Acorns - Invest Spare Change APK

Version 3.7.3 -
Last updated: 2019-11-12 12:49:25

Join over 5 million people and start investing your spare change with Acorns!

Acorns - Invest Spare Change apk

APP Information

App Download Version3.7.3 (245740)
Updated2019-11-12 12:49:25
Apk Size50.31 MB
App DeveloperAcorns
Malware CheckTRUSTED
Install on Android4.4.x and up

Download Acorns - Invest Spare Change 3.7.3 APK

App Description

Acorns - Invest Spare Change is acorns,android,finance, content rating is Everyone (PEGI-3). This app is rated 4.5 by 8 users who are using this app. To know more about the company/developer, visit Acorns website who developed it. apps can be downloaded and installed on Android 4.4.x and higher Android devices. The Latest Version of 3.7.3 Available for download. Download the app using your favorite browser and click Install to install the application. Please note that we provide both basic and pure APK files and faster download speeds than Acorns - Invest Spare Change APK Mirror. This app APK has been downloaded 15632+ times on store. You can also download APK and run it with the popular Android Emulators.

Acorns is your guide to financial wellness. We’ll help you invest, save and spend responsibly for just $1, $2 or $3 per month. No surprise fees, just surprise upgrades. Join over 5 million investors and start investing your spare change for the future. Supported by leading investors, innovators and press like BlackRock, PayPal, Ashton Kutcher and CNBC.

CNBC recommends Acorns as a “simple, low-stress way to start investing.” (1)

Invest for your future
• Automatically invest your spare change from everyday purchases
• Learn how to get more from your money with easy-to-understand articles and videos from financial experts
• Add or withdraw your money whenever you need to
• Just answer a few simple questions to get your own investment portfolio built by experts and personalized to fit your goals

“Acorns takes saving to the next level by helping you automatically invest.” -Forbes(2)

Spend smarter
• The only checking account with a debit card that saves and invests for you
• No low-balance or overdraft fees and free or fee-reimbursed ATMs nationwide
• A sleek, tungsten metal debit card in signature Acorns green
• Earn up to 10% extra bonus investments from select local restaurants and businesses

“You think you need thousands of dollars to invest...not the case anymore because there’s an app called Acorns.” -Good Morning America(3)

Earn bonus investments with Found Money
• 350+ top brands that invest in you when you shop
• Earn even more from side gigs with Airbnb, Uber, Lyft and more

“Acorns is my favorite money app, because it makes it simple and cheap to make small investments.” -Business Insider(4)

Grow your knowledge
• Learn how to get more from your money with easy-to-understand articles and videos from financial experts

“Acorns. This is a fabulous app.” -The Today Show(5)

Security that’s strong as oak
• All your information is protected by bank level security, 256-bit encryption and never stored on your devices.
• Acorns Securities, LLC is a member of the Securities Investor Protection Corporation (SIPC). Your investments are protected up to $500,000.
• Acorns Spend is an FDIC-insured checking account all the way to $250,000, plus fraud protection and instant, all-digital card lock
• Continuous fraud monitoring

“Acorns is quickly turning into an oak tree in the financial services space.” -TechCrunch(6)

Acorns offers simple, subscription pricing at three tiers of $1, $2 or $3 per month until you have $1 million invested.

“With the help of Acorns, investing is now made for everyone.” -Forbes(7)


Investing involves risk including loss of principal. Image is for illustrative purposes only and shows hypothetical account balance growth of an account and does not represent an actual or typical client experience. For important disclosure regarding this graph, please carefully review the information found on the in-app 'potential' screen.

This app is operated by Acorns Advisers, LLC, an SEC Registered Investment Advisor. Brokerage services are provided to clients of Acorns by Acorns Securities, an SEC registered broker-dealer and member FINRA/SIPC. Investments are not FDIC insured and may lose value. Investing involves risk and investments may lose value, including the loss of principal. Please consider your objectives and Acorns fees before investing. Past performance does not guarantee future results. "Acorns", the Acorns logo and "Invest the Change" are registered trademarks of Acorns Grow Incorporated. Copyright © 2019 Acorns and/or its affiliates.

Information about FINRA is available at Explanatory brochures about SIPC protection are available upon request or at

App ChangeLog

  • We've made some enhancements and fixed a few bugs to make Acorns even better for you, because we believe small change adds up. Grow your oak!

App Screens

Acorns - Invest Spare Change Screenshot 1Acorns - Invest Spare Change Screenshot 2Acorns - Invest Spare Change Screenshot 3Acorns - Invest Spare Change Screenshot 4Acorns - Invest Spare Change Screenshot 5Acorns - Invest Spare Change Screenshot 6

Reviews From google play store

It started out as a great debit/investment account but they will periodically lock your account. This is particularly frustrating as it blocks your debit card and complete online access. I would not recommend using it as a primary checking/debit account as you never know when this occasional lock occurs. On the plus side, the customer service is friendly and they respond fairly quick to emails just be cautious. I would suggest keeping a low balance on the card to prevent being locked out.

had this app for 3 years, never had much of a problem with it. Occasionally my card would disconnect from my account but reconnecting only takes a minute or two for me. Its quite nice having different portfolios and being able to view what stocks your money is being invested in. I have it where it takes $50 a month into the account. Being a college student its a convenient way for me to save money a little bit at a time.

I've been able to save over $200 in a little over two months just from my change and 1 weekly deposit of $5. I love that this is separate from my bank app bc it's so easy to transfer money from my savings to my checking. Not that this is hard to collect from. It's just not staring me in the face like my linked bank accounts in my banking app. I also love the found money part where I get money back for buying from my favorite retailers & car rentals. I've earned $18 so far.

They take out money whenever it hits 5. No warning no notice. They also charge 1 a month for the privilege of taking your money. There's not enough games to make it worth my time I'm closing my account for this reasons above. And because of this they've ever drawn my account twice which was a lot more than they were they were saving for me.

It's been almost a month, and I still can't get past the Contact Information screen. Every time I enter my info, I hit Next, and it tells me "Something went wrong.... Unable to connect to server... Troubleshooting". Troubleshooting for a month? Starting to lose patience. I'll give it another week, then I'm uninstalling.

The service is great. Not being able to access my account through the web and being forced to have the app, not so much. The app will hold your account for ransom and extort unnecessary updates before you can use your account. The updates change the appearance of the account but they don't improve the experience. I have had to update it 4 times in one year. None of them were necessary.

The app lacks some experiences for androids compared to apple phone users. On my android a (galaxy 10+) I'm not able to use my available round ups. It keeps offering the same round up options from 3 weeks ago. Its app experience is much better on iphone users. The graphs and set up is much more user friendly . They're able to do multiple things I can't. I want to love this app but your just not making my experience enjoyable as an android user.

Exceptional tools conveniently at your fingertips, Great ideas, Cross platforming would be a great addition like start ups i.e.startengine shares/ or from crocks like STASH who are stealing all my retirement fund money for fees for nothing, I can't figure out how to get my little bit of mobey back and reinvested instead of sneakily stolen, I'm a Veteran and sure didn't help me, Shame

Terrible experience. I've been trying to close my account and I keep getting a monthly fee. I removed the money from my account, asked for it to be closed and they took out more from my checking and put into the acorns account. Note they tell me they can't close until I take all the money from my account. Very frustrating.. each time you deduct from your acorns account you get a 10% penalty so they're profiting from keeping my account open

They want my banking user name and password instead of my checking account info. I would not mind sending them a cancelled check to withdraw the monthly service fee or make deposits, but there is ABSOLUTELY NO WAY that I am allowing them sign-in access to my account. They are not FDIC insured, but my bank account is. If they fear using my checking account, then this app must not be legitimate. Tread wearily all you prospective users.

App doesn't work. I can't connect my bank OR put in personal information. Customer service replied once to tell me I didn't have an account, but when I try to create one it says my email is already in use. When I log in, I get the above issue. Customer service did not respond after I sent them screen shots of the issue. If I could give zero stars it would still be too many.

This is the worst experience I have ever received with any customer service or technical support. I have made several attempts to have my device unlocked and no one has been able to resolve my issue. I was told I would be able to use my account within 24 after my second attempt, but it seems as if the support team is completely incapable of resolving my issue. I truly hope customers think twice before signing up. WORST EXPERIENCE EVER!!!

A great investment app that keeps improving with each new update. If they can improve upon explaining what type companies you're investing in and more companies to get Found Money from will be an improvement. Also with Found Money, they should fix the functionality of it as I bought from companies under the list, like Walmart and haven't received a dime. Advanced Auto for some reason still says pending after several months of using the Acorns Visa. Some issues that are preventing a 5 star.

I just let my money accrue in here for fun. Returns don't seem like much but Penny's on the dollar they are earning funds. I would have rated it a 5 but similar investment apps are a little cheaper and I haven't tried to pull my money out yet so don't know how that will go when ready. I did refer my kids to the app and I think over their adult lifetime it should pay off nicely or at least create a savings fund.

Ok I've been using the app for 3 days and have started off with $100 invested with no problems so far except the fact that when I try to login to check my account I get a "failed to connect to our servers" error about 40% of the time. What gives? I will edit review once fixed but for now I'll continue to use the app.

originally rated this 5 stars, then 3, now 4 because even the most aggressive portfolio is quite diverse and doesn't take huge downturns even when the market does. If you have less than 200$ in your account it's likely your subscription will eat your gains, and it's worth mentioning that round ups are sort of irrelevant. Maybe try to invest 1/3 or 1/4 of a paycheck, that will keep you positive 85% of the time. This should be treated more as a long term higher interest savings account.

Started off great but haven't been able to access app or website for a month now. I have no idea what my balance is! I came to the app store to check out other reviews and people are complaining about the same issue.. Not able to access anything!.. This is the most irritating experience ever.

Worked well for one year then locked me out for no reason without notice. Trust is very important when investing big or small.This company makes themselves very difficult to trust. They don't reply to emails. Their app says" sign in error sorry about that" every time. I have changed the password attempting to correct any problem (which there was none on my end . Only theirs) So now there's no service, no access, and I am supposed to trust them with my savings investments? Fix your app!

Love it! I started in july and cant believe how much i already have saved and i love that my money is split up into different stocks and bonds and retirement. Im so glad a friend mentioned this to me. Its exciting and such a relief to have savings for my future without missing the money

I've been using Acorns for almost a year and have been having an awful experience recently. Long withdrawal times and now I CAN'T LOG INTO MY ACCOUNT. I keep getting an "unknown error" so now I have no account control. The app has only gotten worse.

I work as an independent contractor, so retirement savings is all on me. Acorn is so easy and it's flexible. My funds are also reasonably easy to access, no questions asked. I recently had a small emergency and was able to "borrow from myself", which was much more desirable to me than paying interest on a credit card. If I were to ever go back to a 9 to 5 job with retirement benefits, I'd still keep my Acorn account.

Even though I have my account on pause they still take money from my bank. They make it impossible to close the account permanently to. They make you email them but they never get back to you. (" High emails but will get to you as soon as possible")

I've been using acorns for over 2 years now. While I'll say the growth isn't the best compared to other investment options, it's extremely easy and user friendly and really helps you get started. The customer service from my experience is great albeit a little slow. The app is intuitive and the articles it provides you are definitely good to read. I strongly recommend this service to anyone who is getting started or have a hard time saving in general, but anyone could benefit. Research!

Thought I had completely setup my account. When I opened the app a second time it asked more questions and wasn't clear that I was setting up a second account called my 'Later' IRA. Only wanted the one account to contribute not two. Didn't have a clear option not to setup this second account. Seems predatory the way the app is written.

Updated: fix spend. They invested over $10.00 in two days on round ups. I earn under $24000 a year. I saw they were going to transfer from my bank so I turned automatic round ups off. Crazy. Can't cancel transfer. It is a new account. I don't have the option to add money to my acorns spend and they wont mail card till I add money. cool features. Can buy stuff online and a percentage gets invested. Gas. eBay. Gnc. Mail & e-gift cards all have their percentage.

Linking my account results in "No available accounts" that's a lie. Typical checking and nothing special about it. I was eager to use this application but it looks like I can't. Please fix whatever it is that would cause this type of false error. Thanks.

I will never use this app again, I had an account already and withdraw my money however when I tried to login back they told me that the device am using is blocked from using account. Forwarded email to support but they dont help. Waste of time and money. Stupid people working for them

You can't contact anyone, it also doesn't want to take your information. Wanting to close the account and it doesn't give an option to call...fine! At this point hoping they close the account as I requested in my email.

Love this app(&) people, its great way to keep up with your money, you can pay bills and it doesnt take can watch it automatically change when you pay, dont have to wait, plus they pay you.thats the great thing.and you can save money! Thanks Acorns!!

I'm very disappointed with acorns. I setup reoccurring investments for every week and for some reason the don't happen as scheduled. I make deposits and the money never gets taken out of my account the transactions get stuck and on the app it will say transfering and buying shares for over a week until I finally send them an email. In the past month Acorns has been terrible.

I was trying to start the whole funding and roundups feature but have trouble in contacting the company! No phone number and their email had a firewall blocking my email to ask for help! I will give them a higher rating once they fix these issues. Don't leave me hanging!

I do enjoy this app. And what it's capable of doing. The only downside is that the reason I signed up in the first was for the round up feature. Apparently not all banks support that feature

I installed this app and registered than I got to the link bank account section and all I get after typing in many, many numbers, I get a popup that tells me the server is down. Really? Down for more than 24 hours?

Transactions take too long to happen. If I want to put money into my account, it takes at least 3 business days to be completed. Other apps like Robinhood provide instant transactions

I like the new platform, I love the round ups and the recurring investments, I don't love getting return charges when my account has too little to invest my recurring amounts... Feels less like an investment and more like a credit card payment..

Acorn app is absolutely brilliant! The layout is spectacular, never a glitch. It really makes my day when I open the Acorn app and it greets me by saying, good morning.

Well they fixed the login problem everything was going fine until they ask for my bank and when I went to search for it's not in their system so I can't invest of I can't link my accounts so don't know what to do My band is ENT credit union and it's not a part of your system

Been trying to get this to work for weeks now. It keeps telling me that it can't connect to my bank and I can't put in my personal information right now. It is very frustrating. I really want to use this app, please please fix it. Thank you!

Absolutely love this app! It's a great way to save your money. You put it in there and they make you money off of your money. It is absolutely one of the fastest ways to make extra money and save!!!

Great for saving and easy to understand and manage. Only issue is, is that'd I'd prefer to be able to manage my own portfolio more. But other than that, great service.

Just started so only giving it a 3 star. Only dislike so far is that it links my bank, and not just one account. I didn't want them to have access to all my bank account info, just the one account. Will likely unlink my bank. I will update my review at a later time.

I am really annoyed with this app. I have tried sending messages to have my issues resolved only to be ignored. There is no phone number to call for help on the app or the website. 😡😡😡

Love it! Its helping. Wish there were more transfer options between accounts and outside accounts but I get why its limited. Still a good app to have for saving money and getting perks

Automatically takes money from your account no matter how many times you tell it not to. In response to your response. Yes it does and I can 100% prove it. I do not recommend this app!

Acorns has taught me so much about how savings/ investing works. It explains how your savings portfolio works. It helps you get a plan that fits your needs. I like watching the potential growth of my plan. I enjoy the hands on opportunity that I have with Acorns. I like being able to invest an amount that I can afford. I have earned more in 6 months than I did in a whole year with a savings account at the bank. It is never too late to start saving.

Acorns has been wonderful until recently. They randomly blocked access to my phone and their support team has still yet to answer my email even after I changed my password. It's been a few days but I would like to access my account now. Anybody have any ideas?

Ive had a super easy time using this app and its super simple to make a withdrawal if you need it. It takes a few days for it to go through though so not for immediate need.

This app takes a small enough amount of money that I don't notice but big enough I'm surprised when I check on it. Whoever they have investing it does a fantastic job as well. I have over $100 of growth since i started using it!

Do you know how much this program has cost me? It only gives errors when I try to log in and the only other thing is does is overdraft my account. It sounded smart but they don't seem to care. There's real banks that don't charge monthly. See other options below. Edit; I didn't know it cost monthly. I thought it was pay what you want. Plus you guys could check my bank account and know that ur screwing me over by taking 5 bucks. Selfish af, aren't ya tho. It's been stated I can't log in. And?

Terrible service. Signed up on Oct 1. Still no active account and no communication from Acorns. Customer service is slow and message says, "we are experiencing high email volume." Waste of time.

Things were fine till I had a problem and discovered that there is no phone number to call and reach a human being when you have a problem. I am not keen on allowing people to invest my money that I can't call when there is an issue. I am closing my core, later, amd spend account. I ll come back when you improve your customer service.

It's been a great way to help me save money. I only have taken $150 out because I was short on books and got it much faster than I expected about 2 or 3 days!

Ive never had an issue with depositing or withdrawing money. Sets up a decently balanced portfolio for a beginning investor. Solid start for those wanting to start up a portfolio.

User friendly, mindless investing, no glitches, automatic. Making my spare change into an automatic deposit. Great way to save for the future

I have been attempting to login but it keeps saying unavailable they are trouble shooting, even tried to change my password, not able to change Keep getting the same message. How do I get in contact with you all to fix the problem or delete my account

I love this app! Easy way to invest with either ur spare change or recurring payments... Definitely easy for a beginner just getting into investing... E'ryone should try it!!!

A friend suggested I try Acorn and I'm so pleased with it! The money just transfers and I don't feel like I am missing anything but it's adding up nicely in my investment account!

Super easy to use just setup your bank account and forget it before you know it you will have have a substantial amount of money saved.

Been trying to create an account for months. Constantly gives me a server error when doing so. Many people having issues with this company... sad to see, the idea looked great.

Great app to save and learn a little bit about how to invest. I am not satisfied with how long it takes them to get back with you as far as fixing an issue.

A fantastic savings and inestment portfolio for voth ahort term and longterm goals. The debit card they introduced was a great addition and has helped me out greatly when I needed it.

Acorn is a great way to invest your spare change & earn money! I have invited friends & showed them the amount of money I have earned over years just from spare change and they where amazed. You can use any Visa or debit card for your roundups, they even have their own Acorn debit/visa credit card.

Love the idea of this, no thinking just saving money. Great for saving for vacations because you don't notice money being gone then boom you have $600!

Acorns continued to withdrawal money from my account even after I stopped the withdrawal on the app. This cost me over $200 in overdraft fees. When I had money, Acorns locked me out of my account after I tried to make a deposit into my Acorns account. It cost me more money and time to give them multiple, very personal, information/documents before they would unlock my account days later and without apologies. My bank doesnt even do this.

I had an account once before. I closed it due to early app days issues. I figured Id try it out again after some time pased and hopefully issues had been worked out. It won't let me sign up using my old info and I get the please email us response. But no one responds to my email. So I tried setting up a new acct. with my other email and it says to try back later. You would think acorns would want my business? I am giving it a one star until someone contacts me with an answer. Not a good start!!!

I thought this was a great app and I felt like it was going to be a good option to help with financial goals, but after an update my bank no longer allows this 3rd party app. Neither Acorns nor my bank has a solution. Sadly I will be discontinuing my use and uninstalling. Will be back if there is a fix....

I have found and saved so much from this app. I'm getting my card soon and that still save me so much more. You will love it.

So simple and fun. You can really start seeing the results quickly when using it regularly.

Absolutely love it. Best app on my phone. Plus test driving the new acorns spending account. The card is gorgeous!

Started 2 years ago and its amazing to see how quickly it adds up. I dont even notice the roundups coming out.

Horrible customer service, had to msg them 5 times before they respond about a login issue and was told the issue would be resolved in 24hours and its been 4 days. still waiting on login issue to be resolved. Tried calling there phone and there is never anyone available to assist ever. Called at different times on different days and it remains the same.

I bank with PNC and Capital One. PNC couldn't connect but Capital One did.... for a little while. 2 major banks, neither can work with round ups. Pointless. It rounded up for a while, suddenly stopped with no notification on why until I contacted customer service. Soooooo frustrated. Uninstalling app and closing account.

This app is a great way to start putting money away for retirement. I have always had a hard time investing for my future, so it is nice having an app that does it for me.

I love acorns and I'm so happy to find out they offer a Roth IRA to save for retirement. The interface is awesome and it's super simple I've already saved over $1000 and I've only had it for about 6 months

Haven't had any negative experiences with the service or app. Wish the $1 free was free after your account hits $5k but other than that it's pretty helpful and nice to have just saving 6 to 10 bucks a day makes a huge difference in the long run. Highly recommend it to people of all ages who are struggling with money just set it and forget about it. App needs to have more partnerships with more businesses and companies especially grocery stores. Would be nice if they matched every purchase.

2 stars only because I like the concept. I connected my banks/cards and enabled round-ups. I have hit the $5.00 minimum for round-ups to be taken from my account twice and nothing has come out of my account/gone into my investment account. I will uninstall by the end of the week if it's not resolved.

Was great. Now frustrating. They've gotten rid of phone support and I've sent several emails, none of which have gotten a response. There's Still no way to deposit checks or cash despite months of being told it would be available in "just a few more days" Now they're charging a monthly fee, which would be fine, if I had a way to put money into my account. Was excited, now just disappointed and irritated.

I've used this app for years and, until now, LOVED it. Something happened to disconnect my bank from the roundups.They told me my bank isn't compatible with their roundup technology but I can still add money. 😐But I've been using this same bank for my roundups for years without any problems! And that's NOT what I use Acorns for!😠 I already have checking and savings accounts. The roundups are what makes Acorns so great! I loved my Acorns account!😔 Please fix this so I can give 5 stars.

Love this app, it is great for people who aren't very good at saving. It rounds up your purchases and puts it in your acorns account where it is invested and grows, you also have the option to do a direct deposit of any amount, mine is $20 a month right now. You can withdrawal any time, however it takes a couple of days, which I think is good because you only withdrawal if you really really need it and not instant. For me that helps me to just leave it alone. I recommend this to everyone.

Great app, it's something everyone should have who is interested in having some money set aside for later.

Could never get past registration page. Multiple attempts. Latest revision. Pure garbage. Ridiculous

I love this app. Rounds up cash I never miss so I can save. Automatic payments make things even easier!

Great idea. App works well overall, but customer service is terrible. There are some banks in their list that will not connect to the app. I told them about this and explained in detail what was happening and they were no help in resolving the issue. They even started ignoring my messages when all I'm trying to do is help fix their app. On top of that, they have no customer service phone number which is always a huge red flag. Very disappointed in their support.

My experience with the Acorns app is terrible so far, and I've only had it for ten minutes. Every time I filled in personal information and hit Next, a message popped up saying there were technical difficulties. Now I can't sign in and I got an email stating that more information is needed. I'd love to provide it, but I can't even sign in through the app. This has been truly horrible. Should I just cancel the account? I was really expecting more from this app - at least for it to work.

Cant even use it. A captcha appears that i cant complete due to the verify button being off screen completely with no way to reach it.

Very easy, manageable way to easily invest your spare change...very workable, and friendly platform....

UPDATE....Im still having trouble!!! I want to shop through the Acorns App and once again, still cant log in 😡 I love this app and investing my round ups but I have the hardest time logging in. Says it's having trouble connecting to the server half the time. I log back in after a few minutes like it says and still nothing. Very frustrating!!

This app is so easy... I don't notice the money missing from my checking account because I get to choose how much to invest. And if my scheduled investment isn't in my account it is all good because there are no fees or penalties. And the withdrawal of my funds is so easy & again no fees or penalties. I love this app & recommend highly.

I love that I can save money effortlessly and automatically. My new favorite feature is "grow your money". Off I can buy something online, I go through acorns to receive money from companies put into my core account. This is such a great app for new investors who don't have $10,000 on hand, or anyone just looking to diversify.

This is a solid platform with no hidden fees or cost. The greatest thing is the app let's you invest little or you can change to a higher commitment. Most investment funds want only large commitments up front. Even if you have a long term commitment.

Awful customer service. I've had the app for two weeks and yet to receive an email back from last week. "Live Chat" does not even have anyone available and its 2:30pm on a Monday. Recent reviews are terrible, and in an effort to recommend 3 friends to get my $100 investment bonus, they persuaded me against this app based on their personal experiences. As you can even see in the review section, even "We apologize," is automated. I want my account closed!

I love this app I have been doing it for about a month and I'm amazed at how much money I can put aside just using the app you should try it it's great !

I like the app, but dont expect to make much money. I have this portfolio set to very aggressive, and all my others out perform it significantly.

It's been three days that I have been trying to chat with the support team about my card isn't working and I need a new one. The wait for the chat is way too long. I had to explain the whole thing to them each time I was chatting with someone. They reply very late. And when they do they expect you to reply back right away otherwise they go offline. Then start the whole thing again with someone else. I am really annoyed by their support team. Just poor !!!

I had the app for about a year, the last 5 weeks it's been telling me the server is down, so now that I need my money. I can't get to it. I'm basically counting it as a lost. I sent them a email complaining about them constantly locking my account. Then they responded and now I can't access anything. I definitely wouldn't risk losing my money in this app again.

I have emailed & tried to call about them taking the money out of my account but the app will not let me sign on to finish my login. It asks for my name, email address, date of birth & social security number every time, when I enter all the info it says can not log in right now try again later. I have been trying for over a month. What the heck is wrong with your system?? I can not log in on my computer either. Where is my money going? Do I get any money back?

Getting started with my bank took awhile and a few calls with the bank and Venmo but have had no issues since then. An almost invisible way to put a little money aside and start investing. Has been a joy to see it grow. I have a little emergency fund now that I wouldn't have had otherwise.

Solid way to offset minor impulse spending by ensuring some of that cash goes to savings. I make daily contributions, in addition to round-ups, and have been pleasantly surprised with the amount of money I've saved up in just under a year of use. If you're curious about whether this app is worth it, it all depends on your goal. For me, it's been a low effort way to save cash without being tempted to draw on it (transfers out can take 3-5 days). My goal was to save, so it fits my needs. YMMV.

Easy to use, has good insights. Excellent for beginners. Round ups are a great idea.

Well sounds awesome im ready to get started... Started by created an account but it wint ket me link my account to it keeps saying that you are having trouble connecting to your server try in a few mins thanks for my patience but its been hours still cant do it so two starts until i can get it going then ill re rate

Apk scan results

Apk Scaned By TotalVirus Antivirus, Was Pure And Safe.

Scan Stats:failure:0|harmless:0|malicious:0|suspicious:0|timeout:1|type-unsupported:11|undetected:59|
File type:Android
Magic:Zip archive data, at least v2.0 to extract
File size:52753509
Uncompressed Size:18321947
Contained Files	:6208
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requires following permissions on your android device.

precise location (GPS and network-based)
Allows the app to get your precise location using the Global Positioning System (GPS) or network location sources such as cell towers and Wi-Fi. These location services must be turned on and available to your device for the app to use them. Apps may use this to determine where you are, and may consume additional battery power.

view network connections
Allows the app to view information about network connections such as which networks exist and are connected.

view Wi-Fi connections
Allows the app to view information about Wi-Fi networking, such as whether Wi-Fi is enabled and name of connected Wi-Fi devices.

take pictures and videos
Allows the app to take pictures and videos with the camera. This permission allows the app to use the camera at any time without your confirmation.

Allows access to the list of accounts in the Accounts Service.

full network access
Allows the app to create network sockets and use custom network protocols. The browser and other applications provide means to send data to the internet, so this permission is not required to send data to the internet.

run at startup
Allows the app to have itself started as soon as the system has finished booting. This can make it take longer to start the phone and allow the app to slow down the overall phone by always running.

control vibration
Allows the app to control the vibrator.

prevent phone from sleeping
Allows the app to prevent the phone from going to sleep.

receive data from Internet
Allows apps to accept cloud to device messages sent by the app's service. Using this service will incur data usage. Malicious apps could cause excess data usage.

Older Versions

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