Earnin - Get paid today APK

Version 10.22.1 - com.activehours
Last updated: 2020-01-15 05:31:48
activehours,finance,earnin

Earnin lets you cash out $100 after work.

APP Information

Download Version 10.22.1 (19708)
Apk Size26.23 MB
App DeveloperActivehours Inc.
Malware CheckTRUSTED
Install on Android7.0 and up
App Packagecom.activehours.apk
MD51dc1266e14dd123de792646542880e41
Rate5
Website https://www.earnin.com

Download Earnin - Get paid today 10.22.1 APK

App Description

Earnin - Get paid today is activehours,finance,earnin, content rating is Everyone (PEGI-3). This app is rated 5 by 3 users who are using this app. To know more about the company/developer, visit Activehours Inc. website who developed it. com.activehours.apk apps can be downloaded and installed on Android 7.0 and higher Android devices. The Latest Version of 10.22.1 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than Earnin - Get paid today APK Mirror. This app APK has been downloaded 11401+ times on store. You can also download com.activehours APK and run it with the popular Android Emulators.

Earnin is a community-supported app with a mission to build a financial system that works for people. Access up to $500 between paychecks, explore savings options on medical bills, help avoid unnecessary overdraft fees, and earn cash back on your purchases.

Four financial tools in one simple, easy-to-use app. With Earnin, there are no hidden fees. Just pay what you think is fair.

THREE SIMPLE STEPS TO CASH OUT:
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1. Connect your bank and tell us where you work.
2. We’ll verify your bank and confirm your hours worked; you cash out up to $100 per day and tip what you think is fair, between $0-14*.
3. On payday, we’ll debit your account for the money you cashed out plus any tip.

FAST FACTS:
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• 75%: 75% of members say Earnin has increased their ability to pay for gas and get to work.

• 15M: Community members have tipped extra to cover a fellow member’s tip over 15 million times.

• $133: Health Aid has found average negotiated savings of $133 per community member. (Results not guaranteed)

• $100M: If members made the same purchases without accessing their pay using Earnin, they would have incurred over $100M in additional overdraft fees in June 2019.

OUR TOOLS:
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+ Cash Out 
Get paid when you want. Up to $100 per day, and up to $500 per pay period.

+ Health Aid
Send us your medical bill and we will negotiate with your medical provider to try to reduce your balance and/or find you a more affordable payment plan.

+ Balance Shield
Balance Shield Alerts notify you when your bank balance is getting low. Balance Shield Cash Outs send up to $100 of your earnings directly into your account to help avoid the chance of overdrafts.*

+ Cash Back Rewards:
Earn up to 10% cash back when you shop at 1000’s of participating local and national businesses.

OTHER FEATURES:
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+ Lightning Speed
Connect your debit card to your Earnin account and receive your money in less time, with no additional charge!

+ Live Chat Support
If you have any questions or issues with the app, our Live Chat team is available 24/7, including all holidays.

+ 256-Bit Bank-Level Data Encryption
Earnin uses bank-level encryption to protect and secure your data.

+ Financial Calendar
A handy tool that informs you of any upcoming payments.

*Note that tipping options will vary between tools.
*Once Balance Shield is activated, it must be reset after each use.

Love the app? Leave a review! Your feedback helps us improve your experience.
 

App ChangeLog

  • Bug fix.

App Screens

Earnin - Get paid today Screenshot 1Earnin - Get paid today Screenshot 2Earnin - Get paid today Screenshot 3Earnin - Get paid today Screenshot 4Earnin - Get paid today Screenshot 5Earnin - Get paid today Screenshot 6Earnin - Get paid today Screenshot 7

Reviews From google play store

Awesome app, it really helps me when I'm in a bind. But what I love most is the customer service! Someone named Meynard spent time with me to help solve a problem with my balance as I was trying to avoid overdraft fees and they fixed everything and got me squared away. I really really appreciate the help. Great app. Great people. I'll be recommending it to all my friends and family!!!


I'm a loyal customer to this app for over a year. The problem is every couple of weeks especially when i need to borrow some funds there is an issue with the app. It will say things like it needs a new screenshot of bank acct etc. When u send it doesn't process. Customer service is like impossible to get in touch with. It just buffers forever smh. Time to find another app


I'm editing my original review. Please note that if you take out money on two separate occasions, your checking account will not be debited for the total amount, it will be debited for each individual amount you take out. Meaning, the app will tell you that they don't want you to rack up overdraft fees on your account but in the off chance that you don't have enough to cover the debits from your account, you'll not only get one fee, you'll get two or three. They shouldn't make you overdraft.


This app is amazing. Better than any other app like it on the market, been using it for over a year now. Beats getting a payday loan loan or even borrowing money from a friend. Borrow what you need and leave a tip if you got it, couldn't be any more simple. And if your bank qualifies for lightning speed you get your money in less than five minutes.


The app started out OK. But the last 2 months has been hell. They stopped honoring my work time. And as of now they want connect my bank account to them but they still get there money but want let me get anymore. This app will only work for a short time. Don't waste your time with them. I'm about to leave them and try something else. I wish I could give them a half star. This app sucks. They talk about giving you 100 and for the last 2 months they only let me get $50. Don't waste your time


Earnin was not what I expected. I expected a half-trash advance app. But what I got was a super helpful support team on earnin. They are always ready to help and so polite. Sure the app has a few stutters. Mainly with not updating the return payments, but with the fantastic help of the support it's all bearable. I highly recommend this app for Budgets, quick easy advances and 10/10 support.


Ive been using earnin now for several months and im totally happy with it. Their support has been great with solving issues. Had an issue when i changed banks, saying i wasnt authorized for online banking. Support did something on their end and fixed it. Only snag i have is i had worked up to a $250 cash out. When i changed banks, it defaulted back to $100.. One tip: if you work a delivery job or something, contact them and have them increase your job radius to max.


I tested the app for 90 days and it works exactly as it advertises. Earnin is a great tool to use whenever you're in need or to simply do business with. Earnin is easy to use, user friendly and the chat customer service is super helpful. I truly love that Earnin allows customers to reward their employees when they go above and beyond! I highly recommend this app and I wish Earnin the best and thank you for this great tool/resource.


I have had an open ticket for a week. I have been told that there is no time frame for fixing the issue. In response to your email: HOW CAN YOU NOT FIND AN OPEN TICKET? I'VE BEEN GETTING EMAILS FROM RENFRED SINCE NOVEMBER 9TH. I'M OVER IT. I did write you you keep telling me the same thing over and over..


This app is great. It really helped me in my time of need, without having to worry about interest and fees. It does ask for a tip though it's not required, but it helps them be able to fund you and keep things running. Much better than taking a loan and paying interest. I had one issue with my bank connecting, and had very friendly customer service assistance through chat. All I had to do was uninstall and reinstall and that fixed the little problem!


The best paycheck app. You don't have to sign up for memberships like other apps, it'sso easy. I set the location where I work and it automatically makes a timesheet for me. You can even submit your own timesheet photo(it takes about a day to update this way, understandable). I've paid literally thousands of dollars in overdraft fees over the years and it's usually cause I overdrafted like $10 dollars. This is seriously a life saver, can't recommend enough if you live paycheck to paycheck


It was great when I first sign up but it has changed. I'm unable to upload my timesheets through the app. I used to be able to chat with support and send it through chat but now I'm unable to do that. Now I sent it through email which takes longer to get my earrings.


At first it was great, only said I make 5$ a day, but 5$ is still better than 0$. But, I give it 2 stars BECAUSE for the past month I'm no longer able to use earn in because "I havent been working" but this week I've put in over 40+ hours at the same job I've had for 3 years. So it works for about 2 months then says you're unemployed.


Never works. If you're lucky it will once but then your bank will disconnect. Support will tell you to move to a new bank.... they won't actually offer any resolution but they will tell you the app works it's just a problem that will take who knows how long to fix. So really the app doesn't work. I have been more than patient with this app. I actually have been trying to work with them for 2 years. And it's been nothing but hassles. They'll take money out of your account before your deposit come


works the way it should, doesn't match my pay with hours worked but I don't need much in between paydays so it's not a big deal. UPDATE: 4 days ago the app wasn't linking to my bank all of sudden. This has happened before but usually gets fixed immediately. Not this time it's been 4 days since I've been able to log in. I can't upload any timesheets so I'm sure I'll lose my max because of this.


Wasn't able to fix the problem for one week and entered information several times and after a long process nothing was solved deleted the application after a long time. I understand but it's been over a week and if you look closely I'm not the only person having problems, it must not be too high for priority if all of us are still having a problem


The app started off real well. However, as of the last 3 months it has been quite a nightmare. It seems to always have an issue registering where I work. Also, everytime I write in to Support, I have to send in my timesheets. The first couple of times were ok, but now it has just gotten annoying to keep taking a picture of my timesheets and sending them in weekly. The steps they offer does not solve the issue at all, adding more to the frustration. Sigh...farewell to a once great app.


Lots of trouble over time with the app. Countless submitted customer support tickets with minimal or no assistance. Countless malfunctioning (problems reading bank balance, problems clocking hours) errors. Not worth the hassle. I've had a better experience with Dave. Eventhough a smaller advance from Dave, much more convenient and less errors. Too many rules and policies, not enough advances in my opinion.


Really helped me out in a pinch and prevented a crazy 35 dollar overdraft fee from my bank. I was able to pay my bill and have a little bit extra to put in my gas tank to make it to payday worry free. And they let you choose what you pay. Great app and well deserving of the best tips possible. Even a 12 dollar tip is still less than half what your bank would charge!


Always comes through in a crunch!!! Never had an issues!! Great app!! *********11/9/19 UPDATE*********Overtime this app has gotten to be the worst! It never resets after in a timely manner after their money is pd back, it states that my bank has not updated yet, it all a bunch of bs if you asked me! This app was a 5 star to me but in the past 3 months or so it has went down, i would only give this app 2 stars and thats even reaching...


Loved the app at first but I have ran into a few problems recently. Having to reconnect my bank more than once and then I got from being able to cashout after sending my timesheet to being asked for proof of my payroll deposit. It's frustrating to have to constantly upload this info...other than that Earnin is very helpful between paydays. Customer service is always friendly and helpful.


Its been having issues connecting to my bank for the longest. I continuously re-enter my bank information and it doesnt work. I can not speak to a rep either. Update: I am still have connectivity issues for 4 weeks now. Customer Service rep said they are still working on the issues and will notify me via email, nothing yet. This app was wonderful for about 1 yr since i had it and now this issue. Update: It's been a month since the app magically stopped connecting to my bank.


This app gave me nothing but problems I had Bank connection issues that no one was ever able to fix that lasted over a month every time I would talk to somebody on there and they would just brush me off it got to the point where I had to close the account because nobody could fix the issues I felt like I was ignored nobody would care that I was having this problem they have a lot of bugs in this app and it's just not worth it, and i did contact support they never fix the issue


I'm rating kinda low right now because for the past week I've had trouble getting I to the app...says I 'need to reconnect my bank'. Once I put my info in it takes me to another page saying I need to update chrome (which is done)and then after I try again says theres trouble with my bank and makes me repeat this process. I know I have taken $out this pay period and want to see what I'll owe. Not being able to get into the app is irritating me.


At first this app was a true lifesaver, when I needed the cash it was there, after about 3 months I started having issues, the app reset itself, randomly disconnected from my location, sent screenshots of everything to support, explaining that their servers were screwed up, and all I got was pre scripted bullsh*t from them Everytime it happened, saying we need you follow these guidelines and after I showed them they kept with the script, it's utterly a joke at this point.


Does not work with Doordash. You have to have something with your name and hours on it, and they won't accept the screenshot from the earnings tab. That is understandable, I guess. However, the reason I am giving this app 1 Star is bc there is no support. They made me wait two days to here back from Support, and the message I got from them only said that my support ticket was closed. They didn't reply, and they marked it as SOLVED.


Love the app but for past several weeks I have not been getting my cashouts at lightning speed. I have relinked my debit card and spoke to several customer service agents as well as my bank. My bank said that the deposits are coded as ACH deposits. I have spoken to several agents and explained this but they insist that on their end it shows I'm getting my cashouts at lightning speed. No one seems to be able to resolve this issue.


I NEVER leave reviews. Mainly because I'm only using the google app store for games to play and waste time. But truth be told this app really has gotten me through SO MUCH in this paycheck to paycheck society. I've avoided so many overpriced overdraft fees even though banks describe it as "overdraft protection ". As long as you're reliable in paying them back each and every loan, this app is like your grandmother. Only you dont have to have the anxiety or feel shame about asking for the favor.


I love you guys !!! The best borrowing app I ever tried. I even told my coworkers about it and now they have it. Definitely comes in handy when you are running low. I get paid every two weeks and sometimes i don't like to wait. You guys even increased my max period. Thank you very much. You have a satisfied customer forever 😉


I must say this app makes life a little easier and its quick to deposit funds. Just make sure you budget yourself so you don't become dependent. Great service for a single mom like myself and those who just need a little bit to make it in between checks or an emergency. THANKS EARNIN❣🌻❣.


Update: Fixed it without any help or contact from customer service or tech support by resetting phone to factory settings. Previous: Up until recently everything was great. But now the app won't work. I've contacted customer service a couple of times, and they've told me that development was working on the problem. It's been weeks and still no resolution to the problem and no contact from customer service or development with any update. Great app when everything works, terrible tech support.


This app is user friendly, simple and helps on a weekly basis for me. Customer support 24 hours via chat. I couldn't ask for more than a reliable source to get me through until next pay day. This is sure to make life better. Pay what you think is fair for transactions. Pay it forward! Get this and you who'll bout be disappointed. It works in a tight pinch it's a splurge weekend. Increases as you do better with you're finances. Decreases if you do bad. The perfect rewards system.


update: invite a friend feature is broken. tried multiple times with different friends. update: support via chat within the app resolved everything quickly. now i can recommend this app. it does take about 2 full days for everything to get synchronized within the app, your bank and debit card update: app is working but took 3 days for it to load correctly. says my account is ready but won't do anything beyond the pop up screen as it keeps showing the spinning circle with no update on progress.


I've been able to use this app a few times and now it doesn't want to connect to my bank. I've contacted customer support twice, the first contact I was supposed to have someone contact me in 1 business day, but nobody contacted me. The second attempt was via chat, which the specialist couldn't figure out the issue and told me that someone would contact me via email. this was a week ago, still no luck. I will be switching to a different app.


The last time I submitted a screenshot of my timesheet, the system kept requesting I submit again and that it couldn't be in pdf or word format, which it wasn't. It was a jpg image. Chat rep said it couldn't be in pdf, word or jpg. I've always submitted a screenshot image and hadn't had any issues until then. I was told I had to take a photo of my computer screen showing the timesheet. What doesn't make sense is that even doing that creates a jpg image, so this makes no sense. Good app, tho!


At first I thought this was going to work as though they advertise but that is not the case I have been trying to upload my timesheet for almost a week and it's not working and I have never been able to get more than $100 per pay period......Beware of the false advertising...i was advised that everyone starts at $100....but for how long it's been months......


It use to be a good app till they started doing unnecessary things to my account like blocking me out of using it and change my earnins. For instance I had $800 in it then they would reset it to like $300. And the whole having an issue connecting the bank please login your bank info again,when I do this it would tell me something went wrong please try again in one business day. Meanwhile I login to my bank website just fine. They even lock me out of the live chat support. People don't download.


I gave 5 five stars in May now I've changed my mind. Three months in of using this app and it was fine up until August. The app had some updates and every since then it has had trouble adding my earnings. I'd also like to add that there was $40 that I owed and the this app finally received it but i was unable to cash out again until the following week. Not to mention while my account was on "hold" the app never updated my earnings. I will be uninstalling Earnin.


I love this app!!! It has been a real lifesaver for my husband and I. When I initially downloaded it everything was verified within 48hrs. It started out that I could only access $100. As soon as I requested the $100, it was available immediately! A few weeks later and the amount I can get had already increased to $250 per pay period... Which really came in handy when my starter went out on my car. I've told anyone who will listen to me about this app. Thank you for this service!!!


It worked well but now won't connect to my bank. First national of pa . Update: after getting the run around for a few days they message me and tell me they can't connect to my bank so I should set up a different bank account. Seriously? That I wouldn't even be able to use bc it has to be an established account with a certain amount of deposits. This app is a complete joke. Do not waste your time!


Awesome system! I have 1 year old twins and always need cash between paydays. It takes a few days to get set up, but once its going Earnin is super helpful. Also, you pay what ever you want. Even when you pay it forward, is cheaper than getting a loan anywhere else. Thanks Earnin!


I read the reviews first and was concerned with a few minor things mentioned, but still wanted to give it a try. Ive been using it for about a month with no issues at all. My money is there pretty much immediately. My max cash amounts increased once my first withdrawal was paid back. Its proven very useful and convenient so far.


Used to work great but I updated the app a few ago and now it tells me that I have the wrong username or password when trying to connect to my bank. I can still log into my bank with that info so I know that it's the right information. I even changed my backing password and then tried again... still doesnt work


It was great at first but then it's just been sitting there for weeks saying it's waiting for my bank to send updates and to send screenshots to speed it up but when I sent screenshots it hasn't said anything about receiving them or confirming if they went through or not.


I keep this app on my phone just in case, it recently came in handy when the tire blew on my car & it was still a week before payday. Thankfully I was able to pull the money I needed for a new tire instead of driving on a donut for a week. It's extremely easy to use & much cheaper than payday loan, FOR EMERGENCIES ONLY


Used to work great 6 months ago, but now after talking to customer service 3 different times trying to get my account set up (which it already was so IDK why I had to re input everything) still no luck I keep being told 1-3 days for it to take effect for the last 2 weeks. Found myself a little strapped for cash and came to use this like I used to but nope just kept being told it'll be fixed soon. Would not recommend.


Doesn't work with Android Q (8/5/2019). Crashes every time you try to log in. Maybe I'll try again later. - Edit - Adding 2 stars for the fast response from the developer. (11/22/1019) Still doesn't work with Android Q. This has been available for months now. Same problem, crashes at login. If Earnin needs logs, I can provide a logcat.


Please make the process easier and more streamlined. I had to go through registration and uploading numerous times. Very time consuming and annoying! Then your app disconnected from my bank, and it wasn't even the bank's fault! Then I had to upload more screen shots and reconnect my bank. Please fix your entire process. Thank you. In response to your response, it's already been fixed twice. That's not the point of this review.


Love this app, it definitely has saved my ass many of times when I was in need of money. And at first I didn't think this app would work at all but once I got everything set up and approved I was able to pull money out an raised my max out really quick surprisingly. Definitely a happy user of this app!!


My job is old school and doesnt have "electronic " timesheets. We have a punch card, and payroll takes it and and uploads it that way. when its sent to me its only in the form of a pdf. I've explained this plenty of times to their agents with evidence,and each time the person says its perfectly acceptable afterwards. But I literally have to have the same damn conversation with them EVERYTIME and they act dumbfounded. Like its not hard to just put a note on my account or change the criteria


I'm really sick of this app. Honestly it's just one big scam. They don't let you get the full capacity of the $500 without some kind of reason or stipulation and I'm frankly sick of it. It makes me struggle even more than I already am. I'm just doubling down on the little bit of money I have and deleting this app. Def would not recommend.


Downloaded the app and started trying to go through the steps to get set up. I logged in to my bank account and then was trying to pick my place of employment, but couldnt. The screen kept glitching going back and forth from the bank login to the list of employment. I closed out the app to try again and the same thing happened!


This was app is awesome. In the past if I've had an issue, they responded very quickly and worked with me. Had to update this review to give 3 stars because of the structure of the app. It all of sudden has issues tracking my hours, so I'm not having money put into my account, and when I don't use the app, it lowers the amount I can take out. I contacted customer service, updated permissions. I hate that you have to show a timesheet if there are issues. Mine is digital. I don't have a way to.


Works flawlessly on iOS. Doesn't even open on Android. Same credentials. It just may be the app has bugs on certain handsets. Forgot about Android fragmentation. Other than that I can vouch that this app is very useful. Based on my iOS experience. If it did the same on Android 5stars definitely. Update: I had to keep my word and give 5 stars. This app is the original of its kind. Dave sucks. Brigit is cool. Earnin is the most reasonable and straightforward.


Idk how I stumbled upon this app, but it's seriously been a lifesaver! I tell all my friends about. Why even consider payday loans with a garbage rip-off interest rate when u could use this. So helpful when an auto-pay is coming out right in the middle of the pay period, or any other unexpected bills come up. Only complaint I have is that my debit card has been verified several times for Lightning Speed and says it'll process at that rate, but still takes a day. Still great to have tho


I've been using earnins for months now. At first it was amazing because the app lets you ask for a loan whenever, in short notices, but now they keep changing the rules on you like you can't borrow any money if you don't have money in your bank account 🙄 or just now (Saturday 11/9/19) I had a mini emergency and the app says I'll get the money (Tuesday 11/12/19). They are creating inconveniences when you need the money the most. Wonder what other inconvenience rules they'll come up with next.😒


Everything was good in the beginning. I was approved and all my info was verified I got my first cash out of 100 dollars and the in 2 weeks paid it back thinking that I would be able to borrow more if needed after that was paid but no its telling me that I have to wait till the 22nd of novemeber and that there is still no guarentee that I will be able to borrow more then. Not quite what I expected seeing how its money that I borrow and pay back and they have all of my info and take it right out.


This app started off great. But once I started using it more frequently because I had unexpected expenses it started changing my Max dollar amount from $500 down to $450 down to $400. they told me the reason was so that I wouldn't get overdraft fees or have financial distress but they're literally the cause of it now! I do not recommend this app if I didn't have to give any stars I wouldn't.


This app saved my life. I have some bad health problems right now and medical Bill's have been devouring my income and savings. I needed money to buy my meds but, I only had $8 in my account. I was considering foregoing my medications for the next 8 days until payday when this app was recommended to me. I like that it's my money, its paid back immediately from my paycheck and there's no astronomical fees. I appreciate people who have covered my tip and that I have the chance to pay it forward.


This app is amazing. Once you get to the $500 pay period max, pulling out $100 when you need it is VERY helpful. The only reason it gets a 4 star is because you essentially get stuck in a loop of having a short paycheck. It's great when you're desperate, but hurts when you're settled.


UPDATE: After using this app for more than two years, it suddenly no longer connects with my bank. They claim the issue is my bank name changed & the app does not support my bank. I say if that is the problem, then why has it worked just fine the entire last year since the bank changed names? No one seems to have the answer for that. It's just frustrating.


I had problems when I first installed the app because of how my company name appears on my direct deposit and how I entered the name when I registered. Once that got straightened out it has been great. Lightning speed gets the money in my account in a minute or two. It's great.


Terrible experience. This app has caused me so many problems with my bank and now I am somehow not able to sign into the app. I have been trying to get in touch with support for almost a week and I have not gotten any response or resolution to my problem. I hope someone from support sees this review and gets back to me.


So far I'm loving how easy no hidden fees I've ran in, money is right into my account fast, and easy. I tip because it's like a friend doing you a favor. Only thing they may need to update would be more exact info of how much money is in your bank, other than that no problems. It's a must download😁


This app is too buggy to be very useful. Note 8, Note 9, and Note 10 all had the same exact issues so it's not the phone. It'll log me out immediately after logging in and every once in awhile connecting to my bank account requires arguing with both sides for an hour about whose problem it is besides mine. I like being able to access the money I worked for sooner but this app makes me want to look for a better option like actually no longer being poor enough to HAVE to use it!


11/12/19 The app has changed the criteria. One of the criteria is if you have a low balances not Overdrafts it can affect your pay period max. The app shouldn't determine not to increase if a balance is low. Once the company has received the money when scheduled it shouldn't be a problem. *Side note if you use the Cash app the penalize you too!* I would recommend this app. 5/17/19 If you don't tip every time they decrease the amount. Still if you concern about tipping then make it mandatory!


this app is awesome and has helped me out tremendously. UPDATE: if you are providing for a family on your own, don't use this app. You'll end up like me eventually, out 500 dollars because the app after months of working fine stops and the support team gets tired of attempting to get it to work and puts a stop assist file on your name. I'm screwed right now with overdrafts and no money. I don't recommend this app.


Was working before but now I cannot reenter my bank info to get back in, I enter all info, get to the final disclosures and agreements page and when I click on it to read it there's nowhere to go from there and I have to click back but it takes me ALL the way back to the beginning and not to the last page i was on... i cannot move forward without clicking i agree and even though I've opened the disclosures multiple times I cannot click agree without opening it again, it's even prompting me to so


This app just has too many problems to make it worth using, honestly. I had to reconnect to my bank almost daily, and then it wasn't logging my work hours correctly so I had to start submitting my work time sheet... Now, after a recent update, the app can't even connect to my bank anymore, which means I can't use the app for anything. You'd think that they'd have all these kinks ironed out since they've been in business for so long now, but I guess not.


terrible. was loving the app it was good for ppl who are paycheck to paycheck then all of a sudden cant use my bank anymore. support was not helpful at all and basically told me I was SOL. 11/19/2019 I'm finally able to use the app again which is great but they keep lowering my max for bogus reasons. Customer service is garbage and just gives me run arounds. Then I took my 40 hours worth of PAID vacation and I need to prove my vacation time to them in order to cash out.😡😡😡


Pretty cool app! Update! As of 11/9/2019 I can no longer log in nor link my bank with them. I have reached out to support and they have pretty much been giving me the run around pretending like they care. I am so disappointed. I have been using Earnin most of this year and now all of a sudden I'm locked out after they got their money from my account. Bogus!


I use to love this app, however for nearly 3 months atleast 2 times a month I have to contact support because of an issue connecting to my bank. And once it wants you to reconnect you cannot even get ahold to customer service. It is annoying more than I can describe in simple words.


App has gone downhill. They lost my bank info so I cannot log in. The information hasn't changed and the bank log in information is correct. It seems they have no support staff on the weekends, so no one is going to help you. They responded saying it was an issue with their servers as the reason they cant connect with my bank but they withdrew the money from my account with NO problem. This issue has been going on longer than a week and atill not resolved. They deserve less than one star.


Cannot get setup. My "bank is taking too long to respond" or something like that. Chat is always down, so you cant even communicate with support. Will uninstall and look for something else. EDIT: Earnin support did not stop communicating with me until I was set up and running. It has been a real lifesaver since we got it working. Thanks so much to your support team! I've been recommending to everyone.


The app only give me credit for being at work if I'm on the west Halls of the facility. Everytime I'm assigned to the east side of the building the app will not count it as hours worked. Same location just a different part of the building. Also, I've been constantly borrowing and repaying on time and still no max increase.


The first few days using the app were great. However now Ive run into some issues. The first time I could not get my earnings the cash out button was grey so I got on the chat and it was resolved super fast. Now, however, I can upload my timesheet and wait all day and nothing happens and when I went to the support tab it says chat available 24/7 7 days a week. Well, no its not because there is no option to chat anymore. Not happy please fix.


It works well though I have an issue with how my company does their time keeping. Since we use an app that doesn't give us a time keeping chart, I have to send in lots of screenshots to show that I worked. They even let you set how much you pay them for using the service. I may not be able to afford much now but someday I'll pay them back for their generosity! Thank you so much Earnin!


It was great the first time I used it, but after that first time, it logged me out of my bank on the app and wouldn't let me log back in. I can log into my banks app and website, just not on the Earning app. This happened at a time when I had no money, and needed gas.


I'm updating this review bc I've run into more severe problems with this app, particularly customer service. Weeks ago, I could send in info on my timesheets and my bank balance and CS would resolve it manually. Idk who hired this service, but they refuse to manually update anything. It's just one generic answer after another. Either fix the issue and let users update their info through CS or just say you don't care about your customers and delete your app. CS is a joke.


Wow I'm so disappointed I really thought this app was going to be a lifesaver and it turned out to be a sham. I read several reviews that it starts out great at the beginning and then all the sudden it changes for no reason and that's exactly what happened to me. I am done doing business with ernin I'm going to pay them back their money next payday and I'm going to try and delete my account if I can if not I'm just going to delete my bank from my account and uninstall the app.


This app is ok. It allows me to take 100 dollars out. But it never had my account balance right. Sometimes it says it's to low to let me take the 100 out when the point is I'm "broke" My point is it needs to be more accurate, and it needs to update daily not every 3 days.


If you use app it starts a neverending cycle you have to keep cashing out to break even . the first couple of weeks there is no problems , then all of the sudden nothing changes on your end but for some reason the run into a hiccup . i would not recommend getting this aoo unless you have another source of income other then the one you link Thank you, Dwight Baldwin


This app was great. Now I cant connect my bank. It's really disappointing because I used it so much and loved it. It helped in jams and was very reliable when no other apps were. Kind of screwed me and now I wo t use it anymore. Not sure how they a r.c e gonna get there money back since i cant get on it anymore. Super disappointed. Update: I contacted their help department and they were amazing! Fixed everything and were so nice and apologetic! Thanks so much earnin!


👎 Signed up for the app, and have never used anything similar except Dave. Entered my husband's work info and found out you had to take the phone with you and go to work. So I changed the work info to my own, and they shut down my account. I can't even change the password now or log in. Because I wasn't super familiar with how the process worked when I signed up, now I can't use it at all. But they have my bank account information saved! Even though I can't access my account!!!


Yeah!!! I have given this app EARNIN all the information it has asked for, and I have not been able to access nothing. My issue is now, EARNIN has my bank account info and I can not access my money. All this app tells me is that it is still processing my info. It has been over a month since I have given this app my info!!


Worst app ever. Terrible customer service. Doesn't work most of the time. When asking for tech support they tell you to refresh your location services and that "going forward your hours should calculate" doesn't matter the day, or if you message the next day after following the instructions given from tech support. They will always tell you to refresh and wait. No help.


It has been working fine for the past 6 months but now its not. It says it needs updated bank info, but when I try to send the screenshot of my online bank statement like the app ask, it won't go though. Been like this for the past 2 days and its very frustrating


This app is absolutely amazing, it has helped me out in very tough spots. I get paid every month and sometimes waiting for my paycheck can be very hard. This app is pain free. The money goes directly into your account, you tip however much you believe is fair. It's amazing, a lot of people tip for the next person, so sometimes you don't have to tip at all. I highly recommend, 10/10.


I would assume people would need to use this service if they have a sudden fall in yheir account. I constantly show that I have 0 amount to cashout but I have only used the service twice. The timecard piece to the app is ineffective. I had something comeout of my account when i wasnt expecting it that took my account to negative. I went on to use the app to bring my account to positive to avoid fees and it doesnt allow you to cashout if your account is in the negative.


This app is really great for when your in a jam and short on funds. It has helped me when money was tight and had to wait most of the week just to get paid again. You are just basically advancing yourself money with no high interest and getting caught in a visious cycle of payday loans.


After using this app for over a year I'm suddenly hit with a max too low to pay bills. I've never missed a repayment and now they're telling me I need to keep my bank balance above 100$ to increase my max. As a person living paycheck to paycheck that NEVER happens and it's never been an issue with Earnin until now. I spoke with support and didn't get anything but a souless response. Just don't get in debt to this app because it doesn't care if you tip or never miss a repayment. Run away.


I used to be truly skeptical about these kinds of things, but DEFINITELY have to say this is by far the best app to earn money LITERALLY by doing nothing and just helping others out. Truly worth checking out!😍😍 Developers, PLEASE do not change nothing about this, it is EXCELLENT! THANK YOU


This app seemed like a great idea in the beginning...But of course it's not what it seems...They increase your amount in increments but they decrease your allowable amount rapidly without notifying you first... That's horrible business practice... They say that if u keep up with the 4 main points of their increase guidelines you should be able to get rapid increases... what they don't tell you is that if you don't "tip" them to their liking your allowable amount decreases quickly without warning


Since the last update, the app has not been tracking my earnings. They were still able to debit my account though 🙄 When it works, this app is great but please fix the connection issue. My account, app settings, and everything else have remained the same. The issue is the app update!


This app is soo easy to use and there are no hidden fees at all!!! It's straight forward and they lend you money for a very little fee compared to payday loans where you can never get out of them due to the interest. I definitely recommend this app!!! Truly does what it says!


This app is legit and a lifesaver. That said, i do have beef with a couple of things. I have to reconnect to my bank way too often, and in spite of doing everything required of me, I still get emails saying my Max is decreasing. Other than that, we're good.


i have used this app for almost a year now. its amazing, fast, and actually works! very helpful when needed and the staff is great, helpful, friendly, and fast. Update: I want to add that my paycheck came late by one day due to a holiday and since the money I borrowed still went through I had alot of bank fees. BUT Earnin gladly and instantly understood and payed them for me. You guys have helped in emergency cases so much.


App is total garbage have been trying a week to connect bank. Says my info is incorrect but i use THE SAME CREDENTIALS to log into the banking app for my bank. Then tech support wants you to send a bunch of screenshots to prove the app is acting funny but if tech knew the app was good there wouldnt be an entire section in the GET HELP area dedicated to this problem. Useless garbage definite uninstall!


Hace had app for few months now, at first it was great , then randomly stopped working. My bank and pay info I all setup but has not verified. Haven't been able to use app in 2+months. My brother in law is experiencing the same.


I am logged out every month unexpectingly and constantly submitting documents for verification. The developers should have corrected the issue by now. I am sure I am not the only one. The customer is not bad and I appreciate the assistance but I am done with this app.


Permissions

requires following permissions on your android device.

android.permission.ACCESS_BACKGROUND_LOCATION
android.permission.ACCESS_FINE_LOCATION
android.permission.ACCESS_NETWORK_STATE
android.permission.ACCESS_WIFI_STATE
android.permission.CAMERA
android.permission.FOREGROUND_SERVICE
android.permission.INTERNET
android.permission.READ_CONTACTS
android.permission.READ_EXTERNAL_STORAGE
android.permission.RECEIVE_BOOT_COMPLETED
android.permission.USE_BIOMETRIC
android.permission.USE_FINGERPRINT
android.permission.VIBRATE
android.permission.WAKE_LOCK
com.google.android.c2dm.permission.RECEIVE
com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
com.google.android.providers.gsf.permission.READ_GSERVICES
android.hardware.faketouch
android.hardware.screen.portrait
android.hardware.wifi
precise location (GPS and network-based)
Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power.

view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

view Wi-Fi connections
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

GET ACCOUNTS
Allows access to the list of accounts in the Accounts Service.

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

read your contacts
Allows the app to read data about your contacts stored on your phone, including the frequency with which you've called, emailed, or communicated in other ways with specific individuals. This permission allows apps to save your contact data, and malicious apps may share contact data without your knowledge.

read the contents of your SD card
Allows the app to read the contents of your SD card.

run at startup
Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.

control vibration
Allows the app to control the vibrator.

prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.

read Google service configuration
Allows this app to read Google service configuration data.

Older Versions

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