but that shows how little I need them. UPDATE: They never sent me my replacement chime card after the chip fell out of the cheap plastic. After 7 monthes I called a quits and deleted my account.

  37. Sebastian Felix-avatar

    Sebastian Felix

    2020-09-28T12:34:55.156Z

    The app functions as intended with no real hiccups/bugs to speak of in my experience. Convenient and makes good attempts at being secure. Getting my hands on cash is kind of a pain in my exact area, but that seems to be more of a edge case based on the particulars of my area. Wouldn't be worth mentioning if not for other particularities requiring that I have cash on hand at times. Good app, good bank.

  38. Saikia2-avatar

    Saikia2

    2020-10-03T17:49:49.970Z

    This started off as a great idea especially if you like getting paid early! Learned the hard way it's not worth it. I got my account hacked twice through chime this has never happened when I was banking with CHASE. The 2nd time around the hacker took all the money out of my account leaving with 2 cent in my checking and 0 in my savings. I'm currently still waiting for this issue to be resolved will keep y'all updated πŸ˜’

  39. Tonya Gann-avatar

    Tonya Gann

    2020-10-03T09:29:54.915Z

    I love my Chime card. I don't like traditional banks. I don't trust them. Traditional banks make their money from fees, but Chime doesn't charge you a bunch of fees no overdraft fees but they offer Free overdraft protection if you have direct deposit. I LOVE THIS CARD!!!! The best part... if you refer a friend and they sign up for direct deposit you get 50 bucks and so do they. The bad part of this card is you might have to pay a atm fee but who wants to go to an atm get cash back FREE.

  40. Tim Staker-avatar

    Tim Staker

    2020-10-08T17:32:11.820Z

    Horrible customer service. Just wanted to update my email address because of complications with Google pay. Did as the agent instructed transfer to another agent after 20 minutes to be told I have to wait for support. 1/3 agent informed me that Google pay cannot be used until a physical debit card has come in the mail. Seems like nobody communicates in that company! I actually didn't even want to give them one star because of how ridiculous they are!

  41. Bianca Underwood-avatar

    Bianca Underwood

    2020-10-12T04:09:37.393Z

    Easy to use. I love the features and settings. You can have real time balance everytime you spend, spot me if you over draft, round up to help you save and I'm loving my new credit builder card. Checking, savings, and credit all in one app. Highly recommend for a or pre paid debit card

  42. Alina Schuber-avatar

    Alina Schuber

    2020-10-09T02:00:40.261Z

    I hear great things for my friends who have access to their chime account. Unfortunately with numerous attempts trying to update my phone#/email I made when I made my chime account unfortunately no prevail. I don't know how many emails I sent with my driver's license and updated information and yet nothing has changed. I hear great things about chime in itself but as far as customer service not so helpful.

  43. Corey Colenburg-avatar

    Corey Colenburg

    2020-09-18T06:22:38.549Z

    Great banking.. Always adding new features plus a credit builder is A+ .. If I need help the robot is not up to par.. doesn't respond well to certain issues. So I gave this app 4 stars but they do have a number to call if u are really having a major issue. I will give them 5 stars when the dummy robot can send them a email that the issue your having can't be fixed. But rarely do I have a issue.

  44. Cory James-avatar

    Cory James

    2020-10-01T15:51:28.480Z

    Chime has been great! It's easy to use and as soon as I make a purchase it shows. Also, I've used ATMs that were out of network and chime has reimbursed me the $2.50 fee. They are great I wish I would have found this bank sooner. I also get my paycheck two days before the rest of my coworkers do! It's great!

  45. Donna Biddle-avatar

    Donna Biddle

    2020-10-02T22:36:50.210Z

    This app sucks. This is the 3rd time I've had to uninstall and reload. How many times do you need to ask login info? Why bother with the app when it only works half the time for us poor Samsung (S8) users? On a positive note, I love Chime. I love the alerts and other communications; the app, not so much.

  46. Billy Robbins-avatar

    Billy Robbins

    2020-10-05T01:23:56.782Z

    It.took 2 weeks to get my chime acct stuff, transferred over to my new phone. Called Customer Service . Spoke with 3 different people , no one could help me recover my password and my phones number was the number set to my acct. Finally was able to get everything set back up. I have my Check deposited monthly an had no idea what my bal was, I just about switched back to my acts I've had for 14 yrs . I like this concept of banking but still have some hiccups to.work out. Thank you Billy

  47. John Brown-avatar

    John Brown

    2020-10-02T03:56:32.800Z

    I thought chime was great ,at first get paid early. But at this point I'm just hoping for a consistent day and time.its so erractic different days this week earlier times some days. Later on most but never the same time or day. And I've never had that problem from a Rush card ,or greendot pretty much same time same day every week . It's been Over two years and chime ain't gave me a same time same day pay yet it's this day this time every week. it's terrible you complain nothing is done .dumb.

  48. Jeffrey Shechter-avatar

    Jeffrey Shechter

    2020-09-20T00:03:56.391Z

    Love it. Hreat service. Will not be getting a bank acct. For a while now. Rsdy to pay other people and they get their money right away. Easy to move money to other accounts that you have. Love the savings account feature with the round-up feature to the nearest dollar. Just all around love the app and card. Get it fsst. p.s. I did not get paid for this evem though i probably should have.

  49. shane jau-avatar

    shane jau

    2020-09-30T01:38:37.933Z

    Samsung Galaxy Note 10+ Verizon So far so good, I admit I was hesitant, past that now. I'm enjoying the simplicity of the app and the user friendly platform. Deposit transactions from one card to another are a bit slow. Other than that I can't complain. It would be nice to be able to choose your card style as well. If you are contemplating a change in your banking style, this app is great for switching gears. Enjoy like I do using Chime, savings, checking, round up purchases. A great app!

  50. Tim Tagman-avatar

    Tim Tagman

    2020-10-02T10:41:55.391Z

    I've been with Chime since the beginning. All of their benefits are real, no fees, round up savings, spot me overdraft etc. No other bank compares. App is not so shmancy, but gets the job done. If you're reading this, just do it. This isn't a fake review.

  51. Paige A. Erbe-avatar

    Paige A. Erbe

    2020-10-11T17:16:22.474Z

    I love chime! 100% recommended!!! I get paid 3 days early with chime! And when I first signed up I had some issues with some things on my account I had to get updated and stuff and they got it updated and fixed within 2 days via email!! Customer service is great as well!

  52. William m Essick-avatar

    William m Essick

    2020-09-23T17:32:05.891Z

    Love it got to say one of easiest bank apps out there to use. Say goodbye to hidden fees overdraft fees and ur local bank. Recognized as an actual bank as you u have a routing and account number and debit card. Easy and usually same day deposit for checks. Recommended to all and get free 50 bucks for getting ur friends to sign up for both of you after requirements are meet.

  53. Christiane McDowell-avatar

    Christiane McDowell

    2020-10-01T23:06:18.523Z

    Love using this card! I get paid earlier then any other bank or card and I have multiple places I can get money from not just certain ATM's but cashback places as well! And the customer service is amazing as well and always available in some shape form or fashion! Love ❀️ Chime!!! I have had Chime for over 6 years for my personal and my business and I don't plan on changing for either anytime soon!!!

  54. Rebeca Rojas-avatar

    Rebeca Rojas

    2020-10-09T16:22:05.527Z

    Overall the experience of chime has been great the only thing I don't like is when I transfer funds from my Bank of America account to the it takes 5 to 7 business days. I would like it if the time frame is cut down between 3 to 5 business days like normal transactions with any other bank I've experienced

  55. Johnna Santos-avatar

    Johnna Santos

    2020-10-09T20:10:59.843Z

    I love this because i get my paycheck early. It also helps me to pay my bills online. And of course the spot me will help me out when needed. I love that i can view all transactions with a description so i always know where my money is going. It is just so easy to use.

  56. Wade Pratt-avatar

    Wade Pratt

    2020-09-26T01:40:20.660Z

    Best bank app that i havnt used yet, but i will be soon😜 Update: Iv been using chime for my dd for a lil over a month now. I have to say it is a bit misleading advertising the overdraft protection of UP TO 100 dollars. I know 4 different people personally that has been using chime for over a year now and the get consistent paycheck dd anywhere between 250 to over 500 and only able to overdraft 20 to 75 dollars. Other than that its a great bank app and plan on using this till the end of time🀘

  57. Mae melchior-avatar

    Mae melchior

    2020-09-20T15:12:02.859Z

    I have full faith in my account with chime its simplified for easy reading . I really like that feature most times when im looking at my account its on the run . I also enjoy the stress free over draft loan with no fees its not often i need a little help but its sure nice when i need an account i can work with and the savings options and credit card option is right there for me to fall back on when a pandemic just happens and prices skyrocket faster than your wages. Thank you Chime im glad i

  58. DukjustChillin23 P-avatar

    DukjustChillin23 P

    2020-09-27T16:06:04.120Z

    Chime is a great service. I like how easy it is to bank with them. The only thing I would say is aggrevating I had the SpotMe activated and was paying it back every time a deposit was made to my account, but the company I work for had to send my paycheck through Cash App a few times. So SpotMe got deactivated because there wasn't a direct deposit for 30 days. The requirements should be as long as you pay SpotMe back within 30 no matter if it's a money transfer or direct deposit don't deactivate

  59. Fernando Palacios-avatar

    Fernando Palacios

    2020-10-04T16:56:49.818Z

    Horrible! I tried transferred money from Chase on September 28th to pay someone. The app initially said the funds wouldn't be available until October 2nd, on October 1st it said the same funds wouldn't be available til October 5th now. I had to pay this man a different way and my $440 deposit is still being held by chime. When my funds finally show up in the chime account I will remove it and never use this app again.

  60. Giavanna Shaye-avatar

    Giavanna Shaye

    2020-10-05T15:17:53.838Z

    So far Chime has been excellent. I was a little sceptical, so I have been trying it out for a couple of months. I had a scare with my other account so now I am ready to go all Chime. I feel that I will have better service, friendlier support, no fees, at this point I feel more confident in their services than one that I have been with over 30 years. Thanks Chime finally banking that matters and helps the everyday person.

  61. Diane Highley-Kleb-avatar

    Diane Highley-Kleb

    2020-09-26T13:56:48.237Z

    I really like using Chime It's not your traditional banking. I love the fact there are no bank fees or bounce fees. I also like that you can tip, if you did bounce and they covered it. There is only 1 thing that I don't πŸ€” like about Chime. If someone or some. Company pulls from your account and you have No clue who they are, you can't just. click on that name ( like with traditional banking ) and find out who they are and usually a phone number or something else to know who pulled money .

  62. James Whisman-avatar

    James Whisman

    2020-10-01T14:14:08.000Z

    I love my chime card I've had it for over a year. And it's come along ways. The security stops shady transactions and asks if made this purchase. Before giving out money. It's safe easy to load easy to use. Bank transfers say the canbtale 5 days but never do like a day maybe 2.

  63. Raechel Anderson-avatar

    Raechel Anderson

    2020-10-02T13:15:13.433Z

    I love my chime bank. I have been using it for years. I get my paycheck two days early, I am able to use it in my Samsung pay, and it is just all around a great set up and opportunity to have a bank again. one that doesn't charge me for every little thing that I do to use it. Besides a couple of times where I couldn't transfer funds because of a glitch in their system, I have had no problems. And what's a couple of times out of hundreds?

  64. Tea Smith-avatar

    Tea Smith

    2020-10-11T18:31:26.263Z

    I love this mobile banking ish its so convient havent came across any issues other then the only place i can use the atm without charges is 711 which isn't like wawa "everywhere n Philly" i was scared to deposit a check sent to me not knowing if it'll work with no issues but it did with no problems direct deposit comes early it helps me save money and will front up to 100 if needed but only to swipe for purchases not bad chime

  65. M Nielsen-avatar

    M Nielsen

    2020-09-27T23:59:30.227Z

    Easy to use! And no fees! What could be better! Well done and don't change it! The security features are great also...very nice! However, they do go down once in a while but they are usually good about letting you know. And much better recently! Glad i have Chime!

  66. ryne vinson'-avatar

    ryne vinson'

    2020-10-03T17:44:17.111Z

    Very user friendly App. This is by far the very best online banking experience I have ever felt with. Super friendly self explanatory user main frame and very smooth application transsions from menu options to new menu option. They get a A+ rating for application functionality and They also get an A+ for how they broke down a bank account and divided there options to a user friendly question free menu selections. The most amazing way of reinventing how the online banking indus should be done.

  67. Amber Pearl-avatar

    Amber Pearl

    2020-10-01T22:08:31.260Z

    quick to see account and very easy to navigate and quicker pay! love it! thank you... Update... I dont know whats going on with this app and the qhole system but im so mad right now. I know i have the money and my card is being declined after i ordered something to eat. How embarrassing! What is going on...update... I forgot to update this but they got the issue fixed the same night and also awarded my account $10 for the inconvenience. Thank you for that. Other than that issue its been good

  68. Jesse Lawson-avatar

    Jesse Lawson

    2020-09-28T15:23:32.339Z

    Chime is a great app, with several great features. However, the only minor drawback for me, is Chime doesn't have a joint account option. True, they have a way for me to see my wife's account now, but, I would've loved to have her join me in this new experience. I've strived to make some changes in my life, and a new bank account was one of those changes. My married life is great 😊. I don't have any reason to change that. If Chime had a joint account option itself, then I'd give it 5-stars.

  69. Zanders Xandera-avatar

    Zanders Xandera

    2020-10-07T11:08:14.304Z

    Good app and online bank. I get my deposits early and spot me has helped me out a lot. The only gripe I have is there is no free way to deposit cash minimum fee of 5 bucks which can scale up depending on how much cash you want to green dot to your card.

  70. Alex Campos-avatar

    Alex Campos

    2020-09-20T18:54:18.442Z

    Chime was one of my favorite banking apps until recently when my card was compromised and I wanted something to be done. I was told I had to wait for the transaction to be settled then now I have to fill out a form to get my money back... I tried calling customer service and they are the least bit helpful. I would assume a bank would freeze your account just incase further unauthorized transactions would occur but instead they are just sending me another card.

  71. Joyce Gonzales-avatar

    Joyce Gonzales

    2020-09-24T04:16:20.111Z

    I have loved everyrhing about this app and there services. Ive got several people signed up. Well now Im not happy anymore. Had got up to $100 overdraft and then for no reason they dropped me to $75. All I could figure is I wasnt able to tip for a couple weeks cuz I was out of work sick and then they didnt even give me any notice.

  72. Tre Miller-avatar

    Tre Miller

    2020-09-26T15:08:07.618Z

    Exactly what banking should be. I'd rate it 5 but since I activated credit builder, the amount I chose to move to the credit builder account didn't move when my direct deposit hit. Same for my 10% savings. Hopefully I don't have to manually do it, but it really wouldn't be a deal breaker.

  73. Mocha Boone-avatar

    Mocha Boone

    2020-10-01T05:42:09.931Z

    I really like my Chime card and app, but they've been sending out false advertisement on online sites as far as their overdraft protection. They advertise it for up to 100 dollars in overdraft protection but it's really just up to 20 dollars. Other than that cheers chime!

  74. Lisa Mauk-avatar

    Lisa Mauk

    2020-09-24T16:09:13.904Z

    I have to honestly say at first I didn't like chime but I really like it now I was with NetSpend for 5 years I liked it because I got my money on a 26th of every month but well like about time you put money in savings and they do help you with credit year and you do earn money on it I'm going to start putting anywhere from 50 to 25 a month in there and believe me you do get money back I love you chime Lisa

  75. Yaoizier-avatar

    Yaoizier

    2020-09-28T07:04:41.332Z

    This is a good app for banking. I myself suck at saving money and the savings account on Chime really help me alot with saving. It's an easy app to navigate and is easy to access your information. So all in all it's a great app to have and will continue using it as long as I can.

  76. Earl Emmanuel-avatar

    Earl Emmanuel

    2020-10-03T04:05:25.345Z

    Works great i had direct deposit and had this wonderful spot me feature that stopped once i got furloughed because my direct deposit stopped coming in consistently which pissed me off because i put money in manually but because its not direct deposit they still wont let me have it. So im taking away two stars.

  77. jacqueline chitamin-avatar

    jacqueline chitamin

    2020-10-11T22:50:04.522Z

    It was great except it wouldn't allow me to withdraw money from my debit card even though i had more than enough... by morning it had fixed itself but there was no explanation given, no text, no way to find out why...

  78. Tameika Rosario-avatar

    Tameika Rosario

    2020-10-06T18:49:21.133Z

    I've been with Chime for about 4-5 years now. They started off rocky with frequent service intruptions, but quality of service basically greatly improved. No complaints. I've never had a problem that wasn't solved as quickly as possible. Chime support via email has always been very efficient with and for me.

  79. Dark Mao-avatar

    Dark Mao

    2020-10-07T05:53:09.316Z

    So far i love the app. Especially with the credit builder i have saved almost a thousand extra dollars since i have been using it and it being a seperate card from my checking account, now if only the saving account was also a seperate card i would be golden.

  80. Shyann Campos-avatar

    Shyann Campos

    2020-09-16T11:57:01.462Z

    Pretty good Bank app. You get paid early and you can overdraft up to a certain amount. Only downside is they can increase or decrease your spot me / overdraft limit without telling you why which is unfortunate. Especially if you're banking on using that money during an emergency!

  81. Josh Schall-avatar

    Josh Schall

    2020-09-21T18:37:30.740Z

    DON'T DOWNLOAD. Worst banking app ever. They outsource the call center to another country so you cant really understand customer service when you call, all of my checks will not deposit in my account, and they will not let you dispute a charge and will let charges go theough that they shouldn't. Stay clear of this bank. They have a couple cool features but a quick google will show free banks with the same features and no BS. Ive gone weeks without money because they refused to deposit my checks

  82. Tony Diaz jr-avatar

    Tony Diaz jr

    2020-10-02T14:34:49.878Z

    I emailed with my dilemma. They responded promptly with a easy solution. They resolved my issue withing minutes and got me back in my account without delay. I thought it was going to be a huge hassle but your team took care of problem so quickly and efficiently. Thank you!

  83. Tequita LeGrand-avatar

    Tequita LeGrand

    2020-10-09T04:19:34.378Z

    So convenient and honest. I love Chime banking and the app is perfect. It keeps me updated on all transactions and offers a nifty advance of up to $100. This is what banking should be like...convenient and hassle free.

  84. RiSe Maloy-avatar

    RiSe Maloy

    2020-10-09T04:34:50.723Z

    I've been with Chime since about 2015-16 and I absolutely love everything about it. To watch it grow and see all these new features and stuff and they're about to drop a secured card. This is bank is everything. I don't think I'll ever bank with anyone else ever.

  85. Christopher bossio-avatar

    Christopher bossio

    2020-09-28T01:22:57.989Z

    Ok truth be told it is good in that there are no fees and the security it good.......but i got a settlement check which was very large tried to do a mobile deposit wasn't accepted. So i had to cash the check and make cash deposits for 2 weeks straight!! In all i spent a lot of money making these deposits. It would be great if Chime reimbursed me for this huge inconvenience. Anyway Chime is good but i would recommend to everyone to keep a bank account open in a local bank.

  86. Katlyn Resolve-avatar

    Katlyn Resolve

    2020-10-07T20:48:49.831Z

    So let me get this straight... To set up mobile banking and take a picture of a check i need to set up direct deposit... But if i set up direct deposit then theres no reason to photo cash my check... Can you fix your app to get rid of the pointless need for direct deposit to set up mobile banking so i can just cash a check with no hassel thanx

  87. Jessica Graham-avatar

    Jessica Graham

    2020-10-08T10:39:20.406Z

    I love Chime. It's great to use. Very simple to maneuver around the app, transfer money between your own accounts, send or request money from friends, and incentives for getting others to join.

  88. question mark-avatar

    question mark

    2020-10-11T01:02:53.807Z

    chime is by far the best bank account I've ever had. its amazing having no fees at all, besides a cheap reloading fee. it's just super easy to use and it's good for people like me who didn't want to get a local bank account and be charged a bunch of fees.

  89. Tequela-avatar

    Tequela

    2020-10-08T22:17:50.591Z

    I love Chime, I just hate it when I refer people they can never sign up. Like my son for instance, he had applied had all his info but the still wouldn't allow him to open a account and get a chime card. They said" we're sorry but we not able to open you an account and our representative will not be able to help you with this either. You can't even prove its you. It would be a much better if you can send them what they need to verify its you.

  90. Bailey Humphries-avatar

    Bailey Humphries

    2020-09-26T18:57:02.395Z

    Best online banking. Overdraft is fee free if you want it. They ask for tips but it's optional. I can go -45, but other people have higher amounts. Customer service isn't bad, but some aren't very knowledgeable in regards to the subject in question. However, I believe this bank is trustworthy, and that it is not a bad way to start building credit, and a bank history.

  91. Lindsey Davis-avatar

    Lindsey Davis

    2020-09-30T13:52:35.912Z

    I love banking with Chime. I utilize their checking and savings accounts. The options available are great and I love that they communicate so well. I know immediately when anything changes in my accounts.

  92. Josh Frazier-avatar

    Josh Frazier

    2020-10-02T21:07:27.721Z

    I love this banking app they have been super good to me and for me I have slowly gotten out of debt with being able to use the budget tracker and spending tracker on the browser I've recommended a few people to chimed and will continue to use this wonderful bank!

  93. John Marshall-avatar

    John Marshall

    2020-10-07T19:22:46.489Z

    This app is great except if you account gets hacked and suddenly someone is taking $1000 out of your account and you contact Chime to complain and all your told is to send your name and explain what happened and it would be investigated and you would get back the missing money but they didn't do that and told me that I broke their requirements that I agreed to when I opened my account and they closed my account and I never got back the money that was stolen from my account.

  94. Shontell Leonard-avatar

    Shontell Leonard

    2020-10-09T20:02:17.569Z

    Chime has been great for me so far. I haven't had it a year yet, bit I look forward to benefiting from some of the perks that come along with using chime. But to be honest free banking is cool.

  95. Gerardo Velez-avatar

    Gerardo Velez

    2020-09-26T06:21:46.743Z

    The only problem with this bank is that if theres a fraudulent activity in your account and you call customer service you still have to wait for the fraudulent activity to process, ! They will not stop the payment or help get your money back!. On top of that when you follow there instructions they still won't do anything to help because they are saying it's not there fault due to the fact the card was in your possession. They steal ur money illegally no help at all.

  96. Virgil Scigla-avatar

    Virgil Scigla

    2020-09-25T02:43:25.829Z

    Chime only way to bank. App works well. Bank servers available 99.5 percent. Don't give your hard earned $$ to the old school banks. Their business model is outdated and will fail. Been with chimebank for 2 years. Highly recommend

  97. Lucian Bolton-avatar

    Lucian Bolton

    2020-09-26T20:21:26.352Z

    Absolutely love chime!!! Chime has no overdraft fees and gives you your money faster than any other bank around. Chimes "spot me" has covered me numerous times when I really needed it. Thanks chime!!

  98. konigin wolf-avatar

    konigin wolf

    2020-10-02T14:52:37.746Z

    I love chime I love getting paid just that little bit earlier the overdraft for free is nice my only complaint is where I live unless I get cash back which is always limited I ALWAYS have to pay to withdraw my own money and that sucks. Three dollar atm fees usually plus three dollar chime fee I end up paying six bucks a transaction just to access my own cash. That's not too cool. Other than that good app

  99. Charles Sanders-avatar

    Charles Sanders

    2020-10-04T04:02:28.162Z

    I think it would be much better if we could transfer money in seconds. I be forgetting I set up a transfer and end up spending some of the money I set up for saving on my chime card. If it transfers seconds after I do it, we would be able to save much more

  100. Joshua Jordan-avatar

    Joshua Jordan

    2020-09-23T14:35:13.678Z

    Its been flawless since download. Options are great. It takes all the work out of managing my checking. Notifications of all transactions instamtly, and my balance is texted to me every morning. I even get paid two days early with direct deposit. Absolutely no issues

  101. Gigi Solano-avatar

    Gigi Solano

    2020-10-07T20:39:21.440Z

    It's a decent banking app. But its not respected. I tried applying for furniture and the salesman said "We need a real bank account with a real card. Chime won't cut it." I appreciate the spotme. Overall this is good.

  102. Damien Grant-avatar

    Damien Grant

    2020-10-04T22:01:31.698Z

    Try to do a mobile deposit. I was denied without any reason. Tried to call and find out why I was denied and receive no answer. And because you guys have us write on the back of the check no other banking Institute will cash the check. Once I get everything squared away I'm deleting my account with you guys and I'm also making for my wife do the same thing.

  103. Missy Essick-avatar

    Missy Essick

    2020-09-18T11:49:09.739Z

    Amazing app. You can program it to take a % of your paycheck and automatically put it into savings. Easy to move funds between accounts and the rounding up to an even $ amount helps your savings grow. I love this app.

  104. Christopher Carver-avatar

    Christopher Carver

    2020-09-21T16:20:46.598Z

    Really good banking app for online banking, wish there were more places to deposit and cheaper. Otherwise usability is easy, the spotme feature is nice especially with no fee/optional tip. No fees other than third party deposit.

  105. Chelsey Britt-avatar

    Chelsey Britt

    2020-09-22T08:22:18.378Z

    I like my chime account, but I wish they had more atm locations bc the only atm thats free is the one inside CVS and they close early so unless you want to get out and go inside before they do you have outrageous atm fees everywhere else. As far as the app itself though, it's useful if you bank with chime.

  106. J Willard-avatar

    J Willard

    2020-09-24T10:37:50.122Z

    In the last few yrs y'all don't think it might be beneficial to add more fee free atms? Nearest 1 to me is 1hr. You can't always get cash back Also maybe you just want your cash and not have to buy anything to get it. And what's the sense in setting up the savings and credit builder to receive money when you get paid and then you get on your app check your stuff and you got to manually do it yourself

  107. Ernestine Bailey-Smith-avatar

    Ernestine Bailey-Smith

    2020-10-01T20:55:43.461Z

    I have excellent access to my money early, easy to make transactions, quick access my savings and checking to know exactly what is available. Also spot when I am in need, with no cost. Chime is the best. I love it.

  108. Kasee Kinn-avatar

    Kasee Kinn

    2020-10-02T13:37:10.697Z

    I switched over to Chime from a traditional bank slowly at first. Only putting $100 in chime but eventually (not even TWO MONTHS) I decided to get my whole paycheck on my Chime card. I love Chime! I get my paycheck fast, never on a Friday always a Thursday and now on Wednesdays. I love that if I HAVE to, I can overdraft with no fees.

  109. Suzanne Portillo-avatar

    Suzanne Portillo

    2020-10-09T01:26:40.530Z

    Secure, user friendly and organized! Transfers are instant and you can look at your checking, savings and credit balance at the same time. Makes it easy to mange my finaces!

  110. Ashley Kayy-avatar

    Ashley Kayy

    2020-09-27T06:34:20.910Z

    Love the app. everything is easy to understand and access. also love that you have to use your finger print to open the app. alerts you with every transaction so you know exactly what you spent & where! 5/5 Star for sure.

  111. David Hogeland-avatar

    David Hogeland

    2020-10-01T14:50:37.735Z

    Chime is the best bank account I have ever had and I would refer anyone to have a chime account. I love it mostly because I have full control over my account's at the touch of a button but also because it has tools that I can use to help me build my credit easily.

  112. Nikki Ramirez-avatar

    Nikki Ramirez

    2020-10-07T15:27:48.340Z

    I really like banking with Chime I took away a star because they do not offer joint accounts (yet) and it's just extra work and inconvenient for my hubby and I to have two sperate accounts and have to transfer everytime we have to pay a bill.

  113. Carrie Grenier-avatar

    Carrie Grenier

    2020-10-08T09:11:12.252Z

    Very good bank that is easy to navigate. Not had any problems with the app itself. Easy to move money if you want. Way better then any prepaid app because its accepted as payment for most everything unlike pre paid cards. Definitely recommend!

  114. Andre Corbett-avatar

    Andre Corbett

    2020-09-23T13:16:19.786Z

    I need to find another bank. If something happens to your account such as missing money etc. Chime has no real support system to contact about your problem. It make take you a year to fix your problem. If it gets fixed at all

  115. charlise brown-avatar

    charlise brown

    2020-10-08T01:25:33.199Z

    Chime to me is great I love this app and the card. Never had a problem getting ahold to someone and customer service and every representative that I have spoken with has always been polite and professional.

  116. Scott Gower-avatar

    Scott Gower

    2020-09-26T15:47:16.292Z

    Chime is one of the best experiences Ive had dealing with prepaid debit card companies. Except for the rare occurence of a system wide crash from time to time leaving me without the ability to turn my card back on, they are great!! You wont be disappointed with them!

  117. Kimberly Phelps-avatar

    Kimberly Phelps

    2020-09-26T14:11:40.467Z

    Chime banking card is the best card you could possibly use. Its great for making payments, paying friends, and just about anything you can think of. If im short on cash before payday i can draw out money with no over the limit fees. These people at Chime are amazing people. Everyone should apply for a Chime Card.

  118. Melinda Reese-avatar

    Melinda Reese

    2020-09-27T15:41:56.952Z

    Please be careful i dont think the app is bad.... Somehow someone debit my account i have no idea who these people are(merchant).....just had the card over maybe three weeks and now have to cancel my card because of false debiting..... Check your account frequently someone is watching to steal your money......

  119. sean marsh-avatar

    sean marsh

    2020-09-29T19:33:42.175Z

    Cant even create an account got hit with the "cant create an account for you at this time due to security reasons" even thought ive never used the app before in my life. You guys just lost a potential long term customer. Would not reccomend whatsoever

  120. Rich Waldrup-avatar

    Rich Waldrup

    2020-10-09T12:19:22.895Z

    Never had an issue with Chime,. Was a Netspend member before switching, my direct deposits are available sooner now.. The "round up" to savings is great. As well as the overdraft allowance is very helpful .. Love Chime highly recommend..

  121. Mary Ryan-avatar

    Mary Ryan

    2020-10-10T14:56:55.302Z

    This app single handedly helped me get out of credit card debt and build a savings. Having transactions IMMEDIATELY hit my account has changed my view of online banking. So easy, cute, and quick!

  122. Diz Hart-avatar

    Diz Hart

    2020-09-27T12:20:16.100Z

    This has been the most dependable banking that I have, my account with my brick and mortar bank FSCB is less dependable than Chime. It's easy to get a hold customer service if needed, in over a year I have had to call them only once and that was with a old lady question, I have NOT had any disputes. The app is clear and easy to use even for me (60 yrs old and not very experienced) my direct deposit is available on the 23rd when I dont get paid till the 25th which is AWESOME I love my Chime

  123. Tabitha Palmer-avatar

    Tabitha Palmer

    2020-10-01T13:26:04.941Z

    I love the savings option they offer you. Ive saved more since I've owned this card then I ever have. But what I really think is great is how fast my check is deposited to my card.

  124. Tiffany Abbey-avatar

    Tiffany Abbey

    2020-10-03T22:16:05.272Z

    Exceptional service! I've had no issues with the account since it was opened and I have zero complaints. This is the easiest and best experience I've had with online banking!

  125. Cole Manos-avatar

    Cole Manos

    2020-10-06T13:58:11.791Z

    I've been using Chime for just a couple of weeks, but it has already been better than my old bank ever was! So far,I'm thoroughly happy with how it helps me manage my money. Keep up the good work!

  126. Skull Party-avatar

    Skull Party

    2020-10-08T18:13:18.160Z

    Works how it should. The only thing i do not like is the fact that you cant hide your saving amount. Really hard to save money if you see it everytime you open up yoyr chime.

  127. Louvins Pierre-avatar

    Louvins Pierre

    2020-10-09T18:45:12.520Z

    Good but for a long time it just randomly stop notifying me of purchases even though I always had the option selected. It's working now but it just started to work on its own

  128. Brandy Beauties-avatar

    Brandy Beauties

    2020-10-09T09:17:23.140Z

    I love chime , and app is easy to navigate. I do not like the fact they changed the spot me from where you can enter your own tip amount , that needs changed back !!

  129. Augustina Moreno-avatar

    Augustina Moreno

    2020-09-25T19:32:16.215Z

    Honestly this bank is awesome. If I have an issue or question it always gets resolved. I love that it has a credit builder my credit has gone up 66 points in 6 months (just my experience). They are awesome

  130. Leon Hamilton-avatar

    Leon Hamilton

    2020-09-26T13:47:19.561Z

    I just currently switched from net spend to chime, and I don't have to pay to use my own money. The app is awesome send you reminders of your balance and transactions. Best so far

  131. James Barrow-avatar

    James Barrow

    2020-09-25T20:56:25.505Z

    Chime has been amazing since day one of opening my account. The overdraft feature is amazing. The customer service is amazing. Also, if they make a mistake they fix it no trying involved. I love you Chime!!!!!!!

  132. Keara Allbee-avatar

    Keara Allbee

    2020-09-29T15:40:20.849Z

    Pretty cool so far. Just wish the 250 would have worked... or the 50 dollars for signing up another person but I'm sure something is in the fine print about it..

  133. Joseph Downing-avatar

    Joseph Downing

    2020-09-29T15:50:43.225Z

    It wont except any checks that i take a picture of and they say it cant read it i have an amazing phone i can read it the picture was clear this app is trash ive had no problems depositing checks via the picture way with any other company kinda sad this technology has been out for over 10 years think they woul get it right by now im deleting this app bye chime

  134. Sprinkle 91-avatar

    Sprinkle 91

    2020-10-07T05:59:44.825Z

    I love the app. It's super helpful, it has a savings account where you can round up the nearest dollar and it will transfer into the account. It's easy to use. 10/10 stars.

  135. Max Ferreira-avatar

    Max Ferreira

    2020-10-07T16:54:28.659Z

    It's not a traditional bank Debit card but it's good enough for everyday use. The new credit card is a plus Especially to rent a car Not every car rental place will accept but just Avoid airport rentals.

  136. Samantha Pickrell-avatar

    Samantha Pickrell

    2020-10-10T09:59:32.331Z

    Favorite banking app ever!! No fees FOR REAL.. ONLY FROM OTHER banks if use out of network ATM so don't do that, there's so many fee free ATM's you can find one there's no excuse to use an out of network one.

  137. A Google user-avatar

    A Google user

    2020-10-11T13:57:06.834Z

    So far so good i like the instant alerts and the savings option. You can move money around freely no issues. Still feel the same way about Chime love it!

  138. Mad Max Videos-avatar

    Mad Max Videos

    2020-09-18T18:38:06.641Z

    Only had 1 issue a while ago where I could not access my funds cuz of a system error. But they went to hell and back to make it up to me. Since then I have not had any issues or complaints. I am very pleased with this bank and I highly recommend.

  139. Dee Marie-avatar

    Dee Marie

    2020-09-22T14:56:04.120Z

    I love Chime. I get my money when im suppose to and the round up feature is great so Im saving without trying. My only issue is that I wish a person was easier to contact if I do need to speak to someone. Work on that and the Chime format is perfect!

  140. Fat, black & Ugly-avatar

    Fat, black & Ugly

    2020-10-05T01:20:12.800Z

    Honestly, I've had the app since 2018 along with the card, never once used it and when I started a new job that offers direct deposit, it's amazing I use it mostly for online purchases but very much satisfied

  141. Austin O'Neall-avatar

    Austin O'Neall

    2020-10-09T21:48:48.540Z

    Easy to use, No trouble at all. The only con I have is you cannot deposit cash at one of their supported ATMs. Love getting my paycheck a day early and no overdraft fees!

  142. Ash Zin-avatar

    Ash Zin

    2020-09-19T03:12:29.380Z

    I'm really glad I didn't get fully vested in this app. I waited for over 2 mins for it to load on a new cellphone and nothing no load just the chime logo... Disappointed...and yes I even uninstalled and reinstalled...still the same results

  143. Riley A-avatar

    Riley A

    2020-09-25T15:12:37.501Z

    I really love chime! I wish there were more fee free atms in my area but I understand they can't do everything! Being able to get cashback and be eligible for the overdraft option is still great! Plus I love getting paid 2 days early :)

  144. Stephanie Mcgahee-avatar

    Stephanie Mcgahee

    2020-10-04T12:15:29.710Z

    I been with Chime sometime now years and I had an issue with them with my gym membership my insurance pay my membership but signing up I had to put a card on file in the event my insurance don't pay then I will be charge no problem my insurance always pay my bill for years but anyhow YOU FIT CHARGE ME 305.00 FOR A PERSONAL TRAINER THAT I NEVER REQUESTED AND CHIME TELLS ME THAT THE CHARGES ARE LEGITIMATE AND I NEVER RECEIVED MY MONEY BACK I NEVER ATTENDED THE GYM EVEN AFTER SIGNING UP NO STAR

  145. Dustin Reed-avatar

    Dustin Reed

    2020-10-08T07:06:30.740Z

    So far so good...get paid 2 days earlier...neat lil savings account, you can round up every transaction and the change goes to the savings. Customer service is great as well.

  146. Phudruker-avatar

    Phudruker

    2020-10-10T18:47:00.940Z

    Would love more budgeting tools and the ability to share your account with an authorized user, like your spouse. Overall, the service is great and easy to use.

  147. Pooky Johnson-avatar

    Pooky Johnson

    2020-09-24T12:37:44.286Z

    It was good, but now has a huge error. Wont allow me to log in or access my account and says I'm not connected to the internet. Update: Downloading again to try since the update.

  148. mason kirkpatrick-avatar

    mason kirkpatrick

    2020-09-24T14:15:09.763Z

    Beware if you share an account with your significant other chime does not allow direct deposits unless the name of the payee matches the name on the account unlike almost all other banks. Waited 3 weeks only to have a deposit denied and now my wife cannot access her paycheck till it gets sorted out

  149. rAs 420-avatar

    rAs 420

    2020-09-27T07:56:16.547Z

    Love the app, its so easy to transfer money to and from savings as needed. And the credit builder card too. Hasn't let me down been 2 years. Definately worth it

  150. Kaitlin Underwood-avatar

    Kaitlin Underwood

    2020-09-29T07:44:38.990Z

    This is incredible! I love this app and they do not hold your money like most banks do! As soon as they get it you get. Doesnt matter if is 1am or 9pm.