Akulaku — Shop On Installment Without Credit Card APK

Version 3.0.29 - io.silvrr.installment
Last updated: 2019-12-09 05:05:21
silvrr,installment,shopping,akulaku

24/7 Online Installment Shopping In Just A Few Taps

Akulaku — Shop On Installment Without Credit Card apk

APP Information

Download Version 3.0.29 (239)
Updated2019-12-09 05:05:21
Apk Size36.33 MB
App DeveloperSilvrr Inc.
Malware CheckTRUSTED
Install on Android4.1.x and up
App Packageio.silvrr.installment.apk
MD5b7661dcfd0adf20311ed438def6fc4bf
Rate4.41
Website http://akulaku.com

Download Akulaku — Shop On Installment Without Credit Card 3.0.29 APK

App Description

Akulaku — Shop On Installment Without Credit Card is silvrr,installment,shopping,akulaku, content rating is Everyone (PEGI-3). This app is rated 4.41 by 32 users who are using this app. To know more about the company/developer, visit Silvrr Inc. website who developed it. io.silvrr.installment.apk apps can be downloaded and installed on Android 4.1.x and higher Android devices. The Latest Version of 3.0.29 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than Akulaku — Shop On Installment Without Credit Card APK Mirror. This app APK has been downloaded 89897+ times on store. You can also download io.silvrr.installment APK and run it with the popular Android Emulators.

Tired of seeing expensive price tags on things you want to buy? Do you want to purchase something on installment but you don't have a credit card? Worry no more. Akulaku is here for you!

Akulaku provides you the most affordable, easiest and secure online installment shopping experience.

Get started today in just 3 easy steps:
1. Download the Akulaku app
2. Register for an account
3. Apply for a Credit Limit 

SERVICE FEATURES
✔ Shop online on installment. No credit card required.
Akulaku offers a wide range of product categories and top brands tailored to meet the interest of every shopper.

✔ Affordable and Friendly Payment Terms
With Akulaku, you can easily afford any product and services you want with a worry-free installment plan and low down payment. Choose your preferred payment term of 3, 6, 9 or 12 months.

✔ Buy Now, Pay Later
Buy the things you want, pay later using your Credit Limit! Terms & Conditions apply.

✔ Secure and Convenient Payment
Experience a hassle-free payment process on Akulaku. Settle your payment through multiple online and offline payment channels.

✔ Free Delivery
We deliver your items at your doorsteps for FREE without minimum purchase required.

✔ Bills Payment
Settle your bills on time in just a few taps using the available credit limit on your account.

✔ Mobile Top-Up on Installment
Stay connected whenever and wherever you are. Top up your mobile with SMS, Call, and Mobile Data package on installment.

✔ Game Credits on Installment
Stay ahead and level up your game! Get game credits on Installment for more than 30 game outlets.

Got a question or feedback? We’d be happy to hear from you!
Akulaku Philippines:
Phone: +63 (2) 304 9120 to 29
Email: cs.ph@akulaku.com
Facebook: https://www.facebook.com/AkulakuPhilippines

Akulaku Indonesia:
Phone: +62 150 0920
Email: cs.id@akulaku.com
Facebook: https://www.facebook.com/AkuLakuIndonesia

Akulaku Vietnam:
Phone: +84 1900 636627
Email: cs.vn@akulaku.com 
Facebook: https://www.facebook.com/pg/Akulaku.tragopvui

Akulaku Malaysia:
Phone: +60 3-2260 3660
Email: cs.my@akulaku.my
Facebook: https://www.facebook.com/pg/akulakumalaysia
 

App ChangeLog

  • Akulaku's UI is optimized to make shopping more convenient for all users, regardless of credit status.

App Screens

Akulaku — Shop On Installment Without Credit Card Screenshot 1Akulaku — Shop On Installment Without Credit Card Screenshot 2Akulaku — Shop On Installment Without Credit Card Screenshot 3Akulaku — Shop On Installment Without Credit Card Screenshot 4Akulaku — Shop On Installment Without Credit Card Screenshot 5Akulaku — Shop On Installment Without Credit Card Screenshot 6Akulaku — Shop On Installment Without Credit Card Screenshot 7

Reviews From google play store

This app used to be great and has helped me in so many ways. However, its starting to become crappy. You already added a bill on my next due date for an item that I havent even received yet, an items that's still in process for a week now. On top of that, I've used your cash loan service before, multiple times and never had a problem with it, until now. It got rejected for an unknown error, i had to reapply and its been sitting there still in process for more that 24hrs now.


I've been using akulaku for almost a year now as the cashloan is so fast and easy. Never had any late pay ments as I always pay my balance a few days before the deadline. Now that I have an emergency I've been waiting for the cash loan for too long. Tried to contact your phone number, and guess what? Its not working! Facebook customer service takes 48 hours to reply (seriously?!). Such a bad customer service. Will be uninstalling this app.


I don't know with you guys but nothing's working on your app your cash loan keeps on saying "cannot process request at this time come back in a few days" It doesn't even provide any reason at all. Tried getting a gadget, when directed to the payment section either of the choices are not working or it keeps saying "transaction failed" like seriously? When is it going to work? Finally decided to uninstall, it's a total waste of space on my phone.


In terms of cash loans, I do not have that much issue. My issue is when I order items. Once I ordered a tablet which took almost a month to deliver. When it came in it was pretty non functional. The ports dont work, it was not charging, not connecting via wifi and so on. I tried reaching out to both the seller and akulaku but their customer service is pretty much non existent. Now I'm paying for that tablet though I'm unable to use it. Looks like I'm going to have same issue with my recent order


This is a great app! I had purchased 3 mobile phones already and the items are all in good condition. I got my credit limit increased by 3k every month. This is a very helpful app as I can also get a cash loan at a very low interest. They're customer service is also great. I will just send a message through chat in the app and in a few minutes, someone will call you to assist. Keep it up Akulaku Phils!


Very Poor service!!! Not user friendly. Theres no way to retrieve your account not even a single idea to recover my account. I already lost the mobile number I used to Login and now I cant even verify my account because most of my credentials are already connected to my account. Please improve this app. Make an option that user can use their registered email address to login in connection with my case.


Been using this app for a year now and before I never had problems with their cash loans until the past three months. I dont know what happened, but it always tells me that i have an incorrect beneficiary bank account, which is puzzling, because i have always used that account for the loan proceeds before. I've always paid BEFORE the due date so this is rather disappointing. By the way, their hotline is USELESS, tried calling so many times but always redirected to email/chat thats also useless.


My overall experience has been up and down recently. Due to too many rejected applications for unknown reasons. I've been a customer for over a year now, but the cash loan limit and repayment time did not change/increase at all. It's locked to 5K loanable amount and 15 days repayment - too bad. Good thing I liked were the fast disbursement and friendly customer service.


I've been using this loan app for almost a year and never got any problem. Paying all the dues 5 days or 3 days before the dues but now what happened i tried to re-apply a cash loan more than 7 times but loan rejected since Nov 10, 2019 error message an unknown error occurs please try again. So pissed off. Unable to reach your hotlines! I will never recommend this app to anyone. Before when you applied it went approved 3 minutes but now what u will feel is false hope....PAASA.


This app used to be great. Sa una lang maganda, ngaun nd na makakuha ng any gadget thru installment, it demands for full price. I tried contacting email support and got no response. I tried contacting phone support, phone is almost unreachable at laging busy. I tried contacting FB Messenger chat support, and I got a senseless reply. It demands me to reinstall, clear cache and keep trying on my end, even if you already know na system issue yan, not my end (I'm not the only one experiencing this).


I love the app. I've been using the cash loan service for months already. It's just that this past months that I submit the loan application, it keeps on getting stuck and the support help is not responding.


The best app ever. Thank you so much Akulaku, for me this app rreally helps me and my family to invests things in an easy terms of payment. They also offer cash loans for emergency purposes and I hope they will put longer terms with regards to cash loans. But all in all its a great experienced being with Akulaku. 👌👍


My credit status is good, I always pay ahead of time, coz interest is just reasonable. I've been a customer for a very long time. I applied a loan last August 23 until now it's processing, this happened twice already. Sent an email to support multiple times but there's no reply, dialled your customer service but no one is answering. I even filed for an installment yet, no item has been shipped and I just paid the downpayment. My Cash Loan stuck in processing again, this is the 999999th time...


Your app used to be convinient and recommended esp with cashloan but now since sept 20 you have this maintenance. If you no longer have funds just remove tha feature from your app. Addition with that your customer service sucks.. Edited: by the way your customer sucks it will take days and weeks just to responed.


i was approved with 8k credit limit and i cant make cash loan or even get anything in installment. i coordinated with theor cistomer service and they're not replying at all. no reso and the app is useless!! dont waste your time downloading and giving them your requirements


I have beeb trying to use the credit limit that was approved but it doesnt show any options on how to use it. I dont see it in the payment method. Ive been trying to call, email the support team but luckily, still got no response at all. Too bad.


I always loan using this app not only 5x and I always pay on time.. but since september there's always a problem Ussualy it would take up to 5 minutes for me to get the money but now it's always pending until your agent needs to cancel the loan request. 😭


I applied and was approved. However, I am unable to make Cash Loan and Purchase on Installment due to your system issue. Hoping for your assistance. Thank you! Until now my issue is unresolved


This is already my 5th time to have a cash loan with you guys. Usually it only takes 5mins to complete the process and to transfer the funds on my bank account. But now, Its been 3 days and it still shows processing. What is happening? Tried contacting your cx service thru FB, email and hotline, no one is helping me out. The loan amount is already debited on my credit limit but no transfer made on my bank account. I need this to get resolved ASAP!!!


Worst app ever!! I emailed you numerous times and been trying to call you multiple times but no one even bothers to answer This is in regards with the TV that i ordered! and accidentally click the confirm receive button! I will never pay for the balance through installment on the item that i never receive!


They charge Processing fee for Fast Approval but the loan gets processed forever. Give system generated response or none at all when you send them email or PMs via Mssgr. This happens multiple times already. Very disappointing App and Customer Service


Your sms verification is not working..I forgot my password and was trying to retrieve it thru sms mobile number...but every time I wrote down the code that has been provided I been ask again for my phone number and back again to ask another code..succkss


customer service numbers won't connect "currently receiving high volume of concerns" everytime you call. fb messenger customer service won't reply, email response after 1-2 weeks lol. you will be frustrated if you have concerns coz CUSTOMER SERVICE IS VERY BAD


The loan process and all is great except that the app crashes most of the time. Please help me as my loan is stucked again as "processing". I need it fix asap. Thanks.


You gave me a credit limit that I can't use to purchase for installment. I am unable to make a cash loan and unable to purchase movie tickets using credits. I've sent emails for assistance but no one is responding. I need help to understand what's going on with my account as I see no purpose with my credit limit.


Very helpful to my finances.... Thank you for all the features of this loan ... very reliable when times are critical ...


It has always been an issue that whenever you apply for a cash loan it will always tell you that it is on the process but will soon reject it. Please fix your system.


I got approved, but i cant use any of their services. And their customer service is Extremely poor!! 👎 their no response to my queries in messenger even on their email. The Developer And System is Moron!!


Loan still in processing for 2 days now. No one to speak with. The number is not working (always queueing). No one answers on the email nor on the chatbox on the apps. Worst app support ever.


This app use to be fast and reliable. I had a few concern and it remains unresolve. My cashloan credit limit has not increase even with one or two instances of delay. My installment purchase no longer works even if payment has been updated. I had a refund of 650 for an order that was canceled and never got feedback on the status. I would love to recommend this to friends but now Im hesitant to do so. I hope they can address or has plans of addressing my issue at all.


It's been already 4 months since I reached their customer hotline and after 3 months they replied on my email and until now the problem hasn't been fixed! The agent says I should keep on trying over and over and reinstall the app, doing it for how many times. This is the only app I know that their solution is to keep on trying? Instead of fixing it with their IT department! This app needs a lot of improvement because they are having many bad reviews, poor app!


An unknown error always occur on cash loan. Cannot proceed on any payment options when an individual buy something from this app.


Cash loan in app not working.. keep saying try again after few days .. uninstalling your app.. total waste of time even i have credit limit in my account. Sorry poor service e


So useless, cant even use cash loan, even the installment cant use it. It says you need to purchase it full.


First thing, your customer service sucks, you do not reply to messages sent to your official Messenger account. Second thing, you cannot be contacted through your hotline! You better close shop.


What a useless app. I was excited to try and purchase a product after they appeoved my credit limit but they won't allow me to purchse through installments. I hope you can fix this cause it's really stupid!! People are using your app for the purpose of buying in installments and getting a loan, but then you won't even allow us to do that!!


This is not my usual experience on akulaku app however, after requesting a loan it's status is still processing even after 2 days wth.. No csr response starting to hate the app now..


Its a good app I could guarantee...purchased items in a low installment interest and free shipping...what I dont like is its not accurately updated and takes time to refresh your credit status. I had 2 successfull cash loans and paid ahead of my due date but when my loan has increased the amount for the 3rd time, it was left hanging. The system says "Please wait patiently, your loan is under review" applied last July but its already October same answer I got everytime I check it. Time for update.


Making shopping easier. It's just that the delivery is not too fast. Thanks!


Stupid application. Low credit limit given to finance a phone. How the hell are you even going to purchase something with such low installment credit? This platform offers increase in credit by purchasing through full price of the items, they will increase as long as you spend money. BS. Thats why I installed this app to get installment amounts. Really stupid


Actually this app is amazing because you can shop on installment without credit card but there are some consequences on this app. 1st. There is no review of the product from the buyers. How can we make sure if that product is worth to buy or not. 2nd. There is no help centre wherein we can ask some questions or ask for help regarding with the product or whatsoever. 3rd. The shipping details is not right. I HOPE THERE ARE MORE IMPROVEMENTS ON THIS APP


Did trouble shooting per your agent advise but it hasn't done anything. I don't get the idea of having a credit limit yet you can't use. Tsk tsk


Trash app. May cash loan hindi naman makapagloan. "You can't loan for the time being, come back again in a few days." Ilang linggo na aba.


Please advise as to when your system maintenance will end for the Cash loan. Based on the app it started on Sept 20, so far yours is the longest, and the end date is indefinite. Mostly the maintenance would last only for overnight or 1 to 2 days and they provide an exact time when the system will operate as expected. I called ur hotline but the call was not accomodated due to volume of calls. They advised to email the concern but when u email the concern no one will reply just an auto-reply.


Hi, for the second time, my reloan is still processing. Last July I've encountered the same issue and it got fixed after 3 or 4 months. Then, I was able to reloan. After I've paid today, I've make a reloan and it is still in processing. I hope I will not encounter the same again and it will be approved. But as of the moment it is still processing which is unusual. So inconvenient...


What happened?? Many times i tried to log in and out. Uninstalled and installed. i am ready to pay my credit . Please help!!!!!!!!


I don't understand why I can not raise my temporary credit limit. I have provide the digital signature part yet the application said I need to provide digital signature. But I already did from the start. Tried calling the customer support to no avail. Nobody is there to talk to me, I get cut off after a few seconds of waiting


Very bad app, not recommended! 😠😠😠 Cash loan was easier than ever but now , it always stuck at "on process status" also tried different ways but it says " cannot make cash loan try again few days " but i tried couple days later still cant make loans! Customer Service also very bad they're robots! Very disappointed. Better use kredivo yall than this app.


very easy and fast transaction, the customer service is very approachable, thank to CS Rome for helping me..Thumbs up.


With the cash loans so far so good as well with the IB offer.. however😡😡👎👎 because of the experience that i had, there was a time that I overpaid my loan for ₱150.00 i reported it immediately but no action taken, now I dont know what happen to the app. everytime i purchase IB whenever i click on pay and it routes me to. shipping addres which always having an error that the area is not scope. with the delivery but ive been a customer since 2018 and i got my orders before with the same address


This is helpful actually. I tried to order COD just for a test but the amount is not less than Php100. I still have doubt if I buy something that I like, like mobile phones or appliances. I'm afraid it will not be delivered after I deposit my downpayment. Because the app is still lacking to see the reviews of the items, no date of delivery, no courier name included in shipping.


Great app. Customer service is responsive to my queries.


At first it was a great app, but after my 4th loan it still in process for a week.. And just saying your loan is under review thank you for your patience.. Actually im lossing my patience.. But im still hoping you will still send the money i loan.. I've been paying my loan before the due date, and i dont know the reason why its still in process, i know that you are upgrading your system but how long it will take!?


It's easy to use, however i tried to apply for a loan it's been like 10 days before i got the status of it, which is disappointing, what is the point of having this fast approval fee, and also I don't know of they are kulang sa manpower, kasi naka ilang beses na akong email ni isang response wala akong na recieve. Update: The app is working now, I got my cashloan the other day. Hope it won't haopen again. Thank you


Requested for loan since July 15 and still stuck!!! Come on!!! It is 3 months and issue is not fixed!!! Nobody has replied to my messages ever since. I don't think this app is legit. How can we trust your poor service? Fix my issue ASAP!!!! This is your last chance!!!


I applied and got approved for a credit limit which I can't use. Everytime I make an installment, a pop-up will show that I can't proceed because of security anomalies due to operational risk. I sent an email to your customer service but haven't any response yet. 1 star for now until this is fixed.


Is there any problem in this app? I install it in Mito phone but i can't apply for credit limit, it's always declined until 5 times trying. Yesterday my friend was used this app in Oppo phone but her limit credit application little differ from mine and her application approved after waiting around 2 hours. Am i can't use Mito phone to apply credit from akulaku app?


Just cancel my cashloan application. I don't want to use your app anymore! Been trying to be a good & loyal client but not even getting one single response from you. Cancel it now please!!! I'll file a report about this.


I am currently stuck with the loan renewal it's been 3 days and it's still processing. Please fix this Asap. I repaid my loan on time so I can get another one but you're giving me a hard time. I use to love the app. But im starting to get annoyed now


An unknown errors occurs,please borrow again!! many times i tried..Its useless


How do you expect us to reach you guys when I'm Facebook your customer service deletes our comment about the problem and leaves the positive ones in their page. They also block us from sending a message thru Facebook and we are not able to call them. We don't have a problem with you app but with your service!


First class online shopping aplication.. Easy to use.. Number 1 People's Choice Apps.


NO RESPONSE from your CHAT SUPPORT, EMAIL SUPPORT, APP SUPPORT, MESSENGER SUPPORT, CALL SUPPORT. My question is WHY?????????????????????????????????????????????????????????????????????????????????????????????????????????????


i have been using this app for quite sometime but i noticed 2 weeks ago when the app updated i can't order anything whatever address i place the app would not accept it and i applied for cash loan its already 3 days still processing and before it would be as fast as 2 hours. I don't know what happened to this app.Not usable anymore.


Poor customer service. The max cash loan ain't true hindi stable ang app.. Instead na makatulong magkakaproblema ka pa.. Don't waste ur time downloading it.


You need to fix your app. I applied for a cash loan last friday september 20,2019. An agent called and ask for some personal information. After an hour i receive a confirmation txt from you that my cash application was approved. I opened the app and click cash loan but sadly i cannot open it. Please do answer my concern.


I applied for a cash loan on sept. 30 and it says waiting for approval within 24hrs. Its been 4day and im stuck on the processing and was deducted on my credit limit na but still no updates going on. I don't need the money anymore! I'd purchased 2 items before and always paid on time. I keep sending my concern and feedback on your app many times and still no reply. Bad costumer service! so im giving you one star. Fix it!!


The other issue is resolved but one thing is going on right now, cash loan was auto approved before but right now it's been days and it still says processing, what's going on?


Update : i have already emailed you but still no reply😡I have just DL this app! Super dissatisfied there is an error on the app thats tells me that i cant borrow loan at this time and just come back!!this is my first transaction and i just got approved and its not even allowing me to loan cash ,such a waste of time.😨😡


What the hell it's been 5 days but my account still stock up to "activation processing" so frustrating!! They texted if i am available for short interview, but when ireply I never received any text or calls for confirmation!! Waiting for nothing!! Wasting of time!!


This app and the services it offers are one of a kind. Fast, reliable. It would be great if you have the means to increase credit limit by re-evaluating current income status of your customers.


After paying my loan 4 days in advance, I cannot make a reloan because your system won't give verification code that is needed to make a loan. This happens every time!


This is my second review for u akulaku.. first time i got dissapointed because i dont know how to withdraw my saldo to my bank account and i really appologize 🙇.. but for second reviews i really satisfied with ur service.. very easy and very fast. I feel i have my own shop and my atm together because wheneever i need i can get from u.. thankyou so much for ur service and very best installment app in Indonesia.. good luck akulaku 😘😘


This app so useless i want to cash loan but i cannot enter the after i press the amount then press continue..


I used this app for a month now, and no problem at all. But since last month everytime I make cash loan is always stock on processing.... Hope you pay attention with this guys! Sending email is not really helpful, seen but no reply at all.


Uninstalling the app. Akulaku doesnt have a good support system to fix their problem. A lot of loyal customer with good credit standing was not able to reloan. it got stuck in processing stage and they will not even reply to your email. Their hotline is unreachable too. Believe me, installing this app will only frustrate you as no one will understand or even acknowledge your complain. Everything is just "FRONT" but the actual resolution NOTHING!


Very bad service. They kept calling you just even u only late for one day! It is really feel unconvenience. Imagine that u only late for one day but they kept calling u as if u have been late for a month! It also charge u for a huge interest. Uninstalled. Thx


Been using this app for almost 3 months. So far, I only experienced a problem once but has been resolved immediately. Akulaku is improving a lot specially in their customer service. Very easy and convenient to use. A highly recommended app.


Where is my money? I have complain two times but no progress. Stupid, I purchased a pulsa phone, but server waiting 1 x 24 hours. Stupid , very bad server


Customer service are very nice and helpful. So satisfied with the services!


My loan application was approved but when I tried purchasing using installment, it was not pushing through. It says that there's an abnormality due to risk operation. Tsk tsk tsk. Their hotline is always busy.


This is my 2nd time reapplying on the cash loan but still no success. This is taking longer than usual. And the CS is not even respomsive enough!


This app getting worst. Two purchases made! First one, I didnt receive the product. But the shoes already due so I paid for it plus the downpayment. But Ive been informed that it will be cancelled! Then I'll get my money back but until now its still on my bill!! And my money is not refunded! Second purchase already cancelled on the system. Stated that my downpayment already refunded but I didnt receive any money! Its stealing and its illegal!!


Very satisfied ive been using akulalu for almost a year and the cash loan was very easy and usefull thanks akulalu


I tried cash loan and I thought its gonna be easy. I applied last sunday and says it was approved but up until now its still not posted on my account. I tried reaching out via messenger and through email but still there's bo response. I hope to get some response here.


Hello...there’s something wrong with your app. I already made monthly payment but the app shows that I’m still not make any payment. And now it's overdue.


It is good to use in buying gadgets. But in case of emergency and you want to use their cash loan products, sometimes it is helpful sometime it is not especially when they will hang your processing. And right now their customer service is unreachable. You cannot call them due t high customer calling and when yoi send an email you will wait for few days for them to get answer.


I purchased a watch for Php3,500 and got it on installment for 9 months. Plus interest, it should be Php4,508 but Php6,948 was deducted from my credit limit. When I reviewed my other purchases, I noticed a similar case back in July where I bought a Php1,699 worth of shoes but was charged Php7,462. Based on the app, I owe them Php20,900+ but upon calculating the total of my purchases minus the payments I made, It should be way less. I sent a dispute to your email add for your action please.


I applied for a loan and it's been stuck in processing status..I emailed your customer service and I've been sending chats to your customer service through messenger but there was no response....what is going on?


Easily one of the apps and service that one should have on their phones. This makes everything really convenient. No CC no problems!


Sad to say I can't proceed because I have no SSS ID only GSIS umid card ID..


Bogus and misleading This app is a total waste of time. I applied before and got declined. Then again, i applied last week and then got approved for 8k credit limit. Gues what, i thought i can buy anything here by the services they offered and used my credit limit they approved but its useless. Getting message before payment "you can only purchase this in full amouny etc" i cant even place my own address and saying "address is not within thr scope of shipping" so wherr are you guys shipping


Hi I try to install the app many times the only problem is copy or photo of signature when I click to capture a photo theres a problem like a glitch that unable to use my camera even though I allowed it? Help me please


Useless app.. when you click cash loan.. it only give you blank page.. lol


I applied for a cash loan last September 30, 2019 until now still processing. Before it was easy to loan but now the service is slow. I badly needed that loan. Please fix the issue.


You keep telling people to send a message to you via messenger but nobody responds. Your app is one big joke.


Fast approval of loan, low interest rate with great customer service. Though i had many loans but it doesn't increase.


Just want to ask for help, because once i click the "cash loan" it shows nothing, i already uninstalled and installed again the application but nothing changes, im looking forward to have business with you guys, hoping this will be fixed, thank you .


I have a concern that wasnt addressed even once. The email, the messenger, the facebook and the hotline are all unreachable. I had messaged them many time but they will still not answer my concerns. It is disappointing. They said that they value they customers and they give great service but the truth is, they will not cater your concern. Disappointing.


This is convenient in applying for an online loan. But now i am experiencing difficulties. I applied last october 22,2019 but until now still processing. I sent an email to cancel my loan but no response. Please fix your system.


Apk scan results


Apk Scaned By TotalVirus Antivirus,io.silvrr.installment.apk Was Pure And Safe.

Scan Stats:failure:0|harmless:0|malicious:0|suspicious:0|timeout:0|type-unsupported:11|undetected:60|
Name:io.silvrr.installment_3.0.29_239pakage.apk.tmp
Name:b7661dcfd0adf20311ed438def6fc4bf.virus SHA-1:fce221ce655193f06443dee97d3408b8fc3b3cf2 SHA-256:c5876b9e7cb386d8206f8e386b59d4dbaff9a8976c9760bfceb8a405eda6f8b6 SSDEEP:786432:ebSJNRTCyKwjDrrCE7Uv2NyE6X8j3R+uIgl52fMwJUy395mqtChAS2joEF:FJrASWvaB6Xs3EuPbwyy3 File type:Android Magic:Zip archive data File size:38096854 Uncompressed Size:64787767 Contained Files :4720 Contained Files By Type:MF:1,RSA:1,SF:1,dex:4,dtd:4,gz:1,jks:1,jpg:18,js:2,otf:1,png:683,so:18,ttf:5,txt:2,xml:193,xsd:4,

Permissions

requires following permissions on your android device.

android.permission.ACCESS_COARSE_LOCATION
android.permission.ACCESS_FINE_LOCATION
android.permission.ACCESS_NETWORK_STATE
android.permission.ACCESS_WIFI_STATE
android.permission.BLUETOOTH
android.permission.BLUETOOTH_ADMIN
android.permission.CAMERA
android.permission.CHANGE_WIFI_STATE
android.permission.FLASHLIGHT
android.permission.FOREGROUND_SERVICE
android.permission.GET_TASKS
android.permission.INTERNET
android.permission.MOUNT_UNMOUNT_FILESYSTEMS
android.permission.PERMISSION_GRANTED
android.permission.READ_CONTACTS
android.permission.READ_PHONE_STATE
android.permission.RECEIVE_BOOT_COMPLETED
android.permission.RECORD_AUDIO
android.permission.REQUEST_INSTALL_PACKAGES
android.permission.VIBRATE
android.permission.WAKE_LOCK
android.permission.WRITE_SETTINGS
com.android.alarm.permission.SET_ALARM
com.google.android.c2dm.permission.RECEIVE
com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
com.google.android.providers.gsf.permission.READ_GSERVICES
android.hardware.bluetooth
android.hardware.faketouch
android.hardware.location
android.hardware.microphone
android.hardware.screen.landscape
android.hardware.screen.portrait
android.hardware.wifi
approximate location (network-based)
Allows the app to get your approximate location. This location is derived by location services using network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine approximately where you are.

precise location (GPS and network-based)
Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power.

view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

view Wi-Fi connections
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.

pair with Bluetooth devices
Allows the app to view the configuration of the Bluetooth on the phone, and to make and accept connections with paired devices.

access Bluetooth settings
Allows the app to configure the local Bluetooth phone, and to discover and pair with remote devices.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

connect and disconnect from Wi-Fi
Allows the app to connect to and disconnect from Wi-Fi access points and to make changes to device configuration for Wi-Fi networks.

control flashlight
Allows the app to control the flashlight.

GET ACCOUNTS
Allows access to the list of accounts in the Accounts Service.

retrieve running apps
Allows the app to retrieve information about currently and recently running tasks. This may allow the app to discover information about which applications are used on the device.

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

access SD Card filesystem
Allows the app to mount and unmount filesystems for removable storage.

read your contacts
Allows the app to read data about your contacts stored on your phone, including the frequency with which you've called, emailed, or communicated in other ways with specific individuals. This permission allows apps to save your contact data, and malicious apps may share contact data without your knowledge.

read phone state
Allows read only access to phone state, including the phone number of the device, current cellular network information, the status of any ongoing calls, and a list of any PhoneAccounts registered on the device.

run at startup
Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.

record audio
Allows the app to record audio with the microphone. This permission allows the app to record audio at any time without your confirmation.

control vibration
Allows the app to control the vibrator.

prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.

modify system settings
Allows the app to modify the system's settings data. Malicious apps may corrupt your system's configuration.

set an alarm
Allows the app to set an alarm in an installed alarm clock app. Some alarm clock apps may not implement this feature.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.

read Google service configuration
Allows this app to read Google service configuration data.

Certificate

Certificate Issuer:OU:Streetcorner Ecommerce Limited
Certificate Subject:OU:Streetcorner Ecommerce Limited

Activities

io.silvrr.installment.module.startup.SplashActivity
io.silvrr.installment.module.validation.view.ValidationActivity
io.silvrr.installment.module.validation.view.ValSecondNoDataActivity
io.silvrr.installment.module.login.LoginActivity
io.silvrr.installment.module.login.LoginDialogActivity
io.silvrr.installment.module.pay.newpay.detail.PayByCreditCardDialogActivity
io.silvrr.installment.module.register.RegisterActivity
io.silvrr.installment.module.home.main.acitivty.HomeActivity
io.silvrr.installment.module.sale.SalesActivity
io.silvrr.installment.module.validation.SearchListActivity
io.silvrr.installment.module.validation.SearchListActivity2
io.silvrr.installment.module.validation.SearchListActivity3
io.silvrr.installment.module.password.ForgotPasswordActivity
io.silvrr.installment.module.coupon.CouponActivity
io.silvrr.installment.module.coupon.gift.GiftCouponActivity
io.silvrr.installment.module.item.view.CouponExchangeActivity
io.silvrr.installment.module.wishlist.view.WishListActivity
io.silvrr.installment.module.wishlist.WishListActivityNew
io.silvrr.installment.module.promotion.view.ApplyRewardActivity
io.silvrr.installment.module.promotion.view.PromotionActivity
io.silvrr.installment.module.promotion.view.PromotionAndInvitationActivity
io.silvrr.installment.module.promotion.view.InvitationHistoryListActivity
io.silvrr.installment.module.settings.SettingsActivity
io.silvrr.installment.module.settings.LanguageActivity
io.silvrr.installment.module.settings.LanguageActivityNew
io.silvrr.installment.module.password.PasswordManagementActivity
io.silvrr.installment.module.settings.ChangePhoneActivity
io.silvrr.installment.module.settings.ResetPhoneActivity
io.silvrr.installment.module.settings.SysSettingsActivity
io.silvrr.installment.module.password.ChangePasswordActivity
io.silvrr.installment.module.homepage.activity.InviteListActivity
com.yalantis.ucrop.UCropActivity
io.silvrr.installment.common.view.ShareActivity
io.silvrr.installment.module.facedetection.ui.activity.LottoFacePreviewActivity
io.silvrr.installment.module.bill.view.BillsActivity
io.silvrr.installment.module.bill.view.BillsHistoryActivity
io.silvrr.installment.module.bill.view.BillsRepaymentActivity
io.silvrr.installment.module.bill.BillCompletedActivity
io.silvrr.installment.module.bill.BillHistoryDetailActivity
io.silvrr.installment.module.bill.AdvanceRepayListActivity
io.silvrr.installment.module.bill.NewBillDetailsActivity
io.silvrr.installment.module.history.HistoryActivity
io.silvrr.installment.module.address.DeliverAddActivity
io.silvrr.installment.module.address.DeliverAddEditorActivity
io.silvrr.installment.module.address.DeliverAddDetailActivity
io.silvrr.installment.module.address.EnterPasswordActivity
io.silvrr.installment.module.bill.BillsDueDetailsActivity
io.silvrr.installment.module.bill.OrderRepayDetailsActivity
io.silvrr.installment.module.bill.FastRepayActivity
io.silvrr.installment.module.bill.view.AdvanceBillDetailActivity
io.silvrr.installment.module.bill.GoodsDetailsCompletedActivity
io.silvrr.installment.module.bill.QuotaDetailsListActivity
io.silvrr.installment.module.order.OrderActivity
io.silvrr.installment.module.order.details.OrderDetailsActivity
io.silvrr.installment.module.order.refund.OrderRefundActivity
io.silvrr.installment.module.order.logistic.LogisticTrackActivity
io.silvrr.installment.module.order.invoice.OrderInvoiceActivity
io.silvrr.installment.module.message.MessageCenterActivity
io.silvrr.installment.module.message.MessageDetailsActivity
io.silvrr.installment.module.address.LocationListActivity
io.silvrr.installment.module.bill.RepayMethodActivity
io.silvrr.installment.module.pay.newpay.list.NativePayMethodActivity
io.silvrr.installment.common.webview.Html5Activity
io.silvrr.installment.module.adtips.AdTipHtml5Activity
io.silvrr.installment.module.promotion.InviteContactsActivity
io.silvrr.installment.module.promotion.InviteFriendsAdActivity
io.silvrr.installment.module.livechat.LiveChatActivity
io.silvrr.installment.module.livechat.LiveChatCommentActivity
io.silvrr.installment.module.livechat.LiveChatImageShowActivity
io.silvrr.installment.module.evaluate.EvaluateImageShowActivity
io.silvrr.installment.module.livechat.RobotServiceActivity
io.silvrr.installment.module.livechat.LiveChatGoodsOrderActivity
io.silvrr.installment.module.home.search.CategorySearchActivity
io.silvrr.installment.module.home.search.CategorySearchFilterActivity
io.silvrr.installment.module.home.search.CategorySearchSortActivity
io.silvrr.installment.module.order.thirdparty.CreateOrderActivity
io.silvrr.installment.module.order.thirdparty.ImagePreviewActivity
io.silvrr.installment.module.order.thirdparty.CalculatorActivity
io.silvrr.installment.module.message.MerchantNewsActivity
io.silvrr.installment.module.home.bill.view.CallStatusActivity
io.silvrr.installment.module.sale.ActivitySubjectActivity
io.silvrr.installment.module.item.view.CouponGoodsActivity
io.silvrr.installment.module.area.view.AreaActivity
io.silvrr.installment.module.item.view.ReferralCodeActivity
io.silvrr.installment.module.creditscore.activity.CreditScoreActivity
io.silvrr.installment.module.creditscore.newcredit.CreditScoreIDActivity
io.silvrr.installment.module.creditscore.activity.CreditScoreDetailActivity
io.silvrr.installment.module.creditscore.activity.CreditScoreEcommerceActivity
io.silvrr.installment.module.purchase.view.AddressChooseActivity
io.silvrr.installment.module.payconfirm.view.PayConfirmActivity
io.silvrr.installment.module.purchase.view.PaymentCouponActivity
io.silvrr.installment.module.homepage.activity.CategoryListActivity
io.silvrr.installment.module.recharge.phone.view.PhoneRechargeActivity
io.silvrr.installment.module.recharge.phone.view.NetCarrierActivity
io.silvrr.installment.module.recharge.phone.view.ChoosePkgActivity
io.silvrr.installment.module.recharge.store.view.CashVoucherActivity
io.silvrr.installment.module.validation.view.CommonOfflineActivity
io.silvrr.installment.module.item.view.ItemNoteActivity
io.silvrr.installment.module.recharge.electric.view.ElectricFeeActivity
io.silvrr.installment.module.recharge.water.view.WaterFeeActivity

Providers

com.facebook.FacebookContentProvider
io.silvrr.installment.common.shareperferences.MultiProcessSharedPreferences
com.akulaku.fileprovider.AkuFileProvider
com.blankj.utilcode.util.Utils$FileProvider4UtilCode
android.support.v4.content.FileProvider
com.sensorsdata.analytics.android.sdk.SensorsDataContentProvider
com.google.firebase.perf.provider.FirebasePerfProvider
com.google.firebase.provider.FirebaseInitProvider
com.facebook.marketing.internal.MarketingInitProvider
com.facebook.internal.FacebookInitProvider
com.crashlytics.android.CrashlyticsInitProvider

Services

com.google.android.gms.analytics.CampaignTrackingService
com.google.android.gms.analytics.CampaignTrackingService
com.google.android.gms.analytics.AnalyticsService
io.silvrr.installment.push.PushMessageService
io.silvrr.installment.service.UploadSensorService
io.silvrr.installment.service.PaymentConfirmRecordService
io.silvrr.installment.service.ValRecordingService
io.silvrr.installment.service.CoreService
io.silvrr.installment.service.CoreJobService
io.silvrr.installment.service.CoreService$InnerService
io.silvrr.installment.service.WorkerService
io.silvrr.installment.service.offline.WebOfflineService
com.google.firebase.components.ComponentDiscoveryService
com.google.firebase.messaging.FirebaseMessagingService
com.google.android.gms.auth.api.signin.RevocationBoundService
com.google.android.gms.analytics.AnalyticsJobService
com.google.android.gms.measurement.AppMeasurementService
com.google.android.gms.measurement.AppMeasurementJobService
com.google.firebase.iid.FirebaseInstanceIdService

Receivers

io.silvrr.installment.receiver.TimeChangeReceiver
com.google.android.gms.analytics.AnalyticsReceiver
com.google.android.gms.analytics.CampaignTrackingReceiver
com.adjust.sdk.AdjustReferrerReceiver
io.silvrr.installment.pushimp.NotificationClickBroadcastReceiver
com.google.android.gms.measurement.AppMeasurementReceiver
com.google.android.gms.measurement.AppMeasurementInstallReferrerReceiver
com.google.firebase.iid.FirebaseInstanceIdReceiver
com.facebook.CurrentAccessTokenExpirationBroadcastReceiver

Interesting Strings

http://
http://akulaku.com/akulaku_download.html
http://android.bugly.qq.com/rqd/async
http://play.google.com/store/apps/details?id=com.facebook.orca
http://rqd.uu.qq.com/rqd/sync
http://schemas.android.com/apk/res/android
http://shence-01-01a2008d2e6a5abb.elb.ap-southeast-1.amazonaws.com:8106/sa?project=production
https://
https://.facebook.com
https://api.linkedin.com/v1/people/~:
https://app.adjust.com
https://d12x8ezp3au6m3.cloudfront.net/
https://docs.google.com/gview?embedded=true&url=https://nndl.github.io/nndl-book.pdf
https://drxf4sxe82fjt.cloudfront.net/
https://facebook.com
https://facebook.com/device?user_code=%1$s&qr=1
https://gdpr.adjust.com
https://graph-video.%s
https://graph.%s
https://mall.akulaku.com/v2/redirect.html?actionKey=
https://maps.googleapis.com/maps/api/geocode/json
https://plus.google.com/

Older Versions

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